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Commercial Bank Of Scotland
The Commercial Bank of Scotland Ltd. was a Scottish commercial bank. It was founded in Edinburgh in 1810, and obtained a royal charter in 1831. It grew substantially through the 19th and early 20th centuries, until 1958, when it merged with the National Bank of Scotland to become the National Commercial Bank of Scotland. Ten years later the National Commercial Bank merged with the Royal Bank of Scotland. History Formation The Commercial Bank of Scotland was formed in 1810 in response to public dissatisfaction with the three charter banks (Bank of Scotland, British Linen Bank and The Royal Bank of Scotland}: "it was felt by many of the Scottish people that the three old Banks had become too…devoted to their own interests…to be the real promoters of the general good."James Anderson, ''The Story of the Commercial Bank of Scotland'' (1910) Checkland argued that the project was "without precedent" for the proposed joint stock company relied not on a restricted group of wealthy ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Commercial Bank Of Scotland
The National Commercial Bank of Scotland Ltd. was a Scotland, Scottish commercial bank. It was established in 1959 through a merger of the National Bank of Scotland (established in 1825) with the Commercial Bank of Scotland (established in 1810). Ten years later it merged with the Royal Bank of Scotland, to become the largest Clearing bank (United Kingdom), clearing bank in Scotland. The National Commercial Bank issued its own Scottish banknotes, banknotes. At its foundation, the National Commercial Bank of Scotland had assets of around £300 million, and had 476 branches in Scotland and England. A joint venture with asset management company Schroders in 1964 saw the launch of a Scottish merchant banking service. The bank acquired the 36 English and Welsh branches of The National Bank Ltd., when the Irish operations of that institution were bought by the Bank of Ireland in 1966. The National Commercial Bank also established a "ladies branch" for female customers, staffed entirely ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
The Dome Edinburgh
''The'' () is a grammatical Article (grammar), article in English language, English, denoting persons or things already mentioned, under discussion, implied or otherwise presumed familiar to listeners, readers, or speakers. It is the definite article in English. ''The'' is the Most common words in English, most frequently used word in the English language; studies and analyses of texts have found it to account for seven percent of all printed English-language words. It is derived from gendered articles in Old English which combined in Middle English and now has a single form used with pronouns of any gender. The word can be used with both singular and plural nouns, and with a noun that starts with any letter. This is different from many other languages, which have different forms of the definite article for different genders or numbers. Pronunciation In most dialects, "the" is pronounced as (with the voiced dental fricative followed by a schwa) when followed by a consonant s ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
James Maitland, 8th Earl Of Lauderdale
James Maitland, 8th Earl of Lauderdale (26 January 1759 – 10 September 1839) was Keeper of the Great Seal of Scotland and a representative peer for Scotland in the House of Lords. Early years Born at Haltoun House near Ratho, the eldest son and heir of James Maitland, 7th Earl of Lauderdale, whom he succeeded in 1789, he became a controversial Scottish politician and writer. His tutor had been the learned Dr. Andrew Dalzell and James Maitland then attended the universities of Edinburgh and Glasgow, completing his education in Paris where, it is said, he became radicalised. Parliamentary career Upon his return home in 1780, he was admitted a member of the Faculty of Advocates and successfully stood for election to parliament the same year. From 1780 until 1784 he was a member of parliament representing Newport (Cornwall) (UK Parliament constituency), Newport and from 1784 to 1789, Malmesbury (UK Parliament constituency), Malmesbury. In the British House of Commons, House o ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Companies Based In Edinburgh
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial per ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banks Established In 1810
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the anc ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Defunct Banks Of Scotland
{{Disambiguation ...
