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The Co-operators
The Co-operators Group Limited is a Canadian insurance co-operative, founded in 1945, owned by 46 members including co-ops, credit union centrals and representative farm organizations. It is one of the leading Canadian-owned multi-line insurers, offering auto, home, life, farm, travel and commercial insurance as well as investments. The company was started by farmers in Saskatchewan, in 1945. The Co-operators Group Ltd. is a co-operative headquartered in Guelph, Ontario. That entity owns several operating companies, the largest of which is Co-operators General Insurance Company, which sells property and casualty insurance (i.e., auto, home, farm and commercial), primarily through its network of more than 485 exclusive agents. The second biggest company in the group is Co-operators Life Insurance Company, based in Regina, Saskatchewan, which sells life insurance (i.e., life, health, group benefits). Other member companies are HB Group Insurance of Mississauga, The Sovereign Gene ...
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Co-operative
A cooperative (also known as co-operative, co-op, or coop) is "an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs and aspirations through a jointly owned and democratically-controlled enterprise".Statement on the Cooperative Identity.
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Cooperatives are democratically controlled by their members, with each member having one vote in electing the board of directors. Cooperatives may include: * businesses owned and managed by the people who consume th ...
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World War II
World War II or the Second World War, often abbreviated as WWII or WW2, was a world war that lasted from 1939 to 1945. It involved the vast majority of the world's countries—including all of the great powers—forming two opposing military alliances: the Allies and the Axis powers. World War II was a total war that directly involved more than 100 million personnel from more than 30 countries. The major participants in the war threw their entire economic, industrial, and scientific capabilities behind the war effort, blurring the distinction between civilian and military resources. Aircraft played a major role in the conflict, enabling the strategic bombing of population centres and deploying the only two nuclear weapons ever used in war. World War II was by far the deadliest conflict in human history; it resulted in 70 to 85 million fatalities, mostly among civilians. Tens of millions died due to genocides (including the Holocaust), starvation, ma ...
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Financial Services Companies Established In 1945
Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of production, distribution, and consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in financial systems at various scopes, thus the field can be roughly divided into personal, corporate, and public finance. In a financial system, assets are bought, sold, or traded as financial instruments, such as currencies, loans, bonds, shares, stocks, options, futures, etc. Assets can also be banked, invested, and insured to maximize value and minimize loss. In practice, risks are always present in any financial action and entities. A broad range of subfields within finance exist due to its wide scope. Asset, money, risk and investment management aim to maximize value and minimize volatility. Financial analysis is viability, stability, and profitability ass ...
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1945 Establishments In Saskatchewan
1945 marked the end of World War II and the fall of Nazi Germany and the Empire of Japan. It is also the only year in which nuclear weapons have been used in combat. Events Below, the events of World War II have the "WWII" prefix. January * January 1 – WWII: ** Germany begins Operation Bodenplatte, an attempt by the ''Luftwaffe'' to cripple Allied air forces in the Low Countries. ** Chenogne massacre: German prisoners are allegedly killed by American forces near the village of Chenogne, Belgium. * January 6 – WWII: A German offensive recaptures Esztergom, Hungary from the Russians. * January 12 – WWII: The Soviet Union begins the Vistula–Oder Offensive in Eastern Europe, against the German Army. * January 13 – WWII: The Soviet Union begins the East Prussian Offensive, to eliminate German forces in East Prussia. * January 16 – WWII: Adolf Hitler takes residence in the '' Führerbunker'' in Berlin. * January 17 ** WWII: The Soviet Union occupies Warsa ...
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Cooperatives In Canada
A cooperative (also known as co-operative, co-op, or coop) is "an autonomy, autonomous association of persons united voluntarily to meet their common economic, social and cultural needs and aspirations through a jointly owned and democratically-controlled wiktionary:Enterprise, enterprise".Statement on the Cooperative Identity.
''International Cooperative Alliance.''
Cooperatives are democratically controlled by their members, with each member having one vote in electing the board of directors. Cooperatives may include: * businesses owned and managed by the people who consume their goods and/or services (a consumer cooperative) * businesses where producers pool their output for their common benefit (a producer cooperative) * organizations managed by the people who work there (a worker c ...
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Companies Based In Guelph
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial per ...
