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Credits
Credit refers to any form of deferred payment, the granting of a loan and the creation of debt. Credit may also refer to: Places * Credit, Arkansas, a ghost town * Credit River, a river in Ontario, Canada * Credit River (Minnesota), a river in the United States * Credit River, Minnesota, a city in the United States Arts, entertainment, and media * Credit (creative arts), acknowledging the ideas or other work of writers and contributors ** Closing credits, a list of credits played at the ending of a work ** Motion picture credits ** Opening credits, a list of credits played at the beginning of a work * Credit (science fiction), a form of currency in some fictional works * "Credit", a song on Meghan Trainor's 2015 album ''Title (Meghan Trainor album), Title'' * Game credit, a count of the current number of games that can be played in arcade games and pinball Finance and accounting * Credit bureau * Credit card * Credit line (other) * Credit rating, an assessment of credi ...
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Opening Credits
In a motion picture, television program or video game, the opening credits or opening titles are shown at the very beginning and list the most important members of the production. They are now usually shown as text superimposed on a blank screen or static pictures, or sometimes on top of action in the show. There may or may not be accompanying music. When opening credits are built into a separate sequence of their own, the correct term is a title sequence (such as the familiar ''James Bond'' and ''Pink Panther'' title sequences). Opening credits since the early 1980s, if present at all, identify the major actors and crew, while the closing credits list an extensive cast and production crew. Historically, however, opening credits have been the only source of crew credits and, largely, the cast, although over time the tendency to repeat the cast, and perhaps add a few players, with their roles identified (as was not always the case in the opening credits), evolved. The ascendancy of ...
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Course Credit
A credit is the recognition for having taken a course at school or university, used as measure if enough hours have been made for graduation. University credits United States Credit hours In a college or university in the United States, students generally receive credit hours based on the number of "contact hours" per week in class, for one term, better known as semester credit hours (SCH). A contact hour includes any lecture or lab time when the professor is teaching the student or coaching the student while they apply the course information to an activity. Regardless of the duration of the course (i.e. a short semester like summer or intersession) and depending on the state or jurisdiction, a semester credit hour is 15-16 contact hours per semester. Most college and university courses are three semester credit hours (SCH) or 45-48 contact hours, so they usually meet for three hours per week over a 15-week semester. Homework is time the student spends applying the class materi ...
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Motion Picture Credits
Two types of credits are traditionally used in films, television programs, and video games, all of which provide attribution to the staff involved in their productions. While opening credits will usually display only the major positions in a production's cast and crew (such as creators, producers, and lead actors), closing credits will typically acknowledge all staff members that were involved in the production. Opening credits Opening credits, in a television program, motion picture, or video game, are shown at the beginning of a show or movie after the production logos and list the most important members of the production. They are usually shown as text. Some opening credits are built around animation or production numbers of some sort (such as the ''James Bond'' films). Opening credits mention the major actors; the lead actor is prominent, and the supporting actors follow. Others that are listed are guest stars, producers and director, as opposed to closing credits, which ...
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Closing Credits
Closing credits or end credits are a list of the Cast member, cast and Film crew, crew of a particular Film, motion picture, television program, or video game. Where opening credits appear at the beginning of a work, closing credits appear close to, or at the very end of a work. A full set of credits can include the cast and crew, but also production sponsors, distribution companies, works of music licensed or written for the work, various legal disclaimers, such as copyright and more. Typically, the closing credits appear in white lettering on a solid black background, often with a musical background. Credits are either a series of static frames, or a single list that scrolls from the bottom of the screen to the top. Occasionally closing credits will divert from this standard form to scroll in another direction, include illustrations, extra scenes, bloopers, joke credits, or post-credits scenes. The use of closing credits in film to list complete production crew and the cast ...
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Debits And Credits
Debits and credits in double-entry bookkeeping are entries made in account ledgers to record changes in value resulting from business transactions. A debit entry in an account represents a transfer of value ''to'' that account, and a credit entry represents a transfer ''from'' the account. Each transaction transfers value from credited accounts to debited accounts. For example, a tenant who writes a rent cheque to a landlord would enter a credit for the bank account on which the cheque is drawn, and a debit in a rent expense account. Similarly, the landlord would enter a credit in the rent income account associated with the tenant and a debit for the bank account where the cheque is deposited. Debits and credits are traditionally distinguished by writing the transfer amounts in separate columns of an account book. Alternately, they can be listed in one column, indicating debits with the suffix "Dr" or writing them plain, and indicating credits with the suffix "Cr" or a minus si ...
