SkyOne Federal Credit Union
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SkyOne Federal Credit Union
SkyOne Federal Credit Union is an American credit union that focus on employees working in the aeronautics and space sector and their relatives. The credit union is headquartered in Hawthorne, California and is federally insured by the National Credit Union Administration and is an Equal Housing Lender. It offers financial services to all who qualify. History SkyOne Federal Credit Union was founded in July 1949 as CAA First Federal Credit Union with eight members to serve the Civil Aeronautics Administration employees and their dependents. In 1978, the credit union changed its name from CAA to FAA and was serving FAA employees in 13 Western states. In January 2010 FAA First FCU again changed its name to SkyOne FCU in order to reflect as a nationwide brand. The new branding helped the credit union to better identify with its membership open to those working in the air transportation industry. In 2008, SkyOne partnered with the United Insurance Partners to give its members acces ...
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Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ...
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Financial Services
Financial services are the Service (economics), economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer finance, consumer-finance companies, brokerage firm, stock brokerages, investment management, investment funds, individual asset managers, and some government-sponsored enterprises. History The term "financial services" became more prevalent in the United States partly as a result of the Gramm-Leach-Bliley Act, GrammLeachBliley Act of the late 1990s, which enabled different types of companies operating in the U.S. financial services industry at that time to merge. Companies usually have two distinct approaches to this new type of business. One approach would be a bank that simply buys an insurance company or an investment bank, keeps the original brands of the acquired firm, and adds the Takeover, acquisit ...
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Hawthorne, California
Hawthorne is a city in the Los Angeles metropolitan area, located in southwestern Los Angeles County, California. It is part of a seventeen-city region commonly called the South Bay. As of the 2020 US census, Hawthorne had a population of 88,083. History Hawthorne was founded in 1905 as the "Hawthorne Improvement Company" by B.L. Harding and H.D. Lombard. Harding's daughter shared her birthday—the 4th of July, American Independence Day—with New England author Nathaniel Hawthorne, and a decision was made to name the city after him. Hawthorne was once a "whites only" settlement, commonly called a sundown town. During the 1930s, signs warned African-Americans to be out of Hawthorne by sundown. Geography According to the United States Census Bureau, the city has an area of , over 99% of it land. To the north of Hawthorne is the unincorporated community of Lennox and the city of Inglewood. To the east is the unincorporated community of Athens and the city of Gardena. T ...
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United States
The United States of America (U.S.A. or USA), commonly known as the United States (U.S. or US) or America, is a country primarily located in North America. It consists of 50 states, a federal district, five major unincorporated territories, nine Minor Outlying Islands, and 326 Indian reservations. The United States is also in free association with three Pacific Island sovereign states: the Federated States of Micronesia, the Marshall Islands, and the Republic of Palau. It is the world's third-largest country by both land and total area. It shares land borders with Canada to its north and with Mexico to its south and has maritime borders with the Bahamas, Cuba, Russia, and other nations. With a population of over 333 million, it is the most populous country in the Americas and the third most populous in the world. The national capital of the United States is Washington, D.C. and its most populous city and principal financial center is New York City. Paleo-Americ ...
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Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ...
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National Credit Union Administration
The National Credit Union Administration (NCUA) is a government-backed insurer of credit unions in the United States, one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the Federal Deposit Insurance Corporation, which insures commercial banks and savings institutions. The NCUA is an independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions. With the backing of the full faith and credit of the U.S. government, the NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 124 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. Besides the Share Insurance Fund, the NCUA operates three other funds: the NCUA Operating Fund, the Central Liquidity Facility (CLF), and the Community Development Revolving Loan Fund (CDRLF). The NCUA Operating Fun ...
