Atlantic Coast Financial
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Atlantic Coast Financial
Atlantic Coast Financial Corporation was an American publicly traded bank holding company headquartered in Jacksonville, Florida (a Maryland corporation) and listed on the NASDAQ Stock Market (), which wholly owned Atlantic Coast Bank. In 2018, Ameris Bancorp completed its acquisition of Atlantic Coast Bank. The banks services were focused primarily on personal banking and business banking in the Northeast Florida, Central Florida and Southeast Georgia regions. The company has been recognized by the Jacksonville Business Journal as one of north Florida's "Best Places to Work" in both 2015 and 2016, and was also selected as one of Florida's "Best Companies" by Florida Trend Magazine in July 2016. Offices and branches Atlantic Coast Bank maintains offices throughout Central and North Florida and Southeast Georgia. The company operates seven branches and one administrative office (which includes a stand-alone ATM) in Northeast Florida and three branches in Southeast Georgia. The No ...
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Public Company
A public company is a company whose ownership is organized via shares of stock which are intended to be freely traded on a stock exchange or in over-the-counter markets. A public (publicly traded) company can be listed on a stock exchange (listed company), which facilitates the trade of shares, or not (unlisted public company). In some jurisdictions, public companies over a certain size must be listed on an exchange. In most cases, public companies are ''private'' enterprises in the ''private'' sector, and "public" emphasizes their reporting and trading on the public markets. Public companies are formed within the legal systems of particular states, and therefore have associations and formal designations which are distinct and separate in the polity in which they reside. In the United States, for example, a public company is usually a type of corporation (though a corporation need not be a public company), in the United Kingdom it is usually a public limited company (plc), i ...
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Jacksonville Beach, Florida
Jacksonville Beach is a coastal resort city in Duval County, Florida, United States. It was incorporated on May 22, 1907, as Pablo Beach, and would later change its name to Jacksonville Beach in 1925. The city is part of group of communities collectively referred to as the Jacksonville Beaches. These communities include Mayport, Atlantic Beach, Neptune Beach, and Ponte Vedra Beach. When the city of Jacksonville consolidated with Duval County in 1968, Jacksonville Beach, together with Atlantic Beach, Neptune Beach, and Baldwin, voted to retain their own municipal governments. As a result, citizens of Jacksonville Beach are also eligible to vote in mayoral election for the City of Jacksonville. As of the 2010 census, Jacksonville Beach had a total population of 21,362. History The area around present-day Jacksonville Beach was first settled by Spanish settlers. Spanish missions were established from Mayport to St. Augustine. Spain ceded Florida to Great Britain by treaty in ...
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Mortgage Loan
A mortgage loan or simply mortgage (), in civil law jurisdicions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is " secured" on the borrower's property through a process known as mortgage origination. This means that a legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or " repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word ''mortgage'' is derived from a Law French term used in Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure. A mortgage can also be described as "a borrower giving consideration in the form ...
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Transactional Account
A transaction account, also called a checking account, chequing account, current account, demand deposit account, or share draft account at credit unions, is a deposit account held at a bank or other financial institution. It is available to the account owner "on demand" and is available for frequent and immediate access by the account owner or to others as the account owner may direct. Access may be in a variety of ways, such as cash withdrawals, use of debit cards, cheques (checks) and electronic transfer. In economic terms, the funds held in a transaction account are regarded as liquid funds. In accounting terms, they are considered as cash. Transaction accounts are known by a variety of descriptions, including a current account (British English), chequing account or checking account when held by a bank, share draft account when held by a credit union in North America. In the United Kingdom, Hong Kong, India and a number of other countries, they are commonly called current or ...
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Savannah, Georgia
Savannah ( ) is the oldest city in the U.S. state of Georgia (U.S. state), Georgia and is the county seat of Chatham County, Georgia, Chatham County. Established in 1733 on the Savannah River, the city of Savannah became the Kingdom of Great Britain, British British America, colonial capital of the Province of Georgia and later the first state capital of Georgia. A strategic port city in the American Revolution and during the American Civil War, Savannah is today an industrial center and an important Atlantic seaport. It is Georgia's Georgia (U.S. state)#Major cities, fifth-largest city, with a 2020 United States Census, 2020 U.S. Census population of 147,780. The Savannah metropolitan area, Georgia's List of metropolitan areas in Georgia (U.S. state), third-largest, had a 2020 population of 404,798. Each year, Savannah attracts millions of visitors to its cobblestone streets, parks, and notable historic buildings. These buildings include the birthplace of Juliette Gordon Low (f ...
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Tampa, Florida
Tampa () is a city on the Gulf Coast of the United States, Gulf Coast of the U.S. state of Florida. The city's borders include the north shore of Tampa Bay and the east shore of Old Tampa Bay. Tampa is the largest city in the Tampa Bay area and the County seat, seat of Hillsborough County, Florida, Hillsborough County. With a population of 384,959 according to the 2020 census, Tampa is the third-most populated city in Florida after Jacksonville, Florida, Jacksonville and Miami and is the List of United States cities by population, 52nd most populated city in the United States. Tampa functioned as a military center during the 19th century with the establishment of Fort Brooke. The cigar industry was also brought to the city by Vicente Martinez Ybor, Vincente Martinez Ybor, after whom Ybor City is named. Tampa was formally reincorporated as a city in 1887, following the American Civil War, Civil War. Today, Tampa's economy is driven by tourism, health care, finance, insurance, tec ...
