Niche Insurance
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Niche Insurance
Niche insurance is insurance provided for small, low-demand markets. It is outside of the usual insurance types available, such as automobile, home, life, travel, and business insurance, and can be very difficult to obtain. A few examples are: * Insurance for drivers with convictions, often referred to as Assigned Risk Car Insurance * Home Owners Insurance for those owners who have previously made a large claim * Professions which are unusual (piano tuners) or high risk (such as scaffolders). * Temporary event insurance (fêtes, live music events) * Body-part insurance, for people whose livelihood depends on the state of a particular part of their body, such as actors' legs or noses. * Kidnapping of key corporate executives. * Alien abduction – the first company to offer UFO abduction insurance was through the St. Lawrence Agency in Altamonte Springs, Florida. GEICO insurance (which does not sell alien insurance policies) and ''The Daily Telegraph'' report that one English compa ...
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Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ...
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The Daily Telegraph
''The Daily Telegraph'', known online and elsewhere as ''The Telegraph'', is a national British daily broadsheet newspaper published in London by Telegraph Media Group and distributed across the United Kingdom and internationally. It was founded by Arthur B. Sleigh in 1855 as ''The Daily Telegraph & Courier''. Considered a newspaper of record over ''The Times'' in the UK in the years up to 1997, ''The Telegraph'' generally has a reputation for high-quality journalism, and has been described as being "one of the world's great titles". The paper's motto, "Was, is, and will be", appears in the editorial pages and has featured in every edition of the newspaper since 19 April 1858. The paper had a circulation of 363,183 in December 2018, descending further until it withdrew from newspaper circulation audits in 2019, having declined almost 80%, from 1.4 million in 1980.United Newspapers PLC and Fleet Holdings PLC', Monopolies and Mergers Commission (1985), pp. 5–16. Its si ...
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Vocal Cords
In humans, vocal cords, also known as vocal folds or voice reeds, are folds of throat tissues that are key in creating sounds through vocalization. The size of vocal cords affects the pitch of voice. Open when breathing and vibrating for speech or singing, the folds are controlled via the recurrent laryngeal nerve, recurrent laryngeal branch of the vagus nerve. They are composed of twin infoldings of mucous membrane stretched horizontally, from back to front, across the larynx. They vibration, vibrate, modulating the flow of air being expelled from the lungs during phonation. The 'true vocal cords' are distinguished from the 'false vocal folds', known as vestibular folds or ''ventricular folds'', which sit slightly superior to the more delicate true folds. These have a minimal role in normal phonation, but can produce deep sonorous tones, screams and growls. The length of the vocal fold at birth is approximately six to eight millimeters and grows to its adult length of eight to ...
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Lloyd's Of London
Lloyd's of London, generally known simply as Lloyd's, is an insurance and reinsurance market located in London, England. Unlike most of its competitors in the industry, it is not an insurance company; rather, Lloyd's is a corporate body governed by the Lloyd's Act 1871 and subsequent Acts of Parliament. It operates as a partially-mutualised marketplace within which multiple financial backers, grouped in syndicates, come together to pool and spread risk. These underwriters, or "members", are a collection of both corporations and private individuals, the latter being traditionally known as "Names". The business underwritten at Lloyd's is predominantly general insurance and reinsurance, although a small number of syndicates write term life insurance. The market has its roots in marine insurance and was founded by Edward Lloyd at his coffee house on Tower Street in 1688. Today, it has a dedicated building on Lime Street which is Grade I listed. Traditionally business is tr ...
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Keiran Lee
Adam Diksa (born 15 January 1984), better known by his stage name Keiran Lee, is an English pornographic actor, director, and producer who works mainly for Brazzers. He is one of the highest-paid pornographic actors. He has received several awards, including an AVN Award for Favourite Male Performer and a UK Adult Film and Television Award for Best Male Actor. Early life Lee was born Adam Diksa in the Littleover area of Derby on 15 January 1984, the son of an English mother and Indian father. He attended Saint Benedict Catholic Voluntary Academy in the Darley Abbey area of Derby. By the age of 18, he was working as a project manager for Network Rail. Career Lee's career in porn began after his friends uploaded a naked picture of him to a swinging website. After seeing the post, a couple offered him a role in a porn film. He first performed in adult video in 2002 at the age of 18. He began freelancing in porn in England and then moved to the United States, where he signed ...
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David Lee Roth
David Lee Roth (born October 10, 1954) is an American rock singer. Best known for his wild, energetic stage persona, he was the original lead vocalist of the hard rock band Van Halen across three stints, from 1974 to 1985, in 1996 and again from 2006 to their disbandment in 2020. He was also known as a successful solo artist, releasing numerous RIAA-certified Gold and Platinum albums. After more than two decades apart, Roth re-joined Van Halen in 2006 for a North American tour that became the highest-grossing in the band's history and one of the highest-grossing of that year. In 2012, Roth and Van Halen released the comeback album '' A Different Kind of Truth''. In 2007, he was inducted into the Rock and Roll Hall of Fame as a member of Van Halen. Early life Roth was born in Bloomington, Indiana, to an ophthalmologist, Nathan Lee Roth, and a teacher, Sibyl Roth. He has two sisters, one of whom is Lisa Roth, creator of the Rockabye Baby lullaby music series. The family is of J ...
