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Fiducia IT AG
Fiducia IT AG was a German IT-service provider based in Karlsruhe. In 2015, it merged with the GAD eG to form Fiducia & GAD IT AG. Its core business was providing financial IT services for co-operative banks, with its customers also coming from the private banking sector, public institutions, and free enterprises. Fiducial's integrated core banking system 'agree' was used by over 700 banks, supporting 97,000 workstations with 67 million accounts worldwide. Fiducial IT AG’s headquarters were situated in Karlsruhe with a branch in Aschheim, Munich. History Founding The company was founded in 1924 under the name of Fiducia Accounting and Auditing Institute AG in Karlsruhe. The name “Fiducia” is Latin, meaning trust, reliability and assurance. In 1958 Fiducia came to the supervised banks with the idea of a merger into a reservation community. Fiducia took over the organization as a new business. During the following years, mainly punched cards were used. Over the cou ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Aktiengesellschaft
(; abbreviated AG, ) is a German word for a corporation limited by Share (finance), share ownership (i.e. one which is owned by its shareholders) whose shares may be traded on a stock market. The term is used in Germany, Austria, Switzerland (where it is equivalent to a ''S.A. (corporation), société anonyme'' or a ''società per azioni''), and South Tyrol for companies incorporated there. It is also used in Luxembourg (as lb, Aktiëgesellschaft, label=none, ), although the equivalent French language term ''S.A. (corporation), société anonyme'' is more common. In the United Kingdom, the equivalent term is public limited company, "PLC" and in the United States while the terms Incorporation (business), "incorporated" or "corporation" are typically used, technically the more precise equivalent term is "joint-stock company" (though note for the British term only a minority of public limited companies have their shares listed on stock exchanges). Meaning of the word The German w ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Giropay
Giropay is an Internet payment System in Germany, based on online banking. Introduced in February 2006, this payment method allows customers to buy securely on the Internet using direct online transfers from their bank account. The system is similar to the Dutch iDEAL payment system, MyBank payment system, the Interac online service in Canadapagomiscuentaspayment service in Argentina, and Secure Vault Payments in the United States. Giropay was owned by giropay GmbH until December 2020, when it was acquired by paydirekt. The two began a merger in May 2021. Transaction volume By May 2007, more than 100 million euro in purchases had been made.''Explanation of Payment Systems'', PDF document distributed by NetBanx In 2008, the system processed 3.2 million transfers, with the transactions made totalling 185 million Euros. Over one million such transactions are processed every month. Scope Most German Sparkassen and cooperative banks are participating in Giropay. However, ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Karlsruher SC
Karlsruher SC is a German association football club, based in Karlsruhe, Baden-Württemberg that currently plays in the 2. Bundesliga, the second tier of German football. Domestically, the club was crowned German champion in 1909, and won the DFB-Pokal in 1955 and 1956. In Europe, KSC won the UEFA Intertoto Cup in 1996, which remains the club's last major honor. Formed as Karlsruher Fussball Club Phönix in 1894, the modern form of the club was formed as the result of several mergers in 1952, and its early success granted KSC a spot in the inaugural Bundesliga season in 1963. KSC spent the next few decades as a yo-yo club frequently being promoted and relegated between the top two divisions, with their best Bundesliga season coming in 1996 when KSC finished 6th in the table. Relegation followed in 1998, and the club has since spent all but two seasons between the second and third tiers. KSC maintains a fierce rivalry with VfB Stuttgart, a game in which old Badenese-Württembe ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Baden Marathon
Baden (; ) is a historical territory in South Germany, in earlier times on both sides of the Upper Rhine but since the Napoleonic Wars only East of the Rhine. History The margraves of Baden originated from the House of Zähringen. Baden is named after the margraves' residence, in Baden-Baden. Hermann II of Baden first claimed the title of Margrave of Baden in 1112. A united Margraviate of Baden existed from this time until 1535, when it was split into the two Margraviates of Baden-Durlach and Baden-Baden. Following a devastating fire in Baden-Baden in 1689, the capital was moved to Rastatt. The two parts were reunited in 1771 under Margrave Charles Frederick. The restored Margraviate with its capital Karlsruhe was elevated to the status of electorate in 1803. In 1806, the Electorate of Baden, receiving territorial additions, became the Grand Duchy of Baden. The Grand Duchy of Baden was a state within the German Confederation until 1866 and the German Empire until 1918 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Electronic Signature
An electronic signature, or e-signature, is data that is logically associated with other data and which is used by the signatory to sign the associated data. This type of signature has the same legal standing as a handwritten signature as long as it adheres to the requirements of the specific regulation under which it was created (e.g., eIDAS in the European Union, NIST-DSS in the USA or ZertES in Switzerland). Electronic signatures are a legal concept distinct from digital signatures, a cryptographic mechanism often used to implement electronic signatures. While an electronic signature can be as simple as a name entered in an electronic document, digital signatures are increasingly used in e-commerce and in regulatory filings to implement electronic signatures in a cryptographically protected way. Standardization agencies like NIST or ETSI provide standards for their implementation (e.g., NIST-DSS, XAdES or PAdES). The concept itself is not new, with common law jurisdictions h ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Envelope
An envelope is a common packaging item, usually made of thin, flat material. It is designed to contain a flat object, such as a letter or card. Traditional envelopes are made from sheets of paper cut to one of three shapes: a rhombus, a short-arm cross or a kite. These shapes allow the envelope structure to be made by folding the sheet sides around a central rectangular area. In this manner, a rectangle-faced enclosure is formed with an arrangement of four flaps on the reverse side. Overview A folding sequence such that the last flap closed is on a short side is referred to in commercial envelope manufacture as a pocket – a format frequently employed in the packaging of small quantities of seeds. Although in principle the flaps can be held in place by securing the topmost flap at a single point (for example with a wax seal), generally they are pasted or gummed together at the overlaps. They are most commonly used for enclosing and sending mail (letters) through a prepaid- ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banking Secrecy