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Gainesville, Florida
Gainesville is the county seat of Alachua County, Florida, Alachua County, Florida, and the largest city in North Central Florida, with a population of 141,085 in 2020. It is the principal city of the Gainesville metropolitan area, Florida, Gainesville metropolitan area, which had a population of 339,247 in 2020. Gainesville is home to the University of Florida, the List of largest United States university campuses by enrollment, fourth-largest public university campus by enrollment in the United States as of the 2021–2022 academic year. History There is archeological evidence, from about 12,000 years ago, of the presence of Paleo Indians in the Gainesville area, although it is not known if there were any permanent settlements. A Deptford culture campsite existed in Gainesville and was estimated to have been used between 500 BCE and 100 CE. The Deptford people moved south into Paynes Prairie and Orange Lake during the first century and evolved into the Cades Pond culture. The ...
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Orlando, Florida
Orlando () is a city in the U.S. state of Florida and is the county seat of Orange County, Florida, Orange County. In Central Florida, it is the center of the Greater Orlando, Orlando metropolitan area, which had a population of 2,509,831, according to United States Census Bureau, U.S. Census Bureau figures released in July 2017, making it the List of Metropolitan Statistical Areas, 23rd-largest metropolitan area in the United States, the sixth-largest metropolitan area in the Southern United States, and the third-largest metropolitan area in Florida behind Miami and Tampa, Florida, Tampa. Orlando had a population of 307,573 in the 2020 census, making it the List of United States cities by population, 67th-largest city in the United States, the fourth-largest city in Florida, and the state's largest inland city. Orlando is one of the most-visited cities in the world primarily due to tourism, major events, and convention traffic; in 2018, the city drew more than 75 million v ...
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Douglas, Georgia
Douglas is a city in Coffee County, Georgia, United States. As of the 2020 census, the city had a population of 11,722. Douglas is the county seat of Coffee County and the core city of the Douglas, Georgia Micropolitan Statistical Area, which had a population of 50,731 as of the 2010 census. History Douglas was founded in 1855 as the seat of the newly formed Coffee County. It was named for Senator Stephen A. Douglas from Illinois, a renowned stump speaker who was the challenger to Abraham Lincoln in the presidential election of 1860. Douglas was chartered as a town in 1895 and as a city in 1897. In 1895, the railroad came to Douglas and the community began to boom. In 1909, the Georgia and Florida Railway located its offices in Douglas. The Eleventh District Agricultural & Mechanical School was established in Douglas in 1906. In 1927, South Georgia College was founded as Georgia's first state-supported junior college. During the 1920s and 1930s, Douglas was one of the ma ...
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Waycross, Georgia
Waycross is the county seat of, and only incorporated city in, Ware County in the U.S. state of Georgia. The population was 14,725 at the 2010 Census and dropped to 13,942 in the 2020 census. Waycross includes two historic districts (Downtown Waycross Historic District and Waycross Historic District) and several other properties that are on the National Register of Historic Places, including the U.S. Post Office and Courthouse, Lott Cemetery, the First African Baptist Church and Parsonage, and the Obediah Barber Homestead (which is seven miles south of the city). The city is also referenced in the song Miller's Cave by the international Submarine Band.https://www.bluegrasslyrics.com/song/millers-cave/ History The area now known as Waycross was first settled ''circa'' 1820, locally known as "Old Nine" or "Number Nine" and then Pendleton. It was renamed Tebeauville in 1857, incorporated under that name in 1866, and designated county seat of Ware County in 1873. It was incorp ...
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Orange Park, Florida
Orange Park is a town in Clay County, Florida, United States. It is a suburb of Jacksonville, in neighboring Duval County. The population was 8,412 at the 2010 census. The name "Orange Park" is additionally applied to a wider area of northern Clay County outside the town limits, covering such communities as Fleming Island, Lakeside, Bellair-Meadowbrook Terrace and Oakleaf Plantation. The town's name reflects the hope of its founders for a fruit-growing industry, but their crops were destroyed in the Great Freeze of 1894–1895. Despite recovery elsewhere, the crops never came back to Orange Park. History Orange Park in the late 18th century was known simply as Laurel Grove. The name Laurel Grove comes from Sarah and William Pengree, who received a land grant from the Spanish governor. Laurel Grove was sold to Zephaniah Kingsley, of the Kingsley Plantation, upon William's death. Zephaniah developed Laurel Grove into a model farming plantation for over 10 years. In 1813 ...
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Julington Creek Plantation, Florida
Julington Creek Plantation is an unincorporated community in the larger community of St. Johns, St. Johns County, Florida, United States. It consists of several large neighborhoods, and is located along Race Track Road east of State Road 13, across from Fruit Cove (which is also the name of a census-designated place A census-designated place (CDP) is a concentration of population defined by the United States Census Bureau for statistical purposes only. CDPs have been used in each decennial census since 1980 as the counterparts of incorporated places, such ... that includes Julington Creek Plantation). Julington Creek Plantation Community Development District encompasses approximately 4,120 acres and is located in northwest St. John’s County, approximately twenty miles south of downtown Jacksonville, seven miles south of Interstate 295, and fifteen miles west of the Atlantic Ocean. The community is halfway between the historic city of Saint Augustine and the excitement of ...
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