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Homeowner Flood Insurance Affordability Act Of 2014 (S. 1926; 113th Congress)
The Homeowner Flood Insurance Affordability Act of 2014 () was a United States Congress bill that would have delayed the increases in flood insurance premiums that were part of the Biggert–Waters Flood Insurance Reform Act of 2012. The reforms from that law were meant to require flood insurance premiums to actually reflect the real risk of flooding, which led to an increase in premiums. At the time of the bill, the National Flood Insurance Program was $24 billion in debt. The bill passed in the United States Senate during the 113th United States Congress, but was superseded by a similar bill which had originated in the United States House of Representatives. That bill ultimately became law as the Homeowner Flood Insurance Affordability Act of 2013. Background National Flood Insurance Program The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The program e ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bob Menendez
Robert Menendez (; born January 1, 1954) is an American lawyer and politician serving as the senior United States senator from New Jersey, a seat he has held since 2006. Gale Biography In Context. A member of the Democratic Party, he was first appointed to the U.S. Senate by Governor Jon Corzine, and chaired the United States Senate Committee on Foreign Relations from 2013 to 2015, and again since 2021. In 1974, at the age of 20, Menendez was elected to the Union City School District's Board of Education. He received degrees from Saint Peter's University and Rutgers Law School. In 1986, he was elected mayor of Union City. In 1988, while continuing to serve as mayor, he was elected to represent the state's 33rd district in the New Jersey General Assembly and, within three years, moved to the New Jersey Senate, upon winning the March 1991 special election for the 33rd Senate district. The next year, Menendez won a seat in the House of Representatives and represented New Jerse ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Congress Of The United States
The United States Congress is the legislature of the federal government of the United States. It is Bicameralism, bicameral, composed of a lower body, the United States House of Representatives, House of Representatives, and an upper body, the United States Senate, Senate. It meets in the U.S. Capitol in Washington, D.C. Senators and representatives are chosen through direct election, though vacancies in the Senate may be filled by a Governor (United States), governor's appointment. Congress has 535 voting members: 100 senators and 435 representatives. The U.S. vice president has a vote in the Senate only when senators are evenly divided. The House of Representatives has six Non-voting members of the United States House of Representatives, non-voting members. The sitting of a Congress is for a two-year term, at present, beginning every other January. Elections in the United States, Elections are held every even-numbered year on Election Day (United States), Election Day. Th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Disaster Preparedness In The United States
A disaster is a serious problem occurring over a short or long period of time that causes widespread human, material, economic or environmental loss which exceeds the ability of the affected community or society to cope using its own resources. Disasters are routinely divided into either "natural disasters" caused by natural hazards or "human-instigated disasters" caused from anthropogenic hazards. However, in modern times, the divide between natural, human-made and human-accelerated disasters is difficult to draw. Examples of natural hazards include avalanches, flooding, cold waves and heat waves, droughts, earthquakes, cyclones, landslides, lightning, tsunamis, volcanic activity, wildfires, and winter precipitation. Examples of anthropogenic hazards include criminality, civil disorder, terrorism, war, industrial hazards, engineering hazards, power outages, fire, hazards caused by transportation, and environmental hazards. Developing countries suffer the greatest costs whe ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Proposed Legislation Of The 113th United States Congress
Proposal(s) or The Proposal may refer to: * Proposal (business) * Research proposal * Proposal (marriage) * Proposition, a proposal in logic and philosophy Arts, entertainment, and media * ''The Proposal'' (album) Films * ''The Proposal'' (1957 film), an Australian television play based on Chekhov's 1890 play * ''The Proposal'' (2001 film), starring Nick Moran, Jennifer Esposito, and Stephen Lang * ''The Proposal'' (2009 film), starring Sandra Bullock and Ryan Reynolds * ''The Proposal'' (2022 film), starring Joe Joseph and Amara Raja * " La propuesta" ("The Proposal"), a short story in the 2014 Argentina anthology film ''Wild Tales'' Literature * ''Proposals (play)'', a 1997 play by Neil Simon * ''The Proposal'' (novel), 1999 and 35th book in the ''Animorphs'' series by K.A. Applegate * ''The Proposal'', alternative title of Chekhov's 1890 play ''A Marriage Proposal'' Television * ''The Proposal'' (American TV series), a 2018 reality dating series * The Proposal (Aust ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Homeowner Flood Insurance Affordability Act Of 2013 (H
The Homeowner Flood Insurance Affordability Act of 2013 () is a bill that would reduce some of the reforms made to the federal flood insurance program that were passed two years prior. The bill would reduce federal flood insurance premium rates for some properties that are sold, were uninsured as of July 2012, or where coverage lapsed as a result of the policyholder no longer being required to maintain coverage. The bill was passed in the United States House of Representatives during the 113th United States Congress. On March 21, 2014, President Barack Obama signed the bill into law, making it . Background National Flood Insurance Program The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The program enables property owners in participating communities to purchase insurance protection from the government against losses from flooding. This insurance is desi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
List Of Bills In The 113th United States Congress
