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Bank Y Llong
Bank y Llong (Ship Bank) (officially known as the and Cardiganshire Bank) was a Welsh bank. It got its name from an engraving of a ship decorating its bank notes (Llong means "ship" in the Welsh language). It was probably the first bank in Aberystwyth and was founded soon after the removal of the Custom House from Aberdyfi to Aberystwyth, around 1762. Establishment and partnership agreement On 1 June 1806 an agreement was entered into whereby John Jones, a London-Welsh surgeon and apothecary, of Gracechurch Street, London and Derry Ormond, Ceredigion, Thomas Morgan, an Aberystwyth solicitor and David Davies, of Machynlleth later of Aberystwyth, then of Castle Green House, Cardigan, entered into partnership to carry on for 14 years a banking business under the name Jones, Morgan & Davies.Early Banks in West Wales, by Francis Green (in West Wales Historical Records, The Annual Magazine of The Historical Society of West Wales, Volume VI, edited by Francis Green, Printed by W. ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Private Company
A privately held company (or simply a private company) is a company whose shares and related rights or obligations are not offered for public subscription or publicly negotiated in the respective listed markets, but rather the company's stock is offered, owned, traded, exchanged privately, or Over-the-counter (finance), over-the-counter. In the case of a closed corporation, there are a relatively small number of shareholders or company members. Related terms are closely-held corporation, unquoted company, and unlisted company. Though less visible than their public company, publicly traded counterparts, private companies have major importance in the world's economy. In 2008, the 441 list of largest private non-governmental companies by revenue, largest private companies in the United States accounted for ($1.8 trillion) in revenues and employed 6.2 million people, according to ''Forbes''. In 2005, using a substantially smaller pool size (22.7%) for comparison, the 339 companies on ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Partnership
A partnership is an arrangement where parties, known as business partners, agree to cooperate to advance their mutual interests. The partners in a partnership may be individuals, businesses, interest-based organizations, schools, governments or combinations. Organizations may partner to increase the likelihood of each achieving their mission and to amplify their reach. A partnership may result in issuing and holding equity or may be only governed by a contract. History Partnerships have a long history; they were already in use in medieval times in Europe and in the Middle East. According to a 2006 article, the first partnership was implemented in 1383 by Francesco di Marco Datini, a merchant of Prato and Florence. The Covoni company (1336-40) and the Del Buono-Bencivenni company (1336-40) have also been referred to as early partnerships, but they were not formal partnerships. In Europe, the partnerships contributed to the Commercial Revolution which started in the 13th centur ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Donation
A donation is a gift for charity, humanitarian aid, or to benefit a cause. A donation may take various forms, including money, alms, services, or goods such as clothing, toys, food, or vehicles. A donation may satisfy medical needs such as blood or organs for transplant. Charitable donations of goods or services are also called ''gifts in kind''. Donating statistics In the United States, in 2007, the Bureau of Labor Statistics found that American households in the lowest fifth in terms of wealth, gave on average a higher percentage of their incomes to charitable organizations than those households in the highest fifth. Charity Navigator writes that, according to Giving USA, Americans gave $298 billion in 2011 (about 2% of GDP). The majority of donations were from individuals (73%), then from bequests (about 12%), foundations (2%) and less than 1% from corporations. The largest sector to receive donations was religious organizations (32%), then education (13%). Giving has ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bond (finance)
In finance, a bond is a type of security under which the issuer ( debtor) owes the holder ( creditor) a debt, and is obliged – depending on the terms – to repay the principal (i.e. amount borrowed) of the bond at the maturity date as well as interest (called the coupon) over a specified amount of time. The interest is usually payable at fixed intervals: semiannual, annual, and less often at other periods. Thus, a bond is a form of loan or IOU. Bonds provide the borrower with external funds to finance long-term investments or, in the case of government bonds, to finance current expenditure. Bonds and stocks are both securities, but the major difference between the two is that (capital) stockholders have an equity stake in a company (i.e. they are owners), whereas bondholders have a creditor stake in a company (i.e. they are lenders). As creditors, bondholders have priority over stockholders. This means they will be repaid in advance of stockholders, but will rank behind s ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Guarantee
Guarantee is a legal term more comprehensive and of higher import than either warranty or "security". It most commonly designates a private transaction by means of which one person, to obtain some trust, confidence or credit for another, engages to be answerable for them. It may also designate a treaty through which claims, rights or possessions are secured. It is to be differentiated from the colloquial "personal guarantee" in that a guarantee is a legal concept which produces an economic effect. A personal guarantee by contrast is often used to refer to a promise made by an individual which is supported by, or assured through, the word of (speak enough) the individual. In the same way, a guarantee produces a legal effect wherein one party affirms the promise of another (usually to pay) by promising to themselves pay if default occurs. At law, the giver of a guarantee is called the surety or the "guarantor". The person to whom the guarantee is given is the creditor or the "oblige ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Clerk (position)
