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Starr-Bowkett Society
A Starr-Bowkett Society was a co-operative, non-profit financial institution that provided interest-free loans to its members and operated on the principle of mutual self-help, as espoused in 1843 by Dr T. E. Bowkett. Popular in Australia from the late 19th century until the early to mid 20th century, they no longer exist in any form. Origins Dr. Thomas Edward Bowkett was a London surgeon, and a vocal proponent of a number of progressive and unionist ideas. His scheme to provide "mechanics" with a means to become landholders, and thus have a greater influence on government, was first proposed during a series of lectures and articles in 1843. In 1862 Richard B. Starr made some changes to Dr. Bowkett's scheme, including a slightly increased subscription fee and shorter subscription time, among others. The changes made the scheme more palatable to potential subscribers and Starr promoted his now copyrighted system aggressively. The Starr changes also made running a Starr-Bowkett Soci ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Institution
Financial institutions, sometimes called banking institutions, are business entities that provide services as intermediaries for different types of financial monetary transactions. Broadly speaking, there are three major types of financial institutions: # Depository institutions – deposit-taking institutions that accept and manage deposits and make loans, including banks, building societies, credit unions, trust companies, and mortgage loan companies; # Contractual institutions – insurance companies and pension funds # Investment institutions – investment banks, underwriters, and other different types of financial entities managing investments. Financial institutions can be distinguished broadly into two categories according to ownership structure: * Commercial banks * Cooperative banks Some experts see a trend toward homogenisation of financial institutions, meaning a tendency to invest in similar areas and have similar business strategies. A consequence of this might ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Self-help
Self-help or self-improvement is a self-guided improvement''APA Dictionary of Physicology'', 1st ed., Gary R. VandenBos, ed., Washington: American Psychological Association, 2007.—economically, intellectually, or emotionally—often with a substantial psychological basis. When engaged in self-help, people often use publicly available information or support groups, on the Internet as well as in person, where people in similar situations join together. From early examples in self-driven legal practiceSteve Salerno (2005) ''Sham: How the Self-Help Movement Made America Helpless'', pp. 24–25 and home-spun advice, the connotations of the word have spread and often apply particularly to education, business, psychology and psychotherapy, commonly distributed through the popular genre of self-help books. According to the ''APA Dictionary of Psychology'', potential benefits of self-help groups that professionals may not be able to provide include friendship, emotional support, experi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Australia
Australia, officially the Commonwealth of Australia, is a Sovereign state, sovereign country comprising the mainland of the Australia (continent), Australian continent, the island of Tasmania, and numerous List of islands of Australia, smaller islands. With an area of , Australia is the largest country by area in Oceania and the world's List of countries and dependencies by area, sixth-largest country. Australia is the oldest, flattest, and driest inhabited continent, with the least fertile soils. It is a Megadiverse countries, megadiverse country, and its size gives it a wide variety of landscapes and climates, with Deserts of Australia, deserts in the centre, tropical Forests of Australia, rainforests in the north-east, and List of mountains in Australia, mountain ranges in the south-east. The ancestors of Aboriginal Australians began arriving from south east Asia approximately Early human migrations#Nearby Oceania, 65,000 years ago, during the Last Glacial Period, last i ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United Kingdom
The United Kingdom of Great Britain and Northern Ireland, commonly known as the United Kingdom (UK) or Britain, is a country in Europe, off the north-western coast of the continental mainland. It comprises England, Scotland, Wales and Northern Ireland. The United Kingdom includes the island of Great Britain, the north-eastern part of the island of Ireland, and many smaller islands within the British Isles. Northern Ireland shares a land border with the Republic of Ireland; otherwise, the United Kingdom is surrounded by the Atlantic Ocean, the North Sea, the English Channel, the Celtic Sea and the Irish Sea. The total area of the United Kingdom is , with an estimated 2020 population of more than 67 million people. The United Kingdom has evolved from a series of annexations, unions and separations of constituent countries over several hundred years. The Treaty of Union between the Kingdom of England (which included Wales, annexed in 1542) and the Kingdom of Scotland in 170 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Middle Class
The middle class refers to a class of people in the middle of a social hierarchy, often defined by occupation, income, education, or social status. The term has historically been associated with modernity, capitalism and political debate. Common definitions for the middle class range from the middle fifth of individuals on a nation's income ladder, to everyone but the poorest and wealthiest 20%. Theories like "Paradox of Interest" use decile groups and wealth distribution data to determine the size and wealth share of the middle class. From a Marxist standpoint, middle class initially referred to the 'bourgeoisie,' as distinct from nobility. With the development of capitalist societies and further inclusion of the bourgeoisie into the ruling class, middle class has been more closely identified by Marxist scholars with the term 'petite bourgeoisie.' There has been significant global middle-class growth over time. In February 2009, ''The Economist'' asserted that over half of the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Newcastle Permanent Building Society
Newcastle Permanent Building Society is an Australian building society with its head office located in Newcastle, New South Wales, Australia, and provides services in New South Wales. It was founded on 2 February 1903 as a Starr-Bowkett Society by a group of like-minded individuals who wanted to help families purchase their own homes. Newcastle Permanent has since grown to become one of the largest customer-owned banking institutions in Australia. In November 2022, the society's members voted to merge the society with Greater Bank, to take effect in March 2023, provided regulatory approval. Both brands were planned to continue. Their motto is "Here for good.", which shows their aim to help their customers improve their financial well-being and help their customers and communities thrive and grow. History * 1903 - Founded as a Starr-Bowkett Society in the Newcastle suburb of Wickham on 2 February 1903 * 1939 - Newcastle Permanent Building Society was established * 1966 - ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Newcastle, New South Wales
Newcastle ( ; Awabakal: ) is a metropolitan area and the second most populated city in the state of New South Wales, Australia. It includes the Newcastle and Lake Macquarie local government areas, and is the hub of the Greater Newcastle area, which includes most parts of the local government areas of City of Newcastle, City of Lake Macquarie, City of Cessnock, City of Maitland and Port Stephens Council. Located at the mouth of the Hunter River, it is the predominant city within the Hunter Region. Famous for its coal, Newcastle is the largest coal exporting harbour in the world, exporting 159.9 million tonnes of coal in 2017. Beyond the city, the Hunter Region possesses large coal deposits. Geologically, the area is located in the central-eastern part of the Sydney Basin. History Aboriginal history Newcastle and the lower Hunter Region were traditionally occupied by the Awabakal and Worimi Aboriginal people, who called the area Malubimba. Based on Aboriginal language refere ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Newtown, New South Wales
Newtown, a suburb of Inner West, Sydney's inner west, is located approximately four kilometres south-west of the Sydney central business district, straddling the Local government areas of New South Wales, local government areas of the City of Sydney and Inner West Council in the state of New South Wales, Australia. King Street, Newtown, King Street is the main street of Newtown and centre of commercial and entertainment activity. The street follows the spine of a long ridge that rises up near Sydney University and extends to the south, becoming the Princes Highway at its southern end. Enmore Road branches off King Street towards the suburb of Enmore, New South Wales, Enmore at Newtown Bridge, where the road passes over the railway line at Newtown Station. Enmore Road and King Street together comprise 9.1 kilometres of over 600 shopfronts. The main shopping strip of Newtown is the longest and most complete commercial precinct of the late Victorian and Federation of Australia, Fed ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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