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20th Century Insurance
Farmers Insurance Group (informally Farmers) is an American insurer group of vehicles, homes and small businesses and also provides other insurance and financial services products. Farmers Insurance has more than 48,000 exclusive and independent agents and approximately 21,000 employees. Farmers is the trade name for three reciprocal insurers, Farmers, Fire, and Truck owned by their policyholders. The non-claims activities of Farmers are managed by an attorney in fact, Farmers Group Inc, which is a wholly owned subsidiary of Swiss-based Zurich Insurance Group. History 1922 to 2000 ;1922 Farmers' future co-founders John C. Tyler and Thomas E. Leavey first met after Tyler moved to California. Tyler and Leavey had both grown up with rural backgrounds and believed that farmers and ranchers, who had better driving records than urbanites, deserved lower insurance premiums. During the 1920s, farmers across the United States were establishing their own mutual insurance firms and cooper ...
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Privately Held Company
A privately held company (or simply a private company) is a company whose shares and related rights or obligations are not offered for public subscription or publicly negotiated in the respective listed markets, but rather the company's stock is offered, owned, traded, exchanged privately, or Over-the-counter (finance), over-the-counter. In the case of a closed corporation, there are a relatively small number of shareholders or company members. Related terms are closely-held corporation, unquoted company, and unlisted company. Though less visible than their public company, publicly traded counterparts, private companies have major importance in the world's economy. In 2008, the 441 list of largest private non-governmental companies by revenue, largest private companies in the United States accounted for ($1.8 trillion) in revenues and employed 6.2 million people, according to ''Forbes''. In 2005, using a substantially smaller pool size (22.7%) for comparison, the 339 companies on ...
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Wilshire Boulevard
Wilshire Boulevard is a prominent boulevard in the Los Angeles area of Southern California, extending from Ocean Avenue in the city of Santa Monica east to Grand Avenue in the Financial District of downtown Los Angeles. One of the principal east-west arterial roads of Los Angeles, it is also one of the major city streets through the city of Beverly Hills. Wilshire Boulevard runs roughly parallel with Santa Monica Boulevard from Santa Monica to the west boundary of Beverly Hills. From the east boundary it runs a block south of Sixth Street to its terminus. Wilshire Boulevard is densely developed throughout most of its span, connecting five of Los Angeles's major business districts and Beverly Hills to one-another. Many of the post-1956 skyscrapers in Los Angeles are located along Wilshire; for example, the Wilshire Grand Center, which is the tallest building in California, is located on the Figueroa and Wilshire intersection. One Wilshire, built in 1966 at the ju ...
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Broker-dealer
In financial services, a broker-dealer is a natural person, company or other organization that engages in the business of trading securities for its own account or on behalf of its customers. Broker-dealers are at the heart of the securities and derivatives trading process. Although many broker-dealers are "independent" firms solely involved in broker-dealer services, many others are business units or subsidiaries of commercial banks, investment banks or investment companies. When executing trade orders on behalf of a customer, the institution is said to be acting as a broker. When executing trades for its own account, the institution is said to be acting as a dealer. Securities bought from clients or other firms in the capacity of dealer may be sold to clients or other firms acting again in the capacity of dealer, or they may become a part of the firm's holdings. In addition to execution of securities transactions, broker-dealers are also the main sellers and distributors of mut ...
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Recreational Vehicle
A recreational vehicle, often abbreviated as RV, is a motor vehicle or trailer that includes living quarters designed for accommodation. Types of RVs include motorhomes, campervans, coaches, caravans (also known as travel trailers and camper trailers), fifth-wheel trailers, popup campers, and truck campers. Features Typical amenities of an RV include a kitchen, a bathroom, and one or more sleeping facilities. RVs can range from utilitarian – containing only sleeping quarters and basic cooking facilities – to luxurious, with features like air conditioning (AC), water heaters, televisions and satellite receivers, and quartz countertops, for example. RVs can either be trailers (which are towed behind motor vehicles) or self-propelled vehicles. Most RVs are single-deck; however, double-deck RVs also exist. To allow a more compact size while in transit, larger RVs often have expandable sides (called slide-outs) or canopies that are deployed when stationary. History T ...
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Manufactured Housing
Manufactured housing (commonly known as mobile homes in the United States) is a type of prefabricated housing that is largely assembled in factories and then transported to sites of use. The definition of the term in the United States is regulated by federal law (Code of Federal Regulations, 24 CFR 3280): "Manufactured homes are built as dwelling units of at least in size with a permanent chassis to assure the initial and continued transportability of the home." The requirement to have a wheeled chassis permanently attached differentiates "manufactured housing" from other types of prefabricated homes, such as modular homes. United States Definition According to the Manufactured Housing Institute's National Communities Council (MHINCC), ''manufactured homes''
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British American Tobacco
British American Tobacco plc (BAT) is a British multinational company that manufactures and sells cigarettes, tobacco and other nicotine products. The company, established in 1902, is headquartered in London, England. As of 2019, it is the largest tobacco company in the world based on net sales. BAT has operations in around 180 countries, and its cigarette brands include Dunhill, Kent, Lucky Strike, Pall Mall and Rothmans. Its brands also include Vype and Vuse and Glo. BAT has a primary listing on the London Stock Exchange and is a constituent of the FTSE 100 Index. It has a secondary listing on the Johannesburg Stock Exchange. BAT plc ordinary shares are also listed on the New York Stock Exchange in the form of American Depositary Shares. History 1902 to 2000 The company was formed in 1902, when the United Kingdom's Imperial Tobacco Company and the United States' American Tobacco Company agreed to form a joint venture, the "British-American Tobacco Company Ltd." The paren ...
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Zurich Financial Services Group
Zurich Insurance Group Ltd is a Swiss insurance company, headquartered in Zürich, and the country's largest insurer. As of 2021, the group is the world's 112th largest public company according to ''Forbes'' Global 2000s list, and in 2011 it ranked 94th in Interbrand's top 100 brands. Zurich is a global insurance company which is organized into three core business segments: General Insurance, Global Life and Farmers. Zurich employs 55,000 people, with customers in 215 countries and territories. The company is listed on the SIX Swiss Exchange. As of 2012, it had shareholders' equity of $34.494 billion.ZIG profile
, zurich.com; accessed 27 April 2014.


