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Host Card Emulation
Host card emulation (HCE) is the software architecture that provides exact virtual representation of various electronic identity (access, transit and banking) cards using only software. Prior to the HCE architecture, near field communication (NFC) transactions were mainly carried out using hardware-based secure elements. HCE enables mobile applications running on supported operating systems to offer payment card and access card solutions independently of third parties while leveraging cryptographic processes traditionally used by hardware-based secure elements without the need for a physical secure element. This technology enables the merchants to offer payment cards solutions more easily through mobile closed-loop contactless payment solutions, offers real-time distribution of payment cards and allows for an easy deployment scenario that does not require changes to the software inside payment terminals. History The term "host card emulation" (HCE) was coined in 2012 by Doug Yeager ...
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Near Field Communication
Near-field communication (NFC) is a set of communication protocols that enables communication between two electronic devices over a distance of 4 cm (1 in) or less. NFC offers a low-speed connection through a simple setup that can be used to bootstrap more-capable wireless connections. Like other "proximity card" technologies, NFC is based on inductive coupling between two so-called antennas present on NFC-enabled devices—for example a smartphone and a printer—communicating in one or both directions, using a frequency of 13.56 MHz in the globally available unlicensed radio frequency ISM band using the ISO/IEC 18000-3 air interface standard at data rates ranging from 106 to 424 kbit/s. The standards were provided by the NFC Forum. The forum was responsible for promoting the technology and setting standards and certifies device compliance. Secure communications are available by applying encryption algorithms as is done for credit cards and if they fit the crite ...
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Secure Element
A secure element (SE) is a secure operating system (OS) in a tamper-resistant processor chip or secure component. It can protect assets (root of trust, sensitive data, keys, certificates, applications) against high level software and hardware attacks. Applications that process this sensitive data on an SE are isolated and so operate within a controlled environment not impacted by software (including possible malware) found elsewhere on the OS. The hardware and embedded software meet the requirements of the Security IC Platform Protection Profile P 0084including resistance to physical tampering scenarios described within it. More than 96 billion secure elements have been produced and shipped between 2010 and 2021. SEs exist in different form factors; as devices such as smart card, SIM/UICC, smart microSD, or as part of a larger device as an embedded or integrated SE. SEs are an evolution of the traditional chip that was powering smart cards, which have been adapted to suit the need ...
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Android (operating System)
Android is a mobile operating system based on a modified version of the Linux kernel and other open-source software, designed primarily for touchscreen mobile devices such as smartphones and tablets. Android is developed by a consortium of developers known as the Open Handset Alliance and commercially sponsored by Google. It was unveiled in November 2007, with the first commercial Android device, the HTC Dream, being launched in September 2008. Most versions of Android are proprietary. The core components are taken from the Android Open Source Project (AOSP), which is free and open-source software (FOSS) primarily licensed under the Apache License. When Android is installed on devices, the ability to modify the otherwise free and open-source software is usually restricted, either by not providing the corresponding source code or by preventing reinstallation through technical measures, thus rendering the installed version proprietary. Most Android devices ship with additional ...
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BlackBerry Limited
BlackBerry Limited is a Canadian software company specializing in cybersecurity. Founded in 1984, it was originally known as Research In Motion (RIM). As RIM, it developed the BlackBerry brand of interactive pagers, smartphones, and tablets. It transitioned to a cybersecurity enterprise software and services company under Chief Executive Officer John S. Chen. Its products are used by various businesses, car manufacturers, and government agencies to prevent hacking and ransomware attacks. They include BlackBerry Cylance's artificial intelligence based cyber-security solutions, the BlackBerry AtHoc emergency communication system (ECS) platform; the QNX real-time operating system; and BlackBerry Enterprise Server (BlackBerry Unified Endpoint Manager), a Unified Endpoint Management (UEM) platform. BlackBerry was founded in 1984 as Research In Motion by Mike Lazaridis and Douglas Fregin. In 1992, Lazaridis hired Jim Balsillie, and Lazaridis and Balsillie served as co-CEOs until ...
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Host Card Emulation Plus
Host Card Emulation Plus ("hCE+") is a proprietary hardened security derivative of host card emulation that is mostly used in the East Asian market. History hCE+ was developed in 2012 by CardsApp in order to enforce certain security policies such as online credit card A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt (i.e., promise to the card issuer to pay them for the amounts plus the o ... tokenization and PIN code entry upon contactless payments. References {{Reflist 2012 smart cards Contactless smart cards ...
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BlackBerry Bold 9900
The BlackBerry Bold is a line of smartphones developed by BlackBerry, Ltd. The family was launched in 2008 with the 9000 Model. In 2009 the form factor was shrunk with the 9700 and the Tour 9630. In 2010 BlackBerry released the 9650 and 9780 refreshed with OS 6. In 2011 came the 9790 and 9788 along with the 9900/9930 series. The 9900/9930 and 9790 are touchscreen smartphones, released in August and November 2011. The Bold family is known for its distinctive form factor; QWERTY keyboard, typical BlackBerry messaging capabilities with a different keyboard than the Curve series. The Bold series is usually more expensive and has more expensive materials (e.g. leather, soft touch, carbon fiber, metal) than the Curve (plastic, glossy), and has higher specifications. There are two basic form factors with the Bold line: the original larger size on the 9000 and 9900 Series and the "baby bold" form factor the other models have. Early series BlackBerry Bold 9700 The BlackBerry Bold ...
