Digital Identity In Australia
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Digital Identity In Australia
Digital identity in Australia is used by residents to validate who they are over digital media, such as over the Internet. While many organisations use their own mechanisms, increasingly, aggregated digital identities are in use. Many Australian organisations leverage popular ubiquitous Internet identities such as those provided by social login services including Facebook, Google, Twitter and LinkedIn to perform the following functions: * Single sign-on to help users avoiding creating new user names and passwords for each site. * To provide some basic validation of identity * To provide some integration, especially with social media, e-mail and contacts * To identify the natural person behind a transaction for statutory purposes such as a monetary transfer In addition to these services, in order to validate identities in Australia additional services are used, such as government, and bank digital identities. SIM as Digital identity The use of a mobile phone SIM as a Digital ide ...
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MyGovID
myGovID is application software designed to allow users to authenticate with Australian Government websites and services. The app, developed by the Australian Tax Office and Digital Transformation Agency first launched in October 2019, with a public beta being performed earlier that year in June. myGovID was created to unify the various authentication methods employed by departments across federal and local governments, most notably AUSKey. The app allows users to verify their identity using biometrics such as fingerprints A fingerprint is an impression left by the friction ridges of a human finger. The recovery of partial fingerprints from a crime scene is an important method of forensic science. Moisture and grease on a finger result in fingerprints on surf ... or facial recognition. As of January 2021, the iOS version of the MyGovID app has a 1.7 / 5 rating on the Apple App Store and a 2.6 / 5 rating on the Google Play Store, with an overwhelming number of one star r ...
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Digital Identity
A digital identity is information used by computer systems to represent an external agent – a person, organization, application, or device. Digital identities allow access to services provided with computers to be automated and make it possible for computers to mediate relationships. The use of digital identities is so widespread that many discussions refer to the ''entire'' collection of information generated by a person's online activity as a "digital identity". This includes usernames, passwords, Search engine, search history, birthdate, social security number, and purchase history, especially where that information is publicly available and not anonymized and so can be used by others to discover that person's civil identity. In this broader sense, a digital identity is a facet of a person's social identity and is also referred to as ''online identity''. An individual's digital identity is often linked to their civil or national identity and many countries have instituted n ...
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Centrelink
The Centrelink Master Program, or more commonly known as Centrelink, is a Services Australia master program of the Australian Government. It delivers a range of government payments and services for retirees, the unemployed, families, carers, parents, people with disabilities, Indigenous Australians, students, apprentices and people from diverse cultural and linguistic backgrounds, and provides services at times of major change. The majority of Centrelink's services are the disbursement of social security payments. History and operations Centrelink commenced initially as a government agency of the Department of Social Security under the trading name of the Commonwealth Services Delivery Agency in early 1997. Following the passage of the ''Commonwealth Services Delivery Agency Act 1997'', the Centrelink brand name came into effect in late 1997. Offices were established nationally to manage services to people in need of social security payments. On 1 July 2011, Centrelink, to ...
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Security Token
A security token is a peripheral device used to gain access to an electronically restricted resource. The token is used in addition to or in place of a password. It acts like an electronic key to access something. Examples of security tokens include wireless keycards used to open locked doors, or in the case of a customer trying to access their bank account online, bank-provided tokens can prove that the customer is who they claim to be. Some security tokens may store cryptographic keys that may be used to generate a digital signature, or biometric data, such as fingerprint details. Some may also store passwords. Some designs incorporate tamper resistant packaging, while others may include small keypads to allow entry of a PIN or a simple button to start a generating routine with some display capability to show a generated key number. Connected tokens utilize a variety of interfaces including USB, near-field communication (NFC), radio-frequency identification (RFID), or Bluetoo ...
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Multi-factor Authentication
Multi-factor authentication (MFA; encompassing two-factor authentication, or 2FA, along with similar terms) is an electronic authentication method in which a user is granted access to a website or application only after successfully presenting two or more pieces of evidence (or factors) to an authentication mechanism: knowledge (something only the user knows), possession (something only the user has), and inherence (something only the user is). MFA protects user data—which may include personal identification or financial assets—from being accessed by an unauthorized third party that may have been able to discover, for example, a single password. A ''third-party authenticator'' (TPA) app enables two-factor authentication, usually by showing a randomly generated and frequently changing code to use for authentication. Factors Authentication takes place when someone tries to log into a computer resource (such as a network, device, or application). The resource requires the u ...
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BPAY
BPAY, (BPAY Group Holding Pty Ltd), is an Australian electronic bill payment SaaS company which facilitates payments made through a financial institution's online, mobile or telephone banking facility to organisations which are registered BPAY billers. BPAY is the registered trading name of BPAY Pty Ltd, a wholly owned subsidiary of Cardlink Services Limited. Cardlink is a self-regulating organisation owned equally by the four major Australian banks: Australia & New Zealand Banking Group, Commonwealth Bank, National Australia Bank and Westpac. History BPAY was launched, on 18 November 1997, as an electronic bill payment system for bill payments by phone. It was the world's first single bill payment service adopted across a national banking sector. In 1998, 16% of Australian households had residential internet service; ten years on, the figure had risen to 67%. BPAY is considered a driver for online banking.
