Tiroler Sparkasse
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Tiroler Sparkasse
The Tiroler Sparkasse Bankaktiengesellschaft Innsbruck (known as Tiroler Sparkasse) is an Austrian savings bank that focuses on private customers, freelancers and small and medium-sized enterprises in the Tyrol region. The bank was founded in 1822 and is part of the Austrian Sparkassengruppe Österreich. it held a leading position in its regional market with a market share of around 30% for private customers and almost 50% for corporate customers in the region with around 153,500 customers. It is a member of the Austrian Savings Banks Liability Association, which guarantees the payment of customer deposits in excess of the legally guaranteed amount of €100,000. History In 1822, during economically difficult years, Count Chotek and ''Felix Adam von Riccabona'' founded the "Sparkasse zu Innsbruck" as the first financial institution in Tyrol and the second oldest association savings bank in Austria. The aim was to encourage the building up of savings and financial provisio ...
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Joint-stock Company
A joint-stock company is a business entity in which shares of the company's capital stock, stock can be bought and sold by shareholders. Each shareholder owns company stock in proportion, evidenced by their share (finance), shares (certificates of ownership). Shareholders are able to transfer their shares to others without any effects to the continued existence of the company. In modern-day corporate law, the existence of a joint-stock company is often synonymous with incorporation (business), incorporation (possession of legal personality separate from shareholders) and limited liability (shareholders are liable for the company's debts only to the value of the money they have invested in the company). Therefore, joint-stock companies are commonly known as corporations or limited company, limited companies. Some jurisdiction (area), jurisdictions still provide the possibility of registering joint-stock companies without limited liability. In the United Kingdom and in other count ...
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Tyrol
Tyrol (; historically the Tyrole; de-AT, Tirol ; it, Tirolo) is a historical region in the Alps - in Northern Italy and western Austria. The area was historically the core of the County of Tyrol, part of the Holy Roman Empire, Austrian Empire and Austria-Hungary, from its formation in the 12th century until 1919. In 1919, following World War I and the dissolution of Austria-Hungary, it was divided into two modern administrative parts through the Treaty of Saint-Germain-en-Laye: * State of Tyrol: Formed through the merger of North and East Tyrol, as part of Austria * Region of Trentino-Alto Adige: At that time still with Souramont (Cortina d'Ampezzo, Livinallongo del Col di Lana and Colle Santa Lucia) and the municipalities Valvestino, Magasa, and Pedemonte, seized in 1918 by the Kingdom of Italy, and thus since 1946 part of the Italian Republic. With the founding of the European region Tyrol-South Tyrol-Trentino the area has its own legal entity since 2011 in the form of ...
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1822 Establishments In The Austrian Empire
Eighteen or 18 may refer to: * 18 (number), the natural number following 17 and preceding 19 * one of the years 18 BC, AD 18, 1918, 2018 Film, television and entertainment * ''18'' (film), a 1993 Taiwanese experimental film based on the short story ''God's Dice'' * ''Eighteen'' (film), a 2005 Canadian dramatic feature film * 18 (British Board of Film Classification), a film rating in the United Kingdom, also used in Ireland by the Irish Film Classification Office * 18 (''Dragon Ball''), a character in the ''Dragon Ball'' franchise * "Eighteen", a 2006 episode of the animated television series ''12 oz. Mouse'' Music Albums * ''18'' (Moby album), 2002 * ''18'' (Nana Kitade album), 2005 * '' 18...'', 2009 debut album by G.E.M. Songs * "18" (5 Seconds of Summer song), from their 2014 eponymous debut album * "18" (One Direction song), from their 2014 studio album ''Four'' * "18", by Anarbor from their 2013 studio album '' Burnout'' * "I'm Eighteen", by Alice Cooper commonly r ...
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Banks Of Austria
This article is intended to give an overview of banking in Austria. Banking system Regulations Since the introduction of the Kreditwesensgesetz (KWG) in 1979, the boundaries between the various types of credit institutions have gradually become blurred. Many banks have developed into universal banks offering a comprehensive range of banking services. Prior to the 1979 KWG, the Austrian banking system was still governed by the Kreditwesengesetz, which had been in force since October 1, 1938 in Nazi Germany and the associated Austria. The 1979 KWG was created as a result of the increasing liberalization of the banking system and the general trend towards universal banks. The rapid growth and increased activity of Austrian banks abroad made it necessary to adapt to international standards, which was regulated in the 1986 amendment to the law. On January 1, 1994, the KWG was replaced by the new Banking Act (Bankwesensgesetz- BWG), which was drafted in view of EU conformity and also c ...
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Automated Teller Machine
An automated teller machine (ATM) or cash machine (in British English) is an electronic telecommunications device that enables customers of financial institutions to perform financial transactions, such as cash withdrawals, deposits, funds transfers, balance inquiries or account information inquiries, at any time and without the need for direct interaction with bank staff. ATMs are known by a variety of names, including automatic teller machine (ATM) in the United States (sometimes redundantly as "ATM machine"). In Canada, the term ''automated banking machine'' (ABM) is also used, although ATM is also very commonly used in Canada, with many Canadian organizations using ATM over ABM. In British English, the terms ''cashpoint'', ''cash machine'' and ''hole in the wall'' are most widely used. Other terms include ''any time money'', ''cashline'', ''tyme machine'', ''cash dispenser'', ''cash corner'', ''bankomat'', or ''bancomat''. ATMs that are not operated by a financial i ...
