Frontwave Credit Union
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Frontwave Credit Union
Frontwave Credit Union is a not-for-profit credit union that is licensed and regulated under the authority of the California Department of Financial Protection and Innovation. Frontwave Credit Union is based in Southern California with branch locations in Oceanside, San Marcos, San Diego, Escondido, Wildomar, Temecula, Barstow, and Yucca Valley. They also have branches aboard MCB Camp Pendleton, MCRD San Diego, and MCAGCC 29-Palms. Frontwave Credit Union, as of 2023, has more than $1.4 billion in assets and 122,000 members. Membership Frontwave Credit Union is owned and governed by its members. Like all credit unions, they have a field of membership that designates who may join. To qualify for membership one must live or work in San Diego County, Riverside County, or San Bernardino County, or be an immediate family member of a current Frontwave Credit Union member. Also, per the NCUA's by law of "once a member, always a member" membership with Frontwave Credit Union may cont ...
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Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ...
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Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ...
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Checking Account
A transaction account, also called a checking account, chequing account, current account, demand deposit Demand deposits or checkbook money are funds held in demand accounts in commercial banks. These account balances are usually considered money and form the greater part of the narrowly defined money supply of a country. Simply put, these are depo ... account, or share draft account at credit unions, is a deposit account held at a bank or other financial institution. It is available to the account owner "on demand" and is available for frequent and immediate access by the account owner or to others as the account owner may direct. Access may be in a variety of ways, such as cash withdrawals, use of debit cards, cheques (checks) and electronic transfer. In economic terms, the funds held in a transaction account are regarded as liquidity, liquid funds. In accounting terms, they are considered as cash and cash equivalents, cash. Transaction accounts are known by a variety of des ...
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Savings Account
A savings account is a bank account at a retail bank. Common features include a limited number of withdrawals, a lack of cheque and linked debit card facilities, limited transfer options and the inability to be overdrawn. Traditionally, transactions on savings accounts were widely recorded in a passbook, and were sometimes called passbook savings accounts, and bank statements were not provided; however, currently such transactions are commonly recorded electronically and accessible online. People deposit funds in savings account for a variety of reasons, including a safe place to hold their cash. Savings accounts normally pay interest as well: almost all of them accrue compound interest over time. Several countries require savings accounts to be protected by deposit insurance and some countries provide a government guarantee for at least a portion of the account balance. There are many types of savings accounts, often serving particular purposes. These can include accounts fo ...
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National Credit Union Administration
The National Credit Union Administration (NCUA) is a government-backed insurer of credit unions in the United States, one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the Federal Deposit Insurance Corporation, which insures commercial banks and savings institutions. The NCUA is an independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions. With the backing of the full faith and credit of the U.S. government, the NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 124 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. Besides the Share Insurance Fund, the NCUA operates three other funds: the NCUA Operating Fund, the Central Liquidity Facility (CLF), and the Community Development Revolving Loan Fund (CDRLF). The NCUA Operating Fun ...
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Marine Corps Air Ground Combat Center Twentynine Palms
The Marine Corps Air Ground Combat Center (MCAGCC), also known as 29 Palms, is the largest United States Marine Corps base. It was a census-designated place (CDP) officially known as Twentynine Palms Base located adjacent to the city of Twentynine Palms in southern San Bernardino County, California. As of the 2000 census, the base had a total population of 8,413. The zip code of the base is 92278; base housing's zip code is 92277. The base covers a total area of 596,288 acres (931.7 sq mi). The CDP was discontinued prior to the 2010 census. Recreation & Fitness Wood Hobby Shop, Auto Hobby Shop, Bowling, Community Center, Golf Course, Family Parks, Skate Park, Movie Theater, Beach Facilities @ Camp Pendleton, Outdoor Adventures Center, Swimming Pool, Recreational Equipment Checkout & Rentals, and Sports / Gym facilities. History From 1942 through July 1944, during World War II, the airfield at Twentynine Palms was utilized by the U.S. Army Air Force for primary flight traini ...
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Marine Corps Recruit Depot San Diego
Marine Corps Recruit Depot (commonly referred to as MCRD) San Diego is a United States Marine Corps military installation in San Diego, California. It lies between San Diego Bay and Interstate 5, adjacent to San Diego International Airport and the former Naval Training Center San Diego. MCRD San Diego's main mission is the initial training of enlisted male and female recruits living west of the Mississippi River. Over 21,000 recruits are trained each year. As of 2022, 1.5 million recruits have completed their boot camp training at the Depot. The Depot also is the home to the Marine Corps' Recruiter School and Drill Instructors School. History The Marines made an amphibious landing in San Diego in 1846 from and during the Mexican–American War. The Marines made a presence in San Diego again in July 1914, but ground was not broken for a permanent base until March 2, 1919. The initial proposal for the base came from Congressman William Kettner, who also proposed construction of ...