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Van Halen
Van Halen ( ) was an American rock band formed in Pasadena, California, in 1972. Credited with "restoring hard rock to the forefront of the music scene", Van Halen was known for its energetic live shows and for the virtuosity of its lead guitarist, Eddie Van Halen. The band was inducted into the Rock and Roll Hall of Fame in 2007. From 1974 until 1985, Van Halen consisted of Eddie Van Halen; Eddie's brother, drummer Alex Van Halen; vocalist David Lee Roth; and bassist/vocalist Michael Anthony. Upon its release in 1978, the band's self-titled debut album reached No. 19 on the ''Billboard'' pop music charts and would sell over 10 million copies in the U.S. By 1982, the band released four more albums ('' Van Halen II'', ''Women and Children First'', '' Fair Warning'', and ''Diver Down''), all of which have since been certified multi-platinum. By the early 1980s, Van Halen was one of the most successful rock acts of the day. The album ''1984'' was a commercial success with ...
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Penis
A penis (plural ''penises'' or ''penes'' () is the primary sexual organ that male animals use to inseminate females (or hermaphrodites) during copulation. Such organs occur in many animals, both vertebrate and invertebrate, but males do not bear a penis in every animal species, and in those species in which the male does bear a so-called penis, the penises in the various species are not necessarily homologous. The term ''penis'' applies to many intromittent organs, but not to all. As an example, the intromittent organ of most cephalopoda is the hectocotylus, a specialized arm, and male spiders use their pedipalps. Even within the Vertebrata there are morphological variants with specific terminology, such as Hemipenis, hemipenes. In most species of animals in which there is an organ that might reasonably be described as a penis, it has no major function other than intromission, or at least conveying the sperm to the female, but in the Eutheria, placental mammals the peni ...
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Porn Star
A pornographic film actor or actress, pornographic performer, adult entertainer, or porn star is a person who performs sex acts in video that is usually characterized as a pornographic movie. Such videos tend to be made in a number of distinct pornographic subgenres and attempt to present a sexual fantasy; the actors selected for a particular role are primarily selected on their ability to create or fit that fantasy. Pornographic videos are characterised as either softcore, which does not contain depictions of sexual penetration or extreme fetishism, and hardcore, which can contain depictions of penetration or extreme fetishism, or both. The genres and sexual intensity of videos is mainly determined by demand. Depending on the genre of the film, the on-screen appearance, age, and physical features of the actors and their ability to create the sexual mood of the video is of critical importance. Most actors specialize in certain genres, such as straight sex, bisexual sex, g ...
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Internet
The Internet (or internet) is the global system of interconnected computer networks that uses the Internet protocol suite (TCP/IP) to communicate between networks and devices. It is a '' network of networks'' that consists of private, public, academic, business, and government networks of local to global scope, linked by a broad array of electronic, wireless, and optical networking technologies. The Internet carries a vast range of information resources and services, such as the inter-linked hypertext documents and applications of the World Wide Web (WWW), electronic mail, telephony, and file sharing. The origins of the Internet date back to the development of packet switching and research commissioned by the United States Department of Defense in the 1960s to enable time-sharing of computers. The primary precursor network, the ARPANET, initially served as a backbone for interconnection of regional academic and military networks in the 1970s to enable resource shari ...
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Niche Market
A niche market is the subset of the market on which a specific product is focused. The market niche defines the product features aimed at satisfying specific market needs, as well as the price range, production quality and the demographics that it is intended to target. It is also a small market segment. Sometimes, a product or service can be entirely designed to satisfy a niche market. Not every product can be defined by its market niche. The niche market is highly specialized, and aiming to survive among the competition from numerous super companies. Even established companies create products for different niches; Hewlett-Packard has all-in-one machines for printing, scanning and faxing targeted for the home office niche, while at the same time having separate machines with one of these functions for big businesses. While you may have explicit moving items effectively at the top of the priority list. Although you can build your chances of achievement by beginning with a niche mar ...
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Geico
The Government Employees Insurance Company (GEICO ) is a private American auto insurance company with headquarters in Chevy Chase, Maryland. It is the second largest auto insurer in the United States, after State Farm. GEICO is a wholly owned subsidiary of Berkshire Hathaway that provides coverage for more than 24 million motor vehicles owned by more than 15 million policy holders as of 2017. GEICO writes private passenger automobile insurance in all 50 U.S. states and the District of Columbia. The insurance agency sells policies through local agents, called GEICO Field Representatives, over the phone directly to the consumer via licensed insurance agents, and through their website. Its mascot is a gold dust day gecko with a Cockney accent, voiced by English actor Jake Wood. GEICO is well known in popular culture for its advertising, having made numerous commercials intended to entertain viewers. Despite the presence of the word "government" in its name, GEICO has always bee ...
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