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Lloyd's Of London
Lloyd's of London, generally known simply as Lloyd's, is an insurance and reinsurance market located in London, England. Unlike most of its competitors in the industry, it is not an insurance company; rather, Lloyd's is a corporate body governed by the Lloyd's Act 1871 and subsequent Acts of Parliament. It operates as a partially-mutualised marketplace within which multiple financial backers, grouped in syndicates, come together to pool and spread risk. These underwriters, or "members", are a collection of both corporations and private individuals, the latter being traditionally known as "Names". The business underwritten at Lloyd's is predominantly general insurance and reinsurance, although a small number of syndicates write term life insurance. The market has its roots in marine insurance and was founded by Edward Lloyd at his coffee house on Tower Street in 1688. Today, it has a dedicated building on Lime Street which is Grade I listed. Traditionally business is tr ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Lloyd's Building
The Lloyd's building (sometimes known as the Inside-Out Building) is the home of the insurance institution Lloyd's of London. It is located on the former site of East India House in Lime Street, in London's main financial district, the City of London. The building is a leading example of radical Bowellism architecture in which the services for the building, such as ducts and elevators, are located on the exterior to maximise space in the interior. In 2011, twenty-five years after its completion in 1986 the building received Grade I listing; at this time it was the youngest structure ever to obtain this status. It is said by Historic England to be "universally recognised as one of the key buildings of the modern epoch". However, its innovation of having key service pipes, etc routed outside the walls has led to very expensive maintenance costs due to their exposure to the elements. History The first Lloyd's building (address 12 Leadenhall Street) had been built on this site ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Great Tower Street
Great Tower Street, originally known just as Tower Street, is a street in the City of London, the historic nucleus and modern financial centre of London. It forms an eastern continuation of Eastcheap starting at Idol Lane, and leads towards Byward Street and Tower Hill. On Byward Street, opposite Great Tower Street, is the historic church All Hallows-by-the-Tower. A public house called the Czar's Head used to stand at No. 48, so named because Peter the Great used to drink there when he was learning shipbuilding at Deptford. Somewhere on Tower Street in 1688, Edward Lloyd opened Lloyd's Coffee House, where the insurance market Lloyd's of London originated. In 1691, Lloyd relocated his shop to nearby Lombard Street; today Lloyd's is based on Lime Street. Prior to boundary changes in 2003, Great Tower Street formed the centre of the City ward of Tower. Today it lies mostly in Billingsgate ward, but a short portion of the easternmost end of the street is still within Tower ward. ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Slave Trade Act 1807
The Slave Trade Act 1807, officially An Act for the Abolition of the Slave Trade, was an Act of the Parliament of the United Kingdom prohibiting the slave trade in the British Empire. Although it did not abolish the practice of slavery, it did encourage British action to press other nation states to abolish their own slave trades. Many of the supporters thought the Act would lead to the end of slavery. Slavery on English soil was unsupported in English law and that position was confirmed in ''Somerset's case'' in 1772, but it remained legal in most of the British Empire until the Slavery Abolition Act in 1833. Background As British historian Martin Meredith writes, "In the decade between 1791 and 1800, British ships made about 1,340 voyages across the Atlantic, landing nearly 400,000 slaves. Between 1801 and 1807, they took a further 266,000. The slave trade remained one of Britain's most profitable businesses." The Committee for the Abolition of the Slave Trade was for ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Slave Ship
Slave ships were large cargo ships specially built or converted from the 17th to the 19th century for transporting slaves. Such ships were also known as "Guineamen" because the trade involved human trafficking to and from the Guinea coast in West Africa. Atlantic slave trade In the early 1600s, more than a century after the arrival of Europeans to the Americas, demand for unpaid labor to work plantations made slave-trading a profitable business. The Atlantic slave trade peaked in the last two decades of the 18th century, during and following the Kongo Civil War. To ensure profitability, the owners of the ships divided their hulls into holds with little headroom, so they could transport as many slaves as possible. Unhygienic conditions, dehydration, dysentery and scurvy led to a high mortality rate, on average 15% and up to a third of captives. Often the ships carried hundreds of slaves, who were chained tightly to plank beds. For example, the slave ship ''Henrietta Marie ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Eric Williams
Eric Eustace Williams (25 September 1911 – 29 March 1981) was a Trinidad and Tobago politician who is regarded by some as the "Father of the Nation", having led the then British Trinidad and Tobago, British Colony of Trinidad and Tobago to majority rule on 28 October 1956, to independence on 31 August 1962 , and republic status on 1 August 1976, leading an unbroken string of general elections victories with his political party, the People's National Movement, until his death in 1981. He was the first List of Prime Ministers of Trinidad and Tobago, Prime Minister of Trinidad and Tobago and also a noted Caribbean historian, especially for his book entitled ''Capitalism and Slavery.'' Early life Williams was born on 25 September in 1911. His father Thomas Henry Williams was a minor civil servant and devout Roman Catholic, and his mother Eliza Frances Boissiere (13 April 1888 – 1969) was a descendant of the mixed Creole people#Caribbean, French Creole elite and had Afro-Trinida ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Atlantic Slave Trade
