American Savings Promotion Act (H.R. 3374; 113th Congress)
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American Savings Promotion Act (H.R. 3374; 113th Congress)
The American Savings Promotion Act (; ) is a United States federal statute that authorizes some financial institutions to conduct a contest, known as a "savings promotion raffle," in which the sole consideration required for a chance of winning designated prizes is obtained by the deposit of a specified amount of money in a savings account or program, where each ticket or entry has an equal chance of being drawn. The bill was introduced into the United States House of Representatives during the 113th United States Congress by Rep. Derek Kilmer (D, WA-6). A companion piece of legislation was introduced into the United States Senate by Senators Jerry Moran (R-KS) and Sherrod Brown (D-OH). The bill passed the House on a voice vote on September 15, 2014 and passed the Senate by unanimous consent on December 10, 2014. It was signed into law by President Barack Obama on December 18, 2014 and became Public Law No: 113-251. Background In October 2013, there were eight states that had ...
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Derek Kilmer
Derek Christian Kilmer (born January 1, 1974) is an American politician who has been the U.S. representative for Washington's 6th congressional district since 2013. A member of the Democratic Party, he served as a member of the Washington House of Representatives from 2005 to 2007 and the Washington State Senate from 2007 to 2012, representing the 26th district. In March 2012, Kilmer announced he was running to succeed Norm Dicks to represent Washington's 6th congressional district. On November 6, he won the general election to become the district's representative. Early life, education, and business career Kilmer was born and raised in Port Angeles, Washington. Both his parents were public school teachers. Kilmer earned a B.A. in public affairs with a certificate in American Studies from Princeton University's Woodrow Wilson School of Public and International Affairs in 1996. He completed his 184-page senior thesis, "Recovering From the Addiction: The Social and Economic Impa ...
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Federal Statute
In the law of the United States, the Code of Laws of the United States of America (variously abbreviated to Code of Laws of the United States, United States Code, U.S. Code, U.S.C., or USC) is the official compilation and codification of the general and permanent federal statutes. It contains 53 titles (Titles 1–54, excepting Title 53, which is reserved for a proposed title on small business). The main edition is published every six years by the Office of the Law Revision Counsel of the House of Representatives, and cumulative supplements are published annually.About United States Code
Gpo.gov. Retrieved on 2013-07-19.
The official version of these laws appears in the ''

Discharge Petition
In United States parliamentary procedure, a discharge petition is a means of bringing a bill out of committee and to the floor for consideration without a report from the committee by "discharging" the committee from further consideration of a bill or resolution. Discharge petitions are most often associated with the U.S. House of Representatives, though many state legislatures in the United States have similar procedures. There, discharge petitions are used when the chair of a committee refuses to place a bill or resolution on the Committee's agenda: by never reporting a bill, the matter will never leave the committee, and the full House will not be able to consider it. The discharge petition, and the threat of one, gives more power to individual members of the House and removes a small amount of power from the leadership and committee chairs. In the U.S. House, successful discharge petitions are rare, as the signatures of an absolute majority of House members are required. In ...
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Niki Tsongas
Nicola Dickson "Niki" Sauvage Tsongas (; born April 26, 1946) is an American politician who served as a U.S. Representative from Massachusetts from 2007 to 2019. She held the seat formerly held by her husband, the late Paul Tsongas, for the district numbered as from 2007 to 2013 and as from 2013 to 2019. She is a member of the Democratic Party. In August 2017 Tsongas announced that she would not seek another term in the November 2018 election. Early life and education Tsongas was born Nicola Dickson Sauvage on April 26, 1946, in Chico, California. Her mother, Marian Susan (née Wyman), was an artist and copywriter, and her father, Colonel Russell Elmer Sauvage, was an engineer in the United States Army Air Forces who survived the attack on Pearl Harbor. Tsongas graduated in 1964 from Narimasu American High School in Japan while her father was stationed at Fuchu Air Force Base. She spent one year at Michigan State University, then transferred to Smith College in Northampt ...
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Tom Cotton
Thomas Bryant Cotton (born May 13, 1977) is an American politician, attorney, and former military officer serving as the junior United States senator for Arkansas since 2015. A member of the Republican Party, he served in the U.S. House of Representatives from 2013 to 2015. Cotton was elected as the U.S. representative for Arkansas's 4th congressional district in 2012 and to the Senate at age 37 in 2014, defeating two-term Democratic incumbent Mark Pryor. Early life and education Thomas Bryant Cotton was born on May 13, 1977, in Dardanelle, Arkansas. His father, Thomas Leonard "Len" Cotton, was a district supervisor in the Arkansas Department of Health, and his mother, Avis ( Bryant) Cotton, was a schoolteacher who later became principal of their district's middle school. Cotton's family had lived in rural Arkansas for seven generations, and he grew up on his family's cattle farm. He attended Dardanelle High School, where he played on the local and regional basketball te ...
