Public Protection Classification Program
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Public Protection Classification Program
The Public Protection Classification (PPC) program, is a tool developed by the Insurance Services Office (ISO) for property and casualty insurers to properly assess their risk by rating fire protection services throughout the United States. Class determination ISO collects data for more than 47,000 communities and fire districts throughout the country. The data is then analyzed using a proprietary Fire Suppression Rating Schedule (FSRS). The Schedule then assigns a PPC score between 1 and 10 to the department, with ''Class 1'' representing "superior property fire protection" and ''Class 10'' indicating that an area doesn't meet the minimum criteria set by the ISO. On July 1, 2013, the revised FSRS was released, adding an emphasis on a community's effort to limit loss before an incident occurs. In developing a PPC, the following major categories are evaluated: * Emergency Communications: Fire alarm and communication systems, including telephone systems, telephone lines, staffing a ...
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Insurance Services Office
Insurance Services Office, Inc. (ISO), a subsidiary of Verisk Analytics, is a provider of statistical, actuarial, underwriting, and claims information and analytics; compliance and fraud identification tools; policy language; information about specific locations; and technical services. ISO serves insurers, reinsurers, agents and brokers, insurance regulators, risk managers, and other participants in the property/casualty insurance marketplace.About ISO
Verisk Analytics. Accessed September 1, 2015.
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Insurers
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by o ...
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Fire Protection
Fire protection is the study and practice of mitigating the unwanted effects of potentially destructive fires. It involves the study of the behaviour, compartmentalisation, suppression and investigation of fire and its related emergencies, as well as the research and development, production, testing and application of mitigating systems. In structures, be they land-based, offshore or even ships, the owners and operators are responsible to maintain their facilities in accordance with a design-basis that is rooted in laws, including the local building code and fire code, which are enforced by the authority having jurisdiction. Buildings must be constructed in accordance with the version of the building code that is in effect when an application for a building permit is made. Building inspectors check on compliance of a building under construction with the building code. Once construction is complete, a building must be maintained in accordance with the current fire code, which is e ...
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United States
The United States of America (U.S.A. or USA), commonly known as the United States (U.S. or US) or America, is a country primarily located in North America. It consists of 50 states, a federal district, five major unincorporated territories, nine Minor Outlying Islands, and 326 Indian reservations. The United States is also in free association with three Pacific Island sovereign states: the Federated States of Micronesia, the Marshall Islands, and the Republic of Palau. It is the world's third-largest country by both land and total area. It shares land borders with Canada to its north and with Mexico to its south and has maritime borders with the Bahamas, Cuba, Russia, and other nations. With a population of over 333 million, it is the most populous country in the Americas and the third most populous in the world. The national capital of the United States is Washington, D.C. and its most populous city and principal financial center is New York City. Paleo-Americ ...
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Emergency Communication System
An emergency communication system (ECS) is any system (typically computer-based) that is organized for the primary purpose of supporting one-way and two-way communication of emergency information between both individuals and groups of individuals. These systems are commonly designed to convey information over multiple types of devices, from signal lights to text messaging to live, streaming video, forming a unified communication system intended to optimize communications during emergencies. Contrary to emergency notification systems, which generally deliver emergency information in one direction, emergency communication systems are typically capable of both initiating and receiving information between multiple parties. These systems are often made up of both input devices, sensors, and output/communication devices. Therefore, the origination of information can occur from a variety of sources and locations, from which the system will disseminate that information to one or more target ...
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Fire Department
A fire department (American English) or fire brigade (Commonwealth English), also known as a fire authority, fire district, fire and rescue, or fire service in some areas, is an organization that provides fire prevention and fire suppression services. Fire departments are most commonly a public sector organization that operate within a municipality, county, state, nation, or special district. Private and specialist firefighting organizations also exist, such as those for aircraft rescue and firefighting. A fire department contains one or more fire stations within its boundaries, and may be staffed by firefighters, who may be professional, volunteers, conscripts, or on-call. Combination fire departments employ a mix of professional and volunteer firefighters. Organization Fire departments are organized in a system of administration, services, training, and operations; for example: * Administration is responsible for supervision, budgets, policy, and human resources. * Servic ...
