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Easyhome
goeasy Ltd. is a Canadian alternative financial services company based in Mississauga, Ontario. It operates with three business units – easyfinancial, which offers loans to non-prime borrowers; easyhome, which sells furniture and other durable goods on a Rent-to-own, lease-to-own basis; and LendCare, a provider of point-of-sale consumer financing. As of March 2021, goeasy's loan portfolio had grown to $1.28 billion in loans, and goeasy had a market value of $2.5 billion as of June 2021. In March 2021, easyfinancial had a $1.28 billion loan book, and 12-month revenues of $655 million.https://investors.goeasy.com/static-files/651fbc90-59db-401c-920f-8012706a36db The company is listed as ''GSY'' on the Toronto Stock Exchange. History goeasy Ltd. was founded in 1990 as RTO Enterprises. It went public on the Toronto Stock Exchange in 1993, through a reverse takeover. Its original focus was leasing furniture. The company's original focus was offering customers furniture and applianc ...
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Public Company
A public company is a company whose ownership is organized via shares of stock which are intended to be freely traded on a stock exchange or in over-the-counter markets. A public (publicly traded) company can be listed on a stock exchange (listed company), which facilitates the trade of shares, or not (unlisted public company). In some jurisdictions, public companies over a certain size must be listed on an exchange. In most cases, public companies are ''private'' enterprises in the ''private'' sector, and "public" emphasizes their reporting and trading on the public markets. Public companies are formed within the legal systems of particular states, and therefore have associations and formal designations which are distinct and separate in the polity in which they reside. In the United States, for example, a public company is usually a type of corporation (though a corporation need not be a public company), in the United Kingdom it is usually a public limited company (plc), i ...
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Sarnia
Sarnia is a city in Lambton County, Ontario, Canada. It had a 2021 population of 72,047, and is the largest city on Lake Huron. Sarnia is located on the eastern bank of the junction between the Upper and Lower Great Lakes where Lake Huron flows into the St. Clair River in the Southwestern Ontario region, which forms the Canada–United States border, directly across from Port Huron, Michigan. The site's natural harbour first attracted the French explorer La Salle. He named the site "The Rapids" on 23 August 1679, when he had horses and men pull his 45-ton barque ''Le Griffon'' north against the nearly four-knot current of the St. Clair River. This was the first time that a vessel other than a canoe or other oar-powered vessel had sailed into Lake Huron, and La Salle's voyage was germinal in the development of commercial shipping on the Great Lakes. Located in the natural harbour, the Sarnia port remains an important centre for lake freighters and oceangoing ships carrying ...
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Companies Based In Mississauga
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial per ...
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OMFG
OMFG may refer to: * OpenMFG, a business software package * Oh My Fucking God, an exclamation abbreviated as ''OMFG'' in SMS language * "OMFG", a song by Deluka * "OMFG", a song by Lil Peep from ''Hellboy'', 2016 See also * OMG (other) * Oh My God (other) Oh My God, O My God, Oh My God! or Ohmigod may refer to: * the first words of the Act of Contrition, a Christian prayer * a common phrase frequently abbreviated as "OMG", often used in SMS messages and Internet communication, and sometimes euphem ...
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Re-financing
Refinancing is the replacement of an existing debt obligation with another debt obligation under a different term and interest rate. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as inherent risk, projected risk, political stability of a nation, currency stability, banking regulations, borrower's credit worthiness, and credit rating of a nation. In many industrialized nations, common forms of refinancing include primary residence mortgages and car loans. If the replacement of debt occurs under financial distress, refinancing might be referred to as debt restructuring. A loan (debt) might be refinanced for various reasons: #To take advantage of a better interest rate (a reduced monthly payment or a reduced term) #To consolidate other debt into one loan (a potentially longer/shorter term contingent on interest rate differential and fees) #To reduce the monthly repayment amount (often for a longer t ...
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Debt Trap
Usury () is the practice of making unethical or immoral monetary loans that unfairly enrich the lender. The term may be used in a moral sense—condemning taking advantage of others' misfortunes—or in a legal sense, where an interest rate is charged in excess of the maximum rate that is allowed by law. A loan may be considered usurious because of excessive or abusive interest rates or other factors defined by the laws of a state. Someone who practices usury can be called a ''usurer'', but in modern colloquial English may be called a ''loan shark''. In many historical societies including ancient Christian, Jewish, and Islamic societies, usury meant the charging of interest of any kind, and was considered wrong, or was made illegal. During the Sutra period in India (7th to 2nd centuries BC) there were laws prohibiting the highest castes from practicing usury. Similar condemnations are found in religious texts from Buddhism, Judaism (''ribbit'' in Hebrew), Christianity, and Islam ...
