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Life-insurance
Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person (often the policyholder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policyholder typically pays a premium, either regularly or as one lump sum. The benefits may include other expenses, such as funeral expenses. Life policies are legal contracts and the terms of each contract describe the limitations of the insured events. Often, specific exclusions written into the contract limit the liability of the insurer; common examples include claims relating to suicide, fraud, war, riot, and civil commotion. Difficulties may arise where an event is not clearly defined, for example, the insured knowingly incurred a risk by consenting to an experimental me ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Term Life Insurance
Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions. If the life insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is typically the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time. Term life insurance can be contrasted to permanent life insurance such as whole life, universal life, and variable universal life, which guarantee coverage at fixed premiums for the lifetime of the covered individual unless the policy is allowed to lapse due to failure to pay premiums. Term insurance is not generally used for estate planning needs or chari ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Life Insurance Certificate Issued By The Yorkshire Fire & Life Insurance Company To Samuel Holt, Liverpool, England, 1851
Life is a quality that distinguishes matter that has biological processes, such as signaling and self-sustaining processes, from that which does not, and is defined by the capacity for growth, reaction to stimuli, metabolism, energy transformation, and reproduction. Various forms of life exist, such as plants, animals, fungi, protists, archaea, and bacteria. Biology is the science that studies life. The gene is the unit of heredity, whereas the cell is the structural and functional unit of life. There are two kinds of cells, prokaryotic and eukaryotic, both of which consist of cytoplasm enclosed within a membrane and contain many biomolecules such as proteins and nucleic acids. Cells reproduce through a process of cell division, in which the parent cell divides into two or more daughter cells and passes its genes onto a new generation, sometimes producing genetic variation. Organisms, or the individual entities of life, are generally thought to be open ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Universal Life Insurance
Universal life insurance (often shortened to UL) is a type of cash value life insurance, sold primarily in the United States. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest. The policy is debited each month by a cost of insurance (COI) charge as well as any other policy charges and fees drawn from the cash value, even if no premium payment is made that month. Interest credited to the account is determined by the insurer but has a contractual minimum rate (often 2%). When an earnings rate is pegged to a financial index such as a stock, bond or other interest rate index, the policy is an " Indexed universal life" contract. Such policies offer the advantage of guaranteed level premiums throughout the insured's lifetime at a substantially lower premium cost than an equivalent whole life policy at first. The cost of insurance always increases, as is fo ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Articles Of Association
In corporate governance, a company's articles of association (AoA, called articles of incorporation in some jurisdictions) is a document which, along with the memorandum of association (in cases where it exists) form the company's constitution, and defines the responsibilities of the directors, the kind of business to be undertaken, and the means by which the shareholders exert control over the board of directors. Articles of association are very critical documents to corporate operations, as they may regulate both internal and external affairs. Articles of incorporation, also referred to as the certificate of incorporation or the corporate charter, is a document or charter that establishes the existence of a corporation in the United States and Canada. They generally are filed with the Secretary of State in the U.S. State where the company is incorporated, or other company registrar. An equivalent term for limited liability companies (LLCs) in the United States is articles ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Roman Egypt
, conventional_long_name = Roman Egypt , common_name = Egypt , subdivision = Province , nation = the Roman Empire , era = Late antiquity , capital = Alexandria , title_leader = Praefectus Augustalis , image_map = Roman Empire - Aegyptus (125 AD).svg , image_map_caption = Province of Aegyptus in AD 125 , year_start = 30 BC , event_start = Conquest of Ptolemaic Kingdom , event1 = Formation of the Diocese , date_event1 = 390 , year_end = 641 , event_end = Muslim conquest , life_span = 30 BC – 641 AD , stat_year1 = 1st century AD , stat_pop1 = . , today = Egypt , p1 = Ptolemaic Kingdom , flag_p1 = Ptolemaic-Empire 200bc.jpg , s1 = Sasanian Egypt , flag_s1 = Derafsh Kaviani flag of the late Sassanid Empire.svg , s2 = Rashidun Caliphate , flag_s2 = Mohammad adil-Rashidun-empire-at-its-peak-close.PNG , demonym= Egypt ( ; ) was a subdivision of the Roman Empire fro ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Antinoöpolis
