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Finn M. W. Caspersen
Finn Michael Westby Caspersen Sr. (October 27, 1941 – September 7, 2009) was an American financier and philanthropist. A graduate of the Peddie School, Brown University and Harvard Law School, he was chairman and chief executive of Beneficial Corporation, one of the largest consumer finance companies in the United States. After an $8.6 billion acquisition of Beneficial by Household International in 1998, Caspersen ran Knickerbocker Management, a private financial firm overseeing the assets of trusts and foundations. As a philanthropist, Caspersen donated tens of millions of dollars to the Peddie School, Brown, Harvard, and Drew University, while overseeing the Hodson Trust, which benefitted four institutions in Maryland. He described education as his "particular love" and regarded it as "an investment in the future—an investment in human capital."Harvard Law School"Recent News and Spotlights: Finn M.W. Caspersen '66 (1941–2009)"(September 9, 2009). Retrieved ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
New York City
New York, often called New York City or NYC, is the List of United States cities by population, most populous city in the United States. With a 2020 population of 8,804,190 distributed over , New York City is also the List of United States cities by population density, most densely populated major city in the United States, and is more than twice as populous as second-place Los Angeles. New York City lies at the southern tip of New York (state), New York State, and constitutes the geographical and demographic center of both the Northeast megalopolis and the New York metropolitan area, the largest metropolitan area in the world by urban area, urban landmass. With over 20.1 million people in its metropolitan statistical area and 23.5 million in its combined statistical area as of 2020, New York is one of the world's most populous Megacity, megacities, and over 58 million people live within of the city. New York City is a global city, global Culture of New ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Congregational Church
Congregational churches (also Congregationalist churches or Congregationalism) are Protestant churches in the Calvinist tradition practising congregationalist church governance, in which each congregation independently and autonomously runs its own affairs. Congregationalism, as defined by the Pew Research Center, is estimated to represent 0.5 percent of the worldwide Protestant population; though their organizational customs and other ideas influenced significant parts of Protestantism, as well as other Christian congregations. The report defines it very narrowly, encompassing mainly denominations in the United States and the United Kingdom, which can trace their history back to nonconforming Protestants, Puritans, Separatists, Independents, English religious groups coming out of the English Civil War, and other English Dissenters not satisfied with the degree to which the Church of England had been reformed. Congregationalist tradition has a presence in the United States ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Inner Harbor
The Inner Harbor is a historic seaport, tourist attraction, and landmark of the city of Baltimore, Maryland. It was described by the Urban Land Institute in 2009 as "the model for post-industrial waterfront redevelopment around the world". The Inner Harbor is located at the mouth of Jones Falls, creating the wide and short northwest branch of the Patapsco River. The district includes any water west of a line drawn between the foot of President Street and the American Visionary Art Museum. The name "Inner Harbor" is used not just for the water but for the surrounding area of the city, with approximate street boundaries of President Street to the east, Lombard Street to the north, Greene Street to the west, and Key Highway on the south. The harbor is within walking distance of Oriole Park at Camden Yards and M&T Bank Stadium. A water taxi connects passengers to Fells Point, Canton, and Fort McHenry. History While Baltimore has been a major U.S. seaport since the 18th cent ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Tampa, Florida
Tampa () is a city on the Gulf Coast of the United States, Gulf Coast of the U.S. state of Florida. The city's borders include the north shore of Tampa Bay and the east shore of Old Tampa Bay. Tampa is the largest city in the Tampa Bay area and the County seat, seat of Hillsborough County, Florida, Hillsborough County. With a population of 384,959 according to the 2020 census, Tampa is the third-most populated city in Florida after Jacksonville, Florida, Jacksonville and Miami and is the List of United States cities by population, 52nd most populated city in the United States. Tampa functioned as a military center during the 19th century with the establishment of Fort Brooke. The cigar industry was also brought to the city by Vicente Martinez Ybor, Vincente Martinez Ybor, after whom Ybor City is named. Tampa was formally reincorporated as a city in 1887, following the American Civil War, Civil War. Today, Tampa's economy is driven by tourism, health care, finance, insurance, tec ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Harbour Island (Tampa)
Harbour Island is an island neighborhood within the city limits of Tampa, Florida and the sub-district within Downtown Tampa. The ZIP Code serving the area is 33602. Geography Harbour Island is situated adjacent to Downtown across the Garrison Channel. Other nearby areas include Davis Islands and Channelside. The Tampa Convention Center is located directly across the Harbour Island Bridge and Channelside is just across Beneficial Drive, both walking distance. History Harbour Island was originally known as Seddon Island, which was named after W. L. Seddon, chief engineer for the Seaboard Air Line Railway. In 1906, a public hearing was held to plan a new port for the city. Seddon's plans were adopted and soon his company dredged a channel and established a port facility on what was then called Grassy Island. The Seaboard Coast Line later sold the island to the Beneficial Land Corporation in 1979 for residential, office and retail development purposes. The first phase of developme ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Home Equity Loan
