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PIN (debit Card)
PIN was a debit card brand in the Netherlands from 1990 until 2012, owned by Currence. PIN was a magnetic stripe card, which never migrated to the EMV chip. It was therefore discontinued in 2012, after the switch-over from magnetic stripe authentication to EMV chip authentication in the Netherlands was completed. PIN was replaced by Maestro and V Pay debit cards, but as most PIN cards were already co-branded with Maestro long before 2012, consumers noticed little of the change. Like in many neighbouring countries, the PIN debit card often doubled as a cheque guarantee card for Eurocheque until those cheques were abolished on 1 January 2002. In contrast to its neighbouring countries (e.g. Belgium's and Germany's Girocard), the Netherlands has not operated a national debit card network since 2012. History In 1987, the Dutch Central Bank investigated the possibility of merging the individual debit card schemes of the various banks in the Netherlands into a single system. This le ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Debit Card
A debit card, also known as a check card or bank card is a payment card that can be used in place of cash to make purchases. The term '' plastic card'' includes the above and as an identity document. These are similar to a credit card, but unlike a credit card, the money for the purchase must be in the cardholder's bank account at the time of a purchase and is immediately transferred directly from that account to the merchant's account to pay for the purchase. Some debit cards carry a stored value with which a payment is made (prepaid card), but most relay a message to the cardholder's bank to withdraw funds from the cardholder's designated bank account. In some cases, the payment card number is assigned exclusively for use on the Internet and there is no physical card. This is referred to as a virtual card. In many countries, the use of debit cards has become so widespread they have overtaken checks in volume, or have entirely replaced them; in some instances, debit cards ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Girocard
girocard is an interbank network and debit card service connecting virtually all German ATMs and banks. It is based on standards and agreements developed by the German Banking Industry Committee. German girocards are usually co-branded with Mastercard's Maestro/Cirrus or Visa's V Pay logo, allowing cardholders to use them in other European countries. As another co-badging option, combined girocard/ JCB cards were introduced in 2016. The German Savings Banks Association has announced that upcoming Sparkassen-Cards will also function as full Debit Mastercard cards in addition to girocards and will have a 16-digit Mastercard number. Some banks are phasing out girocards. DKB, for instance, has announced that instead of a girocard and a Visa credit card, it will soon be issuing its customers a single Visa Debit card. History Originally, German banks formed an interbank network connecting virtually all German ATMs. The network used Eurocheque guarantee cards as ATM cards and did n ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Rob De Nijs
Rob de Nijs (born 26 December 1942) is a Dutch singer and actor, active since the 1960s. Biography 1962–1968 De Nijs, backed by The Lords, won a talent-contest in 1962 and released his first single in 1962, " Ritme van de Regen". In 1965 De Nijs split from The Lords because they signed their own record-deal at another label; he embarked on a joint circus-tour with Johnny Lion. By 1967, De Nijs was a free agent; he performed at small venues and worked as a bartender for a living. His attempts to keep up with the ''zeitgeist'', including "Bye Bye Mrs. Turple", failed; he only made the headlines by marrying his girlfriend Elly in 1968. 1969–1972 In 1969 De Nijs took part in the Dutch heat of the Eurovision Song Contest and through musicals like ''Sajjuns Fiksjen'' he landed himself a role in children's TV-series '' Oebele''. This was followed in 1972 by '' Hamelen'' in which he played Bertram Bierenbroodspot. 1973–1979 Singer Boudewijn de Groot and songwriter Lennaert ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Verb
A verb () is a word (part of speech) that in syntax generally conveys an action (''bring'', ''read'', ''walk'', ''run'', ''learn''), an occurrence (''happen'', ''become''), or a state of being (''be'', ''exist'', ''stand''). In the usual description of English, the basic form, with or without the particle ''to'', is the infinitive. In many languages, verbs are inflected (modified in form) to encode tense, aspect, mood, and voice. A verb may also agree with the person, gender or number of some of its arguments, such as its subject, or object. Verbs have tenses: present, to indicate that an action is being carried out; past, to indicate that an action has been done; future, to indicate that an action will be done. For some examples: * I ''washed'' the car yesterday. * The dog ''ate'' my homework. * John ''studies'' English and French. * Lucy ''enjoys'' listening to music. *Barack Obama ''became'' the President of the United States in 2009. ''(occurrence)'' * Mike Trout ''is ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Van Dale
''Van Dale's Great Dictionary of the Dutch Language'' ( nl, Van Dale Groot woordenboek van de Nederlandse taal ), called ' for short, is the leading dictionary of the Dutch language. The latest edition was published in April 2022. History Van Dale's dictionary was first published after the death of Johan Hendrik van Dale, who had started work on his ''New Dictionary of the Dutch Language'' ( ) in 1867. This was built upon the original same-named 1864 dictionary of I.M. Calisch and N.S. Calisch. Van Dale did not see the new work published in his lifetime, as he died in 1872. It was finished by his student Jan Manhave. Today it is published by the private company Van Dale Lexicografie. Commonly nicknamed ' ("thick Van Dale") and ' ("big Van Dale") due to its size, the dictionary is published in three volumes (A-I, J-R, S-Z). It is usually updated every 7–8 years, and the 15th edition was published in 2015. Today there are compilations, pocket editions, electronic editions on ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Single Euro Payments Area