A clerk is a white-collar worker who conducts general office tasks, or a worker who performs similar sales-related tasks in a retail environment. The responsibilities of clerical workers commonly include record keeping, filing, staffing service counters, screening callers, and other administrative tasks. History and etymology The word ''clerk'' is derived from the Latin ''clericus'' meaning "cleric" or "clergyman", which is the latinisation of the Greek ''κληρικός'' (''klērikos'') from a word meaning a "lot" (in the sense of drawing lots) and hence an "apportionment" or "area of land". Henry George Liddell, Robert Scott, "A Greek-English Lexicon", at Perseus The association derived from medieval courts, where writing was mainly entrusted to |
Dolgellau
Dolgellau () is a town and community in Gwynedd, north-west Wales, lying on the River Wnion, a tributary of the River Mawddach. It was the traditional county town of the historic county of Merionethshire ( cy, Meirionnydd, Sir Feirionnydd) until the county of Gwynedd was created in 1974. Dolgellau is the main base for climbers of Cadair Idris and Mynydd Moel which are visible from the town. Dolgellau is the second largest settlement in southern Gwynedd after Tywyn and includes the community of Penmaenpool. Etymology The name of the town is of uncertain origin, although ' is Welsh for "meadow" or "dale", and ' (soft mutation of ') means "grove" or "spinney", and is common locally in names for farms in sheltered nooks. This would seem to be the most likely derivation, giving the translation "Grove Meadow". It has also been suggested that the name could derive from the word ', meaning "cell", translating therefore as "Meadow of onks'cells", but this seems less likely considering ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Pevsner Architectural Guides
The Pevsner Architectural Guides are a series of guide books to the architecture of Great Britain and Ireland. Begun in the 1940s by the art historian Sir Nikolaus Pevsner, the 46 volumes of the original Buildings of England series were published between 1951 and 1974. The series was then extended to Scotland, Wales and Ireland in the late 1970s. Most of the English volumes have had subsequent revised and expanded editions, chiefly by other authors. The final Scottish volume, ''Lanarkshire and Renfrewshire'', was published in autumn 2016. This completed the series' coverage of Great Britain, in the 65th anniversary year of its inception. The Irish series remains incomplete. Origin and research methods After moving to the United Kingdom from his native Germany as a refugee in the 1930s, Nikolaus Pevsner found that the study of architectural history had little status in academic circles, and that the amount of information available, especially to travellers wanting to inform themselv ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Georgian Architecture
Georgian architecture is the name given in most English-speaking countries to the set of architectural styles current between 1714 and 1830. It is named after the first four British monarchs of the House of Hanover—George I, George II, George III, and George IV—who reigned in continuous succession from August 1714 to June 1830. The so-called great Georgian cities of the British Isles were Edinburgh, Bath, pre-independence Dublin, and London, and to a lesser extent York and Bristol. The style was revived in the late 19th century in the United States as Colonial Revival architecture and in the early 20th century in Great Britain as Neo-Georgian architecture; in both it is also called Georgian Revival architecture. In the United States the term "Georgian" is generally used to describe all buildings from the period, regardless of style; in Britain it is generally restricted to buildings that are "architectural in intention", and have stylistic characteristics that are typical o ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Eave
The eaves are the edges of the roof which overhang the face of a wall and, normally, project beyond the side of a building. The eaves form an overhang to throw water clear of the walls and may be highly decorated as part of an architectural style, such as the Chinese dougong bracket systems. Etymology and usage According to the ''Oxford English Dictionary'', ''eaves'' is derived from the Old English (singular), meaning "edge", and consequently forms both the singular and plural of the word. This Old English word is itself of Germanic origin, related to the German dialect ''Obsen'', and also probably to ''over''. The Merriam-Webster dictionary lists the word as ''eave'' but notes that it is "usually used in plural". Function The primary function of the eaves is to keep rain water off the walls and to prevent the ingress of water at the junction where the roof meets the wall. The eaves may also protect a pathway around the building from the rain, prevent erosion of the footin ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cornice
In architecture, a cornice (from the Italian ''cornice'' meaning "ledge") is generally any horizontal decorative moulding that crowns a building or furniture element—for example, the cornice over a door or window, around the top edge of a pedestal, or along the top of an interior wall. A simple cornice may be formed just with a crown, as in crown moulding atop an interior wall or above kitchen cabinets or a bookcase. A projecting cornice on a building has the function of throwing rainwater free of its walls. In residential building practice, this function is handled by projecting gable ends, roof eaves and gutters. However, house eaves may also be called "cornices" if they are finished with decorative moulding. In this sense, while most cornices are also eaves (overhanging the sides of the building), not all eaves are usually considered cornices. Eaves are primarily functional and not necessarily decorative, while cornices have a decorative aspect. A building's projecti ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Stucco
Stucco or render is a construction material made of aggregates, a binder, and water. Stucco is applied wet and hardens to a very dense solid. It is used as a decorative coating for walls and ceilings, exterior walls, and as a sculptural and artistic material in architecture. Stucco can be applied on construction materials such as metal, expanded metal lath, concrete, cinder block, or clay brick and adobe for decorative and structural purposes. In English, "stucco" sometimes refers to a coating for the outside of a building and "plaster" to a coating for interiors; as described below, however, the materials themselves often have little to no differences. Other European languages, notably Italian, do not have the same distinction; ''stucco'' means ''plaster'' in Italian and serves for both. Composition The basic composition of stucco is cement, water, and sand. The difference in nomenclature between stucco, plaster, and mortar is based more on use than composition. Until ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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