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Choice (Australian Magazine)
Most commonly known as CHOICE (all capitals), the Australian Consumers' Association is an Australian not for profit consumer advocacy organisation. It is an independent membership based organisation founded in 1959 that researches and campaigns on behalf of Australian consumers. It is similar to the Consumers Union in the United States and Which? in the United Kingdom, who are considered sister organisations. It is the largest consumer organisation in Australia. Operations CHOICE's job is to stand up against companies doing the wrong thing. The aim of the organisation is to provide up-to-date information across a wide range of consumer issues that allows individuals to make informed consumer decisions. It also lobbies for change on behalf of consumers when required. CHOICE tests and rates a range of products and services, including appliances, baby products, electronics and home entertainment, computers, food and health, and financial products and services. More than 200, ...
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Non-profit
A nonprofit organization (NPO) or non-profit organisation, also known as a non-business entity, not-for-profit organization, or nonprofit institution, is a legal entity organized and operated for a collective, public or social benefit, in contrast with an entity that operates as a business aiming to generate a profit for its owners. A nonprofit is subject to the non-distribution constraint: any revenues that exceed expenses must be committed to the organization's purpose, not taken by private parties. An array of organizations are nonprofit, including some political organizations, schools, business associations, churches, social clubs, and consumer cooperatives. Nonprofit entities may seek approval from governments to be tax-exempt, and some may also qualify to receive tax-deductible contributions, but an entity may incorporate as a nonprofit entity without securing tax-exempt status. Key aspects of nonprofits are accountability, trustworthiness, honesty, and openness to eve ...
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Western Australian Legislative Council
The Western Australian Legislative Council is the upper house of the Parliament of Western Australia, a state of Australia. It is regarded as a house of review for legislation passed by the Legislative Assembly, the lower house. The two Houses of Parliament sit in Parliament House in the state capital, Perth. Effective on 20 May 2005, for the election of members of the Legislative Council, the State was divided into 6 electoral regions by community of interest —3 metropolitan and 3 rural—each electing 6 members to the Legislative Council.. The 2005 changes continued to maintain the previous malapportionment in favour of rural regions. Legislation was passed in 2021 to abolish these regions and increase the size of the council to 37 seats, all of which will be elected by the state-at-large. The changes will take effect in the 2025 state election. Since 2008, the Legislative Council has had 36 members. Since the 2013 state election, both houses of Parliament have had fix ...
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Ikea
IKEA (; ) is a Dutch multinational conglomerate based in the Netherlands that designs and sells , kitchen appliances, decoration, home accessories, and various other goods and home services. Started in 1943 by Ingvar Kamprad, IKEA has been the world's largest furniture retailer since 2008. The brand used by the group is derived from an acronym that consists of the founder's initials, and those of Elmtaryd, the family farm where he was born, and the nearby village Agunnaryd (his hometown in Småland, southern Sweden). The group is primarily known for its modernist designs for various types of appliances and furniture, and its interior design work is often associated with simplicity. In addition, the firm is known for its attention to cost control, operational details, and continuous product development that has allowed IKEA to lower its prices by an average of two to three percent. , there are 422 IKEA stores operating in 50 countries and in fiscal year 2018, €38.8 bil ...
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Pet Insurance
Pet insurance is a form of insurance that pays, partly or in total, for veterinary treatment of the insured person's ill or injured pet. Some policies will pay out when the pet dies, or if the pet is lost or stolen. As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pets' health care and standard of living than previously, the market for pet insurance has increased. Exclusions from Pet Insurance The following are some of the general exclusions from the pet insurance scheme: * Intentional or malicious harm to the pet * Injury or illness caused by neglect or inexperienced pet handling * Loss or harm caused by war, foreign hostility, revolution, rebellion, military upheaval, and so on. * Death from rabies, distemper, viral hepatitis, viral enteritis, leptospirosis, and other diseases * Illness contracted prior to purchasing the policy. * Spaying or neutering, vaccinations, microchipping, ear or te ...
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Latitude Financial Services
Latitude Financial Services (shortened to Latitude Financial or Latitude) is an Australian financial services company with headquarters in Melbourne, Victoria, also doing business in New Zealand under the name Gem Finance. Latitude’s core business is in consumer finance through a variety of services including unsecured personal loans, credit cards, car loans, personal insurance and interest free retail finance. it had around a 6% share of Australia’s personal lending market making it biggest non-bank lender of consumer credit in Australia. History Latitude began as the Australian and New Zealand personal finance and motor dealer finance operations of Australian Guarantee Corporation acquired from Westpac in 2002 by GE Capital. GE Capital sold its Australian and New Zealand business in 2015 to a consortium led by Deutsche Bank, KKR KKR & Co. Inc., also known as Kohlberg Kravis Roberts & Co., is an American global investment company that manages multiple alternative ass ...
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Harvey Norman
Harvey Norman is a large Australian-based, multi-national retailer of furniture, bedding, computers, communications and consumer electrical products. It mainly operates as a franchise, with the main brand and all company-operated stores owned by ASX-listed Harvey Norman Holdings Limited. As of 2016, there are 280 company-owned and franchised stores in Australia, New Zealand, Europe and South-East Asia operating under the Harvey Norman, Domayne and Joyce Mayne brands in Australia, and under the Harvey Norman brand overseas. History Gerry Harvey and Ian Norman opened their first store in 1961, which specialised in electrical goods and appliances. Harvey and Norman had first met when both were working as door-to-door vacuum cleaner salesmen. The store's success prompted Harvey and Norman to expand the business and conduct talks with retailer Keith Lord, who sought to expand his own retail group. They could not settle on a name for the new business, with Harvey and Lord rel ...