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Equal Housing Lender
The terms equal housing lender and equal opportunity lender are synonymous and refer to all banks insured by the Federal Deposit Insurance Corporation The Federal Deposit Insurance Corporation (FDIC) is one of two agencies that supply deposit insurance to depositors in American depository institutions, the other being the National Credit Union Administration, which regulates and insures cr ... in the United States. Such banks are prohibited from discriminating on the basis of race, color, religion, national origin, sex, handicap, or familial status. They are required, in all advertisements of home loan related services, to explicitly use one of these two terms in describing themselves, or to use one of several approved logos. This rule was introduced in the ''Fair Housing Amendments Act of 1988'' which amended the Fair Housing Act of 1968. References {{finance-stub Housing in the United States ...
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Civil Aeronautics Administration (United States)
The Air Commerce Act of 1926 created an Aeronautic Branch of the United States Department of Commerce. Its functions included testing and licensing of pilots, certification of aircraft and investigation of accidents. In 1934, the Aeronautics Branch was renamed the Bureau of Air Commerce, to reflect the growing importance of commercial flying. It was subsequently divided into two authorities: the Civil Aeronautics Administration (CAA), concerned with air traffic control, and the Civil Aeronautics Board (CAB), concerned with safety regulations and accident investigation. Under the Federal Aviation Act of 1958, the CAA's powers were transferred to a new independent body, the Federal Aviation Administration (FAA). In the same year, the National Aeronautics and Space Administration (NASA) was created after the Soviet Union’s launch of the first artificial satellite. The accident investigation powers of the CAB were transferred to the new National Transportation Safety Board in 1967, a ...
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Credit Union National Association
The Credit Union National Association, commonly known as CUNA (pronounced "Cue-Nuh"), is a national trade association for both state- and federally chartered credit unions located in the United States. CUNA provides member credit unions with trade association services, such as lobbying, regulatory advocacy, professional development, and professional services management. The organization operates out of its headquarters in Washington, D.C., and an operations center in Madison, Wisconsin. CUNA's president and chief executive officer Jim Nussle has led the organization since September 2014. Services and support CUNA is supported through dues paid by credit unions through their local league dues and fees generated from services provided. CUNA has previously operated a for-profit "CUNA Services Corp." However, many of the pass-through services, such as credit card processing and individual retirement account (IRA) administration, have been sold to other vendors. CUNA also houses ei ...
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Miami-Dade Police Department
The Miami-Dade Police Department (MDPD), formerly known as the Metro-Dade Police Department (1981–1997), Dade County Public Safety Department (1957–1981), and the Dade County Sheriff's Office (1836–1957), is a county police department serving Miami-Dade County. The MDPD has approximately 4,700 employees, making it the largest police department in the southeastern United States and the eighth largest in the country. The department is still often referred by its former name, the ''Metro-Dade Police'' or simply ''Metro''. The MDPD operates out of eight district stations throughout Miami-Dade County and several specialized bureaus. The MDPD is internationally accredited by the Commission on Accreditation for Law Enforcement Agencies, as well as at the state level by the Florida Commission for Law Enforcement Accreditation. The current director of the department is Alfredo Ramirez III, who succeeded Juan J. Perez. The department's headquarters are located in Doral, Florida. Mi ...
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Miami
Miami (), officially the City of Miami, is a coastal metropolis located in Miami-Dade County in southeastern Florida ( United States). With a population of 467,963 as of the 2020 census, it is the 44th-largest city in the United States and the core of the nation's eighth-largest metropolitan area. The city has the third-largest skyline in the U.S. with over 300 high-rises, 58 of which exceed . Miami is a major center and leader in finance, commerce, culture, arts, and international trade. The metro area is by far the largest urban economy in Florida and the 12th largest in the United States, with a GDP of $344.9 billion as of 2017. In 2020, Miami was classified as a Beta + level global city by the GaWC. In 2019, Miami ranked seventh in the United States and 31st among global cities in business activity, human capital, information exchange, cultural experience, and political engagement. According to a 2018 UBS study of 77 world cities, the city was ranked as the thi ...
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