Community Services Card
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Community Services Card
The Community Services Card is a credit card-sized plastic document issued to New Zealanders earning low incomes or state benefits to verify their eligibility to discounts on various community services, including healthcare, education and public transport. External linksCommunity Services Cardon New Zealand Ministry of Social Development The Ministry of Social Development (MSD) (Māori: ''Te Manatū Whakahiato Ora'') is the public service department of New Zealand charged with advising the government on social policy, and providing social services. MSD is the largest public servi ... website Identity documents Welfare in New Zealand Social security in New Zealand {{NewZealand-gov-stub ...
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Credit Card
A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt (i.e., promise to the card issuer to pay them for the amounts plus the other agreed charges). The card issuer (usually a bank or credit union) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance. There are two credit card groups: consumer credit cards and business credit cards. Most cards are plastic, but some are metal cards (stainless steel, gold, palladium, titanium), and a few gemstone-encrusted metal cards. A regular credit card is different from a charge card, which requires the balance to be repaid in full each month or at the end of each statement cycle. In contrast, credit cards allow the consumers to build a continuing balance of debt, subject to interest being charged. A credit car ...
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New Zealand
New Zealand ( mi, Aotearoa ) is an island country in the southwestern Pacific Ocean. It consists of two main landmasses—the North Island () and the South Island ()—and over 700 smaller islands. It is the sixth-largest island country by area, covering . New Zealand is about east of Australia across the Tasman Sea and south of the islands of New Caledonia, Fiji, and Tonga. The country's varied topography and sharp mountain peaks, including the Southern Alps, owe much to tectonic uplift and volcanic eruptions. New Zealand's capital city is Wellington, and its most populous city is Auckland. The islands of New Zealand were the last large habitable land to be settled by humans. Between about 1280 and 1350, Polynesians began to settle in the islands and then developed a distinctive Māori culture. In 1642, the Dutch explorer Abel Tasman became the first European to sight and record New Zealand. In 1840, representatives of the United Kingdom and Māori chiefs ...
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Low Income
Poverty is the state of having few material possessions or little . Poverty can have diverse , , and causes and effects. When evaluating poverty in statistics or economics there are two main measures: '''' compares income against the amount needed to meet
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State Benefit
Welfare, or commonly social welfare, is a type of government support intended to ensure that members of a society can meet basic human needs such as food and shelter. Social security may either be synonymous with welfare, or refer specifically to social insurance programs which provide support only to those who have previously contributed (e.g. most pension systems), as opposed to ''social assistance'' programs which provide support on the basis of need alone (e.g. most disability benefits). The International Labour Organization defines social security as covering support for those in old age, support for the maintenance of children, medical treatment, parental and sick leave, unemployment and disability benefits, and support for sufferers of occupational injury. More broadly, welfare may also encompass efforts to provide a basic level of well-being through free or subsidized ''social services'' such as healthcare, education, infrastructure, vocational training, and pub ...
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Healthcare In New Zealand
The healthcare system of New Zealand has undergone significant changes throughout the past several decades. From an essentially fully public system based on the Social Security Act 1938, reforms have introduced market and health insurance elements primarily since the 1980s, creating a mixed public-private system for delivering healthcare. *The Accident Compensation Corporation covers the costs of treatment for cases deemed 'accidents', including medical misadventure, for all people in New Zealand (legally or otherwise). The costs are recovered via levies on employers, employees, petrol and vehicle registration, and contributions from the general tax pool. *The relatively extensive and high-quality system of public hospitals treats citizens or permanent residents free of charge and is managed by district health boards. However, costly or difficult operations often require long waiting list delays unless the treatment is medically urgent. Because of this, a secondary market of he ...
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Education In New Zealand
The education system in New Zealand is a three-tier model which includes primary and intermediate schools, followed by secondary schools (high schools) and tertiary education at universities and polytechnics. The academic year in New Zealand varies between institutions, but generally runs from early February until mid-December for primary schools, late January to late November or early December for secondary schools and polytechnics, and from late February until mid-November for universities. In 2009, the Programme for International Student Assessment (PISA), published by the Organisation for Economic Co-operation and Development (OECD), ranked New Zealand 7th best at science and reading in the world, and 13th in maths. The Education Index, published as part of the UN's Human Development Index consistently ranks New Zealand among the highest in the world. Following a general knowledge survey, a report is set to be released in 2020 to discover whether or not New Zealand's educat ...
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Public Transport In New Zealand
Public transport in New Zealand exists in many of the country's urban areas, and takes a number of forms. Bus transport is the main form of public transport. Two major cities, Auckland and Wellington, also have suburban rail systems that have been gaining more patronage and new investment in recent years. Some cities also operate local ferry services. There are no rapid transit metros and no remaining tram (i.e. light rail) systems active anywhere in New Zealand (except for some museum systems and a tourist-oriented service at Wynyard Quarter in Auckland and in Christchurch), though trams (and their horse-drawn predecessors) once had a major role in New Zealand's public transport. Usage The use of public transport in New Zealand is low. According to the 2013 New Zealand census, 4.2% of those who worked travelled to work by bus, 1.6% travelled by train, and more than 7 in 10 people travelled to work in a vehicle they drove themselves. The Household Travel Survey proportion of publi ...
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New Zealand Ministry Of Social Development
The Ministry of Social Development (MSD) (Māori: ''Te Manatū Whakahiato Ora'') is the public service department of New Zealand charged with advising the government on social policy, and providing social services. MSD is the largest public service department employing public servants in over 200 locations around New Zealand. It works closely with other public service departments and agencies, non-government organisations, advisory and industry groups, and communities and iwi. MSD delivers its programmes and services through a number of business groups and agencies. Some of the functions of the ministry were historically performed by the Social Security Department, the Department of Social Welfare, and the Department of Work and Income (WINZ). Organisational history Timeline of major events and developments in the Ministry of Social Development's history. 1904 - Old Age Pensions Department established. 1909-1912 - Pensions administered as a division of the Post and Telegra ...
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Identity Documents
An identity document (also called ID or colloquially as papers) is any document that may be used to prove a person's identity. If issued in a small, standard credit card size form, it is usually called an identity card (IC, ID card, citizen card), or passport card. Some countries issue formal identity documents, as national identification cards that may be compulsory or non-compulsory, while others may require identity verification using regional identification or informal documents. When the identity document incorporates a person's photograph, it may be called photo ID. In the absence of a formal identity document, a driver's license may be accepted in many countries for identity verification. Some countries do not accept driver's licenses for identification, often because in those countries they do not expire as documents and can be old or easily forged. Most countries accept passports as a form of identification. Some countries require all people to have an identity docume ...
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Welfare In New Zealand
Social welfare has long been an important part of New Zealand society and a significant political issue. It is concerned with the provision by the state of benefits and services. Together with fiscal welfare and occupational welfare, it makes up the social policy of New Zealand. Social welfare is mostly funded through general taxation. Since the 1980s welfare has been provided on the basis of need; the exception is universal superannuation. State housing The government provides State housing to those in need. The number of houses owned by the State has varied over the years and between different governments. Currently the level of rent paid in state housing is related to the level of income of the people living in the house (income-related rents) so that those on low incomes pay below market rents. Where a household's income is relatively high the rents are set at the market rate. In addition to the provision of State housing the government also provides an Accommodation Sup ...
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