California Office Of Real Estate Appraisers
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California Office Of Real Estate Appraisers
The California Bureau of Real Estate Appraisers (BREA) is a division of the California Department of Consumer Affairs responsible for real estate appraiser licensing and certification in California. Activities The California Real Estate Act has two core components: licensing and enforcement. Both licensing and enforcement functions are required by the Appraisal Subcommittee (ASC), the federal government organization which oversees all state real estate appraiser licensing agencies. Enforcement The enforcement unit, operates under a federal mandate, and ensures adherence to the federally required Uniform Standards of Professional Appraisal Practice (USPAP), California law and regulations. Licensing In order to be issued an appraisal license, BREA requires applicants to meet all the criteria established by the Appraisal Qualifications Board (AQB) of the Appraisal Foundation.BPCbr>§ 11340 Regulations require the application for a real estate appraiser license to include their soc ...
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California
California is a U.S. state, state in the Western United States, located along the West Coast of the United States, Pacific Coast. With nearly 39.2million residents across a total area of approximately , it is the List of states and territories of the United States by population, most populous U.S. state and the List of U.S. states and territories by area, 3rd largest by area. It is also the most populated Administrative division, subnational entity in North America and the 34th most populous in the world. The Greater Los Angeles area and the San Francisco Bay Area are the nation's second and fifth most populous Statistical area (United States), urban regions respectively, with the former having more than 18.7million residents and the latter having over 9.6million. Sacramento, California, Sacramento is the state's capital, while Los Angeles is the List of largest California cities by population, most populous city in the state and the List of United States cities by population, ...
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List Of Colleges And Universities In California
This is a list of colleges and universities in California. Federal institutions Graduate institutions * Naval Postgraduate School (Monterey) Other academic institutions * Defense Language Institute (Monterey) State institutions Two-year institutions * See: List of California Community Colleges Four-year institutions University of California *University of California, Los Angeles was founded in 1882 as the southern branch of the California State Normal School. It joined the University of California system in 1919 as the southern branch of the University of California. **University of California, Santa Barbara was founded in 1891 as an independent teachers' college. It joined the University of California system in 1944. California State University *California Polytechnic State University, San Luis Obispo was founded as a vocational high school. It became a vocational school in 1924, and then started awarding bachelor's degrees in 1940. **California State Polytechnic U ...
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State Agencies Of California
State may refer to: Arts, entertainment, and media Literature * ''State Magazine'', a monthly magazine published by the U.S. Department of State * ''The State'' (newspaper), a daily newspaper in Columbia, South Carolina, United States * ''Our State'', a monthly magazine published in North Carolina and formerly called ''The State'' * The State (Larry Niven), a fictional future government in three novels by Larry Niven Music Groups and labels * States Records, an American record label * The State (band), Australian band previously known as the Cutters Albums * ''State'' (album), a 2013 album by Todd Rundgren * ''States'' (album), a 2013 album by the Paper Kites * ''States'', a 1991 album by Klinik * ''The State'' (album), a 1999 album by Nickelback Television * ''The State'' (American TV series), 1993 * ''The State'' (British TV series), 2017 Other * The State (comedy troupe), an American comedy troupe Law and politics * State (polity), a centralized political organizatio ...
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California Bureau Of Real Estate
The California Department of Real Estate (DRE) is a California state agency focused on safeguarding and promoting the public interest in real estate matters through licensure, regulation, education, and enforcement. The DRE is headquartered in Sacramento and has district offices in Oakland, Fresno, Los Angeles, and San Diego. There are 435,468 real estate licensees in California as of July 2021. History The DRE was founded in 1917, when the California legislature enacted the nation’s first real estate law. In July 2013, the department briefly merged with the California Department of Consumer Affairs as the Bureau of Real Estate. In January 2018, through Senate Bill 172, it again became an independent department. Real Estate Commissioner The Real Estate Commissioner is appointed by the Governor, and serves as the chief executive of the Department of Real Estate. Real estate licensing is subject to both the Real Estate Law and the Regulations of the Commissioner, which have ...
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Curren Price
Curren De Mille Price, Jr. (born December 16, 1950, in Los Angeles, California) is an American politician of the Democratic Party, currently serving as a Los Angeles city council member for District 9. Price was a California State Senator, representing the state's 26th Senate District which he won in the May 19, 2009 special election to fill the seat vacated by Mark Ridley-Thomas. He previously served as a member of the California State Assembly, representing the state's 51st Assembly District. He was first elected to that position in 2006, and was re-elected in 2008. Price resigned as state senator on July 1, 2013, to be sworn in as Los Angeles city councilman. Holly Mitchell was elected to succeed him in the state senate. Price's tenure as District 9 Councilman has been marked by accusations of pay to play and FBI investigations. Background and education Price attended Morningside High School and in 1967 became the first African-American to be elected as the school's stude ...
