Radical Routes
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Radical Routes
Radical Routes is a UK-based network of housing co-ops. The organisation supports new and established co-ops through loan finance, training workshops, practical support, and national gatherings. History Radical Routes emerged in 1986 from a network of people in London and Hull who wanted to develop workers' co-operatives. The network agreed its common aims and adopted the name Radical Routes in 1988, and became incorporated as Radical Routes Limited in 1992. In 1998 Rootstock Limited was incorporated as an investment scheme supporting Radical Routes co-operatives. The original house in Hockley was set up as the 'New Education Housing Co-op'. According to Rootstock, between 1991 and 2012 Radical Routes made over sixty loans to member co-ops – totaling over £1m – with no co-operatives defaulting on loan payments. These loans have typically been used by member housing co-ops, in addition to finance from traditional lenders, to buy property. Work Radical Routes provides small ...
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Cooperative Federation
A co-operative federation or secondary co-operative is a co-operative in which all members are, in turn, co-operatives. Historically, co-operative federations have predominantly come in the form of co-operative wholesale societies and co-operative unions. Gide, Charles; as translated from French by the Co-operative Reference Library, Dublin, ''Consumers' Co-operative Societies'', Manchester: The Co-operative Union Limited, 1921, p. 122, Co-operative federations are a means through which co-operatives can fulfill the sixth Co-operative Principle, co-operation among co-operatives. The International Co-operative Alliance notes that ''“Co-operatives serve their members most effectively and strengthen the co-operative movement by working together through local, national, regional and international structures.”'' Retail According to co-operative economist Charles Gide, the aim of a co-operative wholesale society, which is owned by retail consumer co-operatives, is to arrange "bulk ...
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Co-operative And Community Benefit Societies Act 2014
The Co-operative and Community Benefit Societies Act 2014 (c.14) is an Act of the Parliament of the United Kingdom that received Royal Assent on 14 May 2014. Provisions According to its long title, the Act consolidates certain enactments relating to co-operative societies, community benefit societies and other societies registered or treated as registered under the Industrial and Provident Societies Act 1965, with amendments to give effect to recommendations of the Law Commission and the Scottish Law Commission. Effects The Act renamed industrial and provident societies as co-operative or community benefit societies. The Act effectively implemented the renaming provisions first enacted in the Co-operative and Community Benefit Societies and Credit Unions Act 2010 and coincided with a number of other changes foreshadowed by the 2010 Act, such as the application of thCompany Directors Disqualification Act 1986to society directors (known as committee members in the legislation) ...
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Social Change
Social change is the alteration of the social order of a society which may include changes in social institutions, social behaviours or social relations. Definition Social change may not refer to the notion of social progress or sociocultural evolution, the philosophical idea that society moves forward by evolutionary means. It may refer to a paradigmatic change in the socio-economic structure, for instance the transition from feudalism to capitalism, or hypothetical future transition to some form of post-capitalism. Social development refers to how people develop social and emotional skills across the lifespan, with particular attention to childhood and adolescence. Healthy social development allows us to form positive relationships with family, friends, teachers, and other people in our lives. Accordingly, it may also refer to social revolution, such as the Socialist revolution presented in Marxism, or to other social movements, such as women's suffrage or the civil ri ...
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United Kingdom
The United Kingdom of Great Britain and Northern Ireland, commonly known as the United Kingdom (UK) or Britain, is a country in Europe, off the north-western coast of the continental mainland. It comprises England, Scotland, Wales and Northern Ireland. The United Kingdom includes the island of Great Britain, the north-eastern part of the island of Ireland, and many smaller islands within the British Isles. Northern Ireland shares a land border with the Republic of Ireland; otherwise, the United Kingdom is surrounded by the Atlantic Ocean, the North Sea, the English Channel, the Celtic Sea and the Irish Sea. The total area of the United Kingdom is , with an estimated 2020 population of more than 67 million people. The United Kingdom has evolved from a series of annexations, unions and separations of constituent countries over several hundred years. The Treaty of Union between the Kingdom of England (which included Wales, annexed in 1542) and the Kingdom of Scotland in 170 ...
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Housing Cooperative
A housing cooperative, or housing co-op, is a legal entity, usually a cooperative or a corporation, which owns real estate, consisting of one or more residential buildings; it is one type of housing tenure. Housing cooperatives are a distinctive form of home ownership that have many characteristics that differ from other residential arrangements such as single family home ownership, condominiums and renting. The corporation is membership based, with membership granted by way of a share purchase in the cooperative. Each shareholder in the legal entity is granted the right to occupy one housing unit. A primary advantage of the housing cooperative is the pooling of the members' resources so that their buying power is leveraged; thus lowering the cost per member in all the services and products associated with home ownership. Another key element in some forms of housing cooperatives is that the members, through their elected representatives, screen and select who may live in th ...
