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Social Security In Switzerland
The Sozialversicherungen (Social Security) in Switzerland includes several public and private insurance plans to assist the welfare of the population. Constitutional principles The basic principles of social insurance are found in Articles 111 to 114 and Articles 116 and 117 of the Swiss Federal Constitution. Article 111 defines the so-called "three-pillar principle", which regulates the structure of retirement, survivors', and disability benefits. Article 112 provides the basis for the old-age, survivors', and disability insurance, in Article 113 that of occupational pensions. Article 114 regulates the basis of the unemployment insurance; provisions for family allowances and maternity insurance are laid down in Article 116. Finally, in Article 117 sickness and accident insurance is regulated by constitutional law. The old-age and survivors' insurance (''Alters- und Hinterlassenenversicherung'' - AHV), together with the disability insurance (''Invalidenversicherung'' - IV) and s ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Swiss Federal Constitution
The Federal Constitution of the Swiss Confederation (SR 10; german: Bundesverfassung der Schweizerischen Eidgenossenschaft (BV); french: Constitution fédérale de la Confédération suisse (Cst.); it, Costituzione federale della Confederazione Svizzera (Cost.); rm, ) of 18 April 1999 (SR 101) is the third and current federal constitution of Switzerland. It establishes the ''Swiss Confederation'' as a federal republic of 26 cantons (states). The document contains a catalogue of individual and popular rights (including the right to call for popular referendums on federal laws and constitutional amendments), delineates the responsibilities of the cantons and the Confederation and establishes the federal authorities of government. The Constitution was adopted by a referendum on 18 April 1999, in which a majority of the people and the Cantons voted in favour. It replaced the prior federal constitution of 1874, which it was intended to bring up to date without changing its ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Healthcare In Switzerland
The healthcare in Switzerland is universal and is regulated by the ''Swiss Federal Law on Health Insurance''. There are no free state-provided health services, but private health insurance is compulsory for all persons residing in Switzerland (within three months of taking up residence or being born in the country). Health insurance covers the costs of medical treatment and hospitalisation of the insured. However, the insured person pays part of the cost of treatment. This is done (a) by means of an annual deductible (called the ''franchise''), which ranges from CHF 300 ( PPP-adjusted US$ 489) to a maximum of CHF 2,500 (PPP-adjusted $4,076) for an adult as chosen by the insured person (premiums are adjusted accordingly) and (b) by a charge of 10% of the costs over and above the excess up to a stop-loss amount of CHF 700 (PPP-adjusted $1,141). Compulsory coverage and costs Swiss residents are required to purchase basic health insurance, which covers a range of treatment ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Pension System In Switzerland
The Swiss pension system rests on three pillars: *the state-run pension scheme for the aged, orphans, and surviving spouses *the pension funds run by investment foundations, which are tied to employers *voluntary, private investments Overview †Funds paid into the 2nd and 3rd pillar may be paid out before without retiring when certain criteria are met. First pillar The basic pension insurance is known as ''Alters- und Hinterlassenenversicherung'' (AHV) in German, ''Assurance vieillesse et survivants'' (AVS) in French, and ''Assicurazione vecchiaia, superstiti e invalidità'' (AVS) in Italian. According to article 112 of the Swiss federal Constitution, the first pillar should cover basic living expenses adequately. It is a PAYGO system, financed by contributions from employees and employers (4.2% of the employee's income each), from the self-employed (7.8% of their income), and from the people not engaged in paid employment (between 392 and 19600 CHF a year in 2013). The autho ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Public Welfare Policy In Switzerland
In Switzerland a distinction is made between Social assistance in the broader sense and social assistance in the narrower sense. Social assistance in the narrower and broader sense Social assistance in the broader sense includes all needs-based benefits as well as social assistance in the narrower sense. Benefits that precede social assistance in the narrower sense are geared to specific risks. Anyone who gets into financial difficulties due to a certain life situation is entitled to it. The upstream required services are diverse and differ depending on the canton. There are basically three groups of required services: * Benefits that guarantee access to basic state care (training grants, reduced premiums for compulsory health insurance, etc.) * Benefits that are paid in addition to insufficient or exhausted social security benefits (supplementary benefits for old-age and disability insurance, unemployment benefits, family allowances, etc.). * Benefits that come into play as a re ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Taxation In Switzerland
Taxes in Switzerland are levied by the Swiss Confederation, the cantons and the municipalities. Legal framework Fiscal sovereignty Switzerland is a federal republic in which the sovereignty of the constituent states (the ''cantons'') is limited by the enumerated powers delegated to the federal state (the ''Confederation'') through the federal constitution. Consequently, the original authority to levy taxes is vested in the individual cantons of Switzerland through their constitutions. Within the bounds of the authority delegated to them by cantonal law, the municipalities may also levy taxes. The extent of that authority varies from canton to canton. While the formal framework of the most important cantonal direct taxes has been harmonised through the 1990 Federal Tax Harmonisation Law, the cantons (and, as the case may be, the municipalities) remain free to set their tax rates or establish new taxes, except on tax objects already taxed under federal law. Since World War II, the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Federal Department Of Home Affairs
The Federal Department of Home Affairs (FDHA, , french: Département fédéral de l'intérieur, links=no, , rm, ) is a department of the federal administration of Switzerland and serves as the Swiss ministry of the interior. As of 2012, it is headed by Federal Councillor Alain Berset. Organisation Like the other federal departments, the FDHA is composed of a General Secretariat, several Federal Offices, and a number of other and affiliated administrative entities. General Secretariat The General Secretariat is responsible for planning, coordination and controlling, and coordinates the decision-making process between the federal offices and the Head of Department. It provides consultancy services for the entire department. Its legal service is also responsible for supervising charitable foundations. The Federal Commission against Racism, the Service for Combating Racism and the Office for the Equality of People with Disabilities are also affiliated to the General Secretariat ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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