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Marketplace (Canadian TV Program)
''CBC Marketplace'' is a Canadian investigative consumer program which has been broadcast on CBC Television since 1972. The program investigates consumer reports on issues such as product testing, health and safety, fraudulent business practices, and also tests government and industry promises. History The program was influential in the banning of urea formaldehyde foam insulation and lawn darts in Canada, the legislation of warnings on exploding pop bottles, successful prosecution of retailers for false advertising, new standards for bottled water and drinking fountains, new regulations to make children's sleepwear less flammable, and the implementation of safer designs for children's cribs. In recent years, the program's reporting has exposed the illegal dumping and burning of Canadian plastic recycling in Malaysia, the sale of fake university degrees to Canadian professors and social workers, and its hidden camera investigations documented hygiene issues in hospitals, mis ...
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Hewlett-Packard
The Hewlett-Packard Company, commonly shortened to Hewlett-Packard ( ) or HP, was an American multinational information technology company headquartered in Palo Alto, California. HP developed and provided a wide variety of hardware components, as well as software and related services to consumers, small and medium-sized businesses ( SMBs), and large enterprises, including customers in the government, health, and education sectors. The company was founded in a one-car garage in Palo Alto by Bill Hewlett and David Packard in 1939, and initially produced a line of electronic test and measurement equipment. The HP Garage at 367 Addison Avenue is now designated an official California Historical Landmark, and is marked with a plaque calling it the "Birthplace of 'Silicon Valley'". The company won its first big contract in 1938 to provide test and measurement instruments for Walt Disney's production of the animated film ''Fantasia'', which allowed Hewlett and Packard to formally esta ...
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Charlottetown
Charlottetown is the capital and largest city of the Canadian province of Prince Edward Island, and the county seat of Queens County. Named after Queen Charlotte, Charlottetown was an unincorporated town until it was incorporated as a city in 1855. It was the site of the famous Charlottetown Conference in 1864, the first gathering of Canadian and Maritime statesmen to discuss the proposed Maritime Union. This conference led, instead, to the union of British North American colonies in 1867, which was the beginning of the Canadian confederation. PEI, however, did not join Confederation until 1873. From this, the city adopted as its motto ''Cunabula Foederis'', "Birthplace of Confederation". The population of Charlottetown is estimated to be 40,500 (2022); this forms the centre of a census agglomeration of 83,063 (2021), which is roughly half of the province's population (160,302). History Early history (1720–1900) The first European settlers in the area were French; perso ...
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Ponoka, Alberta
Ponoka is a town in central Alberta, Canada. It is located at the junction of Highway 2A and Highway 53, north of Red Deer and south of Edmonton. The name Ponoka is Blackfoot for "elk", which is the animal depicted in the town flag. Ponoka County's municipal office is located in Ponoka. History Ponoka (meaning elk in Blackfoot) is in a territory that was occupied and stewarded by the Cree people for thousands of years. The colonial settler town of Ponoka originated in 1891 as a waypoint for the railway from Edmonton to Calgary; the town was formally incorporated in 1904. Demographics In the 2021 Census of Population conducted by Statistics Canada, the Town of Ponoka had a population of 7,331 living in 3,086 of its 3,340 total private dwellings, a change of from its 2016 population of 7,229. With a land area of , it had a population density of in 2021. In the 2016 Census of Population conducted by Statistics Canada, the Town of Ponoka recorded a population of ...
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Toronto
Toronto ( ; or ) is the capital city of the Canadian province of Ontario. With a recorded population of 2,794,356 in 2021, it is the most populous city in Canada and the fourth most populous city in North America. The city is the anchor of the Golden Horseshoe, an urban agglomeration of 9,765,188 people (as of 2021) surrounding the western end of Lake Ontario, while the Greater Toronto Area proper had a 2021 population of 6,712,341. Toronto is an international centre of business, finance, arts, sports and culture, and is recognized as one of the most multicultural and cosmopolitan cities in the world. Indigenous peoples have travelled through and inhabited the Toronto area, located on a broad sloping plateau interspersed with rivers, deep ravines, and urban forest, for more than 10,000 years. After the broadly disputed Toronto Purchase, when the Mississauga surrendered the area to the British Crown, the British established the town of York in 1793 and later designat ...
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Yarmouth, Nova Scotia
Yarmouth is a town in southwestern Nova Scotia, Canada. A port town, industries include fishing, and tourism. It is the terminus of a ferry service to Bar Harbor, Maine, run by Bay Ferries. History Originally inhabited by the Mi'kmaq, the region was known as "Keespongwitk" meaning "Lands End" due to its position at the tip of the Nova Scotia peninsula. European settlement The region was visited in 1604 by Samuel de Champlain, who named it "Cap-Fourchu", meaning "forked or cloven cape." The first Europeans to make a settlement on these shores were the French Acadians. They set up a small fishing settlement known as "Tebouque" in the mid 1600s and by 1750 the population was 50 people. During the Seven Years' War, New England Planters settled at what is now the town of Yarmouth in 1759; the grantees were from Yarmouth, Massachusetts and they requested that Yarmouth be named after their former home. Yarmouth was founded on June 9, 1761, when a ship carrying three families arrived fr ...
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