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Libro Financial Group
Libro Credit Union, Libro, or Libro Credit Union Limited, is a credit union based in London, Ontario, Canada. Libro is owned by its customers, who direct the institution's decisions. Libro offers many financial services, including chequing and savings accounts, loans, mortgages, investments, financial coaching and advice for consumers and farm and business owners. Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA). Libro was founded in 1951 by the Dutch Catholic immigrants in the Diocese of London, who sponsored Theodore J. Smeenk to immigrate to London and seconded him to establish it. In 1953 the name was changed to St. Willibrord Community Credit Union and to Libro Financial Group in 2006. The credit union has grown and expanded across Southwestern Ontario through mergers with other credit unions in London, Blenheim, Kitchener-Waterloo, St. Thomas and Wingham. Libro has over 103,000 members and $4.2 billion in assets under administration ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Regional Municipality Of Waterloo
The Regional Municipality of Waterloo (Waterloo Region or Region of Waterloo) is a metropolitan area of Southern Ontario, Canada. It contains the cities of Cambridge, Kitchener and Waterloo (KWC or Tri-Cities), and the townships of North Dumfries, Wellesley, Wilmot and Woolwich. Kitchener, the largest city, is the seat of government. The region is in area. The population was 587,165 at the 2021 Canada census. In 2016, the Cambridge, Kitchener, Waterloo area was rated Canada's third-best area to find full-time employment. The region was formerly called Waterloo County, created in 1853 and dissolved in 1973. The county consisted of five townships: Woolwich, Wellesley, Wilmot, Waterloo, and North Dumfries. History Up to the 17th century, the Attawandaron (Neutral) nation inhabited the Grand River area. European explorers admired their farming practices. In the wake of a smallpox epidemic and European incursions, the Haudenosaunee (Iroquois) and the Wendat (Huron) Confederac ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Canadian Companies Established In 1951
Canadians (french: Canadiens) are people identified with the country of Canada. This connection may be residential, legal, historical or cultural. For most Canadians, many (or all) of these connections exist and are collectively the source of their being ''Canadian''. Canada is a multilingual and multicultural society home to people of groups of many different ethnic, religious, and national origins, with the majority of the population made up of Old World immigrants and their descendants. Following the initial period of French and then the much larger British colonization, different waves (or peaks) of immigration and settlement of non-indigenous peoples took place over the course of nearly two centuries and continue today. Elements of Indigenous, French, British, and more recent immigrant customs, languages, and religions have combined to form the culture of Canada, and thus a Canadian identity. Canada has also been strongly influenced by its linguistic, geographic, and ec ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banks Established In 1951
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Companies Based In London, Ontario
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial per ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Norfolk County, Ontario
Norfolk County is a rural single-tier municipality on the north shore of Lake Erie in Southwestern Ontario, Canada with a 2016 population of 67,490. Despite its name, it is no longer a county by definition, as all municipal services are handled by a single level of government. The largest community in Norfolk County is Simcoe, whose 2016 population was 13,922. The other population centres are Port Dover, Delhi, Waterford and Port Rowan, and there are many smaller communities. For several years in the late 20th century, the county was merged with Haldimand County but the merged entity was dissolved in 2000. Geography Located on the Norfolk Sand Plain in the Carolinian Life Zone, Norfolk County's soil type is sandy loam, the most fertile land in Ontario. With a mild climate and lengthy growing season, the region has long been the centre of the Ontario tobacco belt. However, many farmers have begun the process of diversifying their crop selections to include fruits and vegetables, ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Haldimand County
Haldimand County is a rural city-status single-tier municipality on the Niagara Peninsula in Southern Ontario, Canada, on the north shore of Lake Erie, and on the Grand River. Despite its name, it is no longer a county by definition, as all municipal services are handled by a single level of government. Municipal offices are located in Cayuga. The county is adjacent to Norfolk County, the County of Brant, the City of Hamilton, and the Regional Municipality of Niagara. History Haldimand's history has been closely associated with that of neighbouring Norfolk County. Upper Canada was created in 1791 by being separated from the old Province of Quebec, Haldimand was created in 1798 as part of the Niagara District. It was named after Sir Frederick Haldimand, the governor of the Province of Quebec from 1778 to 1785. In 1844, the land was surrendered by the Six Nations to the Crown in an agreement that was signed by the vast majority of Chiefs in the Haldimand tract. From 1974 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Kellogg's
