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Banque Cantonale De Fribourg
Banque Cantonale de Fribourg (BCF) is a Swiss cantonal bank which is part of the 24 cantonal banks serving Switzerland's 26 cantons. Founded in 1892, Banque Cantonale de Fribourg in 2014 had 29 branches across Switzerland with 372 employees; total assets of the bank were 18 938.23 mln CHF. Headquartered in Fribourg, Banque Cantonale de Fribourg has full state guarantee of its liabilities. History Up until 1996, the bank was called Banque de l'État de Fribourg. Albert Michel was the CEO of BCF from 1993 to 2011, and Chairman of the board from 2012 to 2022. Alex Geissbühler has presided the bank since 2022. Notes and references See also * Cantonal bank * List of banks in Switzerland External links Official website {{coord, 46.8020, N, 7.1512, E, source:wikidata, display=title Fribourg , neighboring_municipalities= Düdingen, Givisiez, Granges-Paccot, Marly, Pierrafortscha, Sankt Ursen, Tafers, Villars-sur-Glâne , twintowns = Rueil-Malmaison (France) , ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banking
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cantonal Bank
The cantonal banks (''German: Kantonalbank, French: banque cantonale, Italian: banca cantonale)'' are 24 Swiss government-owned commercial banks. Most of them were founded between 1834 and 1916, although the Banque cantonale du Jura was founded in 1979 – due to the separation of Jura from the Canton of Berne, which occurred in 1978. 21 are provided by the canton in which they are based with a guarantee for the assets held there. Description Traditionally, cantonal banks are especially strong in savings and mortgage products. Currently they are in the process of being partially privatised. The cantonal banks are organised and regulated by the Association of Swiss Cantonal Banks, with its office in Basel. As a group, the cantonal banks account for about 30% of the banking sector in Switzerland, with a network of over 800 branches and 16 000 employees in Switzerland. In 2014 consolidated total assets of all cantonal banks accounted around 500 bln CHF, which is comparable wit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Switzerland
). Swiss law does not designate a ''capital'' as such, but the federal parliament and government are installed in Bern, while other federal institutions, such as the federal courts, are in other cities (Bellinzona, Lausanne, Luzern, Neuchâtel, St. Gallen a.o.). , coordinates = , largest_city = Zürich , official_languages = , englishmotto = "One for all, all for one" , religion_year = 2020 , religion_ref = , religion = , demonym = , german: Schweizer/Schweizerin, french: Suisse/Suissesse, it, svizzero/svizzera or , rm, Svizzer/Svizra , government_type = Federalism, Federal assembly-independent Directorial system, directorial republic with elements of a direct democracy , leader_title1 = Federal Council (Switzerland), Federal Council , leader_name1 = , leader_title2 = , leader_name2 = Walter Thurnherr , legislature = Fe ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Canton (country Subdivision)
A canton is a type of administrative division of a country. In general, cantons are relatively small in terms of area and population when compared with other administrative divisions such as counties, departments, or provinces. Internationally, the most politically important cantons are the Swiss cantons. As the constituents of the Swiss Confederation, theoretically and historically, they are semi-sovereign states. The term is derived from the French word '' canton'', meaning "corner" or "district" (from which "cantonment" is also derived). In specific countries Cantons exist or previously existed in the following countries: *Cantons of Belgium * Cantonal Government of Bohol *Cantons of Bolivia *Cantons of Bosnia and Herzegovina: federal units of the Federation of Bosnia and Herzegovina *Canada: Canadian French equivalent for the English word "township", since the translation ''municipalité'' is already used for a different level of government (see township). ** Cantons of Qu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Fribourg
, neighboring_municipalities= Düdingen, Givisiez, Granges-Paccot, Marly, Pierrafortscha, Sankt Ursen, Tafers, Villars-sur-Glâne , twintowns = Rueil-Malmaison (France) , website = www.ville-fribourg.ch , Location of , Location of () () or , ; or , ; gsw, label= Swiss German, Frybùrg ; it, Friburgo or ; rm, Friburg. is the capital of the Swiss canton of Fribourg and district of La Sarine. Located on both sides of the river Saane/Sarine, on the Swiss Plateau, it is a major economic, administrative and educational centre on the cultural border between German-speaking and French-speaking Switzerland. Its Old City, one of the best-maintained in Switzerland, sits on a small rocky hill above the valley of the Sarine. In 2018, it had a population of 38,365. History Prehistory The region around Fribourg has been settled since the Neolithic period, although few remains have been found. These include some flint tools found near Bourguillon, as well as a stone hatchet and bro ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
