Lombard North Central
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Lombard North Central
Lombard North Central, trading as Lombard, is a finance company specialising in asset based lending. It is one of the largest finance houses in the United Kingdom and part of the ring-fenced business of NatWest Group. The company started life hiring out rolling stock to the railways in 1861. History Foundation as railway wagon leasing company The North Central Wagon Co was set up in Rotherham, West Riding of Yorkshire, in 1861. A group of astute investors see the business possibilities in leasing wagons to local railway companies, collieries and quarries. A black diamond representing a lump of coal was adopted as the company's symbol. By 1900, nearly 25,000 railway wagons were on hire. After the First World War, the company began to move into financing road transport. Prudential Assurance buys the company In 1928, Prudential Assurance Company and the financier Connop Guthrie bought out the company, seeing huge potential. Prudential remained a major shareholder for the next thir ...
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Subsidiary
A subsidiary, subsidiary company or daughter company is a company owned or controlled by another company, which is called the parent company or holding company. Two or more subsidiaries that either belong to the same parent company or having a same management being substantially controlled by same entity/group are called sister companies. The subsidiary can be a company (usually with limited liability) and may be a government- or state-owned enterprise. They are a common feature of modern business life, and most multinational corporations organize their operations in this way. Examples of holding companies are Berkshire Hathaway, Jefferies Financial Group, The Walt Disney Company, Warner Bros. Discovery, or Citigroup; as well as more focused companies such as IBM, Xerox, and Microsoft. These, and others, organize their businesses into national and functional subsidiaries, often with multiple levels of subsidiaries. Details Subsidiaries are separate, distinct legal entities f ...
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Hire Purchase
A hire purchase (HP), also known as an installment plan, is an arrangement whereby a customer agrees to a contract to acquire an asset by paying an initial installment (e.g., 40% of the total) and repaying the balance of the price of the asset plus interest over a period of time. Other analogous practices are described as closed-end leasing or rent to own. In other words installment means to let a thing without giving total price while payment will be given in a given time period. The buyer will pay monthly agreement installment. The hire purchase agreement was developed in the United Kingdom in the 19th century to allow customers with a cash shortage to make an expensive purchase they otherwise would have to delay or forgo. For example, in cases where a buyer cannot afford to pay the asked price for an item of property as a lump sum but can afford to pay a percentage as a deposit, a hire-purchase contract allows the buyer to hire the goods for a monthly rent. When a sum equal t ...
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Financial Services Companies Established In 1861
Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of Production (economics), production, Distribution (economics), distribution, and Consumption (economics), consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in Financial system, financial systems at various scopes, thus the field can be roughly divided into Personal finance, personal, Corporate finance, corporate, and public finance. In a financial system, assets are bought, sold, or traded as Financial instrument, financial instruments, such as Currency, currencies, Loan, loans, Bond (finance), bonds, Share (finance), shares, Stock, stocks, Option (finance), options, Futures contract, futures, etc. Assets can also be Bank, banked, Investment, invested, and Insurance, insured to maximize value and minimize loss. In practice, Financial risk, risks are alway ...
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RAC Rally
Wales Rally GB was the most recent iteration of the United Kingdom's premier international motor rally, which ran under various names since the first event held in 1932. It was consistently a round of the FIA World Rally Championship (WRC) calendar from the inaugural 1973 season until the rally's final running in 2019, and was also frequently included in the British Rally Championship. The first rallies in the 1930s were simply known as Royal Automobile Club (RAC) Rallies and did not necessarily require leaving England. In 1951 the club organised the first annual RAC International Rally of Great Britain to tour the island, and until the 53rd event in 1997 this was still commonly known as the RAC Rally. In 1998, amidst a restructuring of the club and its commercial activities, the event lost its RAC identity and became known as the Rally of Great Britain or Rally GB, with title sponsorship from the Government of Wales since 2003. The last planned Wales Rally GB was cancelled in ...
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2000 Summer Olympics
The 2000 Summer Olympics, officially the Games of the XXVII Olympiad and also known as Sydney 2000 (Dharug: ''Gadigal 2000''), the Millennium Olympic Games or the Games of the New Millennium, was an international multi-sport event held from 15 September to 1 October 2000 in Sydney, New South Wales, Australia. It marked the second time the Summer Olympics were held in Australia, and in the Southern Hemisphere, the first being in Melbourne, in 1956. Sydney was selected as the host city for the 2000 Games in 1993. Teams from 199 countries participated in the 2000 Games, which were the first to feature at least 300 events in its official sports programme. The Games' cost was estimated to be A$6.6 billion. These were the final Olympic Games under the IOC presidency of Juan Antonio Samaranch before the arrival of his successor Jacques Rogge. The 2000 Games were the last of the two consecutive Summer Olympics to be held in a predominantly English-speaking country fo ...
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Sydney
Sydney ( ) is the capital city of the state of New South Wales, and the most populous city in both Australia and Oceania. Located on Australia's east coast, the metropolis surrounds Sydney Harbour and extends about towards the Blue Mountains to the west, Hawkesbury to the north, the Royal National Park to the south and Macarthur to the south-west. Sydney is made up of 658 suburbs, spread across 33 local government areas. Residents of the city are known as "Sydneysiders". The 2021 census recorded the population of Greater Sydney as 5,231,150, meaning the city is home to approximately 66% of the state's population. Estimated resident population, 30 June 2017. Nicknames of the city include the 'Emerald City' and the 'Harbour City'. Aboriginal Australians have inhabited the Greater Sydney region for at least 30,000 years, and Aboriginal engravings and cultural sites are common throughout Greater Sydney. The traditional custodians of the land on which modern Sydney stands are ...
