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Loans In Japan
Personal loans in Japan are provided by three types of providers. First, there are large, traditional banks, with a long history. Their big advantage is the availability of loans and branches of these banks. Loans are also provided by specialized consumer credit companies. These are often owned by large, multi-national corporation. For example, Acom, one of leading consumer credit companies in Japan, is owned by Mitsubishi UFJ Financial Group. The advantage of these loans is their availability when these companies are willing to serve customers who do not have a bank loan. A big role is played by psychology, when many people feel shame when they go to apply for a loan to the bank and often needs a guarantor. On the Japanese market, there are companies that operate at so-called gray zone, sometimes called sarakin. According to estimations, about 10% of the population borrowed from them and there are about 10,000 companies like that on Japanese market. Interest rates were as high as ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Personal Loan
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Sumitomo Mitsui Financial
is a Japanese multinational banking and financial services institution headquartered in Yurakucho, Chiyoda, Tokyo, Japan. The group operates in retail, corporate, and investment banking segment worldwide. It provides financial products and services to a wide range of clients, including individuals, small and medium-sized enterprises, large corporations, financial institutions and public sector entities. Since 2011, it has been included into the Financial Stability Board's list of global systemically important banks. SMBC group operates in over 40 countries and maintains a presence in all International Financial Centres as the 12th biggest bank in the world by total assets. It is one of the largest global financial institutions in project finance space by total loan value. As of May 2020, SMBC group is listed as 80th largest public company in the world according to Forbes ranking. It is the second largest banking institution by total assets and market capitalization in Ja ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Takefuji
is a Japanese consumer finance company, or ''sarakin''. On September 28, 2010 it filed a petition for commencement of a corporate re-organisation under the Japanese Corporate Reorganisation Act. Services The Group's principal activity is the provision of consumer financial services, namely to the sub prime segment. This market was previously viewed as an area of money lenders and crime related activities. However, through a network of professional outlets, unmanned outlets, internet outlets and cash dispensers and ATMs, Takefuji claimed to revolutionise the market. The operations were carried out through the following divisions: Consumer Financing division deals with unsecured and non-guaranteed loans, internet financing, debt counseling services, credit cards and the Other Operations division which deals with other financing, parking lot operations, golf course operations, venture capital, Karaoke booth operations, re-insurance. As of 31-Mar-2005, the Group consisted of the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Aiful
({{tyo, 8515) is one of the largest Japanese consumer finance companies. The company is based in Kyoto and has annual profits of close to ¥100 billion on over ¥2 trillion worth of loans (2005). The company had to restructure its debt after failing to make a loan payment. History Aiful was established in April 1967 by Yoshitaka Fukuda as a sole-proprietorship. In 1978, this small company was reformed in Kyoto as Marutaka, Inc. and opened its first four branches to expand its consumer-finance business. The company continued to grow over the next five years and it acquired three small companies in the same business segment and renamed itself Aiful in 1983. These mergers gave the company over ¥90 million in capital and a growing market share in the consumer loan sector. Soon afterward, the company began to offer home-equity and small business loans. During the 1980s and up to the present day, the company has continued to expand by finding new investment opportunities, particularl ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Sapporo Hokuyo
( ain, サッ・ポロ・ペッ, Satporopet, lit=Dry, Great River) is a city in Japan. It is the largest city north of Tokyo and the largest city on Hokkaido, the northernmost main island of the country. It ranks as the fifth most populous city in Japan. It is the capital city of Hokkaido Prefecture and Ishikari Subprefecture. Sapporo lies in the southwest of Hokkaido, within the alluvial fan of the Toyohira River, which is a tributary stream of the Ishikari. It is considered the cultural, economic, and political center of Hokkaido. As with most of Hokkaido, the Sapporo area was settled by the indigenous Ainu people, beginning over 15,000 years ago. Starting in the late 19th century, Sapporo saw increasing settlement by Yamato migrants. Sapporo hosted the 1972 Winter Olympics, the first Winter Olympics ever held in Asia, and the second Olympic games held in Japan after the 1964 Summer Olympics. Sapporo is currently bidding for the 2030 Winter Olympics. The Sapporo Dome hos ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Joyo Bank