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English Language
English is a West Germanic language of the Indo-European language family, with its earliest forms spoken by the inhabitants of early medieval England. It is named after the Angles, one of the ancient Germanic peoples that migrated to the island of Great Britain. Existing on a dialect continuum with Scots, and then closest related to the Low Saxon and Frisian languages, English is genealogically West Germanic. However, its vocabulary is also distinctively influenced by dialects of France (about 29% of Modern English words) and Latin (also about 29%), plus some grammar and a small amount of core vocabulary influenced by Old Norse (a North Germanic language). Speakers of English are called Anglophones. The earliest forms of English, collectively known as Old English, evolved from a group of West Germanic ( Ingvaeonic) dialects brought to Great Britain by Anglo-Saxon settlers in the 5th century and further mutated by Norse-speaking Viking settlers starting in the 8t ...
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Consumer Advocacy
Consumer organizations are advocacy groups that seek to protect people from corporate abuse like unsafe products, predatory lending, false advertising, astroturfing and pollution. Consumer Organizations may operate via protests, litigation, campaigning, or lobbying. They may engage in single-issue advocacy (e.g., the British Campaign for Real Ale (CAMRA), which campaigned against keg beer and for cask ale) or they may set themselves up as more general consumer watchdogs, such as the Consumers' Association in the UK. One common means of providing consumers useful information is the independent comparative survey or test of products or services, involving different manufacturers or companies (e.g., ''Which?'', ''Consumer Reports'', etcetera). Another arena where consumer organizations have operated is food safety. The needs for campaigning in this area are less easy to reconcile with their traditional methods, since the scientific, dietary or medical evidence is normally more com ...
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Wayne Haylen
Wayne Roger Haylen QC is a Judge of the New South Wales Industrial Court. Education Haylen was educated at Canterbury Boys High School before attending the University of Sydney. He founded the Youth Campaign Against Conscription and in September 1965 took the initiative in regular mass demonstrations against the war and conscription, he was photographed burning his national service registration card at a rally in Belmore Park Sydney on 3 February 1966. A BA was conferred in 1967 and an LL.B. in 1971. Career Wayne Haylen was admitted to the Bar in 1976 and practised as a barrister in Sydney (14th Floor Wardell Chambers), H.B. Higgins Chambers and Denman Chambers until 2001. He also had Chambers in Melbourne (Evatt Floor, Douglas Menzies Chambers) and has been admitted in Victoria, Queensland and Western Australia. In 1990 he was admitted to the Inner Bar (NSW). At the Bar his main areas of practise were Industrial Law; Administrative Law; Anti-Discrimination and Legal Pr ...
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Chippendale, New South Wales
Chippendale is a small inner-city suburb of Sydney, New South Wales, Australia on the southern edge of the Sydney central business district, in the local government area of the City of Sydney. Chippendale is located between Broadway to the north and Cleveland Street to the south, Sydney Central railway station to the east and the University of Sydney to the west. History The area was first occupied by the Gadigal people of the Dharug Nation. William Chippendale was granted a estate in 1819. It stretched to the present day site of Redfern railway station. Chippendale sold the estate to Solomon Levey, emancipist and merchant, in 1821, for 380 pounds. Solomon Levey died while in London, in 1833. Levey's heirs sold over to William Hutchinson. Chippendale has a number of heritage-listed sites, including the Regent Street railway station or 'Mortuary Station', located on the eastern side of the suburb. The John Storey Memorial Dispensary was built in 1926 as a memorial t ...
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Consumers International
Consumers International is the membership organization for consumer groups around the world. Founded on 1 April 1960, it has over 250 member organizations in 120 countries. Its head office is situated in London, England, and has numerous regional offices in Latin America, Asia Pacific, Middle East and Africa. Consumers International is a not-for-profit company limited by guarantee. History The organization was first established in the year 1960 as the International organization of Consumers Unions (IOCU) by National consumer organizations who wanted to create cross-border campaigns and share knowledge. IOCU was founded by Elizabeth Schadee, who would later chair the board of the Netherlands' Consumentenbond, and Caspar Brook, who was the first director of the United Kingdom's Consumers' Association. The two proposed an international conference to plan for consumer product testing organizations worldwide to work more closely together. The United States organization Consum ...
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The Hague
The Hague ( ; nl, Den Haag or ) is a city and municipality of the Netherlands, situated on the west coast facing the North Sea. The Hague is the country's administrative centre and its seat of government, and while the official capital of the Netherlands is Amsterdam, The Hague has been described as the country's de facto capital. The Hague is also the capital of the province of South Holland, and the city hosts both the International Court of Justice and the International Criminal Court. With a population of over half a million, it is the third-largest city in the Netherlands, after Amsterdam and Rotterdam. The Hague is the core municipality of the Greater The Hague urban area, which comprises the city itself and its suburban municipalities, containing over 800,000 people, making it the third-largest urban area in the Netherlands, again after the urban areas of Amsterdam and Rotterdam. The Rotterdam–The Hague metropolitan area, with a population of approximately 2 ...
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