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Atlanta
Atlanta ( ) is the capital and most populous city of the U.S. state of Georgia. It is the seat of Fulton County, the most populous county in Georgia, but its territory falls in both Fulton and DeKalb counties. With a population of 498,715 living within the city limits, it is the eighth most populous city in the Southeast and 38th most populous city in the United States according to the 2020 U.S. census. It is the core of the much larger Atlanta metropolitan area, which is home to more than 6.1 million people, making it the eighth-largest metropolitan area in the United States. Situated among the foothills of the Appalachian Mountains at an elevation of just over above sea level, it features unique topography that includes rolling hills, lush greenery, and the most dense urban tree coverage of any major city in the United States. Atlanta was originally founded as the terminus of a major state-sponsored railroad, but it soon became the convergence point among several rai ...
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1996 Summer Olympics
The 1996 Summer Olympics (officially the Games of the XXVI Olympiad, also known as Atlanta 1996 and commonly referred to as the Centennial Olympic Games) were an international multi-sport event held from July 19 to August 4, 1996, in Atlanta, Georgia, United States. These were the fourth Summer Olympic Games, Summer Olympics to be hosted by the United States, and marked the centennial of the 1896 Summer Olympics in Athens, the inaugural edition of the modern Olympic Games. These were also the first Summer Olympics since 1924 to be held in a different year than the Winter Olympic Games, Winter Olympics, as part of a new International Olympic Committee, IOC practice implemented in 1994 to hold the Summer and Winter Games in alternating, even-numbered years. The 1996 Games were the first of the two consecutive Summer Olympics to be held in a predominantly English-speaking world, English-speaking country preceding the 2000 Summer Olympics in Sydney, Australia. These were also the l ...
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Matthew Pinsent
Sir Matthew Clive Pinsent, (; born 10 October 1970) is an English rower and broadcaster. During his rowing career, he won 10 world championship gold medals and four consecutive Olympic gold medals. Since retiring, he has worked as a sports broadcaster for the BBC. Early life and family Pinsent was born on 10 October 1970 in Holt, Norfolk, the son of Reverend Ewen Macpherson Pinsent (1930–2020), curate of St Andrew's parish church, Kelso, Scottish Borders, and Jean Grizel, daughter of Major-General Neil McMicking, CB, CBE, DSO, MC, of Eastferry, Dunkeld, Perthshire, head of the McMicking gentry family of Miltonise, Dumfries and Galloway. His paternal grandfather, Royal Navy Commander Clive Pinsent (1886–1948), of Edinglassie Lodge, near Huntly, Aberdeenshire, was a younger son of Sir Richard Pinsent, 1st Baronet, President of the Law Society between 1918 and 1919. Pinsent is directly descended from Thomas Howard, 2nd Duke of Norfolk, and thus from King Edward I and Wi ...
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Steve Redgrave
Sir Steven Geoffrey Redgrave (born 23 March 1962) is a British retired rower who won gold medals at five consecutive Olympic Games from 1984 to 2000. He has also won three Commonwealth Games gold medals and nine World Rowing Championships golds. He is the most successful male rower in Olympic history, and the only man to have won gold medals at five Olympic Games in an endurance sport. Redgrave is regarded as one of Britain's greatest-ever Olympians. As of 2016 he was the fourth-most decorated British Olympian, after cyclists Sir Chris Hoy, Sir Jason Kenny and Sir Bradley Wiggins. He has carried the British flag at the opening of the Olympic Games on two occasions. In 2002, he was ranked number 36 in the BBC poll of the 100 Greatest Britons. He received the BBC Sports Personality of the Year – Lifetime Achievement Award in 2011. Early life and education Redgrave was born in Marlow, Buckinghamshire, to Geoffrey Edward Redgrave, a submariner in the Second World War who bec ...
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Enn Reitel
Enn Reitel (born 21 June 1950) is a Scottish actor who specialises in voice work in video games, movies and TV shows. Early life Reitel's family arrived in Scotland as refugees from Estonia and Germany. He trained as an actor at the Central School of Speech and Drama. Career Acting In 1982 Reitel starred in '' The Further Adventures of Lucky Jim'', a sitcom on BBC Two written by Dick Clement and Ian La Frenais. Reitel played Jim Dixon, based on the character created by Kingsley Amis. He appeared on stage in '' Me and My Girl'' at the Adelphi Theatre in 1986. On television he worked as an impressionist on the satirical puppet show ''Spitting Image'' and starred in the ITV sitcom '' Mog'' as a burglar who spent his days in a psychiatric hospital, pretending to be insane. He played the lead role in the UK TV comedy series '' The Optimist'' which ran from 1983 for two series. The programme was almost entirely silent. In each episode 'The Optimist' wandered through life doing hi ...
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The Royal Bank Of Scotland
The Royal Bank of Scotland plc (RBS; gd, Banca Rìoghail na h-Alba) is a major retail banking, retail and commercial bank in Scotland. It is one of the retail banking subsidiaries of NatWest Group, together with NatWest (in England and Wales) and Ulster Bank. The Royal Bank of Scotland has around 700 branches, mainly in Scotland, though there are branches in many larger towns and cities throughout England and Wales. The bank is completely separate from the fellow Edinburgh-based bank, the Bank of Scotland, which pre-dates the Royal Bank by 32 years. The Royal Bank of Scotland was established in 1724 to provide a bank with strong House of Hanover, Hanoverian and Whig (British political faction), Whig ties. Following ring-fencing of the Group's core domestic business, the bank became a direct subsidiary of NatWest Holdings in 2019. NatWest Markets comprises the Group's investment banking arm. To give it legal form, the former RBS entity was renamed NatWest Markets in 2018; at th ...
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