The bills of the 113th United States Congress list includes proposed federal laws that were introduced in the 113th United States Congress. This Congress lasted from January 3, 2013, to January 3, 2015. The United States Congress is the bicameral legislature of the federal government of the United States consisting of two houses: the lower house known as the House of Representatives and the upper house known as the Senate. The House and Senate are equal partners in the legislative process—legislation cannot be enacted without the consent of both chambers. The bills listed below are arranged on the basis of which chamber they were first introduced in, and then chronologically by date. Once a bill is approved by one house, it is sent to the other which may pass, reject, or amend it. For the bill to become law, both houses must agree to identical versions of the bill. After passage by both houses, a bill is enrolled and sent to the president for signature or veto. Bills from ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Howard Kunreuther
Howard Charles Kunreuther (November 14, 1938 – August 1, 2023) was an American economist. He was the James G. Dinan professor emeritus of decision sciences and public policy at the Wharton School of the University of Pennsylvania. Background Howard Charles Kunreuther received an A.B. in economics from Bates College, and a PhD in the same subject from the Massachusetts Institute of Technology. He was a fellow of the American Association for the Advancement of Science, and a distinguished fellow of the Society for Risk Analysis The Society for Risk Analysis (SRA) is a learned society providing an open forum for anyone interested in risk analysis. SRA seeks to: * Bring together individuals from diverse disciplines and from different countries and provide them opportuni .... His research focuses on managing and financing losses due to technological and natural hazards such as high-level radioactive waste repositories, and extreme events such as climate change, terrorism, ea ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Reinsurance Associate Of America
Reinsurance is insurance that an insurance company purchases from another insurance company to insulate itself (at least in part) from the risk of a major claims event. With reinsurance, the company passes on ("cedes") some part of its own insurance liabilities to the other insurance company. The company that purchases the reinsurance policy is called a "ceding company" or "cedent" or "cedant" under most arrangements. The company issuing the reinsurance policy is referred to as the "reinsurer". In the classic case, reinsurance allows insurance companies to remain solvent after major claims events, such as major disasters like hurricanes and wildfires. In addition to its basic role in risk management, reinsurance is sometimes used to reduce the ceding company's capital requirements, or for tax mitigation or other purposes. The reinsurer may be either a specialist reinsurance company, which only undertakes reinsurance business, or another insurance company. Insurance companies ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Frank Nutter
Frank or Franks may refer to: People * Frank (given name) * Frank (surname) * Franks (surname) * Franks, a medieval Germanic people * Frank, a term in the Muslim world for all western Europeans, particularly during the Crusades - see Farang Currency * Liechtenstein franc or frank, the currency of Liechtenstein since 1920 * Swiss franc or frank, the currency of Switzerland since 1850 * Westphalian frank, currency of the Kingdom of Westphalia between 1808 and 1813 * The currencies of the German-speaking cantons of Switzerland (1803–1814): ** Appenzell frank ** Argovia frank ** Basel frank ** Berne frank ** Fribourg frank ** Glarus frank ** Graubünden frank ** Luzern frank ** Schaffhausen frank ** Schwyz frank ** Solothurn frank ** St. Gallen frank ** Thurgau frank ** Unterwalden frank ** Uri frank ** Zürich frank Places * Frank, Alberta, Canada, an urban community, formerly a village * Franks, Illinois, United States, an unincorporated community * Franks, Missouri, United Stat ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Pat Toomey
Patrick Joseph Toomey Jr. (born November 17, 1961) is an American businessman and politician serving as the junior United States senator for Pennsylvania since 2011. A member of the Republican Party, he served three terms as the U.S. representative for , from 1999 to 2005. Of mixed Irish Catholic and Azorean descent, Toomey graduated from Harvard College. A former Wall Street banker, Toomey narrowly lost the Republican primary for United States Senate in 2004. From 2005 to 2009, he served as president of the Club for Growth. Toomey won the Republican primary for the 2010 U.S. Senate election in Pennsylvania, and was elected to the seat after defeating the Democratic nominee, former U.S. Navy three-star admiral and congressman Joe Sestak, in the general election. He was reelected to the Senate in 2016, defeating Democratic nominee Katie McGinty. On October 5, 2020, Toomey announced that he would not run for reelection to a third Senate term in 2022. On February 13, 2021, To ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
John Boehner
John Andrew Boehner ( ; born , 1949) is an American retired politician who served as the 53rd speaker of the United States House of Representatives from 2011 to 2015. A member of the Republican Party, he served 13 terms as the U.S. representative for from 1991 to 2015. The district included several rural and suburban areas near Cincinnati and Dayton. Boehner previously served as the House Minority Leader from 2007 until 2011, and House Majority Leader from 2006 until 2007. In January 2011, he was elected Speaker. Boehner resigned from the House of Representatives in October 2015 due to opposition from within the Republican caucus. In September 2016, Squire Patton Boggs, the third-largest lobbying firm in the U.S., announced that Boehner would join their firm. It was also announced that he would become a board member of Reynolds American. Early life and education Boehner was born in Reading, Ohio, the son of Mary Anne (''née'' Hall; 1926–1998) and Earl Henry Boehner ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Johnny Isakson
John Hardy Isakson (December 28, 1944 – December 19, 2021) was an American businessman and politician who served as a United States senator from Georgia from 2005 to 2019 as a member of the Republican Party. He represented in the United States House of Representatives from 1999 to 2005. Born in Atlanta, Georgia, Isakson served in the Georgia Air National Guard (1966–1972) and graduated from the University of Georgia. He opened a real estate branch for Northside Realty and later served 22 years as the company's president. After a failed bid for the Georgia House of Representatives in 1974, he was elected in 1976. He served seven terms, including four as minority leader. Isakson was the Republican candidate for governor of Georgia in 1990, but lost. Two years later, he was elected to the Georgia Senate and served one term. He unsuccessfully ran in the Republican primary in the 1996 U.S. Senate election. After 6th District Congressman and Speaker of the House Newt Gingrich r ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