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Hockley, West Midlands
Hockley is a central inner-city district in the city of Birmingham, England. It lies about one mile north-west of the city centre, and is served by the Jewellery Quarter station. Birmingham's Jewellery Quarter continues to thrive in Hockley, and much of the original architecture and small artisan workshops have survived intact. Hockley is the location of the Museum of the Jewellery Quarter and Birmingham Mint. Vittoria Street in Hockley is home to Birmingham Institute of Art and Design's Jewellery School, and The Big Peg arts & crafts workshop cluster is nearby. Housing in the area is generally characterised by well-built Victorian villas and terraces. The Hockley Flyover murals at the "Hockley flyover" road interchange are an exemplary example of brutalist late-modernist concrete architecture and are grade II listed. Politics Hockley lies within the Ladywood formal district and the constituency of Birmingham Ladywood. History Hockley has been the centre of the city's jewel ...
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Cooperatives UK
Co-operatives UK is a British co-operative federation described as "the central membership organisation for co-operative enterprise throughout the UK". It was founded in 1870 as the Co-operative Central Board, changing its name to the Co-operative Union before finally becoming Co-operatives UK following its merger with the Industrial Common Ownership Movement (ICOM) in 2001. Historically associated with the consumer co-operatives, the merger broadened its scope to include worker co-operatives and it now exists to support and promote the values of the entire co-operative movement throughout the UK. During its history, it has been responsible for the organisation of the Co-operative Congresses, the establishment of both Co-operative Commissions and the creation of the Co-operative College and the Co-operative Party.See references in relevant sections of article. The head office, Holyoake House in Manchester, is a Grade II listed building, and was built in 1911 in memory of the c ...
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Financial Services Authority
The Financial Services Authority (FSA) was a quasi-judicial body accountable for the financial regulation, regulation of the financial services industry in the United Kingdom between 2001 and 2013. It was founded as the Securities and Investments Board (SIB) in 1985. Its board was appointed by the HM Treasury, Treasury, although it operated independently of government. It was structured as a company limited by guarantee and was funded entirely by fees charged to the financial services industry. Due to perceived regulatory failure of the banks during the financial crisis of 2007–2008, the Cameron–Clegg coalition, UK government decided to restructure financial regulation and abolish the FSA. On 19 December 2012, the ''Financial Services Act 2012'' received royal assent, abolishing the FSA with effect from 1 April 2013. Its responsibilities were then split between two new agencies: the Financial Conduct Authority and the Prudential Regulation Authority (United Kingdom), Prudent ...
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Industrial And Provident Society
An industrial and provident society (IPS) is a body corporate registered for carrying on any industries, businesses, or trades specified in or authorised by its rules. The members of a society benefit from the protection of limited liability much like other corporate forms, but unlike companies for example, each member will normally only have one vote at a General Meeting regardless of their shareholding. The governance of a society is therefore democratically oriented rather than financially oriented. The legal form originated in the United Kingdom of Great Britain and Ireland and became the traditional legal form taken by trading organisations with democratic governance including: * co-operatives (which trade for the benefit of their members); * societies for the benefit of the community (which trade for the benefit of the broader community). In Great Britain the Co-operative and Community Benefit Societies Act 2014 has renamed these societies as ''co-operative or communi ...
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Mietshäuser Syndikat
The ''Mietshäuser Syndikat'' (, abbreviated to MHS) is a cooperative, non-commercial joint venture in Germany that helps communities acquire long-term affordable living space via a legal, collective property arrangement. As of September 2022, there are 177 ''Hausprojekte'' (intentional communities of a roughly housing cooperative form) within the MHS, with 17 further initiatives looking for suitable property. Development The MHS was founded in 1992 in Freiburg im Breisgau by former squatters. As of September 2022, there are 177 MHS projects with over 3,800 residents and over 150,000 m2 of living space collectively: 17 accepted initiatives look for suitable property. The smallest object is a family house for 4 and the biggest is a former barracks of 4 buildings for 265. A regional coordination group for Tübingen was grounded in 2007, with further coordination groups for Bayern, Berlin-Brandenburg, Bremen, Dresden, Hamburg, Gießen, Leipzig, Marburg and Nordrhein-Westfalen develop ...
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Triodos Bank
Triodos Bank N.V. is an ethical bank based in the Netherlands with branches in Belgium, Germany, United Kingdom and Spain. It was founded in 1980. Triodos Bank finances companies which it believes add cultural value and benefit to both people and the environment. That includes companies in the fields of solar energy, organic farming or culture. As of 2021, Triodos Bank has over 750,000 customers worldwide. History The name Triodos is derived from the Greek "τρὶ ὁδος - tri hodos," meaning "three roads" (people, planet, profit). The bank was initially founded as an anthroposophical initiative with a mission to realise and promote quality of life in the broadest sense, not just here and now but over the long-term and from a global perspective. In 1980 Triodos launched the first "green fund", a fund for environmentally friendly projects, on the Amsterdam Stock Exchange. Friends of the Earth in the Netherlands claims that transferring 10,000 euros in savings from a "clim ...
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