The Single Euro Payments Area (SEPA) is a payment-integration initiative of the European Union for simplification of bank transfers denominated in euro. , there were 36 members in SEPA, consisting of the 27 member states of the European Union, the four member states of the European Free Trade Association (Iceland, Liechtenstein, Norway and Switzerland), and the United Kingdom. Some microstates participate in the technical schemes: Andorra, Monaco, San Marino, and Vatican City. SEPA covers predominantly normal bank transfers. Payment methods which have additional optional features or services, such as mobile phone or smart card payment systems, are not directly covered. However, the instant SEPA payment scheme facilitates payment products also on smart devices. Goals The aim of SEPA is to improve the efficiency of cross-border payments and turn the previously fragmented national markets for euro payments into a single domestic one. SEPA enables customers to make cashless eu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Payment System
A payment system is any system used to settle financial transactions through the transfer of monetary value. This includes the institutions, instruments, people, rules, procedures, standards, and technologies that make its exchange possible.Biago Bossone and Massimo Cirasino, "The Oversight of the Payment Systems: A Framework for the Development and Governance of Payment Systems in Emerging Economies"The World Bank, July 2001, p.7 A common type of payment system, called an operational network, links bank accounts and provides for monetary exchange using bank deposits. Some payment systems also include credit mechanisms, which are essentially a different aspect of payment. Payment systems are used in lieu of tendering cash in domestic and international transactions. This consists of a major service provided by banks and other financial institutions. Traditional payment systems include negotiable instruments such as drafts (e.g., cheques) and documentary credits such as letters of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Equens
equensWorldline SE (formerly Equens) is a payment card and payment processor headquartered in Utrecht, Netherlands which serves the European market. Since 2019, it has been a wholly owned subsidiary of Worldline. As of 2020, equensWorldline had additional branch offices in Belgium, Finland, France, Germany, Italy, Luxembourg and sales representatives in the UK. History ''Equens'' was established in 2006 as Europe's first pan-European payment processor. This followed the merger of Europe's two largest payment processors: Interpay from The Netherlands and the Transaktionsinstitut für Zahlungsverkehrsdienstleistungen AG from Germany. In July 2008, ''Equens SE'' was formed as Societas Europaea, initially operating as a holding company. In September 2008, Equens SE extended its activities to Italia, by forming Equens Italia, a 50:50 joint venture with Italy's Istituto Centrale delle Banche Popolari Italiane. In 2011, Equens Italia was became wholly owned subsidiary of Equens SE, ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Eurocard (payment Card)
Eurocard was a credit card, introduced in 1964 by a Swedish banker in the Wallenberg family as an alternative to American Express. In 1968, it signed a deal with the Interbank Card Association (today's MasterCard) so that their cards were accepted by each other's networks; this eventually led to a joint venture known as Maestro International in 1992, and merger in 2002. Its operations were relocated to Belgium in the end of the 1960s, and the card became the dominant brand in North and Central Europe between 1970 and 2002. It was eventually replaced by the Mastercard brand in most locations, but its logo is still used in some countries. History In 1965, Eurocard International N.V. was established, based in Brussels, as a not-for-profit membership association of European banks. Its operational entity was established as European Payment System Services (EPSS). In 1968, Eurocard International and the Interbank Card Association entered into a strategic alliance, in which both is ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Dutch Central Bank
De Nederlandsche Bank NV (DNB) is the central bank of the Netherlands. Founded by William I of the Netherlands, King William I in 1814, it is part of the European System of Central Banks (ESCB). De Nederlandsche Bank is a public limited company (Dutch language, Dutch: ''naamloze vennootschap'', abbreviated NV) whose everyday policy is overseen by the Governing Board. Being a public limited company, DNB has a Supervisory board, Supervisory Board (Dutch: ''Raad van Commissarissen''). In addition, there is an advisory body called the Bank Council (Dutch: ''Bankraad''). As a public entity the DNB has a function as both part of the European System of Central Banks (ESCB) and an independent public body (Dutch: zelfstandig bestuursorgaan). As a part of the ESCB, DNB is co-responsible for the determination and implementation of the monetary policy for the eurozone, besides being a link in the International monetary systems, international payment system. As an independent public body, DN ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Germany
Germany,, officially the Federal Republic of Germany, is a country in Central Europe. It is the second most populous country in Europe after Russia, and the most populous member state of the European Union. Germany is situated between the Baltic and North seas to the north, and the Alps to the south; it covers an area of , with a population of almost 84 million within its 16 constituent states. Germany borders Denmark to the north, Poland and the Czech Republic to the east, Austria and Switzerland to the south, and France, Luxembourg, Belgium, and the Netherlands to the west. The nation's capital and most populous city is Berlin and its financial centre is Frankfurt; the largest urban area is the Ruhr. Various Germanic tribes have inhabited the northern parts of modern Germany since classical antiquity. A region named Germania was documented before AD 100. In 962, the Kingdom of Germany formed the bulk of the Holy Roman Empire. During the 16th ce ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Interpay
Interpay Nederland B.V. was the Dutch payment processor and payment product provider from 1994 to 2006. Interpay owned PIN, Chipknip, and Incasso. In 2005, they spun off Currence and in 2006 they merged to form Equens. History Interpay was founded as a merger between BeaNet, the Bankgirocentrale and Eurocard Nederland. ING Group was the largest shareholder of Interpay, at around 30%. In 1995, Interpay started with a pilot of the Chipknip. Trouw noted in 2001 that a smooth transition to the Euro was dependent on Interpay. In 2003, Annemarie Jorritsma became a commissioner at Interpay. In September 2003, Interpay started together with Banksys and SSB the company Sinsys for credit cards, to reduce costs. Sinsys ultimately became wholly owned by SIA in 2012. Director Willem Stolwijk left in 2006 and was replaced by Ben Haasdijk. In 2004, Interpay was forced to lower their tariffs for the hospitality sector. The Netherlands Competition Authority fined Interpay for 30 million ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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