Transaction Authentication Number
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Transaction Authentication Number
A transaction authentication number (TAN) is used by some online banking services as a form of ''single use'' one-time passwords (OTPs) to authorize financial transactions. TANs are a second layer of security above and beyond the traditional single-password authentication. TANs provide additional security because they act as a form of ''two-factor authentication'' (2FA). If the physical document or token containing the TANs is stolen, it will be useless without the password. Conversely, if the login data are obtained, no transactions can be performed without a valid TAN. Classic TAN TANs often function as follows: # The bank creates a set of unique TANs for the user. Typically, there are 50 TANs printed on a list, enough to last half a year for a normal user; each TAN being six or eight characters long. # The user picks up the list from the nearest bank branch (presenting a passport, an ID card or similar document) or is sent the TAN list through mail. # The password (PIN) i ...
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Online Banking
Online banking, also known as internet banking, web banking or home banking, is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website. The online banking system will typically connect to or be part of the core banking system operated by a bank to provide customers access to banking services in addition to or in place of traditional branch banking. Online banking significantly reduces the banks' operating cost by reducing reliance on a branch network and offers greater convenience to some customers by lessening the need to visit a branch bank as well as the convenience of being able to perform banking transactions even when branches are closed. Internet banking provides personal and corporate banking services offering features such as viewing account balances, obtaining statements, checking recent transactions, transferring money between accounts, and mak ...
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Identity Theft
Identity theft occurs when someone uses another person's personal identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes. The term ''identity theft'' was coined in 1964. Since that time, the definition of identity theft has been statutorily defined throughout both the U.K. and the U.S. as the theft of personally identifiable information. Identity theft deliberately uses someone else's identity as a method to gain financial advantages or obtain credit and other benefits, and perhaps to cause other person's disadvantages or loss. The person whose identity has been stolen may suffer adverse consequences, especially if they are falsely held responsible for the perpetrator's actions. Personally identifiable information generally includes a person's name, date of birth, social security number, driver's license number, bank account or credit card numbers, PINs, electronic signatures, fingerprints, p ...
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Security Token
A security token is a peripheral device used to gain access to an electronically restricted resource. The token is used in addition to or in place of a password. It acts like an electronic key to access something. Examples of security tokens include wireless keycards used to open locked doors, or in the case of a customer trying to access their bank account online, bank-provided tokens can prove that the customer is who they claim to be. Some security tokens may store cryptographic keys that may be used to generate a digital signature, or biometric data, such as fingerprint details. Some may also store passwords. Some designs incorporate tamper resistant packaging, while others may include small keypads to allow entry of a PIN or a simple button to start a generating routine with some display capability to show a generated key number. Connected tokens utilize a variety of interfaces including USB, near-field communication (NFC), radio-frequency identification (RFID), or Bluetoo ...
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Rooting (Android OS)
Rooting is the process by which users of Android devices can attain privileged control (known as root access) over various subsystems of the device, usually smartphones. Because Android is based on a modified version of the Linux kernel, rooting an Android device gives similar access to administrative (superuser) permissions as on Linux or any other Unix-like operating system such as FreeBSD or macOS. Rooting is often performed with the goal of overcoming limitations that carriers and hardware manufacturers put on some devices. Thus, rooting gives the ability (or permission) to alter or replace system applications and settings, run specialized applications ("apps") that require administrator-level permissions or perform other operations that are otherwise inaccessible to a normal Android user. On some devices, rooting can also facilitate the complete removal and replacement of the device's operating system, usually with a more recent release of its current operating system. Ro ...
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Trojan Horse (computing)
In computing, a Trojan horse is any malware that misleads users of its true intent. The term is derived from the Ancient Greek story of the deceptive Trojan Horse that led to the fall of the city of Troy. Trojans generally spread by some form of social engineering; for example, where a user is duped into executing an email attachment disguised to appear innocuous (e.g., a routine form to be filled in), or by clicking on some fake advertisement on social media or anywhere else. Although their payload can be anything, many modern forms act as a backdoor, contacting a controller who can then have unauthorized access to the affected computer. Ransomware attacks are often carried out using a Trojan. Unlike computer viruses and worms, Trojans generally do not attempt to inject themselves into other files or otherwise propagate themselves. Use of the term It's not clear where or when the concept, and this term for it, was first used, but by 1971 the first Unix manual assumed its r ...
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Mobile TAN (mTAN)
Mobile may refer to: Places * Mobile, Alabama, a U.S. port city * Mobile County, Alabama * Mobile, Arizona, a small town near Phoenix, U.S. * Mobile, Newfoundland and Labrador Arts, entertainment, and media Music Groups and labels * Mobile (band), a Canadian rock band * Mobiles (band), a 1980s British band Other uses in music * ''Mobile'' (album), a 1999 album by Brazilian Paulinho Moska * "Mobile" (song), a 2003 song by Avril Lavigne from ''Let Go'' * "Mobile", a song by Gentle Giant from the album ''Free Hand'' Other uses in arts, entertainment, and media * Mobile (sculpture), a kinetic sculpture constructed to take advantage of the principle of equilibrium * ''Mobile'' (TV series), a British ITV drama * "Mobile", a short story by J. G. Ballard, later renamed "Venus Smiles" * Mobile, a feature of the game ''GunBound'' * ''Mobile Magazine'', a publication on portable electronics Military and law enforcement * ''Garde Mobile'', historic French military unit * Mobile Briga ...