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Truth In Lending Act
The Truth in Lending Act (TILA) of 1968 is a United States federal law designed to promote the informed use of consumer credit, by requiring disclosures about its terms and cost to standardize the manner in which costs associated with borrowing are calculated and disclosed. TILA also gives consumers the right to cancel certain credit transactions that involve a lien on a consumer's principal dwelling, regulates certain credit card practices, and provides a means for fair and timely resolution of credit billing disputes. With the exception of certain high-cost mortgage loans, TILA does not regulate the charges that may be imposed for consumer credit. Rather, it requires uniform or standardized disclosure of costs and charges so that consumers can shop. It also imposes limitations on home equity plans that are subject to the requirements of and certain "higher-priced" mortgage loans (HPMLs) that are subject to the requirements of . The regulation prohibits certain acts or practice ...
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Regulation Z
The Truth in Lending Act (TILA) of 1968 is a United States federal law designed to promote the informed use of consumer credit, by requiring disclosures about its terms and cost to standardize the manner in which costs associated with borrowing are calculated and disclosed. TILA also gives consumers the right to cancel certain credit transactions that involve a lien on a consumer's principal dwelling, regulates certain credit card practices, and provides a means for fair and timely resolution of credit billing disputes. With the exception of certain high-cost mortgage loans, TILA does not regulate the charges that may be imposed for consumer credit. Rather, it requires uniform or standardized disclosure of costs and charges so that consumers can shop. It also imposes limitations on home equity plans that are subject to the requirements of and certain "higher-priced" mortgage loans (HPMLs) that are subject to the requirements of . The regulation prohibits certain acts or practice ...
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Regulation Y
Regulation is the management of complex systems according to a set of rules and trends. In systems theory, these types of rules exist in various fields of biology and society, but the term has slightly different meanings according to context. For example: * in biology, gene regulation and metabolic regulation allow living organisms to adapt to their environment and maintain homeostasis; * in government, typically regulation means stipulations of the delegated legislation which is drafted by subject-matter experts to enforce primary legislation; * in business, industry self-regulation occurs through self-regulatory organizations and trade associations which allow industries to set and enforce rules with less government involvement; and, * in psychology, self-regulation theory is the study of how individuals regulate their thoughts and behaviors to reach goals. Social Regulation in the social, political, psychological, and economic domains can take many forms: legal restrictions ...
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California Code Of Regulations
The California Code of Regulations (CCR, Cal. Code Regs.) is the codification of the general and permanent rules and regulations (sometimes called administrative law) announced in the ''California Regulatory Notice Register'' by California state agencies under authority from primary legislation in the California Codes. Such rules and regulations are reviewed, approved, and made available to the public by the Office of Administrative Law (OAL), and are also filed with the Secretary of State. The CCR consists of 28 titles and contains the regulations of approximately 200 regulatory agencies. Title 24, the California Building Standards Code, is not maintained by the OAL but by the California Building Standards Commission. It has been alleged that the regulations have substantial portions under copyright (''e.g.'', Title 24, the California Building Standards Code), but Title 24, California Code of Regulations, though administered and authored by the Building Standards Commission of ...
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Financial Institutions Reform, Recovery, And Enforcement Act Of 1989
The Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), is a United States federal law enacted in the wake of the savings and loan crisis of the 1980s. It established the Resolution Trust Corporation to close hundreds of insolvent thrifts and provided funds to pay out insurance to their depositors. It transferred thrift regulatory authority from the Federal Home Loan Bank Board to the Office of Thrift Supervision. It dramatically changed the savings and loan industry and its federal regulation, encouraging loan origination. Overview FIRREA dramatically changed the savings and loan industry and its federal regulation, including deposit insurance. The "Paulson Blueprint" summarized it in the following: # The Federal Home Loan Bank Board (FHLBB) was abolished. # The Federal Savings and Loan Insurance Corporation (FSLIC) was abolished, and all assets and liabilities were assumed by the FSLIC Resolution Fund administered by the FDIC and funded by the Financ ...
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California State University
The California State University (Cal State or CSU) is a public university system in California. With 23 campuses and eight off-campus centers enrolling 485,550 students with 55,909 faculty and staff, CSU is the largest four-year public university system in the United States. It is one of three public higher education systems in the state, with the other two being the University of California system and the California Community Colleges. The CSU system is incorporated as The Trustees of the California State University. The CSU system headquarters is located in Long Beach, California. The CSU system was created in 1960 under the California Master Plan for Higher Education, and it is a direct descendant of the California State Normal Schools chartered in 1857. With over 110,000 graduates annually, the CSU is the country's greatest producer of bachelor's degrees. The university system collectively sustains more than 209,000 jobs within the state. In the 2015–16 academic year, CS ...
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California Department Of Consumer Affairs
The California Department of Consumer Affairs (DCA) is a department within the California Business, Consumer Services, and Housing Agency. DCA's stated mission is to serve the interests of California's consumers by ensuring a standard of professionalism in key industries and promoting informed consumer practices. The DCA provides the public with information on safe consumer practices, in an effort to protect the public from unscrupulous or unqualified people who promote deceptive products or services. DCA licenses or certifies practitioners in more than 255 professions. There are currently more than 2.4 million practitioners licensed by the DCA. The department consists of more than 40 bureaus, boards, committees, commission, and other entities that license and regulate practitioners. Regulatory duties include investigating complaints against licensees and disciplining violators. Boards, committees, and commissions operate independently but rely on DCA for administrative support. F ...
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