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Rebuildingsociety.com
Rebuildingsociety.com is a Leeds-based peer-to-peer lending platform, founded in 2012 by Daniel Rajkumar, to facilitate the online arranging of finance between lenders and small and medium-sized enterprises. The first loans were completed in February 2013. Since early 2021 Rebuildingsociety.com has been subject of FCA investigations and some of its activities have been suspended. Operation The Rebuildingsociety.com website operates as a lending platform by allowing approved businesses to publish a loan application. Investors can subscribe to parts of the loan after assessing the business's information, committing an amount of their choice, with an interest rate of their choice. Rebuildingsociety.com was one of the early peer-to-peer lending platforms to have launched in the UK prior to the regulation of the industry. Research by Rebuildingsociety.com in late 2013 found SME owners were still largely unaware of peer-to-business lending and rely on personal borrowing to suppo ...
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Limited Company
In a limited company, the liability of members or subscribers of the company is limited to what they have invested or guaranteed to the company. Limited companies may be limited by Share (finance), shares or by guarantee. In a company limited by shares, the liability of members is limited to the unpaid value of shares. In a company limited by guarantee, the liability of owners is limited to such amount as the owners may undertake to contribute to the assets of the company, in the event of being wound up. The former may be further divided in public companies (public limited company, public limited companies) and private companies (private limited company, private limited companies). Who may become a member of a private limited company is restricted by law and by the company's rules. In contrast, anyone may buy shares in a public limited company. Limited companies can be found in most countries, although the detailed rules governing them vary widely. It is also common for a distinct ...
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Jay Tikam
A jay is a member of a number of species of medium-sized, usually colorful and noisy, passerine birds in the Crow family, Corvidae. The evolutionary relationships between the jays and the magpies are rather complex. For example, the Eurasian magpie seems more closely related to the Eurasian jay than to the East Asian blue and green magpies, whereas the blue jay is not closely related to either. Systematics and species Jays are not a monophyletic group. Anatomical and molecular evidence indicates they can be divided into an American and an Old World lineage (the latter including the ground jays and the piapiac), while the grey jays of the genus ''Perisoreus'' form a group of their own.http://www.nrm.se/download/18.4e32c81078a8d9249800021299/Corvidae%5B1%5D.pdf PDF fulltext The black magpies, formerly believed to be related to jays, are classified as treepies. Old World ("brown") jays Grey jays American jays In culture Slang The word ''jay'' has an archaic ...
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Peer-to-peer Lending Companies
Peer-to-peer (P2P) computing or networking is a distributed application architecture that partitions tasks or workloads between peers. Peers are equally privileged, equipotent participants in the network. They are said to form a peer-to-peer network of nodes. Peers make a portion of their resources, such as processing power, disk storage or network bandwidth, directly available to other network participants, without the need for central coordination by servers or stable hosts. Peers are both suppliers and consumers of resources, in contrast to the traditional client–server model in which the consumption and supply of resources are divided. While P2P systems had previously been used in many application domains, the architecture was popularized by the file sharing system Napster, originally released in 1999. The concept has inspired new structures and philosophies in many areas of human interaction. In such social contexts, peer-to-peer as a meme refers to the egalitarian soc ...
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White Label Crowdfunding
White is the lightest color and is achromatic (having no hue). It is the color of objects such as snow, chalk, and milk, and is the opposite of black. White objects fully reflect and scatter all the visible wavelengths of light. White on television and computer screens is created by a mixture of red, blue, and green light. The color white can be given with white pigments, especially titanium dioxide. In ancient Egypt and ancient Rome, priestesses wore white as a symbol of purity, and Romans wore white togas as symbols of citizenship. In the Middle Ages and Renaissance a white unicorn symbolized chastity, and a white lamb sacrifice and purity. It was the royal color of the kings of France, and of the monarchist movement that opposed the Bolsheviks during the Russian Civil War (1917–1922). Greek and Roman temples were faced with white marble, and beginning in the 18th century, with the advent of neoclassical architecture, white became the most common color of new churche ...
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Federation Of Small Businesses
The Federation of Small Businesses (FSB) is a UK business organisation representing small and medium-sized businesses. It was formed in 1974 as the National Federation of Self Employed (NFSE). The current name for the organisation was adopted in 1991. It is registered with Companies House as The National Federation of Self Employed & Small Businesses Limited (company number 1263540). FSB is a member-led, not-for-profit and non-party political organisation. FSB is a lobbying organisation representing small firms and the self-employed to UK, national, local and devolved government. FSB offers its members a range of benefits, such as a 24-hour legal advice line and free business banking. Structure The current National Chair of FSB is Martin McTague who was appointed on 8 March 2022 In 2017 FSB had 184 branches around the UK and these were grouped into 33 regions. Each branch and region has its own committee. In addition, there is a national committee which includes representati ...
