America's First Federal Credit Union
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America's First Federal Credit Union
America's First Federal Credit Union (AFFCU) is a credit union headquartered in Birmingham, Alabama, chartered and regulated under the authority of the National Credit Union Administration (NCUA) of the U.S. federal government. AFFCU is the third largest credit union in Alabama with more than $1.3 billion in assetsand 21 branches. History On July 22, 1936, a group of nineteen men founded Iron and Steel Workers Credit Union at United States Steel's Ensley Works facility. With a cigar box to hold its cash and only two types of transactions at first, America's First has grown to become the second largest credit union in the city of Birmingham and the third largest in the state of Alabama. Services The credit union offers a variety of financial services to members: * Savings accounts * Checking accounts * Kids’ accounts * IRA accounts * Certificates of deposit It also offers consumer and auto loans, credit cards, mortgages, home equity lines of credit, investment pla ...
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America First Credit Union
America First Credit Union (AFCU) is a federally chartered credit union headquartered in Riverdale, Utah, United States. America First was the sixth largest credit union in the United States in terms of total membership and eight largest credit union in assets in the U.S. Description America First has 131 branch locations, more than 1 million members, and has over USD 11.713 billion in assets. America First is also a member of the CO-OP Network of ATMs which provides its members free ATM access to the network's almost 30,000 ATMs nationwide. Eligibility for membership at America First is open to anyone who lives, works, worships, attends school, conducts business, or volunteers in any counties or cities within their field of membership in Utah, Idaho, Oregon, New Mexico, Arizona, and Nevada. Eligibility is also open to all those who live within a 12-mile radius of the Mesquite, Nevada, city post office and the members of the immediate family or household of an existing member ...
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Loan
In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations, etc. The recipient (i.e., the borrower) incurs a debt and is usually liable to pay interest on that debt until it is repaid as well as to repay the principal amount borrowed. The document evidencing the debt (e.g., a promissory note) will normally specify, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and the date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower. The interest provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice, any material object might be lent. Ac ...
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Companies Based In Alabama
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial per ...
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Talladega County, Alabama
Talladega County (pronounced Talla-dig-a) is a County (United States), county located in the east central portion of the U.S. state of Alabama."ACES Winston County Office" (links/history), Alabama Cooperative Extension System (ACES), 2007, webpageACES-Talladega As of the 2020 United States census, 2020 census, the population was 82,149. Its county seat is Talladega, Alabama, Talladega. Talladega County is included in the Talladega-Sylacauga, Alabama, Sylacauga, AL Talladega-Sylacauga, AL Micropolitan Statistical Area, Micropolitan Statistical Area, which is also included in the Birmingham, Alabama, Birmingham-Hoover, Alabama, Hoover-Talladega, AL Birmingham, Alabama, metropolitan area, Combined Statistical Area. History Prior to Euro-American settlement in this area, it was occupied by the Abihka tribe of the Creek Confederacy. The United States forced the Creek to agree to treaties by which they ceded their land to the US, ultimately resulting in Indian Removal to west of the M ...
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Mobile County, Alabama
Mobile County ( ) is located in the southwestern corner of the U.S. state of Alabama. It is the second most-populous county in the state after Jefferson County. As of the 2020 census, its population was 414,809. Its county seat is Mobile, which was founded as a deepwater port on the Mobile River. The only such port in Alabama, it has long been integral to the economy for providing access to inland waterways as well as the Gulf of Mexico. The city, river, and county were named in honor of '' Maubila'', a village of the paramount chief Tuskaloosa of the regional Mississippian culture. In 1540 he arranged an ambush of soldiers of Hernando de Soto's expedition in an effort to expel them from the territory. The Spaniards were armed with guns and killed many of the tribe. Mobile County and Washington County, Alabama make up the Mobile Metropolitan Statistical Area with a 2020 population of 430,197. The Mobile, AL MSA and Daphne-Fairhope-Foley, AL MSA make up the much larger Mobile-D ...
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Calhoun County, Alabama
Calhoun County is a County (United States), county in the east central part of the U.S. state of Alabama. As of the 2020 United States census, 2020 census, the population was 116,441. Its county seat is Anniston, Alabama, Anniston. It was named in honor of John C. Calhoun, noted politician and United States Senate, US Senator from South Carolina. Calhoun County is included in the Anniston-Oxford Metropolitan Area, Anniston-Oxford Metropolitan Statistical Area. History Benton County was established on December 18, 1832, named for Thomas Hart Benton (senator), Thomas Hart Benton, a member of the United States Senate from Missouri. Its county seat was Jacksonville, Alabama, Jacksonville. Benton, a slave owner, was a political ally of John C. Calhoun, U.S. senator from South Carolina and also a slaveholder and planter. Through the 1820s-1840s, however, Benton's and Calhoun's political interests diverged. Calhoun was increasingly interested in using the threat of secession in the Uni ...
