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HCF Health Insurance
The Hospitals Contribution Fund of Australia, commonly referred to as HCF, is an Australian private health insurer headquartered in Sydney, New South Wales. Founded in 1932, it has grown to become one of the country's largest combined registered private health fund and life insurance company. HCF is the third-largest health insurance company by market share, and is the largest not-for-profit health fund in Australia.PHIAC Annual Report 2009-10 - Operations of the Private Health Insurer/ref> HCF provides private health insurance policy, insurance cover for a full range of health cover including pet insurance, travel insurance and life insurance. History In 1893, the Hospitals Saturday Fund of NSW (HSF) was established by Frank Grimley to serve this purpose. Money was raised by conducting a one-day-a-year drive to collect funds from the public and from businesses. These collections were then distributed among participating hospitals. In 1900, HSF introduced individual su ...
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Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ...
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World War II
World War II or the Second World War, often abbreviated as WWII or WW2, was a world war that lasted from 1939 to 1945. It involved the vast majority of the world's countries—including all of the great powers—forming two opposing military alliances: the Allies and the Axis powers. World War II was a total war that directly involved more than 100 million personnel from more than 30 countries. The major participants in the war threw their entire economic, industrial, and scientific capabilities behind the war effort, blurring the distinction between civilian and military resources. Aircraft played a major role in the conflict, enabling the strategic bombing of population centres and deploying the only two nuclear weapons ever used in war. World War II was by far the deadliest conflict in human history; it resulted in 70 to 85 million fatalities, mostly among civilians. Tens of millions died due to genocides (including the Holocaust), starvation, ma ...
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Government
A government is the system or group of people governing an organized community, generally a state. In the case of its broad associative definition, government normally consists of legislature, executive, and judiciary. Government is a means by which organizational policies are enforced, as well as a mechanism for determining policy. In many countries, the government has a kind of constitution, a statement of its governing principles and philosophy. While all types of organizations have governance, the term ''government'' is often used more specifically to refer to the approximately 200 independent national governments and subsidiary organizations. The major types of political systems in the modern era are democracies, monarchies, and authoritarian and totalitarian regimes. Historically prevalent forms of government include monarchy, aristocracy, timocracy, oligarchy, democracy, theocracy, and tyranny. These forms are not always mutually exclusive, and mixed govern ...
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Joint Venture
A joint venture (JV) is a business entity created by two or more parties, generally characterized by shared ownership, shared returns and risks, and shared governance. Companies typically pursue joint ventures for one of four reasons: to access a new market, particularly Emerging market; to gain scale efficiencies by combining assets and operations; to share risk for major investments or projects; or to access skills and capabilities. According to Gerard Baynham of Water Street Partners, there has been much negative press about joint ventures, but objective data indicate that they may actually outperform wholly owned and controlled affiliates. He writes, "A different narrative emerged from our recent analysis of U.S. Department of Commerce (DOC) data, collected from more than 20,000 entities. According to the DOC data, foreign joint ventures of U.S. companies realized a 5.5 percent average return on assets (ROA), while those companies’ wholly owned and controlled affiliates ( ...
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HCF Tram In Victoria 1969
HCF may refer to: Arts and entertainment * ''Halt and Catch Fire'' (TV series) * Hot Club de France, a French jazz group * Half Circle Forward, a common move in fighting game special moves, popularized by ''Street Fighter II'' Buildings in the United States * Honolulu Control Facility, an air traffic control complex * Hutchinson Correctional Facility, Kansas * Hawaii Correctional Facility Businesses * Hard Candy Fitness, an American fitness center chain * HCF Health Insurance, an Australian insurer Non-profit organizations * Hispanic College Fund * Historic Charleston Foundation, in South Carolina, United States * Hamilton Community Foundation, in Ontario, Canada Sports teams and bodies * Hellenic Cricket Federation * Hellenic Cycling Federation * Hércules CF, a Spanish football team * Hungarian Chess Federation Science, technology and mathematics * Halt and Catch Fire (computing), a semi-mythical machine code mnemonic * High-cycle fatigue * Highest common factor ...