The Atlantic slave trade, transatlantic slave trade, or Euro-American slave trade involved the transportation by slave traders of enslaved African people, mainly to the Americas. The slave trade regularly used the triangular trade route and its Middle Passage, and existed from the 16th to the 19th centuries. The vast majority of those who were transported in the transatlantic slave trade were people from Central and West Africa that had been sold by other West Africans to Western European slave traders,Thornton, p. 112. while others had been captured directly by the slave traders in coastal raids; Europeans gathered and imprisoned the enslaved at forts on the African coast and then brought them to the Americas. Except for the Portuguese, European slave traders generally did not participate in the raids because life expectancy for Europeans in sub-Saharan Africa was less than one year during the period of the slave trade (which was prior to the widespread availability of quini ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
London Gazette
London is the capital and List of urban areas in the United Kingdom, largest city of England and the United Kingdom, with a population of just under 9 million. It stands on the River Thames in south-east England at the head of a estuary down to the North Sea, and has been a major settlement for two millennia. The City of London, its ancient core and financial centre, was founded by the Roman Empire, Romans as ''Londinium'' and retains its medieval boundaries.See also: Independent city#National capitals, Independent city § National capitals The City of Westminster, to the west of the City of London, has for centuries hosted the national Government of the United Kingdom, government and Parliament of the United Kingdom, parliament. Since the 19th century, the name "London" has also referred to the metropolis around this core, historically split between the Counties of England, counties of Middlesex, Essex, Surrey, Kent, and Hertfordshire, which largely comprises Greater London ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
City Of London
The City of London is a city, ceremonial county and local government district that contains the historic centre and constitutes, alongside Canary Wharf, the primary central business district (CBD) of London. It constituted most of London from its settlement by the Romans in the 1st century AD to the Middle Ages, but the modern area named London has since grown far beyond the City of London boundary. The City is now only a small part of the metropolis of Greater London, though it remains a notable part of central London. Administratively, the City of London is not one of the London boroughs, a status reserved for the other 32 districts (including Greater London's only other city, the City of Westminster). It is also a separate ceremonial county, being an enclave surrounded by Greater London, and is the smallest ceremonial county in the United Kingdom. The City of London is widely referred to simply as the City (differentiated from the phrase "the city of London" by ca ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Lloyds Subscription Room Edited
Lloyd, Lloyd's, or Lloyds may refer to: People * Lloyd (name), a variation of the Welsh word ' or ', which means "grey" or "brown" ** List of people with given name Lloyd ** List of people with surname Lloyd * Lloyd (singer) (born 1986), American singer Places United States * Lloyd, Florida * Lloyd, Kentucky * Lloyd, Montana * Lloyd, New York * Lloyd, Ohio * Lloyds, Alabama * Lloyds, Maryland * Lloyds, Virginia Elsewhere * Lloydminster, or "Lloyd", straddling the provincial border between Alberta and Saskatchewan, Canada Companies and businesses Derived from Lloyd's Coffee House *Lloyd's Coffee House, a London meeting place for merchants and shipowners between about 1688 and 1774 * Lloyd's of London, a British insurance market ** ''Lloyd's of London'' (film), a 1936 film about the insurance market ** Lloyd's building, its headquarters ** Lloyd's Agency Network * ''Lloyd's List'', a website and 275-year-old daily newspaper on shipping and global trade ** ''Lloyd's List Inte ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Liability Insurance
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy. Originally, individual companies that faced a common ''peril'' formed a group and created a self-help fund out of which to pay compensation should any member incur loss (in other words, a mutual insurance arrangement). The modern system relies on dedicated carriers, usually for-profit, to offer protection against specified perils in consideration of a premium. Liability insurance is designed to offer specific protection against third-party insurance claims, i.e., payment is not typically made to the insured, but rather to someone suffering loss who is not a party to the insurance contract. In general, damage caused intentionally as well as c ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Property Insurance
Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, or boiler insurance. Property is insured in two main ways—open perils and named perils. Open perils cover all the causes of loss not specifically excluded in the policy. Common exclusions on open peril policies include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism, and war. Named perils require the actual cause of loss to be listed in the policy for insurance to be provided. The more common named perils include such damage-causing events as fire, lightning, explosion, cyber-attack, and theft. History Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses. The devastating effects of the fire converted the development of insurance "from a matter of conv ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Asbestosis
Asbestosis is long-term inflammation and pulmonary fibrosis, scarring of the human lung, lungs due to asbestos, asbestos fibers. Symptoms may include shortness of breath, cough, wheezing, and chest pain, chest tightness. Complications may include lung cancer, mesothelioma, and pulmonary heart disease. Asbestosis is caused by breathing in asbestos fibers. It requires a relatively large exposure over a long period of time, which typically only occur in those who directly work with asbestos. All types of asbestos fibers are associated with an increased risk. It is generally recommended that currently existing and undamaged asbestos be left undisturbed. Diagnosis is based upon a history of exposure together with medical imaging. Asbestosis is a type of interstitial pulmonary fibrosis. There is no specific treatment. Recommendations may include influenza vaccination, pneumococcal vaccination, oxygen therapy, and stopping smoking. Asbestosis affected about 157,000 people and resulted ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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