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Walker County, Alabama
Walker County is a county located in the central portion of the U.S. state of Alabama. "ACES Walker County Office" (links/history), Alabama Cooperative Extension System (ACES), 2007, webpage: ACES-Walker As of the 2020 census, the population was 65,342. Its county seat is Jasper. Its name is in honor of John Williams Walker, the first U.S. senator elected from Alabama. Walker County comprises the entirety of the Jasper, AL Micropolitan Statistical Area. History Walker County was established on December 26, 1823, and formed from sections of Marion and Tuscaloosa counties. It was named after Senator John Walker, who represented Alabama in the U.S. Senate from 1819 to 1822. The county was greatly reduced in size on February 12, 1850, when its northern half became the county of Winston. Jasper is the county seat, and was named after William Jasper, a Revolutionary War hero from South Carolina. National Register of Historic Places Walker County has sites listed on the Na ...
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Shelby County, Alabama
Shelby County is located in the Central Alabama, central portion of the U.S. state of Alabama. As of the 2020 United States census, 2020 census the population was 223,024. The county seat is Columbiana, Alabama, Columbiana. The largest city is Alabaster, Alabama, Alabaster. The county is named in honor of Isaac Shelby, Governor of Kentucky from 1792 to 1796 and again from 1812 to 1816. Shelby County is included in the Birmingham, Alabama, Birmingham–Hoover, Alabama, Hoover, AL Birmingham, Alabama, metropolitan area, Metropolitan Statistical Area. History Shelby County was established on February 7, 1818, and it was named for the Revolutionary War hero and the first Governor of Kentucky, Isaac Shelby. Beginning in 1820, the first county seat was located at Shelbyville. This settlement, long defunct, was located within the modern city limits of Pelham, Alabama, Pelham. The first courthouse was built of logs. The seat was moved to Columbia, now Columbiana, Alabama, Columbiana, in ...
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Jefferson County, Alabama
Jefferson County is the List of counties in Alabama, most populous county in the U.S. state of Alabama, located in the central portion of the state. As of the 2020 United States census, 2020 census, its population was 674,721. Its county seat is Birmingham, Alabama, Birmingham. Its rapid growth as an industrial city in the 20th century, based on heavy manufacturing in steel and iron, established its dominance. Jefferson County is the central county of the Birmingham-Hoover, Alabama, Hoover, AL Birmingham metropolitan area, Alabama, Metropolitan Statistical Area. History Jefferson County was established on December 13, 1819, by the Alabama Legislature. It was named in honor of former President of the United States, President Thomas Jefferson. The county is located in the north-central portion of the state, on the southernmost edge of the Appalachian Mountains. It is in the center of the (former) iron, coal, and limestone mining belt of the Southern United States. Most of the ...
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Chilton County, Alabama
Chilton County is a county located in the central portion of the U.S. state of Alabama. As of the 2020 census, the population was 45,014. The county seat is Clanton. Its name is in honor of William Parish Chilton, Sr. (1810–1871), a lawyer who became Chief Justice of the Alabama Supreme Court and later represented Montgomery County in the Congress of the Confederate States of America. Chilton County is included in the Birmingham- Hoover, AL Metropolitan Statistical Area. In 2010, the center of population of Alabama was located in Chilton County, near the city of Jemison, an area known as Jemison Division. The county is known for its peaches and its unique landscape. It is home to swamps, prairies, and mountains due to the foothills of the Appalachians which end in the county, the Coosa River basin, and its proximity to the Black Belt Prairie that was long a center of cotton production. History Baker County was established on December 30, 1868, named for Alfred Baker ...
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Blount County, Alabama
Blount County is a county located in the U.S. state of Alabama. As of the 2020 census, the population was 59,134. Its county seat is Oneonta. Blount County is a moist county. In the November 6, 2012 elections, a countywide ballot initiative to allow alcohol sales was narrowly defeated, but Blountsville, Cleveland and Oneonta have allowed for the sale of alcohol since 2013. Blount County has been dubbed the "Covered Bridge Capital of Alabama" since it has more historic covered bridges standing within a single county than any other in the state - with earlier covered bridges known of. This county celebrates the Covered Bridge Festival every autumn in Oneonta to commemorate its three remaining covered bridges. History Blount County was created by the Alabama Territorial Legislature on February 6, 1818, formed from land ceded to the federal government by the Creek Nation on August 9, 1814. This county was named for Governor Willie Blount of Tennessee, who provided assistance to ...
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Bibb County, Alabama
Bibb County is a county in the central portion of the U.S. state of Alabama. The county is included in the ARC's definition of Appalachia. As of the 24th decennial 2020 census, its population was 22,293. The county seat is Centreville. The county is named in honor of William W. Bibb (1781–1820), the Governor of Alabama Territory (1817–1819) and the first Governor of Alabama (1819–1820, when he died). He is also the namesake for Bibb County, Georgia, where he began his political career. It is a "prohibition" or dry county; however, a few towns have become "wet" by allowing the sale of alcoholic beverages: Woodstock (December 2017), West Blocton (August 2012), Centreville (June 2010), and Brent (May 2010). The Bibb County Courthouse is located in the county seat of Centreville. History Cahawba County was established ("erected") on February 7, 1818, named for the Cahawba River (now more commonly known as Cahaba River). This name came from the Choctaw language word m ...
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