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Security Question
A security question is form of shared secret used as an authenticator. It is commonly used by banks, cable companies and wireless providers as an extra security layer. History Financial institutions have used questions to authenticate customers since at least the early 20th century. In a 1906 speech at a meeting of a section of the American Bankers Association, Baltimore banker William M. Hayden described his institution's use of security questions as a supplement to customer signature records. He described the signature cards used in opening new accounts, which had spaces for the customer's birthplace, "residence," mother's maiden name, occupation and age. Hayden noted that some of these items were often left blank and that the "residence" information was used primarily to contact the customer, but the mother's maiden name was useful as a "strong test of identity." Although he observed that it was rare for someone outside the customer's family to try to withdraw money from a ...
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Shared Secret
In cryptography, a shared secret is a piece of data, known only to the parties involved, in a secure communication. This usually refers to the key of a symmetric cryptosystem. The shared secret can be a password, a passphrase, a big number, or an array of randomly chosen bytes. The shared secret is either shared beforehand between the communicating parties, in which case it can also be called a pre-shared key, or it is created at the start of the communication session by using a key-agreement protocol, for instance using public-key cryptography such as Diffie–Hellman or using symmetric-key cryptography such as Kerberos. The shared secret can be used for authentication (for instance when logging into a remote system) using methods such as challenge–response or it can be fed to a key derivation function to produce one or more keys to use for encryption and/or MACing of messages. To make unique session and message keys the shared secret is usually combined with an ini ...
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Self-service Password Reset
Self-service password reset (SSPR) is defined as any process or technology that allows users who have either forgotten their password or triggered an intruder lockout to authenticate with an alternate factor, and repair their own problem, without calling the help desk. It is a common feature in identity management software and often bundled in the same software package as a password synchronization capability. Typically users who have forgotten their password launch a self-service application from an extension to their workstation login prompt, using their own or another user's web browser, or through a telephone call. Users establish their identity, without using their forgotten or disabled password, by answering a series of personal questions, using a hardware authentication token, responding to a notification e-mail or, less often, by providing a biometric sample such as voice recognition. Users can then either specify a new, unlocked password, or ask that a randomly generate ...
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Authentication Methods
Authentication (from ''authentikos'', "real, genuine", from αὐθέντης ''authentes'', "author") is the act of proving an assertion, such as the identity of a computer system user. In contrast with identification, the act of indicating a person or thing's identity, authentication is the process of verifying that identity. It might involve validating personal identity documents, verifying the authenticity of a website with a digital certificate, determining the age of an artifact by carbon dating, or ensuring that a product or document is not counterfeit. Methods Authentication is relevant to multiple fields. In art, antiques, and anthropology, a common problem is verifying that a given artifact was produced by a certain person or in a certain place or period of history. In computer science, verifying a user's identity is often required to allow access to confidential data or systems. Authentication can be considered to be of three types: The first type of auth ...
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Password Fatigue
Password fatigue is the feeling experienced by many people who are required to remember an excessive number of passwords as part of their daily routine, such as to log in to a computer at work, undo a bicycle lock or conduct banking from an automated teller machine. The concept is also known as password chaos or more broadly as identity chaos. Causes The increasing prominence of information technology and the Internet in employment, finance, recreation and other aspects of people's lives, and the ensuing introduction of secure transaction technology, has led to people accumulating a proliferation of accounts and passwords. According to a survey conducted in February 2020 by password manager Nordpass, a typical user has 100 passwords. Some factors causing password fatigue are: * unexpected demands that a user create a new password * unexpected demands that a user create a new password that uses particular pattern of letters, digits, and special characters * demand that the user ...
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Knowledge-based Authentication
Knowledge-based authentication, commonly referred to as KBA, is a method of authentication which seeks to prove the identity of someone accessing a service such as a financial institution or website. As the name suggests, KBA requires the knowledge of private information from the individual to prove that the person providing the identity information is the owner of the identity. There are two types of KBA: ''static KBA'', which is based on a pre-agreed set of shared secrets, and ''dynamic KBA'', which is based on questions generated from a wider base of personal information.K. Skračić, P. Pale and B. Jeren,Knowledge based authentication requirements" ''2013 36th International Convention on Information and Communication Technology, Electronics and Microelectronics (MIPRO)'', Opatija, Croatia, 2013, pp. 1116-1120. Static KBA (shared secrets) Static KBA, also referred to as "shared secrets" or "shared secret questions," is commonly used by banks, financial services companies and e ...
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Cognitive Password
A cognitive password is a form of knowledge-based authentication that requires a user to answer a question, presumably something they intrinsically know, to verify their identity. Cognitive password systems have been researched for many years and are currently commonly used as a form of secondary access. They were developed to overcome the common memorability vs. strength problem that exists with the traditional password. Cognitive passwords, when compared to other password systems, can be measured through the usage of a memorability vs. guessability ratio. History Research on passwords as an authentication method has struggled between memorability and strong security. Passwords that are easily remembered are easily cracked by attackers. On the other hand, strong passwords are difficult to crack but also difficult to remember.Zviran and Haga, 1990a When passwords are difficult to remember, users may write them down, and the secrecy of the password is compromised. Early researc ...