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Mobile Application Software
A mobile application or app is a computer program or software application designed to run on a mobile device such as a phone, tablet, or watch. Mobile applications often stand in contrast to desktop applications which are designed to run on desktop computers, and web applications which run in mobile web browsers rather than directly on the mobile device. Apps were originally intended for productivity assistance such as email, calendar, and contact databases, but the public demand for apps caused rapid expansion into other areas such as mobile games, factory automation, GPS and location-based services, order-tracking, and ticket purchases, so that there are now millions of apps available. Many apps require Internet access. Apps are generally downloaded from app stores, which are a type of digital distribution platforms. The term "app", short for " application", has since become very popular; in 2010, it was listed as "Word of the Year" by the American Dialect Society. Apps are b ...
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Smartphone
A smartphone is a portable computer device that combines mobile telephone and computing functions into one unit. They are distinguished from feature phones by their stronger hardware capabilities and extensive mobile operating systems, which facilitate wider software, internet (including web browsing over mobile broadband), and multimedia functionality (including music, video, cameras, and gaming), alongside core phone functions such as voice calls and text messaging. Smartphones typically contain a number of metal–oxide–semiconductor (MOS) integrated circuit (IC) chips, include various sensors that can be leveraged by pre-included and third-party software (such as a magnetometer, proximity sensors, barometer, gyroscope, accelerometer and more), and support wireless communications protocols (such as Bluetooth, Wi-Fi, or satellite navigation). Early smartphones were marketed primarily towards the enterprise market, attempting to bridge the functionality of ...
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Chaos Communication Congress
The Chaos Communication Congress is an annual conference organized by the Chaos Computer Club. The congress features a variety of lectures and workshops on technical and political issues related to security, cryptography, privacy and online freedom of speech. It has taken place regularly at the end of the year since 1984, with the current date and duration (27–30 December) established in 2005. It is considered one of the largest events of its kind, alongside DEF CON in Las Vegas. History The congress is held in Germany. It started in 1984 in Hamburg, moved to Berlin in 1998, and back to Hamburg in 2012, having exceeded the capacity of the Berlin venue with more than attendees. Since then, it attracts an increasing number of people: around attendees in 2012, over in 2015, and more than in 2017. Since 2017 it has taken place at the Trade Fair Grounds in Leipzig, since the Hamburg venue was closed for renovation in 2017 and the existing space was not enough for the growi ...
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Signalling System No
In signal processing, a signal is a function that conveys information about a phenomenon. Any quantity that can vary over space or time can be used as a signal to share messages between observers. The ''IEEE Transactions on Signal Processing'' includes audio signal, audio, video, speech, image, sonar, and radar as examples of signal. A signal may also be defined as observable change in a quantity over space or time (a time series), even if it does not carry information. In nature, signals can be actions done by an organism to alert other organisms, ranging from the release of plant chemicals to warn nearby plants of a predator, to sounds or motions made by animals to alert other animals of food. Signaling occurs in all organisms even at cellular levels, with cell signaling. Signaling theory, in evolutionary biology, proposes that a substantial driver for evolution is the ability of animals to communicate with each other by developing ways of signaling. In human engineering, si ...
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Social Engineering (security)
Social engineering may refer to: * Social engineering (political science), a means of influencing particular attitudes and social behaviors on a large scale * Social engineering (security), obtaining confidential information by manipulating and/or deceiving people and artificial intelligence See also * Cultural engineering * Manufacturing Consent (other) * Mass media * Noble lie * Propaganda * Social dynamics * Social software * Social technology * Urban planning Urban planning, also known as town planning, city planning, regional planning, or rural planning, is a technical and political process that is focused on the development and design of land use and the built environment, including air, water, ... {{disambiguation Social science disambiguation pages ...
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Phishing
Phishing is a type of social engineering where an attacker sends a fraudulent (e.g., spoofed, fake, or otherwise deceptive) message designed to trick a person into revealing sensitive information to the attacker or to deploy malicious software on the victim's infrastructure like ransomware. Phishing attacks have become increasingly sophisticated and often transparently mirror the site being targeted, allowing the attacker to observe everything while the victim is navigating the site, and transverse any additional security boundaries with the victim. As of 2020, phishing is by far the most common attack performed by cybercriminals, the FBI's Internet Crime Complaint Centre recording over twice as many incidents of phishing than any other type of computer crime. The first recorded use of the term "phishing" was in the cracking toolkit AOHell created by Koceilah Rekouche in 1995; however, it is possible that the term was used before this in a print edition of the hacker magazin ...
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