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Hebrew Free Loan Society Of Greater Philadelphia
The Hebrew Free Loan Society of Greater Philadelphia (HFLGP) provides interest-free loans to members of the Philadelphia Jewish community in need. Founded in 1984 as the Hebrew Free Loan Society at Beth Sholom and housed at Beth Sholom Congregation (Elkins Park, Pennsylvania), by 2006, over $2 million in loans had been Grant (money), granted from its revolving fund. HFLGP is a member of the International Association of Hebrew Free Loans. HFLGP is a 501(c)(3) organization funded entirely by private donations. General information HFLGP offers loans of up to $7,500. Borrowers must live in the Philadelphia area, specifically Bucks County, Pennsylvania, Bucks, Chester County, Pennsylvania, Chester, Delaware County, Pennsylvania, Delaware, Montgomery County, Pennsylvania, Montgomery or Philadelphia County, Pennsylvania, Philadelphia counties in Pennsylvania, or Burlington County, New Jersey, Burlington, Camden County, New Jersey, Camden, Gloucester County, New Jersey, Gloucester or Mer ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Interest
In finance and economics, interest is payment from a borrower or deposit-taking financial institution to a lender or depositor of an amount above repayment of the principal sum (that is, the amount borrowed), at a particular rate. It is distinct from a fee which the borrower may pay the lender or some third party. It is also distinct from dividend which is paid by a company to its shareholders (owners) from its profit or reserve, but not at a particular rate decided beforehand, rather on a pro rata basis as a share in the reward gained by risk taking entrepreneurs when the revenue earned exceeds the total costs. For example, a customer would usually pay interest to borrow from a bank, so they pay the bank an amount which is more than the amount they borrowed; or a customer may earn interest on their savings, and so they may withdraw more than they originally deposited. In the case of savings, the customer is the lender, and the bank plays the role of the borrower. Interest diff ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Gloucester County, New Jersey
Gloucester County () is a county located in the U.S. state of New Jersey. As of the 2020 U.S. census, the county's population was 302,294. Gloucester County is located approximately southeast of Philadelphia and northwest of Atlantic City. It is part of the Camden, New Jersey metropolitan division of the Philadelphia-Camden-Wilmington metropolitan statistical area and the Delaware Valley combined statistical area. The county is part of South Jersey and is the only county in New Jersey to border both Pennsylvania and Delaware. History Etymology The county is named after the city and county of Gloucester in England. History Gloucester County's county seat is Woodbury, which was founded in 1683 and is the county's oldest municipality. National Park in Gloucester County was the site of the American Revolutionary War's Battle of Red Bank, where Fort Mercer once stood. It is now the site of Red Bank Battlefield Park. The remains of the Royal Navy's were laid in Red Bank unti ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Microfinance Organizations
Microfinance is a category of financial services targeting individuals and small businesses who lack access to conventional banking and related services. Microfinance includes microcredit, the provision of small loans to poor clients; savings and checking accounts; microinsurance; and payment systems, among other services. Microfinance services are designed to reach excluded customers, usually poorer population segments, possibly socially marginalized, or geographically more isolated, and to help them become self-sufficient.Christen, Robert Peck Christen; Rosenberg, Richard; Jayadeva, Veena. ''Financial institutions with a double-bottom line: Implications for the future of microfinance''. CGAP, Occasional Papers series, July 2004, pp. 2–3. ID Ghana is an example of a microfinance institution. Microfinance initially had a limited definition: the provision of microloans to poor entrepreneurs and small businesses lacking access to credit. The two main mechanisms for the deliver ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Aaron Landes
Aaron Landes (October 1, 1929 – April 19, 2014) was an American rabbi in the Conservative movement and a rear admiral in the United States Naval Reserve. He served as rabbi of Beth Sholom Congregation in Elkins Park, Pennsylvania for 36 years. With his wife, Sora Eisenberg Landes, he founded the Forman Hebrew Day School, now known as the Forman branch of the Perelman Jewish Day School. He also was instrumental in founding the Hebrew Free Loan Society of Greater Philadelphia. During his time in Philadelphia, Landes served on the Board of Governors at Gratz College. Born in 1929 in Revere, Massachusetts, Landes served in the United States Navy for two years after his ordination and continued in the United States Navy Reserve until 1989, reaching the rank of Rear Admiral and retiring as Director of all reserve chaplains in the U.S. Navy Chaplain Corps. During his naval career, he was instrumental in the building of Jewish chapels at the United States Naval Academy The Unite ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Book Of Exodus
The Book of Exodus (from grc, Ἔξοδος, translit=Éxodos; he, שְׁמוֹת ''Šəmōṯ'', "Names") is the second book of the Bible. It narrates the story of the Exodus, in which the Israelites leave slavery in Biblical Egypt through the strength of Yahweh, who has chosen them as his people. The Israelites then journey with the prophet Moses to Mount Sinai, where Yahweh gives the 10 commandments and they enter into a covenant with Yahweh, who promises to make them a "holy nation, and a kingdom of priests" on condition of their faithfulness. He gives them their laws and instructions to build the Tabernacle, the means by which he will come from heaven and dwell with them and lead them in a holy war to possess the land of Canaan (the "Promised Land"), which had earlier, according to the story of Genesis, been promised to the seed of Abraham. Traditionally ascribed to Moses himself, modern scholars see its initial composition as a product of the Babylonian exile (6th ce ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bible
