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Secure Electronic Transaction
Secure Electronic Transaction (SET) is a communications protocol standard for securing credit card transactions over networks, specifically, the Internet. SET was not itself a payment system, but rather a set of security protocols and formats that enabled users to employ the existing credit card payment infrastructure on an open network in a secure fashion. However, it failed to gain attraction in the market. Visa now promotes the 3-D Secure scheme. Secure Electronic Transaction (SET) is a system for ensuring the security of financial transactions on the Internet. It was supported initially by Mastercard, Visa, Microsoft, Netscape, and others. With SET, a user is given an electronic wallet (digital certificate) and a transaction is conducted and verified using a combination of digital certificates and digital signatures among the purchaser, a merchant, and the purchaser's bank in a way that ensures privacy and confidentiality History and development SET was developed by the SET ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Communications Protocol
A communication protocol is a system of rules that allows two or more entities of a communications system to transmit information via any kind of variation of a physical quantity. The protocol defines the rules, syntax, semantics and synchronization of communication and possible error recovery methods. Protocols may be implemented by hardware, software, or a combination of both. Communicating systems use well-defined formats for exchanging various messages. Each message has an exact meaning intended to elicit a response from a range of possible responses pre-determined for that particular situation. The specified behavior is typically independent of how it is to be implemented. Communication protocols have to be agreed upon by the parties involved. To reach an agreement, a protocol may be developed into a technical standard. A programming language describes the same for computations, so there is a close analogy between protocols and programming languages: ''protocols ar ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
RSA Security
RSA Security LLC, formerly RSA Security, Inc. and doing business as RSA, is an American computer and network security company with a focus on encryption and encryption standards. RSA was named after the initials of its co-founders, Ron Rivest, Adi Shamir and Leonard Adleman, after whom the RSA public key cryptography algorithm was also named. Among its products is the SecurID authentication token. The BSAFE cryptography libraries were also initially owned by RSA. RSA is known for incorporating backdoors developed by the NSA in its products. It also organizes the annual RSA Conference, an information security conference. Founded as an independent company in 1982, RSA Security was acquired by EMC Corporation in 2006 for US$2.1 billion and operated as a division within EMC. When EMC was acquired by Dell Technologies in 2016, RSA became part of the Dell Technologies family of brands. On 10 March 2020, Dell Technologies announced that they will be selling RSA Security to a consorti ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cryptographic Hash Function
A cryptographic hash function (CHF) is a hash algorithm (a map of an arbitrary binary string to a binary string with fixed size of n bits) that has special properties desirable for cryptography: * the probability of a particular n-bit output result (hash value) for a random input string ("message") is 2^ (like for any good hash), so the hash value can be used as a representative of the message; * finding an input string that matches a given hash value (a ''pre-image'') is unfeasible, unless the value is selected from a known pre-calculated dictionary (" rainbow table"). The ''resistance'' to such search is quantified as security strength, a cryptographic hash with n bits of hash value is expected to have a ''preimage resistance'' strength of n bits. A ''second preimage'' resistance strength, with the same expectations, refers to a similar problem of finding a second message that matches the given hash value when one message is already known; * finding any pair of different messa ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Certification Authority
In cryptography, a certificate authority or certification authority (CA) is an entity that stores, signs, and issues digital certificates. A digital certificate certifies the ownership of a public key by the named subject of the certificate. This allows others (relying parties) to rely upon signatures or on assertions made about the private key that corresponds to the certified public key. A CA acts as a trusted third party—trusted both by the subject (owner) of the certificate and by the party relying upon the certificate. The format of these certificates is specified by the X.509 or EMV standard. One particularly common use for certificate authorities is to sign certificates used in HTTPS, the secure browsing protocol for the World Wide Web. Another common use is in issuing identity cards by national governments for use in electronically signing documents. Overview Trusted certificates can be used to create secure connections to a server via the Internet. A certificate is e ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Payment Gateway
A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. The payment gateway may be provided by a bank to its customers, but can be provided by a specialised financial service provider as a separate service, such as a payment service provider. A payment gateway facilitates a payment transaction by the transfer of information between a payment portal (such as a website, mobile phone or interactive voice response service) and the front end processor or acquiring bank. Payment gateways are a service that helps merchants initiate ecommerce, in-app, and point of sale payments for a broad variety of payment methods. The gateway is not directly involved in the money flow; typically it is a web server to which a merchant's website or POS system is connected. A payment gateway often connects several acquirin ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Acquiring Bank
An acquiring bank (also known simply as an acquirer) is a bank or financial institution that processes credit or debit card payments on behalf of a merchant. The acquirer allows merchants to accept credit card payments from the card-issuing banks within a card association, such as Visa, MasterCard, Discover, China UnionPay, American Express. The acquiring bank enters into a contract with a merchant and offers it a merchant account. This arrangement provides the merchant with a line of credit. Under the agreement, the acquiring bank exchanges funds with issuing banks on behalf of the merchant and pays the merchant for its daily payment-card activity's net balance — that is, gross sales minus reversals, interchange fees, and acquirer fees. Acquirer fees are an additional markup added to association interchange fees by the acquiring bank, and those fees vary at the acquirer's discretion. Risks The acquiring bank accepts the risk that the merchant will remain solvent. The main so ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Issuing Bank