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Erste Group
Erste Group Bank AG (Erste Group) is an Austrian financial service provider in Central and Eastern Europe serving 15.7 million clients in over 2,700 branches in seven countries. History Erste Group was founded in October 1819 as ''Erste österreichische Spar-Casse'' in Leopoldstadt, a suburb of Vienna. After the demise of communism, the company started a strong expansion into Central and Eastern Europe and by 2008 it had acquired 10 banks. In 1997, it went public and today the company is listed on the exchanges of Vienna, Prague and Bucharest and included in the indices ''CEETX'', ATX and PX. On 9 August 2008 the former ''Erste Bank Oesterreich'' was split up into the newly founded holding company ''Erste Group Bank AG'' and the subsidiary ''Erste Bank der österreichischen Sparkassen AG''; the foreign subsidiaries were taken over by the new holding company. Erste Group now includes all companies of the Group. The IPO in Vienna in 1997 was carried out by what was then the un ...
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Hall In Tirol
Hall in Tyrol is a town in the Innsbruck-Land district of Tyrol, Austria. Located at an altitude of 574 m, about 5 km (3 mi) east of the state's capital Innsbruck in the Inn valley, it has a population of about 13,000 (Jan 2013). History Hall in the County of Tyrol was first mentioned as a ''salina'' (saltern) near Thaur castle in a 1232 deed. The current name dates back to 1256, and similarly to Halle, Hallein, Schwäbisch Hall or Hallstatt is derived from the Celtic word for salt. Since the 13th century, the salt mine at Absam in the Hall Valley north of the town formed the main industry of the town and its surroundings. The first adit was laid out in 1272 at the behest of Count Meinhard II of Tyrol, with the brine channeled by a 10 km (6 mi) long pipeline to the evaporation pond at Hall. The importance of the salt industry, which exported goods as far as Switzerland, the Black Forest, and the Rhine valley, is reflected in Hall's coat of arms, which shows tw ...
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World Savings Day
The World Savings Day was established on October 31, 1924, during the 1st International Savings Bank Congress (World Society of Savings Banks) in Milan, Italy. The Italian Professor Filippo Ravizza declared this day the "International Saving Day" on the last day of the congress. In the resolutions of the Thrift Congress it was decided that 'World Thrift Day' should be a day devoted to the promotion of savings all over the world. In their efforts to promote thrift, the savings banks also worked with the support of the schools, the clergy, as well as cultural, sports, professional, and women's associations. Representatives of 29 countries wanted to bring to mind the "thought of saving" to the worldwide public and its relevance to the economy and the individual. The World Savings Day is usually held on October 30 except in countries where this day is a public holiday, since the idea is for the banks to be open, so that the people are able to transfer their savings into their accou ...
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Karl, Count Chotek Of Chotkow And Wognin
Karl, Count Chotek of Chotkow and Wognin ( cs, Karel hrabě Chotek z Chotkova a Vojnína, german: Karl Graf Chotek von Chotkow und Wognin); (23 July 1783 – 18 December 1868) was an Austrian chancellor, Government President (Gubernialpräsident) and school reformer of Bohemia and honorary citizen of Innsbruck and Prague. Life and education Karl was born at Vienna, Habsburg monarchy, the sixth child and fifth son of Johann Rudolf, Count Chotek of Chotkow and Wognin (1748–1824) and Countess Maria Sidonia of Clary und Aldringen (1748–1824). Karl Graf Chotek studied law in Vienna and Prague. In 1803 he joined the civil service. From 1809 he was senior administrative posts in Moravia and successfully reorganized the Trieste district office, which is why in 1815 after the defeat of Joachim Murat he became governor-general in the Kingdom of Naples. Governor of Tyrol and Vorarlberg In 1818, he came a Privy Councillor and Vice President for Tyrol, where he was governor of Tyrol and ...
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Financial Services
Financial services are the Service (economics), economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer finance, consumer-finance companies, brokerage firm, stock brokerages, investment management, investment funds, individual asset managers, and some government-sponsored enterprises. History The term "financial services" became more prevalent in the United States partly as a result of the Gramm-Leach-Bliley Act, GrammLeachBliley Act of the late 1990s, which enabled different types of companies operating in the U.S. financial services industry at that time to merge. Companies usually have two distinct approaches to this new type of business. One approach would be a bank that simply buys an insurance company or an investment bank, keeps the original brands of the acquired firm, and adds the Takeover, acquisit ...
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Tyrol (federal State)
Tyrol ( ; german: Tirol ; it, Tirolo) is an Austrian Provinces of Austria, federal state. It comprises the Austrian part of the historical County of Tyrol, Princely County of Tyrol. It is a constituent part of the present-day Euroregion Tyrol–South Tyrol–Trentino (together with South Tyrol and Trentino in Italy). The capital of Tyrol is Innsbruck. Geography Tyrol is separated into two parts, divided by a strip of Salzburg (federal state), Salzburg State. The two constituent parts of Tyrol are the northern and larger North Tyrol () and the southeastern and smaller East Tyrol ('). Salzburg State lies to the east of North Tyrol, while on the south Tyrol has a border to the Italy, Italian province of South Tyrol, which was part of the Austro-Hungarian Empire before the First World War. With a land area of , Tyrol is the third-largest federal state in Austria. North Tyrol shares its borders with the federal states Salzburg in the east and Vorarlberg in the west. In the north, ...
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Freelancer
''Freelance'' (sometimes spelled ''free-lance'' or ''free lance''), ''freelancer'', or ''freelance worker'', are terms commonly used for a person who is self-employed and not necessarily committed to a particular employer long-term. Freelance workers are sometimes represented by a company or a temporary agency that resells freelance labor to clients; others work independently or use professional associations or websites to get work. While the term ''independent contractor'' would be used in a different register of English to designate the tax and employment classes of this type of worker, the term "freelancing" is most common in culture and creative industries, and use of this term may indicate participation therein. Fields, professions, and industries where freelancing is predominant include: music, writing, acting, computer programming, web design, graphic design, translating and illustrating, film and video production, and other forms of piece work that some cultural the ...
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