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Fire Hydrant
A fire hydrant, waterplug, or firecock (archaic) is a connection point by which firefighters can tap into a water supply. It is a component of active fire protection. Underground fire hydrants have been used in Europe and Asia since at least the 18th century. Above-ground pillar-type hydrants are a 19th-century invention. History Before piped mains supplies, water for firefighting had to be kept in buckets and cauldrons ready for use by ' bucket-brigades' or brought with a horse-drawn fire-pump. From the 16th century, as wooden mains water systems were installed, firefighters would dig down to the pipes and drill a hole for water to fill a “wet well” for the buckets or pumps. This had to be filled and plugged afterwards, hence the common US term for a hydrant, 'fireplug'. A marker would be left to indicate where a 'plug' had already been drilled to enable firefighters to find ready-drilled holes. Later wooden systems had pre-drilled holes and plugs. When cast-iron pipe ...
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Fire Prevention
Fire prevention is a function of many fire departments. The goal of fire prevention is to educate the public on the precautions which should be taken to prevent potentially harmful fires and how to survive these fires in the event that they do occur. It is a proactive method of preventing fire-based emergencies and reducing the damage caused by them. Many fire departments have one or more Fire Prevention Officers, which may also be a routine duty of firefighters. In the general sense of preventing harmful fires, many aspects are discussed in the articles Fire protection and Fire safety. In the United States, national work on best practices is in the Vision 2020 program. Target audiences Students Children are the primary target of fire prevention knowledge. Firefighters will often visit schools and teach students the basics of fire prevention and fire safety, including how to evacuate from a burning building and how to prevent fires by avoiding dangerous activities such as playi ...
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Wildland–urban Interface
The wildland–urban interface (WUI) is a zone of transition between wilderness (unoccupied land) and land developed by human activity – an area where a built environment meets or intermingles with a natural environment. Human settlements in the WUI are at a greater risk of catastrophic wildfire. Definitions In the United States of America, the wildland-urban interface (WUI) has two definitions. The US Forest Service defines the wildland-urban interface qualitatively as a place where "humans and their development meet or intermix with wildland fuel." Communities that are within of the zone are included. A quantitative definition is provided by the Federal Register, which defines WUI areas as those containing at least one housing unit per . The Federal Register definition splits the WUI into two categories based on vegetation density: * Intermix WUI, or lands that contain at least one housing unit per in which vegetation occupies more than 50% of terrestrial area; a heavi ...
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Fire Safety
Fire safety is the set of practices intended to reduce the destruction caused by fire. Fire safety measures include those that are intended to prevent the ignition of an uncontrolled fire and those that are used to limit the development and effects of a fire after it starts. Fire safety measures include those that are planned during the construction of a building or implemented in structures that are already standing, and those that are taught to occupants of the building. Threats to fire safety are commonly referred to as fire hazards. A fire hazard may include a situation that increases the likelihood of a fire or may impede escape in the event a fire occurs. Fire safety is often a component of building safety. Those who inspect buildings for violations of the Fire Code and go into schools to educate children on fire safety topics are fire department members known as ''Fire Prevention Officers''. The Chief Fire Prevention Officer or Chief of Fire Prevention will normally tra ...
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Fire Chief
A fire chief or fire commissioner is a top executive rank or commanding officer in a fire department. Nomenclature Various official English-language titles for a fire chief include ''fire chief'', ''chief fire officer'' and ''fire commissioner''. The latter can refer to a fire chief or to an overseer who works for the local government. "Chief fire officer" is the usual title in the United Kingdom. Traditionally, a fire chief in Scotland was known as a "fire master", but this was changed in 2006. The definition of the term ''fire officer'' varies by country, but generally refers to all firefighting personnel who have some command duties. This is comparable to the usage of "officer" in the military, rather than the term ''police officer''. In fire departments of the United States, fire officers who are part of an engine company or other unit (lieutenants and captains) are ''company officers'' and those ranked higher (e.g. battalion chiefs) are ''chief officers''. Appointment A f ...
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Firefighter
A firefighter is a first responder and rescuer extensively trained in firefighting, primarily to extinguish hazardous fires that threaten life, property, and the environment as well as to rescue people and in some cases or jurisdictions also animals from dangerous situations. Male firefighters are sometimes referred to as firemen (and, less commonly, a female firefighter as firewoman). The fire service, also known in some countries as the fire brigade or fire department, is one of the three main emergency services. From urban areas to aboard ships, firefighters have become ubiquitous around the world. The skills required for safe operations are regularly practised during training evaluations throughout a firefighter's career. Initial firefighting skills are normally taught through local, regional or state-approved fire academies or training courses. Depending on the requirements of a department, additional skills and certifications such as technical rescue and pre-hospital ...
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