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Credit (creative Arts)
In general, the term credit in the artistic or intellectual sense refers to an acknowledgment of those who contributed to a work, whether through ideas or in a more direct sense. Credit in the arts In the creative arts, credits are an acknowledgment of those who participated in the production. They are often shown at the end of movies and on CD jackets. In film, video, television, theater, etc., ''credits'' means the list of actors and behind-the-scenes staff who contributed to the production. Non-fiction In non-fiction writing, especially academic works, it is generally considered important to give credit to sources of information and ideas. Failure to do so often gives rise to charges of plagiarism, and "piracy" of intellectual rights such as the right to receive a royalty for having written. In this sense the financial and individual meanings are linked. Academic papers generally contain a lengthy section of footnotes or citations. Such detailed crediting of sources provides ...
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Credit (science Fiction)
A fictional currency is some form of system of money defined, depicted, or alluded to, in works of fiction, such as novels, films or video games. The names of units of such currency are sometimes based on extant or historic currencies (e.g. "Altairian dollars" or "Earth yen") while other names, such as "Kalganids" in Asimov's ''Foundation'' series, may be wholly invented. A particularly common type, especially in science fiction, is electronically managed "credits". In some works of fiction, exchange media other than money are used. These are not currency as such, but rather nonstandard media of exchange used to avoid the difficulties of ensuring "double coincidence of wants" in a barter system. Concept and creation Authors doing worldbuilding and creating imaginary societies have to take care when naming fictional currencies because of the associations between currency names and countries; recognizable names for currencies of the future (e.g. dollar or yen) may be used ...
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Credit Score
A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. Lenders also use credit scores to determine which customers are likely to bring in the most revenue. Credit scoring is not limited to banks. Other organizations, such as mobile phone companies, insurance companies, landlords, and government departments employ the same techniques. Digital finance companies such as online lenders also use alternative data sources to calculate the creditworthiness of borrowers. By country Australia In Australia, cre ...
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Credit Bureau
A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, Special Accessing Entity in the Philippines, and also to private lenders. It is not the same as a credit rating agency. Description A consumer reporting agency is an organization providing information on individuals' borrowing and bill-paying habits. Such credit information institutions reduce the effect of asymmetric information between borrowers and lenders, and alleviate problems of adverse selection and moral hazard. For example, adequate credit information could facilitate lenders in screening and monitoring borrowers as well as avoiding giving loans to high risk individuals. Lenders use this to evaluate credit worthiness, the ability to pay back a loan, and can a ...
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Credit Card
A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt (i.e., promise to the card issuer to pay them for the amounts plus the other agreed charges). The card issuer (usually a bank or credit union) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance. There are two credit card groups: consumer credit cards and business credit cards. Most cards are plastic, but some are metal cards (stainless steel, gold, palladium, titanium), and a few gemstone-encrusted metal cards. A regular credit card is different from a charge card, which requires the balance to be repaid in full each month or at the end of each statement cycle. In contrast, credit cards allow the consumers to build a continuing balance of debt, subject to interest being charged. A credit car ...
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Credit
Credit (from Latin verb ''credit'', meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date. In other words, credit is a method of making reciprocity formal, legally enforceable, and extensible to a large group of unrelated people. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower. Etymology The term "credit" was first used in English in the 1520s. The term came "from Middle French crédit (15c.) "belief, trust," from Italian credito, from Latin creditum "a loan, thing entrusted to another," from past ...
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Line Of Credit
A line of credit is a credit facility extended by a bank or other financial institution to a government, business or individual customer that enables the customer to draw on the facility when the customer needs funds. A line of credit takes several forms, such as an overdraft limit, demand loan, special purpose, export packing credit, term loan, discounting, purchase of commercial bills, traditional revolving credit card account, etc. It is effectively a source of funds that can readily be tapped at the borrower's discretion. Interest is paid only on money actually withdrawn. Lines of credit can be secured by collateral, or may be unsecured. Lines of credit are often extended by banks, financial institutions and other licensed consumer lenders to creditworthy customers (though certain special-purpose lines of credit may not have creditworthiness requirements) to address fluctuating cash flow needs of the customer. The maximum amount of funds a customer is allowed to draw from ...
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