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Utah Community Credit Union
Utah Community Credit Union (UCCU) is a federally accredited credit union based in Provo, Utah. It is regulated under the authority of the National Credit Union Administration (NCUA). UCCU was founded at Brigham Young University as the BYU Employees' Federal Credit Union. In 1977 the company moved off campus to a location on Canyon Road in Provo, and changed its name to Universal Campus Credit Union. In 2000, the company had total assets of $270 million. It changed its name to the current name of Utah Community Credit Union in 2000 to reflect its growing membership beyond that of Brigham Young University. Similarly, the field of membership expanded in 2000 to include anyone who lives, works, or attends school in Utah County. That year the credit union opened its seventh branch in Pleasant Grove, Utah. In 2008, UCCU announced a deal with Utah Valley University which allowed students and faculty to use their student ID card as a debit card through UCCU. In 2010, the company purch ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Online Banking
Online banking, also known as internet banking, web banking or home banking, is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website. The online banking system will typically connect to or be part of the core banking system operated by a bank to provide customers access to banking services in addition to or in place of traditional branch banking. Online banking significantly reduces the banks' operating cost by reducing reliance on a branch network and offers greater convenience to some customers by lessening the need to visit a branch bank as well as the convenience of being able to perform banking transactions even when branches are closed. Internet banking provides personal and corporate banking services offering features such as viewing account balances, obtaining statements, checking recent transactions, transferring money between accounts, and mak ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Companies Based In Utah
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial per ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Unions Based In Utah
Credit (from Latin verb ''credit'', meaning "one believes") is the Trust (social sciences), trust which allows one Party (law), party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date. In other words, credit is a method of making Reciprocity (social and political philosophy), reciprocity formal, legally enforceable, and extensible to a large group of unrelated people. The resources provided may be financial (e.g. granting a loan), or they may consist of Goods and services, goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower. Etymology The term "credit" was first used in English in the 1520s. The term came "from Middle French crédit (15c.) "be ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Orem, Utah
Orem is a city in Utah County, Utah, United States, in the northern part of the state. It is adjacent to Provo, Lindon, and Vineyard and is approximately south of Salt Lake City. Orem is one of the principal cities of the Provo-Orem, Utah Metropolitan Statistical Area, which includes all of Utah and Juab counties. The 2020 population was 98,129, while the 2010 population was 88,328 making it the fifth-largest city in Utah. Utah Valley University is located in Orem. History At one time the area was known as ''Sharon'', a Biblical name for a mostly level strip of land running between mountains and the sea, and the name of the Vermont birth town of Joseph Smith, founder of the Latter Day Saint movement. Another former name was ''Provo Bench.'' In an apparent attempt to attract more investment to the town and provide an easy way for the large population of farmers with orchards to ship produce, in 1914 it was named after Walter C. Orem, President of the Salt Lake and Utah ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Utah Valley University
Utah Valley University (UVU) is a public university in Orem, Utah. UVU offers master's, bachelor's, associate degrees, and certificates. Previously called Utah Valley State College, the school attained university status in July 2008. History Central Utah Vocational School The school was founded in the fall of 1941, when the Utah State Vocational Office consolidated federal work program classes into one campus in Provo, just west of the campus of Brigham Young University. At this time, the school was known as Central Utah Vocational School (CUVS). Utah Trade Technical Institute Growth brought numerous changes to the school over the following decades, and it was renamed several times to reflect its changing role. In 1963, the name was changed from CUVS to Utah Trade Technical Institute. Utah Technical College at Provo In 1967, the school became Utah Technical College in Provo and was given the authority to confer associate degrees for the first time. In 1977, the instit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Utah County, Utah
Utah County is the second-most populous County (United States), county in the U.S. state of Utah. The county seat and largest city is Provo, Utah, Provo, which is the state's third-largest city, and the largest outside of Salt Lake County. As of the 2020 United States Census, the population was 665,665. Utah County is one of Juab County, Utah, two counties forming the Provo-Orem, Utah, Orem Provo-Orem metropolitan area, metropolitan statistical area, and is part of the larger Salt Lake City-Provo-Orem, UT Salt Lake City metropolitan area#Combined Statistical Area, Combined Statistical Area. In 2010, the center of population of Utah was in Utah County, in the city of Saratoga Springs, Utah, Saratoga Springs. Utah County is one of the fastest-growing counties in the United States, ranking among the top ten counties in numerical growth. Correspondingly, Provo-Orem is among the top eight metropolitan areas by percentage growth in the country. Utah County is one of seven counties in ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Brigham Young University
Brigham Young University (BYU, sometimes referred to colloquially as The Y) is a private research university in Provo, Utah. It was founded in 1875 by religious leader Brigham Young and is sponsored by the Church of Jesus Christ of Latter-day Saints (LDS Church). BYU offers a variety of academic programs including those in the liberal arts, engineering, agriculture, management, physical and mathematical sciences, nursing, and law. It has 186 undergraduate majors, 64 master's programs, and 26 doctoral programs. It is broadly organized into 11 colleges or schools at its main Provo campus, with some colleges and divisions defining their own admission standards. The university also administers two satellite campuses, one in Jerusalem and one in Salt Lake City, while its parent organization the Church Educational System (CES) sponsors sister schools in Hawaii and Idaho. The university is accredited by the Northwest Commission on Colleges and Universities. Almost all BYU students ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Card
A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt (i.e., promise to the card issuer to pay them for the amounts plus the other agreed charges). The card issuer (usually a bank or credit union) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance. There are two credit card groups: consumer credit cards and business credit cards. Most cards are plastic, but some are metal cards (stainless steel, gold, palladium, titanium), and a few gemstone-encrusted metal cards. A regular credit card is different from a charge card, which requires the balance to be repaid in full each month or at the end of each statement cycle. In contrast, credit cards allow the consumers to build a continuing balance of debt, subject to interest being charged. A credit car ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Provo, Utah
Provo ( ) is the fourth-largest city in Utah, United States. It is south of Salt Lake City along the Wasatch Front. Provo is the largest city and county seat of Utah County and is home to Brigham Young University (BYU). Provo lies between the cities of Orem to the north and Springville to the south. With a population at the 2020 census of 115,162. Provo is the principal city in the Provo-Orem metropolitan area, which had a population of 526,810 at the 2010 census. It is Utah's second-largest metropolitan area after Salt Lake City. Provo is the home to Brigham Young University, a private higher education institution operated by the Church of Jesus Christ of Latter-day Saints (LDS Church). Provo also has the LDS Church's largest Missionary Training Center (MTC). The city is a focus area for technology development in Utah, with several billion-dollar startups. The city's Peaks Ice Arena was a venue for the Salt Lake City Winter Olympics in 2002. Sundance Resort is northeas ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mortgages
A mortgage loan or simply mortgage (), in civil law jurisdicions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is " secured" on the borrower's property through a process known as mortgage origination. This means that a legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or " repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word ''mortgage'' is derived from a Law French term used in Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure. A mortgage can also be described as "a borrower giving consideration in the form ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Loan
In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations, etc. The recipient (i.e., the borrower) incurs a debt and is usually liable to pay interest on that debt until it is repaid as well as to repay the principal amount borrowed. The document evidencing the debt (e.g., a promissory note) will normally specify, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and the date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower. The interest provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice, any material object might be lent. Ac ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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