Antinoöpolis (also Antinoopolis, Antinoë, Antinopolis; grc, Ἀντινόου πόλις; cop, ⲁⲛⲧⲓⲛⲱⲟⲩ ''Antinow''; ar, الشيخ عبادة, modern ''Sheikh 'Ibada'' or ''Sheik Abāda'') was a city founded at an older Egyptian village by the Roman emperor Hadrian to commemorate his deified young beloved, Antinoüs, on the east bank of the Nile, not far from the site in Upper Egypt where Antinoüs drowned in 130 AD. Antinoöpolis was a little to the south of the Egyptian village of Besa (), named after the god and oracle of Bes. Antinoöpolis was built at the foot of the hill upon which Besa was seated. The city is located nearly opposite of Hermopolis Magna, and was connected to Berenice Troglodytica by the Via Hadriana. History New Kingdom During the New Kingdom, the city, ''Hir-we'', was the location of Ramesses II's great temple, dedicated to the gods of Khmun and Heliopolis. Roman period During the Roman Empire, the city of Antinoöpolis was e ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Antinous
Antinous, also called Antinoös, (; grc-gre, Ἀντίνοος; 27 November – before 30 October 130) was a Greek youth from Bithynia and a favourite and probable lover of the Roman emperor Hadrian. Following his premature death before his twentieth birthday, Antinous was deified on Hadrian's orders, being worshipped in both the Greek East and Latin West, sometimes as a god () and sometimes merely as a hero (). Little is known of Antinous's life, although it is known that he was born in Claudiopolis (present day Bolu, Turkey), in the Roman province of Bithynia et Pontus. He was probably introduced to Hadrian in 123, before being taken to Italy for a higher education. He had become the favourite of Hadrian by 128, when he was taken on a tour of the Roman Empire as part of Hadrian's personal retinue. Antinous accompanied Hadrian during his attendance of the annual Eleusinian Mysteries in Athens, and was with him when he killed the Marousian lion in Libya, an event highly publ ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Clay Tablet
In the Ancient Near East, clay tablets (Akkadian ) were used as a writing medium, especially for writing in cuneiform, throughout the Bronze Age and well into the Iron Age. Cuneiform characters were imprinted on a wet clay tablet with a stylus often made of reed (reed pen). Once written upon, many tablets were dried in the sun or air, remaining fragile. Later, these unfired clay tablets could be soaked in water and recycled into new clean tablets. Other tablets, once written, were either deliberately fired in hot kilns, or inadvertently fired when buildings were burnt down by accident or during conflict, making them hard and durable. Collections of these clay documents made up the first archives. They were at the root of the first libraries. Tens of thousands of written tablets, including many fragments, have been found in the Middle East. Surviving tablet-based documents from the Minoan/ Mycenaean civilizations, are mainly those which were used for accounting. Tablets servin ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Nerva–Antonine Dynasty
The Nerva–Antonine dynasty comprised 7 Roman emperors who ruled from 96 to 192 AD: Nerva (96–98), Trajan (98–117), Hadrian (117–138), Antoninus Pius (138–161), Marcus Aurelius (161–180), Lucius Verus (161–169), and Commodus (180–192). The first five of these are commonly known as the "Five Good Emperors". The first five of the six successions within this dynasty were notable in that the reigning Emperor did not have a male heir, and had to adopt the candidate of his choice to be his successor. Under Roman law, an adoption established a bond legally as strong as that of kinship. Because of this, all but the first and last of the Nerva–Antonine emperors are called Adoptive Emperors. The importance of official adoption in Roman society has often been considered as a conscious repudiation of the principle of dynastic inheritance and has been deemed one of the factors of the period's prosperity. However, this was not a new practice. It was common for patrician fa ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Ottoman Empire
The Ottoman Empire, * ; is an archaic version. The definite article forms and were synonymous * and el, Оθωμανική Αυτοκρατορία, Othōmanikē Avtokratoria, label=none * info page on book at Martin Luther University) // CITED: p. 36 (PDF p. 38/338) also known as the Turkish Empire, was an empire that controlled much of Southeast Europe, Western Asia, and Northern Africa between the 14th and early 20th centuries. It was founded at the end of the 13th century in northwestern Anatolia in the town of Söğüt (modern-day Bilecik Province) by the Turkoman tribal leader Osman I. After 1354, the Ottomans crossed into Europe and, with the conquest of the Balkans, the Ottoman beylik was transformed into a transcontinental empire. The Ottomans ended the Byzantine Empire with the conquest of Constantinople in 1453 by Mehmed the Conqueror. Under the reign of Suleiman the Magnificent, the Ottoman Empire marked the peak of its power and prosperity, as well a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Egypt Eyalet
The Eyalet of Egypt (, ) operated as an administrative division of the Ottoman Empire from 1517 to 1867. It originated as a result of the conquest of Mamluk Egypt by the Ottomans in 1517, following the Ottoman–Mamluk War (1516–17) and the absorption of Syria into the Empire in 1516. The Ottomans administered Egypt as an eyalet of their Empire ( ota, ایالت مصر, Eyālet-i Mıṣr) from 1517 until 1867, with an interruption during the French occupation of 1798 to 1801. Egypt always proved a difficult province for the Ottoman Sultans to control, due in part to the continuing power and influence of the Mamluks, the Egyptian military caste who had ruled the country for centuries. As such, Egypt remained semi-autonomous under the Mamluks until Napoleon Bonaparte's French forces invaded in 1798. After Anglo-Turkish forces expelled the French in 1801, Muhammad Ali Pasha, an Albanian military commander of the Ottoman army in Egypt, seized power in 1805, and ''de facto'' e ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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