Regional Australia Bank
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Regional Australia Bank
Regional Australia Bank is the trading name of Regional Australia Bank Ltd, a member owned bank with roots in regional NSW and head office located in Armidale, New South Wales, Australia. History Regional Australia Bank's beginnings started with New England Staff Credit Union at University of New England (Australia), The University of New England in 1969. Following mergers with Peel Valley Credit Union in 2004, Orana Credit Union in 2008 and Hunter Mutual in 2010, they became New England Mutual, Orana Mutual and Hunter Mutual in the relevant geographical areas, falling under the overarching brand of the The Community Mutual Group, Community Mutual Group. In 2016 the trading name was changed to Regional Australia Bank, while retaining the corporate entity of Community Mutual Ltd. In May 2018, the corporate entity name was changed to Regional Australia Bank Ltd. Rural Banking in Australia's History Banking in Australia in the 20th century can be divided into pre and post the 19 ...
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Armidale, New South Wales
Armidale is a city in the Northern Tablelands, New South Wales, Australia. Armidale had a population of 24,504 as of June 2018. Estimated resident population, 30 June 2018. It is the administrative centre for the Northern Tablelands region. It is approximately halfway between Sydney and Brisbane at the junction of the New England Highway and Waterfall Way. Geography Armidale is on the banks of Dumaresq Creek, in the Northern Tablelands in the New England region about midway between Sydney and Brisbane at an altitude (980 m AHD) ranging from 970 metres at the valley's floor to 1,110 metres above sea level at the crests of the hills. A short distance to the east of Armidale are heavily forested steep gorges dropping down to the eastern coastal plain. Large parts of the highlands are covered by Palaeozoic aged metamorphosed sedimentary rocks. Intruding into these meta-sediments are granite plutons which decompose to form sandy soil, slightly deficient in nutrients. There are ...
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Narromine
Narromine ( /næroʊmaɪn/) is a rural Australian town located approximately 40 kilometres (25 mi) west of Dubbo in the Orana region of New South Wales. The town is at the centre of Narromine Shire. The 2016 census recorded a population of 3,528.  Narromine holds strong historical ties to the Australian Military, as it was the location of RAAF No.19 Inland Aircraft Fuel Depot (IAFD) during World War II. The base contributed to the preparation of troops through a training organisation known as the Empire Air Training Scheme (EATS). The town was one of twelve locations for the No.5 Elementary Flying Training School RAAF in 1940. The town and its district was formed on traditional Wiradjuri country, one of the largest Indigenous populations in central New South Wales. The Macquarie River passes through the town. The Mitchell Highway, named after the early explorer Sir Thomas Mitchell, is the main road from Dubbo to the West and also passes through Narromine. Prior to settl ...
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Bendigo And Adelaide Bank
Bendigo and Adelaide Bank is an Australian financial institution, operating primarily in retail banking. The company was formed by the merger of Bendigo Bank and Adelaide Bank in November 2007. Before the merger, Bendigo Bank delivered its products and services through almost 900 outlets Australia-wide, including more than 160 company owned branches, 220 community owned ''Community Bank'' branches of Bendigo Bank, 100 agencies and 400 '' Elders'' outlets. The bank's branches are primarily in Victoria and Queensland. The merged bank now has over 400 branches, including 25 that came with the merger of Adelaide Bank. National headquarters remain in the city of Bendigo, with a major office in Adelaide, South Australia and regional offices in Docklands, Melbourne and Ipswich, Queensland. History and development The company started in 1858 as a fixed-term (terminating) building society to improve conditions in the Bendigo goldfields during the Victorian gold rush. At seven ...
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Bank Of Queensland
The Bank of Queensland (branded BOQ) is an Australian retail bank with headquarters in Brisbane, Queensland. The bank is one of the oldest financial institutions in Queensland, having begun as a building society. It now has 163 branches throughout Australia, including 53 corporate branches and 103 "owner managed" branches. In 2021, customer satisfaction with BOQ was rated at 82.9% by Roy Morgan Research. In 2007 customer satisfaction levels were placed at 88%. The bank does not currently have any board directors who are based in Queensland. History A Bank of Queensland was established in 1863. It collapsed in 1866 closing its doors in the severe financial depression known as the Panic of 1866. Another bank took the same name in 1917 but disappeared into the National Bank in 1922. The current Bank of Queensland was established in 1874 as The Brisbane Permanent Benefit Building and Investment Society. It was incorporated in 1887. It amalgamated with City and Suburban Building ...
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Australian Competition And Consumer Commission V Baxter Healthcare Pty Ltd
''Australian Competition and Consumer Commission v Baxter Healthcare Pty Ltd'',. (''Baxter'') was a decision of the High Court of Australia, which ruled on 29 August 2007 that Baxter Healthcare Proprietary Limited, a tenderer for various government contracts, was bound by the '' Trade Practices Act 1974'' (TPA, Australian legislation governing anti-competitive behaviour) in its trade and commerce in tendering for government contracts. More generally, the case concerned the principles of derivative governmental immunity: whether the immunity of a government from a statute extends to third parties that conduct business with the government. The High Court's judgment marked a successful appeal for the Australian Competition & Consumer Commission, the Australian regulator of anti-competitive conduct, having lost at first instance and on appeal in the Federal Court of Australia. The ACCC was again successful when the case was remitted to the Federal Court for reconsideration, endi ...