The Kellogg Company, doing business as Kellogg's, is an American multinational food manufacturing company headquartered in Battle Creek, Michigan, United States. Kellogg's produces cereal and convenience foods, including crackers and toaster pastries, and markets their products by several well-known brands including Corn Flakes, Rice Krispies, Frosted Flakes, Pringles, Eggo, and Cheez-It. Kellogg's mission statement is "Nourishing families so they can flourish and thrive." Kellogg's products are manufactured and marketed in over 180 countries. Kellogg's largest factory is at Trafford Park in Trafford, Greater Manchester, United Kingdom, which is also the location of its UK headquarters. Other corporate office locations outside of Battle Creek include Chicago, Dublin (European Headquarters), Shanghai, and Querétaro City. Kellogg's holds a Royal Warrant from King Charles III and formerly Queen Elizabeth II until her death in 2022. History In 1876, John Harvey Kellogg ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Wingham, Ontario
Wingham (2016 census population 2,934) is a community located in the municipality of North Huron, Ontario, Canada, which is located in Huron County. Wingham became part of North Huron in 2001 when the Ontario government imposed amalgamation on the former township of East Wawanosh, the village of Blyth, and the town of Wingham. Wingham is located at the intersection of County Roads 4 and 86. Most of Wingham is located between County Road 86 to the south and the Maitland River to the north. History The original survey for Wingham was conducted in 1854, with 1,000 acres dedicated to the community north of what is now Highway 86 and Highway 4. The initial townsite was oriented around the Maitland River, with the assumption that its water power and transportation opportunities would make it the focal point for development. Indeed, when a basic settlement formed, it was around an early saw and shingle mill. The form of the settlement soon changed, however, when the proposed Canada Nor ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Blenheim, Ontario
Blenheim ( 2021 population 4,487) is a community located in south-central Chatham-Kent, Ontario, Canada. History By 1783, there were French settlers in Detroit and Windsor. There were also settlers in the Niagara and Kingston region, but no real settlers to speak of in the Kent County region. In 1790, Alexander McKee negotiated Treaty #2 (McKee's Purchase) of 1790 with Pottowatomie, Wendat, Ojibwe, and Odtawa leaders in Detroit to acquire what is now Southwestern Ontario. With this area now being British controlled, settlers began moving rapidly into this new land area, and eventually, the County of Kent, and Blenheim. Land began being surveyed in 1791 in Harwich township under the order of Lt.-Col. John Graves-Simcoe. Joining his crew was a man named Thomas Talbot who expressed great interest in this land, and Simcoe granted him any plot of land he so desired. He decided on a plot where present day Fingal resides. Being a man with substantial finances, he set out to be ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
London, Ontario
London (pronounced ) is a city in southwestern Ontario, Canada, along the Quebec City–Windsor Corridor. The city had a population of 422,324 according to the 2021 Canadian census. London is at the confluence of the Thames River, approximately from both Toronto and Detroit; and about from Buffalo, New York. The city of London is politically separate from Middlesex County, though it remains the county seat. London and the Thames were named in 1793 by John Graves Simcoe, who proposed the site for the capital city of Upper Canada. The first European settlement was between 1801 and 1804 by Peter Hagerman. The village was founded in 1826 and incorporated in 1855. Since then, London has grown to be the largest southwestern Ontario municipality and Canada's 11th largest metropolitan area, having annexed many of the smaller communities that surround it. London is a regional centre of healthcare and education, being home to the University of Western Ontario (which brands it ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Southwestern Ontario
Southwestern Ontario is a secondary region of Southern Ontario in the Canadian province of Ontario. It occupies most of the Ontario Peninsula bounded by Lake Huron, including Georgian Bay, to the north and northwest; the St. Clair River, Lake St. Clair, and Detroit River, to the west; and Lake Erie to the south. To the east, on land, Southwestern Ontario is bounded by Central Ontario and the Golden Horseshoe. The region had a population of 2,583,544 in 2016. It is sometimes further divided into "Midwestern Ontario" covering the eastern half of the area and the heart of Southwestern Ontario encompassing the western half of the region. Definitions The Government of Ontario also classifies municipalities along the eastern side of Southwestern Ontario near the Grand River, including Wellington County (containing Guelph), the Region of Waterloo (containing Kitchener, Waterloo, and Cambridge), and Brant County (containing Brantford), as part the "Greater Golden Horseshoe" region that ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