Banking secrecy, alternately known as financial privacy, banking discretion, or bank safety,Guex (2000), p. 240 is a conditional agreement between a bank and its clients that all foregoing activities remain secure, confidential, and private. Most often associated with banking in Switzerland, banking secrecy is prevalent in Luxembourg, Monaco, Hong Kong, Singapore, Ireland, and Lebanon, among other off-shore banking institutions. Otherwise known as bank–client confidentiality or banker–client privilege, the practice was started by Italian merchants during the 1600s near Northern Italy (a region that would become the Italian-speaking region of Switzerland). Geneva bankers established secrecy socially and through civil law in the French-speaking region during the 1700s. Swiss banking secrecy was first codified with the Banking Act of 1934, thus making it a crime to disclose client information to third parties without a client's consent. The law, coupled with a stable Swiss ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Privacy
Privacy (, ) is the ability of an individual or group to seclude themselves or information about themselves, and thereby express themselves selectively. The domain of privacy partially overlaps with security, which can include the concepts of appropriate use and protection of information. Privacy may also take the form of bodily integrity. The right not to be subjected to unsanctioned invasions of privacy by the government, corporations, or individuals is part of many countries' privacy laws, and in some cases, constitutions. The concept of universal individual privacy is a modern concept primarily associated with Western culture, particularly British and North American, and remained virtually unknown in some cultures until recent times. Now, most cultures recognize the ability of individuals to withhold certain parts of personal information from wider society. With the rise of technology, the debate regarding privacy has shifted from a bodily sense to a digital sense. As the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
GAD (companies)
Gad or GAD may refer to: Government and politics * General Administration Department, of Burma's Ministry of Home Affairs * Government Actuary's Department, of the Government of the United Kingdom * Grand Alliance for Democracy, a Philippine political coalition * People's Liberation Army General Armaments Department People * Gad (name), a list of people with the surname, given name or nickname Places *Gad, West Virginia, flooded in the construction of Summersville Lake, United States * Gad, Wisconsin, an unincorporated community, United States *Gad Cliff, Dorset, England *Gad River, Maharashtra, India * Gad, a village in Ghilad Commune, Timiș County, Romania Religion *Gad (son of Jacob), the founder of the tribe of Gad and seventh son of Jacob **Tribe of Gad, a tribe of the ancient Kingdom of Israel * Gad (prophet), King David's seer or prophet *Gad (deity), a pan-Semitic deity worshipped during the Babylonian captivity Science, medicine, and mathematics * Generalized a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Deutsche Postbank
Postbank is the retail banking division of Deutsche Bank, which was formed from the demerger of the postal savings division of Deutsche Bundespost in 1990. Since May 2018, it operates as a brand of Deutsche Bank's retail arm. It serves 13 million customers in around 1,000 branches and 700 advisory centers. History The ''Postscheckdienst'' was introduced in 1909 by the German Reich establishing accounts for payment transactions by mail and linking postal and banking services in German states. In 1990, following the German Postal Services Restructuring Act (''Poststrukturgesetz'') of 1989, the German Postal Service (Deutsche Bundespost) was divided into three companies, Deutsche Post, Deutsche Telekom and Postbank. Later that year, Deutsche Post Postbank of the former East Germany was merged with Postbank. From 1990 to 1997, Günter Schneider was chairman of the board. The first board of Postbank consisted of Günter Schneider, Rudolf Bauer and Bernhard Zurhorst. On 1 January 19 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Business Process Outsourcing
Outsourcing is an agreement in which one company hires another company to be responsible for a planned or existing activity which otherwise is or could be carried out internally, i.e. in-house, and sometimes involves transferring employees and assets from one firm to another. The term ''outsourcing'', which came from the phrase ''outside resourcing'', originated no later than 1981. The concept, which ''The Economist'' says has "made its presence felt since the time of the Second World War", often involves the contracting of a business process (e.g., payroll processing, claims processing), operational, and/or non-core functions, such as manufacturing, facility management, call center/call center support. The practice of handing over control of public services to private enterprises (privatization), even if conducted on a limited, short-term basis, may also be described as outsourcing. Outsourcing includes both foreign and domestic contracting, and sometimes includes offshoring ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Multiprotocol Label Switching
Multiprotocol Label Switching (MPLS) is a routing technique in telecommunications networks that directs data from one node to the next based on labels rather than network addresses. Whereas network addresses identify endpoints the labels identify established paths between endpoints. MPLS can encapsulate packets of various network protocols, hence the ''multiprotocol'' component of the name. MPLS supports a range of access technologies, including T1/ E1, ATM, Frame Relay, and DSL. Role and functioning In an MPLS network, labels are assigned to data packets. Packet-forwarding decisions are made solely on the contents of this label, without the need to examine the packet itself. This allows one to create end-to-end circuits across any type of transport medium, using any protocol. The primary benefit is to eliminate dependence on a particular OSI model data link layer (layer 2) technology, and eliminate the need for multiple layer-2 networks to satisfy different types of traffic. M ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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