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Bruce Schneier
Bruce Schneier (; born January 15, 1963) is an American cryptographer, computer security professional, privacy specialist, and writer. Schneier is a Lecturer in Public Policy at the Harvard Kennedy School and a Fellow at the Berkman Klein Center for Internet & Society as of November, 2013. He is a board member of the Electronic Frontier Foundation, Access Now, and The Tor Project; and an advisory board member of Electronic Privacy Information Center and VerifiedVoting.org. He is the author of several books on general security topics, computer security and cryptography and is a squid enthusiast. In 2015, Schneier received the EPIC Lifetime Achievement Award from Electronic Privacy Information Center. Early life Bruce Schneier is the son of Martin Schneier, a Brooklyn Supreme Court judge. He grew up in the Flatbush neighborhood of Brooklyn, New York, attending P.S. 139 and Hunter College High School. After receiving a physics bachelor's degree from the University of Roche ...
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Letter Case
Letter case is the distinction between the Letter (alphabet), letters that are in larger uppercase or capitals (or more formally ''majuscule'') and smaller lowercase (or more formally ''minuscule'') in the written representation of certain languages. The writing systems that distinguish between the upper and lowercase have two parallel sets of letters, with each letter in one set usually having an equivalent in the other set. The two case variants are alternative representations of the same letter: they have the same name and pronunciation and are treated identically when sorting in alphabetical order. Letter case is generally applied in a mixed-case fashion, with both upper and lowercase letters appearing in a given piece of text for legibility. The choice of case is often prescribed by the grammar of a language or by the conventions of a particular discipline. In orthography, the uppercase is primarily reserved for special purposes, such as the first letter of a Sentence (ling ...
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Fuzzy Matching
Record linkage (also known as data matching, data linkage, entity resolution, and many other terms) is the task of finding records in a data set that refer to the same entity across different data sources (e.g., data files, books, websites, and databases). Record linkage is necessary when joining different data sets based on entities that may or may not share a common identifier (e.g., database key, URI, National identification number), which may be due to differences in record shape, storage location, or curator style or preference. A data set that has undergone RL-oriented reconciliation may be referred to as being ''cross-linked''. Naming conventions "Record linkage" is the term used by statisticians, epidemiologists, and historians, among others, to describe the process of joining records from one data source with another that describe the same entity. However, many other terms are used for this process. Unfortunately, this profusion of terminology has led to few cross-ref ...
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Phishing
Phishing is a type of social engineering where an attacker sends a fraudulent (e.g., spoofed, fake, or otherwise deceptive) message designed to trick a person into revealing sensitive information to the attacker or to deploy malicious software on the victim's infrastructure like ransomware. Phishing attacks have become increasingly sophisticated and often transparently mirror the site being targeted, allowing the attacker to observe everything while the victim is navigating the site, and transverse any additional security boundaries with the victim. As of 2020, phishing is by far the most common attack performed by cybercriminals, the FBI's Internet Crime Complaint Centre recording over twice as many incidents of phishing than any other type of computer crime. The first recorded use of the term "phishing" was in the cracking toolkit AOHell created by Koceilah Rekouche in 1995; however, it is possible that the term was used before this in a print edition of the hacker magazin ...
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Brute-force Attack
In cryptography, a brute-force attack consists of an attacker submitting many passwords or passphrases with the hope of eventually guessing correctly. The attacker systematically checks all possible passwords and passphrases until the correct one is found. Alternatively, the attacker can attempt to guess the key which is typically created from the password using a key derivation function. This is known as an exhaustive key search. A brute-force attack is a cryptanalytic attack that can, in theory, be used to attempt to decrypt any encrypted data (except for data encrypted in an information-theoretically secure manner). Such an attack might be used when it is not possible to take advantage of other weaknesses in an encryption system (if any exist) that would make the task easier. When password-guessing, this method is very fast when used to check all short passwords, but for longer passwords other methods such as the dictionary attack are used because a brute-force search ta ...
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Keystroke Logging
Keystroke logging, often referred to as keylogging or keyboard capturing, is the action of recording (logging) the keys struck on a keyboard, typically covertly, so that a person using the keyboard is unaware that their actions are being monitored. Data can then be retrieved by the person operating the logging program. A keystroke recorder or keylogger can be either software or hardware. While the programs themselves are legal, with many designed to allow employers to oversee the use of their computers, keyloggers are most often used for stealing passwords and other confidential information. Keylogging can also be used to study keystroke dynamics or human-computer interaction. Numerous keylogging methods exist, ranging from hardware and software-based approaches to acoustic cryptanalysis. Application of keylogger Software-based keyloggers A software-based keylogger is a computer program designed to record any input from the keyboard. Keyloggers are used in IT organizatio ...
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