Electronic Authentication
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Electronic Authentication
Electronic authentication is the process of establishing confidence in user identities electronically presented to an information system. Digital authentication, or e-authentication, may be used synonymously when referring to the authentication process that confirms or certifies a person's identity and works. When used in conjunction with an electronic signature, it can provide evidence of whether data received has been tampered with after being signed by its original sender. Electronic authentication can reduce the risk of fraud and identity theft by verifying that a person is who they say they are when performing transactions online. Various e-authentication methods can be used to authenticate a user's identify ranging from a password to higher levels of security that utilize multifactor authentication (MFA). Depending on the level of security used, the user might need to prove his or her identity through the use of security tokens, challenge questions, or being in possession of a ...
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Information System
An information system (IS) is a formal, sociotechnical, organizational system designed to collect, process, store, and distribute information. From a sociotechnical perspective, information systems are composed by four components: task, people, structure (or roles), and technology. Information systems can be defined as an integration of components for collection, storage and processing of data of which the data is used to provide information, contribute to knowledge as well as digital products that facilitate decision making. A computer information system is a system that is composed of people and computers that processes or interprets information. The term is also sometimes used to simply refer to a computer system with software installed. "Information systems" is also an academic field study about systems with a specific reference to information and the complementary networks of computer hardware and software that people and organizations use to collect, filter, process, cr ...
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Multi-factor Authentication
Multi-factor authentication (MFA; encompassing two-factor authentication, or 2FA, along with similar terms) is an electronic authentication method in which a user is granted access to a website or application only after successfully presenting two or more pieces of evidence (or factors) to an authentication mechanism: knowledge (something only the user knows), possession (something only the user has), and inherence (something only the user is). MFA protects user data—which may include personal identification or financial assets—from being accessed by an unauthorized third party that may have been able to discover, for example, a single password. A ''third-party authenticator'' (TPA) app enables two-factor authentication, usually by showing a randomly generated and frequently changing code to use for authentication. Factors Authentication takes place when someone tries to log into a computer resource (such as a network, device, or application). The resource requires the u ...
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Qualified Electronic Signature
A qualified electronic signature is an electronic signature that is compliant with EU Regulation No 910/2014 (eIDAS Regulation) for electronic transactions within the internal European market. It enables to verify the authorship of a declaration in electronic data exchange over long periods of time. Qualified electronic signatures can be considered as a digital equivalent to handwritten signatures. Description The purpose of eIDAS was to create a set of standards to ensure that electronic signatures could be used in a secure manner while conducting business online or while conducting official business across borders between EU member states. The qualified electronic signature is one such standard that has been outlined under eIDAS. A qualified electronic signature is an advanced electronic signature with a qualified digital certificate that has been created by a qualified signature creation device (QSCD). For an electronic signature to be considered as a qualified electronic signat ...
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Advanced Electronic Signature
An advanced electronic signature (AdES) is an electronic signature that has met the requirements set forth under EU Regulation No 910/2014 (eIDAS-regulation) on electronic identification and trust services for electronic transactions in the European Single Market. Description eIDAS created standards for the use of electronic signatures so that they could be used in a secure manner when conducting business online, such as an electronic fund transfer or official business across borders with EU Member States. The advanced electronic signature is one of the standards outlined in eIDAS. For an electronic signature to be considered as advanced, it must meet several requirements: # The signatory can be uniquely identified and linked to the signature # The signatory must have sole control of the signature creation data (typically a private key) that was used to create the electronic signature # The signature must be capable of identifying if its accompanying data has been tampered with a ...
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Voter ID Laws
A voter identification law is a law that requires a person to show some form of identification in order to vote. In some jurisdictions requiring photo IDs, voters who do not have photo ID often must have their identity verified by someone else (such as in Sweden) or sign a Challenged Voter Affidavit (such as in New Hampshire) in order to receive a ballot to vote. Examples Argentina In Argentina voting is compulsory for all citizens between 18 and 70 years old, non-compulsory for those older than 70 and between 16 and 18, and citizens with domiciles in foreign countries. To vote they must present a valid Documento Nacional de Identidad at the corresponding voting center. Most countries in Latin America have similar policies. Australia In Australia voting is compulsory for all adult citizens. Failure to cast a ballot may result in a small fine, currently AU$20. No form of ID is required to cast a ballot in person at a polling location; instead, voters are asked three qu ...
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Electronic Identification
An electronic identification ("eID") is a digital solution for proof of identity of citizens or organizations. They can be used to view to access benefits or services provided by government authorities, banks or other companies, for mobile payments, etc. Apart from online authentication and login, many electronic identity services also give users the option to sign electronic documents with a digital signature. One form of eID is an electronic identification card (eIC), which is a physical identity card that can be used for online and offline personal identification or authentication. The eIC is a smartcard in ID-1 format of a regular bank card, with identity information printed on the surface (such as personal details and a photograph) and in an embedded RFID microchip, similar to that in biometric passports. The chip stores the information printed on the card (such as the holder's name and date of birth) and the holder's photo(s). Several photos may be taken from different an ...
