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Delmar Divide
The Delmar Divide refers to Delmar Boulevard as a socioeconomic and racial dividing line in St. Louis, Missouri. The term was popularized outside Greater St. Louis by a four-minute documentary from the BBC. Delmar Blvd. is an east–west street with its western terminus in the municipality of Olivette, Missouri extending into the City of St. Louis. There is a dense concentration of eclectic commerce on Delmar Blvd. near the municipal borders of University City and St. Louis. This area is known as the Delmar Loop. Delmar Blvd. is referred to as a “divide” in reference to the dramatic difference in racial populations in the neighborhoods to its immediate north and south: as of 2012, residents south of Delmar are 73% white, while residents north of Delmar are 98% black, and because of corresponding distinct socioeconomic, cultural, and public policy differences. History of segregation in St. Louis In 1916, during the Jim Crow Era, St. Louis passed a residential segregation ...
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Delmar Street
Delmar may refer to: Places in the United States * Delmar, Alabama * Delmar, Delaware * Delmar, Iowa * Delmar, Maryland *Delmar, Missouri * Delmar, New York *Delmar Township, Pennsylvania *Delmar, West Virginia *Delmar, Wisconsin *Delmar Loop, a neighborhood in St. Louis, Missouri ** Delmar Boulevard, namesake of the neighborhood People * Delmar (surname) * Del Crandall (1930–2021), American Major League Baseball player and manager * Delmar DeLong (1931–1999), American lawyer and farmer * Delmar R. Lowell (1844–1912), American minister, Civil War veteran, historian, and genealogist * M. Delmar Ritchie (1875–1916), American football coach * Delmar Valleau (1917–2000), Canadian farmer and politician * Delmar Watson (1926–2008), American child actor and news photographer * George Koval (1913–2006), American spy for Soviet Union known as "Delmar" Other uses * Delmar station (other) * ''Delmar'' (album), the debut album of Argentine rock band Los Natas *' ...
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LaClede Town
LaClede Town was a mixed-income, federally funded housing project in St. Louis, Missouri. Located near St. Louis University Saint Louis University (SLU) is a private Jesuit research university with campuses in St. Louis, Missouri, United States, and Madrid, Spain. Founded in 1818 by Louis William Valentine DuBourg, it is the oldest university west of the Mississip ..., it opened in 1964. It incorporated a mix of housing types and had spaces dedicated to social interaction and artistic production. It was an intentionally diverse community with respect to residents' income and race/ethnicity. This experimental urban development was "cool, hip, cheap and populated by people committed to making integration work."Sweets, Ellen, "Laclede: An Experiment in Ethnic Harmony," The Seattle Times, Nov. 9, 1997. It became an incubator for new music, dance, poetry and other arts, especially jazz.Looker, Benjamin. ''"Point from which creation begins": The black Artists' Group of St. Louis.' ...
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Anti-black Racism In The United States
In the context of racism in the United States, racism against African Americans dates back to the colonial era, and it continues to be a persistent issue in American society in the 21st century. From the arrival of the first Africans in early colonial times until after the American Civil War, most African Americans were enslaved. Even free African Americans have faced restrictions on their political, social, and economic freedoms, being subjected to lynchings, segregation, Black Codes, Jim Crow laws, and other forms of discrimination, both before and after the Civil War. Thanks to the civil rights movement, formal racial discrimination was gradually outlawed by the federal government, and gradually came to be perceived as socially and morally unacceptable by large elements of American society. Despite this, racism against Black Americans remains widespread in the U.S., and it continues to be reflected in socioeconomic inequality. In recent years research has uncovered ext ...
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Central West End
The Central West End is a neighborhood in St. Louis, Missouri, stretching from Midtown's western edge to Union Boulevard and bordering on Forest Park with its outstanding array of free cultural institutions. It includes the Cathedral Basilica of Saint Louis (the New Cathedral) on Lindell Boulevard at Newstead Avenue, which houses the largest collection of mosaics in the world. The Central West End is represented by three aldermen as it sits partially in the 17th, 18th, and 28th Wards. Notable people Playwright Tennessee Williams grew up in the neighborhood, and the house of the renowned poet T. S. Eliot is located in the Central West End. Beat writer William S. Burroughs's childhood home sits on Pershing Avenue (formerly Berlin Avenue) in the neighborhood. And though often mistaken as the location of Sally Benson's home, the setting of the stories which were adapted into the movie ''Meet Me in St. Louis,'' 5135 Kensington Avenue was actually located in the Academy neighborhood j ...
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NationsBank
NationsBank was one of the largest banking corporations in the United States, based in Charlotte, North Carolina. The company named NationsBank was formed through the merger of several other banks in 1991, and prior to that had been through multiple iterations. Its oldest predecessor companies had been Commercial National Bank (CNB), formed in 1874, and American Trust Company founded in 1909. In 1998, NationsBank acquired BankAmerica, and modified that better-known name to become Bank of America. History Background and founding NationsBank traced its roots to two banks in Charlotte. Commercial National Bank (CNB), the earliest forerunner of NationsBank, was formed in 1874. American Trust Company was founded a few blocks down Tryon Street in 1909. In 1957, American Trust merged with Commercial National to form American Commercial Bank. American Trust was the nominal survivor, and its president, Addison Reese, became president of the merged bank. Only four years later, in 19 ...
