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Southland Building Society
SBS Bank is a registered bank in New Zealand which was founded in 1869. In October 2008 it gained bank registration and the Southland Building Society became SBS Bank. It is a 100% New Zealand owned registered bank that has retained a mutual building society structure. It uses the prefix 03 for its account numbers which is the same as Westpac Bank NZ because they use the same 'lines'. The bank's head office is based in Invercargill. History Initially, when founded in 1869, SBS Bank was called Southland Building, Land and Investment Society but was renamed as Southland Building and Investment Society and Bank of Deposit in 1876. For the first 30 years, James Walker Bain James Walker Bain (1841 – 29 September 1899) was a 19th-century New Zealand politician. He was a significant businessman in Invercargill and Southland. Bain was born in Edinburgh, Scotland, in 1841. His parents were the spirit merchant John B ... was the society's president. The name of the bank official ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Special Boat Service
The Special Boat Service (SBS) is the special forces unit of the United Kingdom's Royal Navy. The SBS can trace its origins back to the Second World War when the Army Special Boat Section was formed in 1940. After the Second World War, the Royal Navy formed special forces with several name changes—Special Boat Company was adopted in 1951 and re-designated as the Special Boat Squadron in 1974—until on 28 July 1987 when the unit was renamed as the Special Boat Service after assuming responsibility for maritime counter-terrorism. Most of the operations conducted by the SBS are highly classified, and are rarely commented on by the British government or the Ministry of Defence, owing to their sensitive nature. The Special Boat Service is the maritime special forces unit of the United Kingdom Special Forces and is described as the sister unit of the British Army 22nd Special Air Service Regiment (22nd SAS), with both under the operational control of the Director Special Forces. ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Invercargill, New Zealand
Invercargill ( , mi, Waihōpai is the southernmost and westernmost city in New Zealand, and one of the southernmost cities in the world. It is the commercial centre of the Southland region. The city lies in the heart of the wide expanse of the Southland Plains to the east of the Ōreti or New River some north of Bluff, which is the southernmost town in the South Island. It sits amid rich farmland that is bordered by large areas of conservation land and marine reserves, including Fiordland National Park covering the south-west corner of the South Island and the Catlins coastal region. Many streets in the city, especially in the centre and main shopping district, are named after rivers in Scotland. These include the main streets Dee and Tay, as well as those named after the Tweed, Forth, Tyne, Esk, Don, Ness, Yarrow, Spey, Eye and Ythan rivers, amongst others. The 2018 census showed the population was 54,204, up 2.7% on the 2006 census number and up 4.8% on the 2013 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
New Zealand
New Zealand ( mi, Aotearoa ) is an island country in the southwestern Pacific Ocean. It consists of two main landmasses—the North Island () and the South Island ()—and over 700 smaller islands. It is the sixth-largest island country by area, covering . New Zealand is about east of Australia across the Tasman Sea and south of the islands of New Caledonia, Fiji, and Tonga. The country's varied topography and sharp mountain peaks, including the Southern Alps, owe much to tectonic uplift and volcanic eruptions. New Zealand's capital city is Wellington, and its most populous city is Auckland. The islands of New Zealand were the last large habitable land to be settled by humans. Between about 1280 and 1350, Polynesians began to settle in the islands and then developed a distinctive Māori culture. In 1642, the Dutch explorer Abel Tasman became the first European to sight and record New Zealand. In 1840, representatives of the United Kingdom and Māori chiefs ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banking
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banking
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Services
Financial services are the Service (economics), economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer finance, consumer-finance companies, brokerage firm, stock brokerages, investment management, investment funds, individual asset managers, and some government-sponsored enterprises. History The term "financial services" became more prevalent in the United States partly as a result of the Gramm-Leach-Bliley Act, GrammLeachBliley Act of the late 1990s, which enabled different types of companies operating in the U.S. financial services industry at that time to merge. Companies usually have two distinct approaches to this new type of business. One approach would be a bank that simply buys an insurance company or an investment bank, keeps the original brands of the acquired firm, and adds the Takeover, acquisit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Property
Property is a system of rights that gives people legal control of valuable things, and also refers to the valuable things themselves. Depending on the nature of the property, an owner of property may have the right to consume, alter, share, redefine, rent, mortgage, pawn, sell, exchange, transfer, give away or destroy it, or to exclude others from doing these things, as well as to perhaps abandon it; whereas regardless of the nature of the property, the owner thereof has the right to properly use it under the granted property rights. In economics and political economy, there are three broad forms of property: private property, public property, and collective property (also called cooperative property). Property that jointly belongs to more than one party may be possessed or controlled thereby in very similar or very distinct ways, whether simply or complexly, whether equally or unequally. However, there is an expectation that each party's will (rather discretion) with rega ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Westpac
Westpac Banking Corporation, known simply as Westpac, is an Australian multinational banking and financial services company headquartered at Westpac Place in Sydney, New South Wales. Established in 1817 as the Bank of New South Wales, it acquired the Commercial Bank of Australia in 1982 before being renamed to Westpac Banking Corporation. Westpac is one of Australia's Big Four (banks)#Australia, Big Four banks, and is Australia's first and oldest banking institution. Its name is a portmanteau of "Western" and "Pacific". As of 2021, Westpac has 14 million customers worldwide, and employs around 40,000 people. History Established in Sydney Sydney ( ) is the capital city of the state of New South Wales, and the most populous city in both Australia and Oceania. Located on Australia's east coast, the metropolis surrounds Sydney Harbour and extends about towards the Blue Mountain ... in 1817, the Bank of New South Wales (BNSW) was the first bank in Australia. Edward S ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
James Walker Bain
James Walker Bain (1841 – 29 September 1899) was a 19th-century New Zealand politician. He was a significant businessman in Invercargill and Southland. Bain was born in Edinburgh, Scotland, in 1841. His parents were the spirit merchant John Bain and his wife, Elizabeth Middlemass. He received his education at the Free Church Normal School and then at a private academy. He started with the printing company Oliver and Boyd and learned the trade of a compositor. He arrived in Port Chalmers in New Zealand, Otago's harbour, on 23 September 1858 on the ''Jura'' from Glasgow. His parents, five sisters and one brother arrived in Otago on the ''Gloucester'' three months later; one of his sisters was Wilhelmina Sherriff Bain. He initially worked for the ''Otago Witness'' before going to Auckland for two years. He moved to Invercargill at the beginning of 1861. Together with George Smallfield, he founded Invercargill's first newspaper, the ''Southland News and Foveaux Straits Herald'', ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Otago Witness
The ''Otago Witness'' was a prominent illustrated weekly newspaper in the early years of the European settlement of New Zealand, produced in Dunedin, the provincial capital of Otago. Published weekly it existed from 1851 to 1932. The introduction of the Otago Daily Times followed by other daily newspapers in its circulation area lead it to focus on serving a rural readership in the lower South Island where poor road access prevented newspapers being delivered daily. It also provided an outlet for local fiction writers. It is notable as the first newspaper to use illustrations and photographs and was the first New Zealand newspaper to provide a correspondence column for children, which was known as "Dot's Little Folk". Together with the Auckland based ''Weekly News'' and the Wellington based ''New Zealand Free Lance'' it was one of the most significant illustrated weekly New Zealand newspapers in the 19th and early 20th centuries. History Background Nine months after the first immi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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