is a Japanese regional bank that is headquartered in Mito city, Ibaraki Prefecture. The bank is relatively large among Japanese regional lenders, and operates branches throughout the Kantō region. In addition to branches in Miyagi, Fukushima, Chiba, Saitama, Tokyo, and Osaka prefectures, the bank also operates a representative office in Shanghai. While the bank has many stakeholders, prominent shareholders include the Bank of Tokyo-Mitsubishi, along with several major Japanese insurance company, insurance companies Ibaraki Prefecture is located to the northeast of Tokyo and has a total population of 3,976,000. Although the prefecture ranks only 24th in size among Japan's 47 prefectures, it ranks 4th in terms of usable area. It is therefore one of the leading producers of agricultural products and has a largely rural population. As a consequence of this, Joyo Bank has had to maintain a large but inefficient branch network. This feature has helped the bank by limiting com ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Shinsei Bank
is a leading diversified Japanese financial institution that provides a full range of financial products and services to both institutional and individual customers. It is owned by SBI Group and headquartered in Chuo, Tokyo. History SBI Shinsei Bank is the successor of the Long-Term Credit Bank of Japan, which had a government monopoly on the issuance of many long-term debt securities. Following the collapse of the Japanese asset price bubble in 1989, the bank was riddled with bad debts: the government nationalized it in 1998, and it was delisted from the Tokyo Stock Exchange. After several proposed mergers with domestic banks, LTCB was sold to an international group led by US-based Ripplewood Holdings in March 2000 for ¥121 billion ($1.2 billion U.S.), the first time in history that a Japanese bank came under foreign control. Investor Christopher Flowers also played a major role in the buyout syndicate and remained a key shareholder of the company until August 2019, when the J ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Yamaguchi Financial Group
Yamaguchi may refer to: People *Yamaguchi (surname), the 14th most popular Japanese surname. Places *Yamaguchi Prefecture, the westernmost prefecture of Honshū island of Japan **Yamaguchi (city), capital of Yamaguchi Prefecture ***Yamaguchi Station (Yamaguchi), a JR West railway station, located in the center of Yamaguchi-shi ***Shin-Yamaguchi Station, a railway station in Yamaguchi-shi (Sanyō Shinkansen line) *Yamaguchi, Nagano, a village in Nagano Prefecture Fiction *Kumiko "Yankumi" Yamaguchi, the character played by Yukie Nakama in ''Gokusen'', a Japanese TV show *Yamaguchi-sensei, a doctor in the manga/anime series '' Fighting Spirit'' *U.S.S. ''Yamaguchi'', an ''Ambassador Class'' Federation starship in the ''Star Trek'' franchise *Yamaguchi Digital Pets, a fictional digital pets company mentioned in ''Fanboy & Chum Chum'' *Yamaguchi Tadashi, a member of the Karasuno volleyball club in the manga/anime series ''Haikyu!!'' People * Kristi Yamaguchi, American figure skater ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Shizuoka Bank
is a Japanese regional bank headquartered in Shizuoka, Shizuoka Prefecture. One of the largest regional banks in Japan, it has over 190 domestic branches, primarily concentrated in the Tokai region between Tokyo and Osaka and overseas offices in Los Angeles, New York, Brussels, Hong Kong, Shanghai, and Singapore. History The Shizuoka Bank was established on March 1, 1943, with the merger of the and the . It has been listed on the Tokyo Stock Exchange since October 1961. The Shizuoka Bank maintains strong ties to the Mitsubishi UFJ Financial Group through joint venture subsidiaries for credit cards and stock brokerage. Its New York branch was located in the New York World Trade Center World Trade Centers are sites recognized by the World Trade Centers Association. World Trade Center may refer to: Buildings * List of World Trade Centers * World Trade Center (2001–present), a building complex that includes five skyscrapers, a ... at the time of the September 11, 2001, att ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Chiba Bank
() is the biggest bank in Chiba Prefecture, Japan. Listed on the Nikkei 225, it has branches in Osaka, New York City, London, and Hong Kong. Assets — $106.1 billion (2015). History Chiba bank was established in March 1943. In June 1998, Standard & Poor's downgraded Chiba Bank' s credit rating from A-minus to BBB-plus because of negative long-term ratings. In October 2008, Chiba Bank, jointly with The Daishi Bank and Hokkoku Bank, hired IBM to build a Call Center System common for the three banks. In July 2010, Chiba Bank joined the United Nations Environment Programme Finance Initiative The United Nations Environment Programme Finance Initiative (UNEP FI) is a global partnership established between the United Nations Environment Program (UNEP) and the financial sector. UNEP FI catalyses action across the financial system to align e ... (UNEP FI). In October 2014, Chiba Bank is the first Japanese regional bank to sell dollar bonds, issuing $300 million of notes in US do ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
