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Chelsea Building Society
Chelsea Building Society is a trading name of Yorkshire Building Society based in Bradford, West Yorkshire. Chelsea merged with the Yorkshire in 2010, at which point Chelsea was the fourth largest building society in the United Kingdom, with assets in excess of £13 billion and 35 branches, mainly in the southern areas of England, particularly in London. Chelsea now forms part of the Yorkshire Building Society Group, alongside Yorkshire Building Society and the Norwich and Peterborough Building Society. In January 2016, Yorkshire Building Society announced that seven of the Chelsea's branches would close, with the remainder rebranded as Yorkshire. This essentially means Chelsea is an online only brand and currently provides basic savings accounts and mortgage products. History Chelsea was first established in 1875 as the London & Camberwell Building Society. Three years later, in 1878, the Borough of Chelsea Permanent Building Society was formed. Over the years both societ ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Society
A building society is a financial institution owned by its members as a mutual organization. Building societies offer banking and related financial services, especially savings and mortgage lending. Building societies exist in the United Kingdom, Australia and New Zealand, and used to exist in Ireland and several Commonwealth countries. They are similar to credit unions in organisation, though few enforce a common bond. However, rather than promoting thrift and offering unsecured and business loans, the purpose of a building society is to provide home mortgages to members. Borrowers and depositors are society members, setting policy and appointing directors on a one-member, one-vote basis. Building societies often provide other retail banking services, such as current accounts, credit cards and personal loans. The term "building society" first arose in the 19th century in Great Britain from cooperative savings groups. In the United Kingdom, building societies actively compete ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Societies Association
The Building Societies Association (BSA) was originally established in 1869. It is the voice for all 43 UK building societies as well as six large credit union A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including depo ...s. Together these organisations serve around 25 million customers up and down the length of the UK. The BSA's objective is to push for the best outcomes for building societies and other members from the plethora of new and changing regulation and legislation in the UK and Europe. Key sector statistics Building societies have total assets of £415 billion and, together with their subsidiaries, hold residential mortgages of almost £330 billion, 23% of the total outstanding in the UK. They hold over £280 billion of retail deposits, accounting for 19% of all such deposit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Spirax-Sarco Engineering
Spirax-Sarco Engineering plc is a British manufacturer of steam management systems and peristaltic pumps and associated fluid path technologies. It is headquartered in Cheltenham, England. It is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index. History The Company was founded by Herman Sanders in 1888 and after a Mr Rehders joined the business, established as ''Sanders, Rehders & Co.'' ('Sarco') in London importing thermostatic steam traps from Germany. It started to manufacture steam traps in United Kingdom under the ''Spirax'' brand name in 1932 and was first listed on the London Stock Exchange in 1959. In 1960 a range of self-acting pressure controls are introduced for the first time: then in 1963 it bought ''Drayton Controls'', a control valve and instrumentation business. The company diversified into pump manufacturing in 1990 when it bought '' Watson-Marlow''. It acquired the ''Jucker Industrial Division'', an Italian controls business, in 1 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Care Home
A nursing home is a facility for the residential care of elderly or disabled people. Nursing homes may also be referred to as skilled nursing facility (SNF) or long-term care facilities. Often, these terms have slightly different meanings to indicate whether the institutions are public or private, and whether they provide mostly assisted living, or nursing care and emergency medical care. Nursing homes are used by people who do not need to be in a hospital, but cannot be cared for at home. The nursing home facility nurses have the responsibilities of caring for the patients' medical needs and also the responsibility of being in charge of other employees, depending on their ranks. Most nursing homes have nursing aides and skilled nurses on hand 24 hours a day. In the United States, while nearly 1 in 10 residents age 75 to 84 stays in a nursing home for five or more years, nearly 3 in 10 residents in that age group stay less than 100 days, the maximum duration covered by Medicare, ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
The Copper Dome - Thirlestaine Hall - Geograph
''The'' () is a grammatical article in English, denoting persons or things that are already or about to be mentioned, under discussion, implied or otherwise presumed familiar to listeners, readers, or speakers. It is the definite article in English. ''The'' is the most frequently used word in the English language; studies and analyses of texts have found it to account for seven percent of all printed English-language words. It is derived from gendered articles in Old English which combined in Middle English and now has a single form used with nouns of any gender. The word can be used with both singular and plural nouns, and with a noun that starts with any letter. This is different from many other languages, which have different forms of the definite article for different genders or numbers. Pronunciation In most dialects, "the" is pronounced as (with the voiced dental fricative followed by a schwa) when followed by a consonant sound, and as (homophone of the archai ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Catholic Building Society
The Catholic Building Society was a UK building society based in Westminster, London. It was the 57th largest in the United Kingdom based on total assets of £44 million at 31 December 2007. The Society was started by Vincent Byrne and the Hon. Nona Byrne, in 1960. The Society started at 49 Harrington Road, Kensington; in 1966 it moved to Great Peter Street, Westminster, sharing the Westminster diocesan offices, under the patronage of Canon Adrian Arrowsmith. From 1972, the Society was based in Strutton Ground, moving between buildings on that street until settling at 7 Strutton Ground in 1993. It prided itself on making affordable home loans available to people with lower than average incomes, giving a high proportion of its home loans to single women. Vincent Byrne retired from the Society in 1967, remaining as Honorary President until his death, aged 70, in 1978. He was succeeded by the Duke of Norfolk and subsequently by Nona Byrne. The Catholic Building Society and ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