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Biometrics
Biometrics are body measurements and calculations related to human characteristics. Biometric authentication (or realistic authentication) is used in computer science as a form of identification and access control. It is also used to identify individuals in groups that are under surveillance. Biometric identifiers are the distinctive, measurable characteristics used to label and describe individuals. Biometric identifiers are often categorized as physiological characteristics which are related to the shape of the body. Examples include, but are not limited to fingerprint, palm veins, face recognition, DNA, palm print, hand geometry, iris recognition, retina, odor/scent, voice, shape of ears and gait. Behavioral characteristics are related to the pattern of behavior of a person, including but not limited to mouse movement, typing rhythm, gait, signature, behavioral profiling, and credentials. Some researchers have coined the term behaviometrics to describe the latter class ...
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Near-field Communication
Near-field communication (NFC) is a set of communication protocols that enables communication between two electronic devices over a distance of 4 cm (1 in) or less. NFC offers a low-speed connection through a simple setup that can be used to bootstrap more-capable wireless connections. Like other "proximity card" technologies, NFC is based on inductive coupling between two so-called antennas present on NFC-enabled devices—for example a smartphone and a printer—communicating in one or both directions, using a frequency of 13.56 MHz in the globally available unlicensed radio frequency ISM band using the ISO/IEC 18000-3 air interface standard at data rates ranging from 106 to 424 kbit/s. The standards were provided by the NFC Forum. The forum was responsible for promoting the technology and setting standards and certifies device compliance. Secure communications are available by applying encryption algorithms as is done for credit cards and if they fit the crite ...
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Australia Post Digital ID
Australia, officially the Commonwealth of Australia, is a sovereign country comprising the mainland of the Australian continent, the island of Tasmania, and numerous smaller islands. With an area of , Australia is the largest country by area in Oceania and the world's sixth-largest country. Australia is the oldest, flattest, and driest inhabited continent, with the least fertile soils. It is a megadiverse country, and its size gives it a wide variety of landscapes and climates, with deserts in the centre, tropical rainforests in the north-east, and mountain ranges in the south-east. The ancestors of Aboriginal Australians began arriving from south east Asia approximately 65,000 years ago, during the last ice age.religious_traditions_in_the_world._Australia's_history_of_Australia.html" "title="The_Dreaming.html" "title="Aboriginal_Art.html" "title="he Story of Australia's People, Volume 1: The Rise and Fall of Ancient Australia, Penguin Books Australia Ltd., Vic., 2 ...
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Australia Post
Australia Post, formally the Australian Postal Corporation, is the government business enterprise that provides postal services in Australia. The head office of Australia Post is located in Bourke Street, Melbourne, which also serves as a post office. Australia Post is the successor of the Postmaster-General's Department, which was established at federation in 1901 as the successor to colonial post services. In 1975, the department was abolished and its postal functions were taken over by the Australian Postal Commission. The organisation's current name and structure were adopted in 1989 as part of a process of corporatisation. History Colonial Australia (pre―1901) Before colonial control of mail started in 1809, mail was usually passed on by ad hoc arrangements made between transporters, storekeepers and settlers. These arrangements were flexible, and inherently unstable. It was common for early settlers to ride many miles out of their way to deliver neighbours' mail t ...
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Department Of Veterans' Affairs (Australia)
The Department of Veterans' Affairs is a department of the Government of Australia, established in 1976, and charged with the responsibility of delivering government programs for war veterans, members of the Australian Defence Force, members of the Australian Federal Police, and their dependants. The current Secretary of the Department of Veterans' Affairs is Elizabeth Cosson, who succeeded Simon Lewis as secretary on 19 May 2018. For administration purposes, the department forms part of the Defence portfolio. The Minister for Defence acts on behalf of the Minister for Veterans' Affairs within the Cabinet. Operational activities The functions of the department are broadly classified into the following matters: * Repatriation income support, compensation and health program for veterans, members of the Defence Force, certain mariners and their dependants *Commemorations, including promotion of understanding of Anzac Day, Remembrance Day and Vietnam Veterans' Day * War gr ...
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National Disability Insurance Scheme
The National Disability Insurance Scheme (NDIS) is a scheme of the Australian Government that funds costs associated with disability. The scheme was legislated in 2013 and went into full operation in 2020. The scheme is administered by the National Disability Insurance Agency (NDIA) and overseen by the NDIS Quality and Safeguards Commission (NDIS Commission). The scheme entitles people with a "permanent and significant" disability (under the age of 65), to full funding for any "reasonable and necessary" support needs related to their disability (subject to certain restrictions). Funding is allocated to the individual, and the individual or their guardian chooses which providers supply the funded goods and services (subject to certain restrictions). The scheme is entirely publicly funded: recipients do not purchase or contribute to an insurance policy. The scheme is not means-tested. The word 'insurance' refers to the scheme's use of proactive insurance principles to manage l ...
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