State Guarantee
A loan guarantee, in finance, is a promise by one party (the guarantor) to assume the debt obligation of a borrower if that borrower defaults. A guarantee can be limited or unlimited, making the guarantor liable for only a portion or all of the debt. Private loan guarantees There are two main types: # Guarantor mortgages # Unsecured guarantor loan Guarantor mortgages Popular with young borrowers who do not have a large deposit saved and need to borrow up to 100% of the property value to purchase a property. Generally, their parents will provide a guarantee to the lender to cover any shortfall in the event of default. There are three main types # Guarantor Mortgage – generally, a parent or close family member will guarantee the mortgage debt and will cover the repayment obligations should the borrower default. # Family offset mortgage – typically, a parent or grandparent will put their savings into an account linked to the borrower’s mortgage. They do not get any intere ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cantonal Bank
The cantonal banks (''German: Kantonalbank, French: banque cantonale, Italian: banca cantonale)'' are 24 Swiss government-owned commercial banks. Most of them were founded between 1834 and 1916, although the Banque cantonale du Jura was founded in 1979 – due to the separation of Jura from the Canton of Berne, which occurred in 1978. 21 are provided by the canton in which they are based with a guarantee for the assets held there. Description Traditionally, cantonal banks are especially strong in savings and mortgage products. Currently they are in the process of being partially privatised. The cantonal banks are organised and regulated by the Association of Swiss Cantonal Banks, with its office in Basel. As a group, the cantonal banks account for about 30% of the banking sector in Switzerland, with a network of over 800 branches and 16 000 employees in Switzerland. In 2014 consolidated total assets of all cantonal banks accounted around 500 bln CHF, which is comparable wit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
List Of Banks In Switzerland
Systemically Important Banks Globally Systemically Important Banks *UBS Group AG *Credit Suisse Group AG Domestically Systemically Important Banks * Zurich Cantonal Bank * Banque cantonale vaudoise * Raiffeisen * PostFinance Top-tier Swiss banks Other Swiss-based banks with a significant presence domestically and overseas with considerable assets under management. *Julius Baer Group *Vontobel *Pictet Group *Lombard Odier * J. Safra Sarasin * Union Bancaire Privee *EFG International Family-owned Swiss banks * Banque Heritage * Bank SYZ * Bordier & Cie * Compagnie Bancaire Helvétique *Edmond de Rothschild Group * Geneva Swiss Bank * Gonet & Cie * E. Gutzwiller & Cie, Banquiers *Habib Bank AG Zurich * Hyposwiss Private Bank Genève SA *Landolt & Cie *Lienhardt & Partner Privatbank Zürich *Reichmuth & Co * REYL Group *Union Bancaire Privée * Rahn+Bodmer Co. *Vontobel Swiss branches of international banks Belgium *AXA Bank Europe, Brüssel, Zweigniederlassung Winterthur * Fort ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cantonal Banks
The cantonal banks (''German: Kantonalbank, French: banque cantonale, Italian: banca cantonale)'' are 24 Swiss government-owned commercial banks. Most of them were founded between 1834 and 1916, although the Banque cantonale du Jura was founded in 1979 – due to the separation of Jura from the Canton of Berne, which occurred in 1978. 21 are provided by the canton in which they are based with a guarantee for the assets held there. Description Traditionally, cantonal banks are especially strong in savings and mortgage products. Currently they are in the process of being partially privatised. The cantonal banks are organised and regulated by the Association of Swiss Cantonal Banks, with its office in Basel. As a group, the cantonal banks account for about 30% of the banking sector in Switzerland, with a network of over 800 branches and 16 000 employees in Switzerland. In 2014 consolidated total assets of all cantonal banks accounted around 500 bln CHF, which is comparable wit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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