The Bible (from Koine Greek , , 'the books') is a collection of religious texts or scriptures that are held to be sacred in Christianity, Judaism, Samaritanism, and many other religions. The Bible is an anthologya compilation of texts of a variety of forms originally written in Hebrew, Aramaic, and Koine Greek. These texts include instructions, stories, poetry, and prophecies, among other genres. The collection of materials that are accepted as part of the Bible by a particular religious tradition or community is called a biblical canon. Believers in the Bible generally consider it to be a product of divine inspiration, but the way they understand what that means and interpret the text can vary. The religious texts were compiled by different religious communities into various official collections. The earliest contained the first five books of the Bible. It is called the Torah in Hebrew and the Pentateuch (meaning ''five books'') in Greek; the second oldest part was a coll ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Education
Education is a purposeful activity directed at achieving certain aims, such as transmitting knowledge or fostering skills and character traits. These aims may include the development of understanding, rationality, kindness, and honesty. Various researchers emphasize the role of critical thinking in order to distinguish education from indoctrination. Some theorists require that education results in an improvement of the student while others prefer a value-neutral definition of the term. In a slightly different sense, education may also refer, not to the process, but to the product of this process: the mental states and dispositions possessed by educated people. Education originated as the transmission of cultural heritage from one generation to the next. Today, educational goals increasingly encompass new ideas such as the liberation of learners, skills needed for modern society, empathy, and complex vocational skills. Types of education are commonly divided into formal ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Unemployment
Unemployment, according to the OECD (Organisation for Economic Co-operation and Development), is people above a specified age (usually 15) not being in paid employment or self-employment but currently available for Work (human activity), work during the reference period. Unemployment is measured by the unemployment rate, which is the number of people who are unemployed as a percentage of the labour force (the total number of people employed added to those unemployed). Unemployment can have many sources, such as the following: * new technology, technologies and inventions * the status of the economy, which can be influenced by a recession * competition caused by globalization and international trade * Policy, policies of the government * regulation and market (economics), market Unemployment and the status of the economy can be influenced by a country through, for example, fiscal policy. Furthermore, the monetary authority of a country, such as the central bank, can influ ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Fertility Treatment
Assisted reproductive technology (ART) includes medical procedures used primarily to address infertility. This subject involves procedures such as in vitro fertilization (IVF), intracytoplasmic sperm injection (ICSI), cryopreservation of gametes or embryos, and/or the use of fertility medication. When used to address infertility, ART may also be referred to as fertility treatment. ART mainly belongs to the field of reproductive endocrinology and infertility. Some forms of ART may be used with regard to fertile couples for genetic purpose (see preimplantation genetic diagnosis). ART may also be used in surrogacy arrangements, although not all surrogacy arrangements involve ART. The existence of sterility will not always require ART to be the first option to consider, as there are occasions when its cause is a mild disorder that can be solved with more conventional treatments or with behaviors based on promoting health and reproductive habits. Procedures General With ART, the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Adoption
Adoption is a process whereby a person assumes the parenting of another, usually a child, from that person's biological or legal parent or parents. Legal adoptions permanently transfer all rights and responsibilities, along with filiation, from the biological parents to the adoptive parents. Unlike guardianship or other systems designed for the care of the young, adoption is intended to effect a permanent change in status and as such requires societal recognition, either through legal or religious sanction. Historically, some societies have enacted specific laws governing adoption, while others used less formal means (notably contracts that specified inheritance rights and parental responsibility (access and custody), parental responsibilities without an accompanying transfer of filiation). Modern systems of adoption, arising in the 20th century, tend to be governed by comprehensive statutes and regulations. History Antiquity ;Adoption for the well-born While the modern form o ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Immigration
Immigration is the international movement of people to a destination country of which they are not natives or where they do not possess citizenship in order to settle as permanent residents or naturalized citizens. Commuters, tourists, and other short-term stays in a destination country do not fall under the definition of immigration or migration; seasonal labour immigration is sometimes included, however. As for economic effects, research suggests that migration is beneficial both to the receiving and sending countries. Research, with few exceptions, finds that immigration on average has positive economic effects on the native population, but is mixed as to whether low-skilled immigration adversely affects low-skilled natives. Studies show that the elimination of barriers to migration would have profound effects on world GDP, with estimates of gains ranging between 67 and 147 percent for the scenarios in which 37 to 53 percent of the developing countries' workers migrate ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Closing Costs
Closing costs are fees paid at the ''closing'' of a real estate transaction. This point in time called the ''closing'' is when the title to the property is conveyed (transferred) to the buyer. Closing costs are incurred by either the buyer or the seller. Examples of typical closing costs * Attorney (Lawyer) fees, paid by either or both parties, for the preparation and recording of official documents. The principals and/or lender may each be represented by their own attorney. Typically required by institutional/commercial lenders to ensure documents are prepared correctly. *Title service cost(s), paid by either party according to the contract but by default seller may pay the majority, for title search, title insurance, and possibly other title services. In some cases the attorney may do the title search or the title service and attorney fees may be combined. Required by institutional/commercial lenders and often by the real estate contract. *Recording cost, paid by either party, c ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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