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UIA Mutual
UIA (Insurance) Limited is a mutual insurance company in the United Kingdom, providing general insurance products to members of the trade union movement and other not-for-profit organisations. It is a member of the Association of British Insurers and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. UIA (Insurance Services) Limited is a wholly owned subsidiary, authorised and regulated by the Financial Conduct Authority. Headquartered in Stevenage, as at 2020, UIA Mutual had 96,210 members, 159 employees and assets of £60,369,000. In 2022, UIA Mutual ceased writing new business and renewals, which are now offered under the UIA brand by Manchester-based broker Uinsure Limited. Origins The Poor Law (and Local Government) Officers' Mutual Guarantee Association was founded by the National Poor Law Officers' Association in 1890 and registered under the Industrial and Provident Societies Act 1876. The National Association of Loca ...
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Mutual Organization
A mutual organization, or mutual society is an organization (which is often, but not always, a company or business) based on the principle of mutuality and governed by private law. Unlike a true cooperative, members usually do not contribute to the capital of the company by direct investment, but derive their right to profits and votes through their customer relationship. A mutual organization or society is often simply referred to as ''a mutual''. A mutual exists with the purpose of raising funds from its membership or customers (collectively called its ''members''), which can then be used to provide common services to all members of the organization or society. A mutual is therefore owned by, and run for the benefit of, its members – it has no external shareholders to pay in the form of dividends, and as such does not usually seek to maximize and make large profits or capital gains. Mutuals exist for the members to benefit from the services they provide and often do not pa ...
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UNISON
In music, unison is two or more musical parts that sound either the same pitch or pitches separated by intervals of one or more octaves, usually at the same time. ''Rhythmic unison'' is another term for homorhythm. Definition Unison or perfect unison (also called a prime, or perfect prime)Benward & Saker (2003), p. 53. may refer to the (pseudo-) interval formed by a tone and its duplication (in German, ''Unisono'', ''Einklang'', or ''Prime''), for example C–C, as differentiated from the second, C–D, etc. In the unison the two pitches have the ratio of 1:1 or 0 half steps and zero cents. Although two tones in unison are considered to be the same pitch, they are still perceivable as coming from separate sources, whether played on instruments of a different type: ; or of the same type: . This is because a pair of tones in unison come from different locations or can have different "colors" (timbres), i.e. come from different musical instruments or human voices. Voices wit ...
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Insurance Companies Of The United Kingdom
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by o ...
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Mutual Insurance Companies
Mutual may refer to: *Mutual organization, where as customers derive a right to profits and votes *Mutual information, the intersection of multiple information sets *Mutual insurance, where policyholders have certain "ownership" rights in the organization *Mutual fund, a professionally managed form of collective investments *Mutual Film, early American motion picture conglomerate, the producers of some of Charlie Chaplin's greatest comedies *Mutual Base Ball Club (1857-1871), defunct early baseball team usually referred to as "Mutual" in the standings. *Mutual Broadcasting System, a defunct U.S. radio network * Mutual Improvement Association, the name of two youth programs run by the Church of Jesus Christ of Latter-day Saints *Mutual authentication, used in cryptography *"Mutual", a 2018 song by Shawn Mendes from ''Shawn Mendes'' ;Place names *Mutual, Maryland, a community in the United States *Mutual, Ohio, a village in the United States *Mutual, Oklahoma, a town in the United St ...
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Britannia Building Society
The Britannia Building Society was founded as the Leek & Moorlands Building Society in Leek in 1856. It expanded steadily as a regional society until the late 1950s when it began a major expansion drive, partly through branch openings but also some 55 acquisitions. The most substantial of these were the NALGO Building Society in 1960; the Westbourne Park in 1965 (becoming the Leek and Westbourne); and the Eastern Counties Building Society in 1974. The Society’s name was changed to the Britannia Building Society the following year. Following theacquisition of the Bristol & West in 2005, the Britannia became the second-largest building society in the UK (based on total assets of £36.8 billion) at 31 December 2007. It merged with The Co-operative Banking Group in 2009, and was legally dissolved as a separate organisation on 1 August that year; it has remained as a trading name of The Co-operative Bank ever since. In January 2013, the Co-operative announced that the brand would b ...
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Liverpool Victoria Friendly Society
Liverpool Victoria, trading since May 2007 as LV=, is one of the United Kingdom's largest insurance companies. It offers a range of insurance and retirement products. History The First Hundred Years The first known meeting of the Society was in March 1843 but there is no record of the members of the committee or its incorporation or rules. The anniversary history described it as starting without any subscribed capital, or influence and little experience. All that is known is that its President was a William Fenton, who also became treasurer and is believed to be the driving force behind the Society’s early growth. However, its objectives were clearly set out in its first report in September 1843. “The great object of this Society is to afford the poorer classes of the community the means of providing for themselves and their children a decent interment at the trilling expense of a halfpenny, a penny or three pence, according to the age of the member” Anon, Liverpool Vict ...