2007 United Kingdom Floods
A series of large floods occurred in parts of the United Kingdom during the summer of 2007. The worst of the flooding occurred across Scotland on 14 June; East Yorkshire and the Midlands on 15 June; Yorkshire, the Midlands, Gloucestershire, Herefordshire and Worcestershire on 25 June; and Gloucestershire, Herefordshire, Worcestershire, Oxfordshire, Berkshire and South Wales on 28 July 2007. June was one of the wettest months on record in Britain (see List of weather records). Average rainfall across the country was ; more than double the June average. Some areas received a month's worth of precipitation in 24 hours. It was Britain's wettest May–July period since records began in 1776. July had unusually unsettled weather and above-average rainfall through the month, peaking on 20 July as an active frontal system dumped more than of rain in southern England. Civil and military authorities described the June and July rescue efforts as the biggest in peacetime Britain. The Envi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Green Energy
Energy is sustainable if it "meets the needs of the present without compromising the ability of future generations to meet their own needs". Most definitions of sustainable energy include considerations of environmental aspects such as greenhouse gas emissions and social and economic aspects such as energy poverty. Renewable energy sources such as wind, hydroelectric power, solar, and geothermal energy are generally far more sustainable than fossil fuel sources. However, some renewable energy projects, such as the clearing of forests to produce biofuels, can cause severe environmental damage. The role of non-renewable energy sources in sustainable energy has been controversial. Nuclear power is a low-carbon source whose historic mortality rates are comparable to wind and solar, but its sustainability has been debated because of concerns about radioactive waste, nuclear proliferation, and accidents. Switching from coal to natural gas has environmental benefits, including a lower ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Green Building
Green building (also known as green construction or sustainable building) refers to both a structure and the application of processes that are environmentally responsible and resource-efficient throughout a building's life-cycle: from planning to design, construction, operation, maintenance, renovation, and demolition. This requires close cooperation of the contractor, the architects, the engineers, and the client at all project stages.Yan Ji and Stellios Plainiotis (2006): Design for Sustainability. Beijing: China Architecture and Building Press. The Green Building practice expands and complements the classical building design concerns of economy, utility, durability, and comfort. Green building also refers to saving resources to the maximum extent, including energy saving, land saving, water saving, material saving, etc., during the whole life cycle of the building, protecting the environment and reducing pollution, providing people with healthy, comfortable and efficient u ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Geothermal Heating
Geothermal heating is the direct use of geothermal energy for some heating applications. Humans have taken advantage of geothermal heat this way since the Paleolithic era. Approximately seventy countries made direct use of a total of 270 PJ of geothermal heating in 2004. As of 2007, 28 GW of geothermal heating capacity is installed around the world, satisfying 0.07% of global primary energy consumption. Thermal efficiency is high since no energy conversion is needed, but capacity factors tend to be low (around 20%) since the heat is mostly needed in the winter. Geothermal energy originates from the heat retained within the Earth since the original formation of the planet, from radioactive decay of minerals, and from solar energy absorbed at the surface. Most high temperature geothermal heat is harvested in regions close to tectonic plate boundaries where volcanic activity rises close to the surface of the Earth. In these areas, ground and groundwater can be found with temper ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Environmentalism
Environmentalism or environmental rights is a broad philosophy, ideology, and social movement regarding concerns for environmental protection and improvement of the health of the environment, particularly as the measure for this health seeks to incorporate the impact of changes to the environment on humans, animals, plants and non-living matter. While environmentalism focuses more on the environmental and nature-related aspects of green ideology and politics, ecologism combines the ideology of social ecology and environmentalism. ''Ecologism'' is more commonly used in continental European languages, while ''environmentalism'' is more commonly used in English but the words have slightly different connotations. Environmentalism advocates the preservation, restoration and improvement of the natural environment and critical earth system elements or processes such as the climate, and may be referred to as a movement to control pollution or protect plant and animal diversity. Fo ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Call Centre
A call centre ( Commonwealth spelling) or call center (American spelling; see spelling differences) is a managed capability that can be centralised or remote that is used for receiving or transmitting a large volume of enquiries by telephone. An inbound call centre is operated by a company to administer incoming product or service support or information enquiries from consumers. Outbound call centres are usually operated for sales purposes such as telemarketing, for solicitation of charitable or political donations, debt collection, market research, emergency notifications, and urgent/critical needs blood banks. A contact centre is a further extension to call centres telephony based capabilities, administers centralised handling of individual communications, including letters, faxes, live support software, social media, instant message, and email. A call center was previously seen to be an open workspace for call center agents, with workstations that include a computer and d ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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