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Racketeering
Racketeering is a type of organized crime in which the perpetrators set up a coercive, fraudulent, extortionary, or otherwise illegal coordinated scheme or operation (a "racket") to repeatedly or consistently collect a profit. Originally and often still specifically, racketeering may refer to an organized criminal act in which the perpetrators offer a service that will not be put into effect, offer a service to solve a nonexistent problem, or offer a service that solves a problem that would not exist without the racket. However, racketeers may offer an ostensibly effectual service to solve an existing problem. The traditional and historically most common example of such a racket is the "protection racket", in which racketeers offer to protect a business from robbery or vandalism; however, the racketeers will themselves coerce or threaten the business into accepting this service, often with the threat (implicit or otherwise) that failure to acquire the offered services will lead t ...
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Federal Reserve Act
The Federal Reserve Act was passed by the 63rd United States Congress and signed into law by President Woodrow Wilson on December 23, 1913. The law created the Federal Reserve System, the central banking system of the United States. The Panic of 1907 convinced many Americans of the need to establish a central banking system, which the country had lacked since the Bank War of the 1830s. After Democrats won unified control of Congress and the presidency in the 1912 elections, President Wilson, Congressman Carter Glass, and Senator Robert Latham Owen crafted a central banking bill that occupied a middle ground between the Aldrich Plan, which called for private control of the central banking system, and progressives like William Jennings Bryan, who favored government control over the central banking system. Wilson made the bill a top priority of his New Freedom domestic agenda, and he helped ensure that it passed both houses of Congress without major amendments. Later, President ...
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Public Domain
The public domain (PD) consists of all the creative work A creative work is a manifestation of creative effort including fine artwork (sculpture, paintings, drawing, sketching, performance art), dance, writing (literature), filmmaking, and composition. Legal definitions Creative works require a cre ... to which no exclusive intellectual property rights apply. Those rights may have expired, been forfeited, expressly waived, or may be inapplicable. Because those rights have expired, anyone can legally use or reference those works without permission. As examples, the works of William Shakespeare, Ludwig van Beethoven, Leonardo da Vinci and Georges Méliès are in the public domain either by virtue of their having been created before copyright existed, or by their copyright term having expired. Some works are not covered by a country's copyright laws, and are therefore in the public domain; for example, in the United States, items excluded from copyright include the for ...
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Congressional Research Service
The Congressional Research Service (CRS) is a public policy research institute of the United States Congress. Operating within the Library of Congress, it works primarily and directly for members of Congress and their committees and staff on a confidential, nonpartisan basis. CRS is sometimes known as Congress' think tank due to its broad mandate of providing research and analysis on all matters relevant to national policymaking. CRS has roughly 600 employees reflecting a wide variety of expertise and disciplines, including lawyers, economists, reference librarians, and scientists. In the 2016 fiscal year, it was appropriated a budget of roughly $106.9 million by Congress. CRS was founded during the height of the Progressive Era as part of a broader effort to professionalize the government by providing independent research and information to public officials. Its work was initially made available to the public, but between 1952 and 2018 was restricted only to members of Congr ...
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Sherrod Brown
Sherrod Campbell Brown (; born November 9, 1952) is an American politician serving as the senior United States senator from Ohio, a seat which he has held since 2007. A member of the Democratic Party, he was the U.S. representative for Ohio's 13th congressional district from 1993 to 2007 and the 47th secretary of state of Ohio from 1983 to 1991. He started his political career in 1975 as an Ohio state representative. Brown defeated two-term Republican incumbent Mike DeWine in the 2006 U.S. Senate election and was reelected in 2012, defeating state treasurer Josh Mandel, and in 2018, defeating U.S. representative Jim Renacci. In the Senate, he was chair of the Agriculture Subcommittee on Hunger, Nutrition and Family Farms and the Banking Subcommittee on Economic Policy, and is also a member of the Committee on Finance, the Committee on Veterans' Affairs, and Select Committee on Ethics. At the start of the 114th Congress in January 2015, Brown became the ranking Democ ...
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Jerry Moran
Gerald Wesley Moran ( ; born May 29, 1954) is an American lawyer and politician who is the senior United States senator from Kansas, a seat he has held since 2011. A member of the Republican Party, he was chair of the National Republican Senatorial Committee for the 113th U.S. Congress, during which he led successful Republican efforts in the 2014 election, producing the first Republican Senate majority since 2006. Previously, he was a member of the United States House of Representatives, representing . Raised in Plainville, Kansas, Moran graduated from the University of Kansas and the University of Kansas School of Law. He worked in private law and was the state special assistant attorney general (1982–85) and deputy attorney of Rooks County (1987–95). He served in the Kansas Senate from 1989 to 1997 and was majority leader for his last two years. He was elected to the House of Representatives in 1996 and spent seven terms there with little electoral opposition. He was ...
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United States Senate
The United States Senate is the upper chamber of the United States Congress, with the House of Representatives being the lower chamber. Together they compose the national bicameral legislature of the United States. The composition and powers of the Senate are established by Article One of the United States Constitution. The Senate is composed of senators, each of whom represents a single state in its entirety. Each of the 50 states is equally represented by two senators who serve staggered terms of six years, for a total of 100 senators. The vice president of the United States serves as presiding officer and president of the Senate by virtue of that office, despite not being a senator, and has a vote only if the Senate is equally divided. In the vice president's absence, the president pro tempore, who is traditionally the senior member of the party holding a majority of seats, presides over the Senate. As the upper chamber of Congress, the Senate has several powers o ...
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