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Ramblers' Association
The Ramblers is the trading name of the Ramblers Association, Great Britain's leading walking charity. The Ramblers is also a membership organisation with around 100,000 members and a network of volunteers who maintain and protect the path network. The organisation was founded in 1935, and campaigns to keep the countryside open to all. History Walking in the countryside, or rambling, became a popular form of recreation in the nineteenth century. For many people living in towns and cities, walking offered a welcome relief from a polluted environment and the stress of daily life. Access to the countryside, however, was becoming more of a challenge thanks to the Enclosure movement, with many private landowners closing off their land. In response, the number of walking clubs and groups that campaigned for walkers' rights grew from the mid-nineteenth century to the 1930s. In 1931, the National Council of Ramblers' Federations was formed because walkers felt that a national bo ...
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National Union Of Rail, Maritime And Transport Workers
The National Union of Rail, Maritime and Transport Workers (commonly known as the RMT) is a British trade union covering the transport sector. Its current President is Alex Gordon and its current General Secretary is Mick Lynch. The RMT is one of Britain's fastest growing trade unions. Membership rose under and following the leadership of Bob Crow, increasing from 57,000 in 2002 to almost 81,500 in 2019. History The RMT was formed in 1990 through a merger of the National Union of Railwaymen (NUR) and the National Union of Seamen (NUS) to create a single transport industry trade union. Political activity The predecessor unions to the National Union of Railwaymen and the National Union of Seamen were founding members of the original Labour Representation Committee and after its creation the RMT became a prominent voice on the left of the Labour Party. In 2003 some Scottish branches of the RMT voted to donate some of their funds to the Scottish Socialist Party (SSP) in prote ...
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Fire Brigades Union
The Fire Brigades Union (FBU) is a trade union in the United Kingdom for wholetime firefighters (including officers up to chief fire officer / firemaster), retained firefighters and emergency control room staff. History The first recorded instance of trade union organisation of firefighters was when the Municipal Employees' Association recruited several London County Council firemen in early 1905, which by the end of the following year had grown to a branch of 500. After the entire branch had transferred to the rival National Union of Corporation Workers (NUCW), the branch grew to 1,100 of the 1,300 London firemen and to protect the then branch secretary from potential dismissal, sub-officer E. W. Southgate handed over branch secretaryship to Jim Bradley, a London park-keeper who had been nominated by the union's executive. Following the strike of police officers on 29 August 1918, Bradley organised a secret ballot of firemen on the issue of strike action over pay and conditi ...
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National Association Of Probation Officers
Napo (formerly the National Association of Probation Officers) is the trade union and professional association that represents probation staff including probation officers and other operational and administrative staff and Children and Family Court Advisory and Support Service staff in England. Napo was formed on 22 May 1912. It was a member of the Standing Conference of Organisations of Social Workers Standing, also referred to as orthostasis, is a position in which the body is held in an ''erect'' ("orthostatic") position and supported only by the feet. Although seemingly static, the body rocks slightly back and forth from the ankle in the s ... from 1962, but decided not to join the new British Association of Social Workers in 1970. In 2001, it opted to change its title to "Napo–the trade union and professional association for family court and probation staff". It holds an annual general meeting which is open to all members of the union. It retains a campaigning remit ...
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Bakers, Food And Allied Workers Union
The Bakers, Food and Allied Workers' Union (BFAWU) is a trade union in the United Kingdom. Founded in 1847 in Manchester, it represents workers in the food industry. History The union dates its origin to 1847. The Manchester Friendly Association of Operative Bakers was established in 1849, and by 1854 it was led by Thomas Hodson. Under his leadership the union first expanded to represent bakers in Salford, becoming the first bakers' union in England to cover a wide area, though its membership remained below 200. In 1861 Hodson led the formation of the Amalgamated Union of Operative Bakers, bringing together unions in Bristol, Cheltenham, Hanley, Liverpool, London, Newcastle, Warrington and Wigan, along with his Manchester society. The new union gained prominence when its campaign for improvements in working conditions led to the Bakehouse Regulations Act 1863. In about 1870 the union relocated its headquarters to London, but the majority of its members were still in Lancashire. ...
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Union Of Shop, Distributive And Allied Workers
The Union of Shop, Distributive and Allied Workers (Usdaw) is a trade union in the United Kingdom, consisting of around 360,000 members. Usdaw members work in a variety of occupations and industries including: shopworkers, factory and warehouse workers, drivers, call centres, clerical workers, milkround and dairy process, butchers and meat packers, catering, laundries, chemical processing, home shopping and pharmaceutical. The retail sector employs around 2.77 million people. Usdaw is campaigning to win a “New Deal for Workers”: A minimum wage that workers can actually live on; secure hours and an end to zero hours contracts; sick pay for everyone, from day one of illness; stronger redundancy rights; fairness, equality and a stronger voice at work. Usdaw’s annual Respect for Shopworkers Week usually takes place mid-November and runs from 14th to 20th in 2022. During the campaign week Usdaw members are raising awareness of the union’s year-round Freedom from Fear Campaign, ...
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