A home equity loan is a type of loan in which the borrowers use the equity of their home as collateral. The loan amount is determined by the value of the property, and the value of the property is determined by an appraiser from the lending institution. Home equity loans are often used to finance major expenses such as home repairs, medical bills, or college education. A home equity loan creates a lien against the borrower's house and reduces actual home equity. Most home equity loans require good to excellent credit history, reasonable loan-to-value and combined loan-to-value ratios. Home equity loans come in two types: ''closed end'' (traditionally just called a home-equity loan) and ''open end'' (a.k.a. a home equity line of credit (HELOC)). Both are usually referred to as second mortgages, because they are secured against the value of the property, just like a traditional mortgage. Home equity loans and lines of credit are usually, but not always, for a shorter term than ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Second Mortgage
Second mortgages, commonly referred to as junior liens, are loans secured by a property in addition to the primary mortgage. Depending on the time at which the second mortgage is originated, the loan can be structured as either a standalone second mortgage or piggyback second mortgage. Whilst a standalone second mortgage is opened subsequent to the primary loan, those with a piggyback loan structure are originated simultaneously with the primary mortgage. With regard to the method in which funds are withdrawn, second mortgages can be arranged as home equity loans or home equity lines of credit. Home equity loans are granted for the full amount at the time of loan origination in contrast to home equity lines of credit which permit the homeowner access to a predetermined amount which is repaid during the repayment period. Depending on the type of loan, interest rates charged on the second mortgage may be fixed or varied throughout the loan term. In general, second mortgages are su ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Elizabeth, New Jersey
Elizabeth is a city and the county seat of Union County, in the U.S. state of New Jersey.New Jersey County Map , New Jersey Department of State. Accessed July 10, 2017. As of the , the city had a total population of 137,298,Table DP-1. Profile of General Demographic Characteristics: 2010 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Taft Group
Gale is a global provider of research and digital learning resources. The company is based in Farmington Hills, Michigan, west of Detroit. It has been a division of Cengage since 2007. The company, formerly known as Gale Research and the Gale Group, is active in research and educational publishing for public, academic, and school libraries, and businesses. The company is known for its full-text magazine and newspaper databases, Gale OneFile (formerly known as Infotrac), and other online databases subscribed by libraries, as well as multi-volume reference works, especially in the areas of religion, history, and social science. Founded in Detroit, Michigan, in 1954 by Frederick Gale Ruffner Jr., the company was acquired by the International Thomson Organization (later the Thomson Corporation) in 1985 before its 2007 sale to Cengage. History In 1998, Gale Research merged with Information Access Company and Primary Source Media, two companies also owned by Thomson, to form the Gale ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bachelor Of Laws
Bachelor of Laws ( la, Legum Baccalaureus; LL.B.) is an undergraduate law degree in the United Kingdom and most common law jurisdictions. Bachelor of Laws is also the name of the law degree awarded by universities in the People's Republic of China, Hong Kong S.A.R., Macau S.A.R., Malaysia, Bangladesh, India, Japan, Pakistan, Kenya, Ghana, Nigeria, South Africa, Botswana, Israel, Brazil, Tanzania, Zambia, and many other jurisdictions. In the United States, the Bachelor of Laws was also the primary law degree historically, but was phased out in favour of the Juris Doctor degree in the 1960s. Canadian practice followed suit in the first decade of the 21st century, phasing out the Bachelor of Laws for the Juris Doctor. History of academic degrees The first academic degrees were all law degrees in medieval universities, and the first law degrees were doctorates. The foundations of the first universities were the glossators of the 11th century, which were also schools of law. The ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bachelor Of Arts
Bachelor of arts (BA or AB; from the Latin ', ', or ') is a bachelor's degree awarded for an undergraduate program in the arts, or, in some cases, other disciplines. A Bachelor of Arts degree course is generally completed in three or four years, depending on the country and institution. * Degree attainment typically takes four years in Afghanistan, Armenia, Azerbaijan, Bangladesh, Brazil, Brunei, China, Egypt, Ghana, Greece, Georgia, Hong Kong, Indonesia, Iran, Iraq, Ireland, Japan, Kazakhstan, Kenya, Kuwait, Latvia, Lebanon, Lithuania, Mexico, Malaysia, Mongolia, Myanmar, Nepal, Netherlands, Nigeria, Pakistan, the Philippines, Qatar, Russia, Saudi Arabia, Scotland, Serbia, South Korea, Spain, Sri Lanka, Taiwan, Thailand, Turkey, Ukraine, the United States and Zambia. * Degree attainment typically takes three years in Albania, Australia, Bosnia and Herzegovina, the Caribbean, Iceland, India, Israel, Italy, New Zealand, Norway, South Africa, Switzerland, the Canadian province of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hightstown, New Jersey
Hightstown is a borough in Mercer County, New Jersey, United States. As of the 2010 United States Census, the borough's population was 5,494,DP-1 - Profile of General Population and Housing Characteristics: 2010 for Hightstown borough, Mercer County, New Jersey , . Accessed March 14, 2012. [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