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Community Service
Community service is unpaid work performed by a person or group of people for the benefit and betterment of their community without any form of compensation. Community service can be distinct from volunteering, since it is not always performed on a voluntary basis and may be compulsory. While individual benefits may be realized, they may be performed for a variety of reasons, including citizenship requirements, alternatives to criminal justice sanctions, school or class requirements, and requisites to obtain certain benefits. Background Community service is a non-paying job performed by one person or a group of people for the benefit of their community or its institutions. Community service is distinct from volunteering, since it is not always performed on a voluntary basis. It may be performed for a variety of reasons. * It may be required by a government as a part of citizenship requirements, like the mandatory "Hand and hitch-up services" for some municipalities in German ...
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Earle Page
Sir Earle Christmas Grafton Page (8 August 188020 December 1961) was an Australian surgeon and politician who served as the 11th Prime Minister of Australia, holding office for 19 days after the death of Joseph Lyons in 1939. He was the leader of the Country Party from 1921 to 1939, and was the most influential figure in its early years. Page was born in Grafton, New South Wales. He entered the University of Sydney at the age of 15, and completed a degree in medicine at the age of 21. After completing his medical residency at Sydney's Royal Prince Alfred Hospital, he moved back to Grafton and opened a private hospital. He soon became involved in local politics, and in 1915 purchased a part-share in ''The Daily Examiner'', a local newspaper. He also briefly served as a military surgeon during World War I. Page gained prominence as an advocate of various development schemes for the Northern Rivers region, especially those involving hydroelectricity. He also helped found a movem ...
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Australian Government
The Australian Government, also known as the Commonwealth Government, is the national government of Australia, a federal parliamentary constitutional monarchy. Like other Westminster-style systems of government, the Australian Government is made up of three branches: the executive (the prime minister, the ministers, and government departments), the legislative (the Parliament of Australia), and the judicial. The legislative branch, the federal Parliament, is made up of two chambers: the House of Representatives (lower house) and Senate (upper house). The House of Representatives has 151 members, each representing an individual electoral district of about 165,000 people. The Senate has 76 members: twelve from each of the six states and two each from Australia's internal territories, the Australian Capital Territory and Northern Territory. The Australian monarch, currently King Charles III, is represented by the governor-general. The Australian Government in its executive ca ...
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Bupa
Bupa , legally British United Provident Association Limited, is an international health insurance and healthcare group with over 38 million customers worldwide. Bupa's origins and global headquarters are in the United Kingdom. Its main countries of operation are: Australia, Spain, the United Kingdom, Chile, Poland, New Zealand, Hong Kong, Turkey, Brazil, Ireland, Mexico and the United States. It also has a presence across Latin America, the Middle East and Asia, including joint ventures in Saudi Arabia and India.Full Year Results
Presentation 2021
Bupa is a private . It has no shareholders and ...
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Revenues
In accounting, revenue is the total amount of income generated by the sale of goods and services related to the primary operations of the business. Commercial revenue may also be referred to as sales or as turnover. Some companies receive revenue from interest, royalties, or other fees. This definition is based on IAS 18. "Revenue" may refer to income in general, or it may refer to the amount, in a monetary unit, earned during a period of time, as in "Last year, Company X had revenue of $42 million". Profits or net income generally imply total revenue minus total expenses in a given period. In accounting, in the balance statement, revenue is a subsection of the Equity section and revenue increases equity, it is often referred to as the "top line" due to its position on the income statement at the very top. This is to be contrasted with the "bottom line" which denotes net income (gross revenues minus total expenses). In general usage, revenue is the total amount of income by the ...
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Bellevue Hill, New South Wales
Bellevue Hill is a harbourside eastern suburb of Sydney, in the state of New South Wales, Australia, located five kilometres east of the Sydney central business district, in the Municipality of Woollahra. The suburb is located within the Division of Wentworth electorate. History The area of contemporary Bellevue Hill was originally part of the lands of the Cadigal people. Their livelihood was composed of fishing and shellfish collecting. In the early 19th century, Irish-Australian immigrants referred to the area as Vinegar Hill, after the Battle of Vinegar Hill, an engagement during the 1798 uprising of the United Irishmen in south-east Ireland. Governor Lachlan Macquarie took great exception to this and decided to name the suburb Bellevue Hill, the ''belle vue'' meaning ''beautiful view''. The area became part of Daniel Cooper's estate, who passed most of it on his death in 1853 to his nephew, Sir Daniel Cooper. From the mid-19th century, land along the ridges was releas ...
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