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Open Banking
Open banking is a financial services term within financial technology. It refers to: #The use of open APIs that enable third-party developers to build applications and services around the financial institution. #Greater financial transparency options for account holders, ranging from open data to private data. #The use of open source technology to achieve the above. Open banking, as a concept, could be considered as a subspecies to the open innovation concept, a term promoted by Henry Chesbrough. It is linked to shifts in attitudes towards the issue of data ownership, illustrated by regulations such as GDPR and concepts such as the open data movement. The banks turn into a financial service platforms, technically implemented through a Banking as a Service-concept. History In October 2015, the European Parliament adopted a revised Payment Services Directive, known as PSD2. The new rules were aimed at promoting the development and use of innovative online and mobile payments th ...
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Macquarie Telecom Group
Macquarie Telecom Group Limited (ASX: MAQ) is an Australian cloud, data centre, government cyber security and telecom company, with offices in Sydney, Melbourne, Canberra, Brisbane and Perth. It owns and operates five data centers in Sydney and Canberra. Macquarie Telecom was founded in July 1992 shortly after telecommunications deregulation in Australia. The company was listed on the Australian Securities Exchange (ASX) in 1999. Macquarie Telecom Group - the business units On 28 July 2016, Macquarie Telecom Group was announced with three distinct businesses – Macquarie Telecom, Macquarie Cloud Services and Macquarie Government. In 2018, it announced a fourth business unit, Macquarie Data Centres. * Macquarie Telecom is a full service business provider of data, voice, mobile and colocation services. * Macquarie Cloud Services provide cloud hosting services, including hybrid cloud, VMware cloud, virtual data centres, private cloud, dedicated servers, dedicated hosting, object ...
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Australian Bureau Of Statistics
The Australian Bureau of Statistics (ABS) is the independent statutory agency of the Australian Government responsible for statistical collection and analysis and for giving evidence-based advice to federal, state and territory governments. The ABS collects and analyses statistics on economic, population, environmental and social issues, publishing many on their website. The ABS also operates the national Census of Population and Housing that occurs every five years. History In 1901, statistics were collected by each state for their individual use. While attempts were made to coordinate collections through an annual Conference of Statisticians, it was quickly realized that a National Statistical Office would be required to develop nationally comparable statistics. The Commonwealth Bureau of Census and Statistics (CBCS) was established under the Census and Statistics Act in 1905. Sir George Knibbs was appointed as the first Commonwealth Statistician. Initially, the bureau w ...
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Community Bank
A community bank is a depository institution that is typically locally owned and operated. Community banks tend to focus on the needs of the businesses and families where the bank holds branches and offices. Lending decisions are made by people who understand the local needs of families, businesses and farmers. Employees often reside within the communities they serve. In the United States, community banks are not clearly defined. Most agencies base this term on aggregate assets size with varying definitions such as less than $1 billion (Office of the Comptroller of the Currency) up to less than $10 billion (Federal Reserve Board and Government Accountability Office). Beyond size (as measured by assets) The Federal Deposit Insurance Corporation (FDIC) imposes a number of additional requirements on institutions classified as community banks. From 1985 to 2004 community banks comprised roughly 94% of all commercial banks in the United States, but the proportion of total national depo ...
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Cancer Council Australia
Cancer Council Australia is a national, nonprofit organisation which aims to promote cancer-control policies and to reduce the illness caused by cancer in Australia. It advises various groups, including the government, on cancer-related issues, acts as an advocate for cancer patients and their friends, and is a major funding contributor towards health research, prevention and education. Background Cancer Council Australia formed in 1961 as the Australian Cancer Society. It was renamed Cancer Council Australia in 1997 and appointed Alan Coates its inaugural CEO. Cancer Council Australia includes eight member organisations, which operate in their individual states and territories: * Cancer Council Australian Capital Territory * Cancer Council New South Wales * Cancer Council Northern Territory * Cancer Council Queensland * Cancer Council South Australia * Cancer Council Tasmania *Cancer Council Victoria * Cancer Council Western Australia Australia's Biggest Morning Tea One o ...
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Ronald McDonald House Charities
Ronald McDonald House Charities (RMHC) is an independent American nonprofit organization whose stated mission is to create, find, and support programs that directly improve the health and well-being of children. RMHC has a global network of chapters in 62 countries and regions under three core programs: Ronald McDonald House, Ronald McDonald Family Room and Ronald McDonald Care Mobile. Programs The first Ronald McDonald House was opened in Philadelphia in 1974. Jim Murray, general manager of the Philadelphia Eagles, was raising funds for one of his players' daughters when he met Children's Hospital of Philadelphia oncologist Audrey Evans. They partnered with Elkman Advertising which handled marketing for McDonald's, and the charity took the name of the latter's mascot. There are 368 Ronald McDonald Houses in 64 countries. These accommodate families with hospitalized children under 21 years of age (or 18 or 26, depending on the House), who are being treated at nearby hospi ...
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Allianz
Allianz ( , ) is a German multinational financial services company headquartered in Munich, Germany. Its core businesses are insurance and asset management. The company is one of the world's largest insurers and financial services groups. The company is a component of the Euro Stoxx 50 stock market index. Its asset management division, which consists of PIMCO, Allianz Global Investors and Allianz Real Estate, has €2,432 billion of assets under management (AuM), of which €1,775 billion are third-party assets (Q1 2021). Allianz sold Dresdner Bank to Commerzbank in November 2008. History Foundation ''Allianz AG'' was founded in Berlin on 5 February 1890 by then-director of the ''Munich Reinsurance Company'' Carl von Thieme (a native of Erfurt, whose father was the director of the insurance company ''Thuringia'') and Wilhelm von Finck (co-owner of the ''Merck Finck & Co. Bank''). The joint company was listed in Berlin's trade register under the name ''Al ...
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