An issuing bank is a bank that offers card association branded payment cards directly to consumers, such as credit cards, debit cards, contactless devices such as key fobs as well as prepaid cards. The name is derived from the practice of issuing cards to a consumer. Details An issuing bank (also called an issuer) is part of the 4-party model of payments. It is the bank of the consumer (also called a cardholder) and is responsible for paying the merchant's bank (called an Acquiring Bank or Acquirer) for the goods and services the consumer purchases. It issues the payment card and holds the account with the consumer (such as a credit card account or checking account for a debit card). The parties in the 4-party model are: # Consumer (also called a cardholder): Makes purchases and promises to pay the Issuing Bank for them. # Issuing Bank (also called an Issuer): The consumer's bank. Transfers money for purchases to the Acquiring Bank. Is liable for purchases made by the consumer if the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Merchant
A merchant is a person who trades in commodities produced by other people, especially one who trades with foreign countries. Historically, a merchant is anyone who is involved in business or trade. Merchants have operated for as long as industry, commerce, and trade have existed. In 16th-century Europe, two different terms for merchants emerged: referred to local traders (such as bakers and grocers) and ( nl, koopman) referred to merchants who operated on a global stage, importing and exporting goods over vast distances and offering added-value services such as credit and finance. The status of the merchant has varied during different periods of history and among different societies. In modern times, the term ''merchant'' has occasionally been used to refer to a businessperson or someone undertaking activities (commercial or industrial) for the purpose of generating profit, cash flow, sales, and revenue using a combination of human, financial, intellectual and physical capit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
De Facto Standard
A ''de facto'' standard is a custom or convention that has achieved a dominant position by public acceptance or market forces (for example, by early entrance to the market). is a Latin phrase (literally " in fact"), here meaning "in practice but not necessarily ordained by law" or "in practice or actuality, but not officially established". The term ''de facto'' standard is used in contrast with standards defined by organizations or set out in law (also known as ''de jure'' standards), or to express the dominant voluntary standard when there is more than one standard available for the same use. In social sciences a voluntary standard that is also a ''de facto'' standard is a typical solution to a coordination problem. The choice of a ''de facto'' standard tends to be stable in situations in which all parties can realize mutual gains, but only by making mutually consistent decisions. In contrast, an enforced de jure standard is a solution to the prisoner's problem. Examples ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Blinding (cryptography)
In cryptography, blinding is a technique by which an agent can provide a service to (i.e., compute a function for) a client in an encoded form without knowing either the real input or the real output. Blinding techniques also have applications to preventing side-channel attacks on encryption devices. More precisely, Alice has an input ''x'' and Oscar has a function ''f''. Alice would like Oscar to compute for her without revealing either ''x'' or ''y'' to him. The reason for her wanting this might be that she doesn't know the function ''f'' or that she does not have the resources to compute it. Alice "blinds" the message by encoding it into some other input ''E''(''x''); the encoding ''E'' must be a bijection on the input space of ''f'', ideally a random permutation. Oscar gives her ''f''(''E''(''x'')), to which she applies a decoding ''D'' to obtain . Not all functions allow for blind computation. At other times, blinding must be applied with care. An example of the latter is ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
VeriSign
Verisign Inc. is an American company based in Reston, Virginia, United States that operates a diverse array of network infrastructure, including two of the Internet's thirteen root nameservers, the authoritative registry for the , , and generic top-level domains and the and country-code top-level domains, and the back-end systems for the , , and sponsored top-level domains. In 2010, Verisign sold its authentication business unit – which included Secure Sockets Layer (SSL) certificate, public key infrastructure (PKI), Verisign Trust Seal, and Verisign Identity Protection (VIP) services – to Symantec for $1.28 billion. The deal capped a multi-year effort by Verisign to narrow its focus to its core infrastructure and security business units. Symantec later sold this unit to DigiCert in 2017. On October 25, 2018, NeuStar, Inc. acquired VeriSign’s Security Service Customer Contracts. The acquisition effectively transferred Verisign Inc.’s Distributed Denial of Service ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Science Applications International Corporation
Science Applications International Corporation (SAIC), Inc. is an American technology company headquartered in Reston, Virginia that provides government services and information technology support. History The original SAIC was created in 1969 by J. Robert Beyster. Then on September 27, 2013, it spun off a $4 billion unit which retained its name, while the parent company changed its name to Leidos. Following the split, Anthony J. Moraco was appointed CEO of SAIC, and John P. Jumper was appointed CEO of Leidos. The primary motivation for the spinoff was the conflicts of interest provisions in the Federal Acquisition Regulation which prevented the company from bidding on some new contracts because of existing contracts. On May 4, 2015, SAIC acquired Scitor Holdings, Inc. for $790 million to expand their presence in the intelligence industry through classified contracts, cleared personnel, and a robust security infrastructure. Scitor was previously owned by Leonard G ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