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BlackBerry OS
BlackBerry OS is a discontinued proprietary mobile operating system developed by Canadian company BlackBerry Limited for its BlackBerry line of smartphone handheld devices. The operating system provides multitasking and supports specialized input devices adopted by BlackBerry for use in its handhelds, particularly the trackwheel, trackball, and most recently, the trackpad and touchscreen. The BlackBerry platform natively supports corporate email, through Java Micro Edition MIDP 1.0 and, more recently, a subset of MIDP 2.0, which allows complete wireless activation and synchronization with Microsoft Exchange, Lotus Domino, or Novell GroupWise email, calendar, tasks, notes and contacts, when used with BlackBerry Enterprise Server. The operating system also supports WAP 1.2. Updates to the operating system were automatically available from wireless carriers that support the BlackBerry over the air software loading (OTASL) service. Third-party developers wrote software using ...
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CyanogenMod
CyanogenMod ( ; CM) is a discontinued open-source operating system for mobile devices, based on the Android mobile platform. It was developed as free and open-source software based on the official releases of Android by Google, with added original and third-party code, and based on a rolling release development model. Although only a subset of total CyanogenMod users elected to report their use of the firmware, on 23 March 2015, some reports indicated that over 50 million people ran CyanogenMod on their phones. It was also frequently used as a starting point by developers of other ROMs. In 2013, the founder, Stefanie Kondik, obtained venture funding under the name Cyanogen Inc. to allow commercialization of the project. However, the company did not, in her view, capitalize on the project's success, and in 2016 she left or was forced out as part of a corporate restructure, which involved a change of CEO, closure of offices and projects, and cessation of services, and therefore l ...
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Microsoft
Microsoft Corporation is an American multinational technology corporation producing computer software, consumer electronics, personal computers, and related services headquartered at the Microsoft Redmond campus located in Redmond, Washington, United States. Its best-known software products are the Windows line of operating systems, the Microsoft Office suite, and the Internet Explorer and Edge web browsers. Its flagship hardware products are the Xbox video game consoles and the Microsoft Surface lineup of touchscreen personal computers. Microsoft ranked No. 21 in the 2020 Fortune 500 rankings of the largest United States corporations by total revenue; it was the world's largest software maker by revenue as of 2019. It is one of the Big Five American information technology companies, alongside Alphabet, Amazon, Apple, and Meta. Microsoft was founded by Bill Gates and Paul Allen on April 4, 1975, to develop and sell BASIC interpreters for the Altair 8800. It rose to do ...
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Windows 10
Windows 10 is a major release of Microsoft's Windows NT operating system. It is the direct successor to Windows 8.1, which was released nearly two years earlier. It was released to manufacturing on July 15, 2015, and later to retail on July 29, 2015. Windows 10 was made available for download via MSDN and TechNet, as a free upgrade for retail copies of Windows 8 and Windows 8.1 users via the Windows Store, and to Windows 7 users via Windows Update. Windows 10 receives new builds on an ongoing basis, which are available at no additional cost to users, in addition to additional test builds of Windows 10, which are available to Windows Insiders. Devices in enterprise environments can receive these updates at a slower pace, or use long-term support milestones that only receive critical updates, such as security patches, over their ten-year lifespan of extended support. In June 2021, Microsoft announced that support for Windows 10 editions which are not in the Long-Term Servi ...
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Windows 10 Mobile
Windows 10 Mobile is a discontinued mobile operating system developed by Microsoft. First released in 2015, it is a successor to Windows Phone 8.1, but was marketed by Microsoft as being an edition of its PC operating system Windows 10. Windows 10 Mobile aimed to provide greater consistency with its counterpart for PCs, including more extensive synchronization of content, Universal Windows Platform apps, as well as the capability, on supported hardware, to connect devices to an external display and use a desktop interface with mouse and keyboard input support (reminiscent of Windows on PCs). Microsoft built tools for developers to port iOS Objective-C apps with minimal modifications. Windows Phone 8.1 smartphones are eligible for upgrade to Windows 10 Mobile, pursuant to manufacturer and carrier support. Some features vary depending on hardware compatibility. Windows 10 Mobile was designed for use on smartphones and phablets running on 32-bit ARM processor architectures. Mic ...
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Near-field Communication
Near-field communication (NFC) is a set of communication protocols that enables communication between two electronic devices over a distance of 4 cm (1 in) or less. NFC offers a low-speed connection through a simple setup that can be used to bootstrap more-capable wireless connections. Like other "proximity card" technologies, NFC is based on inductive coupling between two so-called antennas present on NFC-enabled devices—for example a smartphone and a printer—communicating in one or both directions, using a frequency of 13.56 MHz in the globally available unlicensed radio frequency ISM band using the ISO/IEC 18000-3 air interface standard at data rates ranging from 106 to 424 kbit/s. The standards were provided by the NFC Forum. The forum was responsible for promoting the technology and setting standards and certifies device compliance. Secure communications are available by applying encryption algorithms as is done for credit cards and if they fit the crite ...
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