Defunct (no longer in use or active) may refer to: * ''Defunct'' (video game), 2014 * Zombie process or defunct process, in Unix-like operating systems See also * * :Former entities * End-of-life product * Obsolescence Obsolescence is the state of being which occurs when an object, service, or practice is no longer maintained or required even though it may still be in good working order. It usually happens when something that is more efficient or less risky r ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
British Museum
The British Museum is a public museum dedicated to human history, art and culture located in the Bloomsbury area of London. Its permanent collection of eight million works is among the largest and most comprehensive in existence. It documents the story of human culture from its beginnings to the present.Among the national museums in London, sculpture and decorative and applied art are in the Victoria and Albert Museum; the British Museum houses earlier art, non-Western art, prints and drawings. The National Gallery holds the national collection of Western European art to about 1900, while art of the 20th century on is at Tate Modern. Tate Britain holds British Art from 1500 onwards. Books, manuscripts and many works on paper are in the British Library. There are significant overlaps between the coverage of the various collections. The British Museum was the first public national museum to cover all fields of knowledge. The museum was established in 1753, largely ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Lloyds Bank
Lloyds Bank plc is a British retail and commercial bank with branches across England and Wales. It has traditionally been considered one of the " Big Four" clearing banks. Lloyds Bank is the largest retail bank in Britain, and has an extensive network of branches and ATMs in England and Wales (as well as an arrangement for its customers to be serviced by Bank of Scotland branches in Scotland, Halifax branches in Northern Ireland and vice versa) and offers 24-hour telephone and online banking services. it had 16 million personal customers and small business accounts. Founded in Birmingham in 1765, it expanded during the nineteenth and twentieth centuries and took over a number of smaller banking companies. In 1995 it merged with the Trustee Savings Bank and traded as Lloyds TSB Bank plc between 1999 and 2013. In January 2009, it became the principal subsidiary of Lloyds Banking Group, which was formed by the acquisition of HBOS by the then-Lloyds TSB Group. It has ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Black Horse (company)
Black Horse Limited is a motor finance company based in the United Kingdom. It was formed in July 2001, as a wholly owned subsidiary of Lloyds Banking Group, but its origins can be traced back to 1922. The business should not to be confused with Black Horse (originally Beehive and most recently Lloyds TSB) Life Assurance Company, whose interests were amalgamated into Scottish Widows in September 2004. History Following the creation of Lloyds TSB Group in 1998, the businesses of Lloyds Bowmaker (formerly Lloyds and Scottish) and United Dominions Trust were combined into Lloyds UDT. In September 2000, Lloyds TSB acquired Chartered Trust, and, in June 2001, the business of Chartered Trust was merged into the business of Lloyds UDT, and the enlarged operation rebadged under the Black Horse name, to form the asset finance division of Lloyds TSB. United Dominions Trust The origins of UDT go back to 1919, when the Continental Guaranty Corporation of New York established a branch in t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hire Purchase
A hire purchase (HP), also known as an installment plan, is an arrangement whereby a customer agrees to a contract to acquire an asset by paying an initial installment (e.g., 40% of the total) and repaying the balance of the price of the asset plus interest over a period of time. Other analogous practices are described as closed-end leasing or rent to own. In other words installment means to let a thing without giving total price while payment will be given in a given time period. The buyer will pay monthly agreement installment. The hire purchase agreement was developed in the United Kingdom in the 19th century to allow customers with a cash shortage to make an expensive purchase they otherwise would have to delay or forgo. For example, in cases where a buyer cannot afford to pay the asked price for an item of property as a lump sum but can afford to pay a percentage as a deposit, a hire-purchase contract allows the buyer to hire the goods for a monthly rent. When a sum equal t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Wick, Highland
Wick ( gd, Inbhir Ùige (IPA: �inivɪɾʲˈuːkʲə, sco, Week) is a town and royal burgh in Caithness, in the far north of Scotland. The town straddles the River Wick and extends along both sides of Wick Bay. "Wick Locality" had a population of 6,954 at the time of the 2011 census, a decrease of 3.8% from 2001. Pulteneytown, which was developed on the south side of the river by the British Fisheries Society during the 19th century, was officially merged into the burgh in 1902. Elzy was described as on the coast a couple of miles east of Wick in 1836. The town is on the main road (the A99– A9 road) linking John o' Groats with southern Britain. The Far North railway line links Wick railway station with southern Scotland and with Thurso, the other burgh of Caithness. Wick Airport is on Wick's northern outskirts. The airport has two usable runways. A third is derelict. The main offices of '' The John O'Groat Journal'' and ''The Caithness Courier'' are located in Wick, as a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
David Rhind
David Rhind FRSE (1808 – 26 April 1883) was a prominent Scottish architect, mainly remembered for his public buildings, banks, churches and schools, most of which are now listed buildings. Life Rhind was born at 15 Gayfield Place in Edinburgh in 1808, the son of John Rhind. His father at the time of his birth is listed as a "writer" (a standard Scots term for a lawyer) but later became a cashier to the Edinburgh Friendly Insurance Company). His wife, David's mother, was named Marion Anderson. David Rhind was married twice: firstly to Emily Shoubridge in 1840; then to Mary Jane Sackville-Pearson in 1845. He lived until 1883 and was survived by eight of his children. He is believed to have trained in the London drawing office of Augustus Charles Pugin and was a friend of Charles Barry. His practice began in Edinburgh, but examples of his work were constructed all over Scotland. David worked in conjunction with Alexander Handyside Ritchie who executed much of the sculptu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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