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Biometrics
Biometrics are body measurements and calculations related to human characteristics. Biometric authentication (or realistic authentication) is used in computer science as a form of identification and access control. It is also used to identify individuals in groups that are under surveillance. Biometric identifiers are the distinctive, measurable characteristics used to label and describe individuals. Biometric identifiers are often categorized as physiological characteristics which are related to the shape of the body. Examples include, but are not limited to fingerprint, palm veins, face recognition, DNA, palm print, hand geometry, iris recognition, retina, odor/scent, voice, shape of ears and gait. Behavioral characteristics are related to the pattern of behavior of a person, including but not limited to mouse movement, typing rhythm, gait, signature, behavioral profiling, and credentials. Some researchers have coined the term behaviometrics to describe the latter class ...
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Birth Certificate
A birth certificate is a vital record that documents the birth of a person. The term "birth certificate" can refer to either the original document certifying the circumstances of the birth or to a certified copy of or representation of the ensuing registration of that birth. Depending on the jurisdiction, a record of birth might or might not contain verification of the event by such as a midwife or doctor. The United Nations Sustainable Development Goal 17, an integral part of the 2030 Agenda, has a target to increase the timely availability of data regarding age, gender, race, ethnicity, and other relevant characteristics which documents like a birth certificate has the capacity to provide. History and contemporary times The documentation of births is a practice widely held throughout human civilization. The original purpose of vital statistics was for tax purposes and for the determination of available military manpower. In England, births were initially registered with chu ...
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Face Recognition
A facial recognition system is a technology capable of matching a human face from a digital image or a video frame against a database of faces. Such a system is typically employed to authenticate users through ID verification services, and works by pinpointing and measuring facial features from a given image. Development began on similar systems in the 1960s, beginning as a form of computer application. Since their inception, facial recognition systems have seen wider uses in recent times on smartphones and in other forms of technology, such as robotics. Because computerized facial recognition involves the measurement of a human's physiological characteristics, facial recognition systems are categorized as biometrics. Although the accuracy of facial recognition systems as a biometric technology is lower than iris recognition and fingerprint recognition, it is widely adopted due to its contactless process. Facial recognition systems have been deployed in advanced human–compu ...
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Speaker Detection
Speaker recognition is the identification of a person from characteristics of voices. It is used to answer the question "Who is speaking?" The term voice recognition can refer to ''speaker recognition'' or speech recognition. Speaker verification (also called speaker authentication) contrasts with identification, and ''speaker recognition'' differs from ''speaker diarisation'' (recognizing when the same speaker is speaking). Recognizing the speaker can simplify the task of speech translation, translating speech in systems that have been trained on specific voices or it can be used to authenticate or verify the identity of a speaker as part of a security process. Speaker recognition has a history dating back some four decades as of 2019 and uses the acoustic features of speech that have been found to differ between individuals. These acoustic patterns reflect both Human anatomy, anatomy and learned behavioral patterns. Verification versus identification There are two major applicat ...
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Short Message Service
Short Message/Messaging Service, commonly abbreviated as SMS, is a text messaging service component of most telephone, Internet and mobile device systems. It uses standardized communication protocols that let mobile devices exchange short text messages. An intermediary service can facilitate a text-to-voice conversion to be sent to landlines. SMS technology originated from radio telegraphy in radio memo pagers that used standardized phone protocols. These were defined in 1986 as part of the Global System for Mobile Communications (GSM) series of standards.GSM Doc 28/85 "Services and Facilities to be provided in the GSM System" rev2, June 1985 The first SMS message was sent on 3 December 1992, when Neil Papworth, a test engineer for Sema Group, sent "Merry Christmas" to the Orbitel 901 phone of colleague Richard Jarvis. SMS rolled out commercially on many cellular networks that decade and became hugely popular worldwide as a method of text communication. By the end of 2010, SMS ...
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US-VISIT (CBP)
United States Visitor and Immigrant Status Indicator Technology (commonly referred to as US-VISIT) is a U.S. Customs and Border Protection (CBP) management system. The system involves the collection and analysis of biometric data (such as fingerprints), which are checked against a database to track individuals deemed by the United States to be terrorists, criminals, and illegal immigrants. US-VISIT is accessed by 30,000 users from federal, state, and local government agencies. Upon Presidential approval of the 2013 Continuing resolution the US-VISIT program officially became the "Office of Biometric Identity Management" (OBIM), save for portions of the agency which performed overstay analysis being transferred into U.S. Immigration and Customs Enforcement and biometric Entry and Exit operations which became a part of U.S. Customs and Border Protection. Purpose and overview The U.S. government states that the purpose of US-VISIT is to advance the national security, security of both ...
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