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European Crowdfunding Network
The European Crowdfunding Network AISBL (ECN), is a professional network promoting adequate transparency, (self) regulation and governance while offering a combined voice in policy discussion and public opinion building. ECN was founded in 2011 as an interest group and formally incorporated as an international not-for-profit organisation in Brussels, Belgium in 2013. It aims at innovating, representing, promoting and protecting the European crowdfunding industry as a key aspect of innovation within alternative finance and financial technology, as a funding mechanism for small and medium-sized enterprises and innovative projects. The Founding Chairman was Oliver Gajda. Purpose The ECN has three main areas of activity: Raising professional standards, networking opportunities and industry research and promotion. Mission * Promote crowdfunding as a viable offering of job creation, social innovation and boost to entrepreneurship to the European public, policy makers and stakeholders ...
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Leeds City Council
Leeds City Council is the local authority of the City of Leeds in West Yorkshire, England. It is a metropolitan district council, one of five in West Yorkshire and one of 36 in the metropolitan counties of England, and provides the majority of local government services in Leeds. It has the second-largest population of any council in the United Kingdom with approximately 800,000 inhabitants living within its area; only Birmingham City Council has more. Since 1 April 2014, it has been a constituent council of the West Yorkshire Combined Authority. History Leeds Corporation Leeds (often spelt Leedes) was a manor and then a town, receiving a charter from Charles I of England, King Charles I as a 'Free Borough' in 1626 giving it powers of self-government, leading to the formation of the Leeds Corporation to administer it.Steven Burt & Kevin Grady (2002) ''The Illustrated History of Leeds'', 2nd edn (Breedon Books, Derby) Diane Saunders & Philippa Lester (2014) ''From the Leylands ...
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Self-invested Personal Pension
A self-invested personal pension (SIPP) is the name given to the type of UK government-approved personal pension scheme which allows individuals to make their own investment decisions from the full range of investments approved by HM Revenue and Customs (HMRC). SIPPs are " tax wrappers", allowing tax rebates on contributions in exchange for limits on accessibility. The HMRC rules allow for a greater range of investments to be held than personal pension schemes, notably equities and property. Rules for contributions, benefit withdrawal etc. are the same as for other personal pension schemes. Another subset of this type of pension is the stakeholder pension scheme. History The rules and conditions for a broader range of investments were originally set out in ''Joint Office Memorandum 101'' issued by the UK's Inland Revenue in 1989. However, the first true SIPP was taken out in March 1990. James Hay Partnership, the parent company of then Personal Pension Management, offered the fir ...
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Individual Savings Account
An individual savings account (ISA; ) is a class of retail investment arrangement available to residents of the United Kingdom. First introduced in 1999, the accounts have favourable tax status. Payments into the account are made from after-tax income, then the account is exempt from income tax and capital gains tax on the investment returns, and no tax is payable on money withdrawn from the scheme. Cash and a broad range of investments can be held within the arrangement, and there is no restriction on when or how much money can be withdrawn. Since 2017, there have been four types of account: cash ISA, stocks & shares ISA, innovative finance ISA (IFISA) and lifetime ISA (LISA). Each taxpayer has an annual investment limit (£20,000 since ) which can be split among the four types as desired. Additionally, children under 18 may hold a junior ISA, with a different annual limit. Until the lifetime ISA was introduced in 2017, ISAs were not a specific retirement investment, but any type ...
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Richard Farr
Richard is a male given name. It originates, via Old French, from Old Frankish and is a compound of the words descending from Proto-Germanic ''*rīk-'' 'ruler, leader, king' and ''*hardu-'' 'strong, brave, hardy', and it therefore means 'strong in rule'. Nicknames include "Richie", "Dick", "Dickon", " Dickie", " Rich", " Rick", " Rico", "Ricky", and more. Richard is a common English, German and French male name. It's also used in many more languages, particularly Germanic, such as Norwegian, Danish, Swedish, Icelandic, and Dutch, as well as other languages including Irish, Scottish, Welsh and Finnish. Richard is cognate with variants of the name in other European languages, such as the Swedish "Rickard", the Catalan "Ricard" and the Italian "Riccardo", among others (see comprehensive variant list below). People named Richard Multiple people with the same name * Richard Andersen (other) * Richard Anderson (other) * Richard Cartwright (other) ...
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United Kingdom
The United Kingdom of Great Britain and Northern Ireland, commonly known as the United Kingdom (UK) or Britain, is a country in Europe, off the north-western coast of the continental mainland. It comprises England, Scotland, Wales and Northern Ireland. The United Kingdom includes the island of Great Britain, the north-eastern part of the island of Ireland, and many smaller islands within the British Isles. Northern Ireland shares a land border with the Republic of Ireland; otherwise, the United Kingdom is surrounded by the Atlantic Ocean, the North Sea, the English Channel, the Celtic Sea and the Irish Sea. The total area of the United Kingdom is , with an estimated 2020 population of more than 67 million people. The United Kingdom has evolved from a series of annexations, unions and separations of constituent countries over several hundred years. The Treaty of Union between the Kingdom of England (which included Wales, annexed in 1542) and the Kingdom of Scotland in 170 ...
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