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Marine Corps Base Camp Pendleton
Marine Corps Base Camp Pendleton is the major West Coast base of the United States Marine Corps and is one of the largest Marine Corps bases in the United States. It is on the Southern California coast in San Diego County and is bordered by Oceanside to the south, San Clemente and Orange County to the north, Riverside County to the northeast, and Fallbrook to the east. The base was established in 1942 to train U.S. Marines for service in World War II. By October 1944, Camp Pendleton was declared a "permanent installation," and by 1946 it became the home of the 1st Marine Division. It was named after Major General Joseph Henry Pendleton (1860–1942), who had long advocated setting up a training base for the Marine Corps on the West Coast. Today it is home to myriad Fleet Marine Force, Operating Force units, including the I Marine Expeditionary Force and various training commands. History Prior to World War II In 1769, a Spanish expedition led by Captain Gaspar de Portolá ex ...
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Yucca Valley, California
Yucca Valley is an incorporated town in San Bernardino County, California, United States. The population was 20,700 as of the 2010 census. Yucca Valley lies west of Twentynine Palms, north of Palm Springs, south of Barstow via State Route 247 and east of San Bernardino. Bordered in the west by the San Bernardino Mountains and in the south by the Joshua Tree National Park, the town of Yucca Valley is located in the Mojave Desert at roughly above sea level. Government Municipal Yucca Valley is governed by a town council. The community's mayor is Jim Schooler. Other town council members are mayor pro tem Rick Denison, Merl Abel, Robert Lombardo and Jeff Drozd. Yucca Valley contracts its police and public safety services from the San Bernardino County Sheriff's Department. Fire suppression and ambulance services are provided by the San Bernardino County Fire Department and Cal Fire. State and federal In the California State Legislature, Yucca Valley is in , and in the ...
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Barstow, California
Barstow is a city in San Bernardino County, California, in the Mojave Desert of Southern California. Located in the Inland Empire region of California, the population was 25,415 at the 2020 census. Barstow is an important crossroads for the Inland Empire and home to Marine Corps Logistics Base Barstow. History The settlement of Barstow began in the late 1840s in the Mormon Corridor. Every fall and winter, as the weather cooled, the rain produced new grass growth and replenished the water sources in the Mojave Desert. People, goods, and animal herds would move from New Mexico and later Utah to Los Angeles, along the Old Spanish Trail from Santa Fe, or after 1848, on the Mormon Road from Salt Lake City. Trains of freight wagons traveled back to Salt Lake City and other points in the interior. These travelers followed the course of the Mojave River, watering and camping at Fish Ponds on its south bank (west of Nebo Center) or 3.625 miles up river on the north bank, at a riv ...
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Temecula, California
Temecula (; es, Temécula, ; Luiseño: ''Temeekunga'') is a city in southwestern Riverside County, California, United States. The city had a population of 110,003 as of the 2020 census and was incorporated on December 1, 1989. The city is a tourist and resort destination, with the Temecula Valley Wine Country, Old Town Temecula, the Temecula Valley Balloon & Wine Festival, the Temecula Valley International Film Festival, championship golf courses, and resort accommodations contributing to the city's economic profile. The city of Temecula, forming the southwestern anchor of the Inland Empire region, is approximately north of downtown San Diego and southeast of downtown Los Angeles. Although Temecula is geographically closer to downtown San Diego than downtown Los Angeles, it is considered part of the Greater Los Angeles area. Temecula is bordered by the city of Murrieta to the north and the Pechanga Indian Reservation and San Diego County to the south. History Pre-1800 ...
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San Diego
San Diego ( , ; ) is a city on the Pacific Ocean coast of Southern California located immediately adjacent to the Mexico–United States border. With a 2020 population of 1,386,932, it is the List of United States cities by population, eighth most populous city in the United States and the county seat, seat of San Diego County, the List of the most populous counties in the United States, fifth most populous county in the United States, with 3,338,330 estimated residents as of 2019. The city is known for its mild year-round climate, natural deep-water harbor, extensive beaches and parks, long association with the United States Navy, and recent emergence as a healthcare and biotechnology development center. San Diego is the List of municipalities in California, second largest city in the U.S. state, state of California, after Los Angeles. Historically home to the Kumeyaay people, San Diego is frequently referred to as the "Birthplace of California", as it was the first site vi ...
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