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Community Reinvestment Act
The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, ''et seq.'') is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.Text of Housing and Community Development Act of 1977 — Title VIII (Community Reinvestment)
Congress passed the Act in 1977 to reduce discriminatory credit practices against low-income neighborhoods, a practice known as

Boatmen's Bancshares
Boatmen's Bancshares Inc. was one of the 30 largest bank holding companies in the United States when it was acquired by NationsBank in 1996. Until its acquisition, Boatmen's traded on NASDAQ with the ticker BOAT. The company, founded in St. Louis, Missouri, in 1847, claimed to be the oldest bank west of the Mississippi River at the time of its acquisition. History The bank was founded by George Knight Budd whose family had a fortune based in Philadelphia on the East Coast. He was to serve as St. Louis councilman and arranged for the purchase of the land that now forms the municipal building complex including the St. Louis City Hall. According to company legend, Budd started Boatmen's Savings Institution to help the working class; many of whom worked on riverboats on the Mississippi. The bank received its state charter on February 16, 1847, and offered 3 percent interest on deposits and invested the first $1,000 in a city bond that paid 6 percent. Its early history was marked b ...
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Urban Decay
Urban decay (also known as urban rot, urban death or urban blight) is the sociological process by which a previously functioning city, or part of a city, falls into disrepair and decrepitude. There is no single process that leads to urban decay which is why it can be hard to encapsulate its magnitude. Urban decay can include the following aspects: * Deindustrialization * Depopulation * Counterurbanization * Economic Restructuring * Abandoned buildings or infrastructure * High local unemployment * Increased poverty * Fragmented families * Low overall living standards or quality of life * Political disenfranchisement * Crime * Elevated levels of pollution * Desolate cityscape known as greyfield land or urban prairie Since the 1970s and 1980s, urban decay has been a phenomenon associated with some Western cities, especially in North America and parts of Europe. Cities have experienced population flights to the suburbs and exurb commuter towns; often in the form of white ...
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Washington University In St Louis
Washington University in St. Louis (WashU or WUSTL) is a Private university, private research university with its Danforth Campus, main campus in St. Louis County, Missouri, St. Louis County, and Clayton, Missouri. Founded in 1853, the university is named after George Washington. Washington University is ranked among the top universities in the United States. The university's 169-acre Danforth Campus is at the center of Washington University and is the academic home to the majority of the university’s undergraduate, graduate, and professional students. The Danforth Campus features predominantly Collegiate Gothic architecture in its academic buildings and is bordered by Forest Park (St. Louis), Forest Park and the cities of St. Louis, Clayton and University City. The university also has a West Campus in Clayton, North Campus in the West End, St. Louis, West End neighborhood of St. Louis, and Washington University Medical Center, Medical Campus in the Central West End, St. Louis ...
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Isolation Index
An isolation index is a measure of the segregation of the activities of multiple populations. They have been used in studies of racial segregation and ideological segregation. Examples of isolation indices include Lieberson's isolation index and Bell's isolation index Bell's is a brand of blended Scotch whisky produced by Diageo in Scotland. It was originally produced by Arthur Bell & Sons Ltd. It is the best selling whisky in the UK. History The Bells distillery was founded in 1798. In 1851, Arthur Bell .... References See also * Diversity index * Index of dissimilarity Demography Index numbers {{sociology-stub ...
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Dissimilarity Index
The index of dissimilarity is a demographic measure of the evenness with which two groups are distributed across component geographic areas that make up a larger area. A group is evenly distributed when each geographic unit has the same percentage of group members as the total population. The index score can also be interpreted as the percentage of one of the two groups included in the calculation that would have to move to different geographic areas in order to produce a distribution that matches that of the larger area. The index of dissimilarity can be used as a measure of segregation. A score of zero (0%) reflects a fully integrated environment; a score of 1 (100%) reflects full segregation. In terms of black–white segregation, a score of .60 means that 60 percent of blacks would have to exchange places with whites in other units to achieve an even geographic distribution. Basic formula The basic formula for the index of dissimilarity is: :D = \frac \sum_^N \left, \frac - ...
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Manhattan Institute
The Manhattan Institute for Policy Research (renamed in 1981 from the International Center for Economic Policy Studies) is a conservative American think tank focused on domestic policy and urban affairs, established in Manhattan in 1978 by Antony Fisher and William J. Casey.R. Emmett Tyrrell, ''After the Hangover: The Conservatives' Road to Recovery'' (2010), p. 187.Jason Stahl, ''Right Moves: The Conservative Think Tank in American Political Culture Since 1945'' (2016), p. 112. The institute has produced books, articles, interviews, speeches, op-eds, and the quarterly publication ''City Journal''. History Foundational years (1978–1980) The International Center for Economic Policy Studies (ICEPS) was founded by Antony Fisher and William J. Casey in 1978. ICEPS changed its name to the Manhattan Institute for Policy Research in 1981. The institute's first president was Jeffrey Bell, who was succeeded in 1980 by William H. Hammett, who served until 1995. In 1980, the institut ...
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