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Insurance Companies Of Canada
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ...
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Canadian Companies Established In 1945
Canadians (french: Canadiens) are people identified with the country of Canada. This connection may be residential, legal, historical or cultural. For most Canadians, many (or all) of these connections exist and are collectively the source of their being ''Canadian''. Canada is a multilingual and multicultural society home to people of groups of many different ethnic, religious, and national origins, with the majority of the population made up of Old World immigrants and their descendants. Following the initial period of French and then the much larger British colonization, different waves (or peaks) of immigration and settlement of non-indigenous peoples took place over the course of nearly two centuries and continue today. Elements of Indigenous, French, British, and more recent immigrant customs, languages, and religions have combined to form the culture of Canada, and thus a Canadian identity. Canada has also been strongly influenced by its linguistic, geographic, and eco ...
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Corporate Knights
Corporate Knights is a media and research company based in Toronto, Canada, focused on advancing a sustainable economy. The company publishes an award-winning magazine,  ''Corporate Knights'', and produces global rankings, research reports, and financial product ratings based on corporate and environmental sustainability performance, including the "Global 100 Most Sustainable Corporations in the World" and the "Best 50 Corporate Citizens in Canada".   History Corporate Knights Inc. was co-founded in 2002 by Toby A. Heaps, Paul Fengler and Peter Diplaros. According to Heaps, the trio created the magazine as a "halfway house between Adbusters and Forbes." The magazine was first published in the wake of the accounting scandal at Enron and MCI Inc., WorldCom with the objective of holding companies more accountable. The three founders believed that "if you want to make social change, it's through business." Heaps later coined the term "clean capitalism" to describe an economic ...
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Saskatchewan Roughriders
The Saskatchewan Roughriders are a professional Canadian football team based in Regina, Saskatchewan. The Roughriders compete in the Canadian Football League (CFL) as a member club of the league's West Division. The Roughriders were founded in 1910 as the Regina Rugby Club. Although Saskatchewan was not the first team to play football in Western Canada, the club has maintained an unbroken organizational continuity since their founding. The Roughriders are the fourth-oldest professional gridiron football team in existence today (only the Arizona Cardinals, Hamilton Tiger-Cats and Toronto Argonauts are older), and one of the oldest professional sports teams still in existence in North America. Of these teams, the Roughriders are both the oldest still in existence that continuously has been based in Western Canada (as well as the oldest surviving team in the CFL's present-day West Division) and the oldest in North America to continuously have been based west of St. Louis, Missouri ...
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Canadian Football League
The Canadian Football League (CFL; french: Ligue canadienne de football—LCF) is a professional sports league in Canada. The CFL is the highest level of competition in Canadian football. The league consists of nine teams, each located in a city in Canada. They are divided into two divisions: four teams in the East Division and five teams in the West Division. As of 2022, it features a 21-week regular season in which each team plays 18 games with three bye weeks. This season traditionally runs from mid-June to early November. Following the regular season, six teams compete in the league's three-week playoffs, which culminate in the Grey Cup championship game in late November. The Grey Cup is one of Canada's largest annual sports and television events. The CFL was officially named on January 19, 1958, upon the merger between the Interprovincial Rugby Football Union or "Big Four" (founded in 1907) and the Western Interprovincial Football Union (founded in 1936). History Ear ...
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Burlington, Ontario
Burlington is a city in the Regional Municipality of Halton at the northwestern end of Lake Ontario in Ontario, Canada. Along with Milton to the north, it forms the western end of the Greater Toronto Area and is also part of the Hamilton metropolitan census area. History Before the 19th century, the area between the provincial capital of York and the township of West Flamborough was home to the Mississauga nation. In 1792, John Graves Simcoe, the first lieutenant governor of Upper Canada, named the western end of Lake Ontario "Burlington Bay" after the town of Bridlington in the East Riding of Yorkshire, England. The British purchased the land on which Burlington now stands from the Mississaugas in Upper Canada Treaties 3 (1792), 8 (1797), 14 (1806), and 19 (1818). Treaty 8 concerned the purchase of the Brant Tract, on Burlington Bay which the British granted to Mohawk chief Joseph Brant for his service in the American Revolutionary War. Joseph Brant and his household se ...
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