Company history


Zurich Insurance Company (1872–1998)

The company was founded in 1 ...
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1994 Northridge Earthquake
The 1994 Northridge earthquake was a moment 6.7 (), blind thrust earthquake that occurred on January 17, 1994, at 4:30:55 a.m. PST in the San Fernando Valley region of the City of Los Angeles. The quake had a duration of approximately 10–20 seconds, and its peak ground acceleration of 1.82 ''g'' was the highest ever instrumentally recorded in an urban area in North America. Shaking was felt as far away as San Diego, Turlock, Las Vegas, Richfield, Phoenix and Ensenada. The peak ground velocity at the Rinaldi Receiving Station was , the fastest ever recorded. Two 6.0 aftershocks followed, the first about one minute after the initial event and the second approximately 11 hours later, the strongest of several thousand aftershocks in all. The death toll was 57, with more than 9,000 injured. In addition, property damage was estimated to be $13–50 billion (equivalent to $24–93 billion in 2021), making it one of the costliest natural disasters in U.S. history. Epi ...
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Oakland Firestorm Of 1991
: The Oakland firestorm of 1991 was a large suburban wildland–urban interface conflagration that occurred on the hillsides of northern Oakland, California, and southeastern Berkeley over the weekend of October 19–20, 1991, before being brought under full control on October 23. The official name of this incident by Cal Fire is the Tunnel Fire. However, it is also commonly referred to as the Oakland Hills firestorm or the East Bay Hills fire. The fire ultimately killed 25 people and injured 150 others. The 1,520 acres (620 ha) destroyed included 2,843 single-family dwellings and 437 apartment and condominium units. The economic loss from the fire was estimated at $1.5 billion ($ in dollars). Origins of the fire The fire started on Saturday, October19, from an incompletely extinguished grass fire in the Berkeley Hills, northeast of the intersection of California State Routes 24 and 13 ( north of the Caldecott Tunnel west portal). Firefighters fought the fire on a steep h ...
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1989 Loma Prieta Earthquake
The 1989 Loma Prieta earthquake occurred on California's Central Coast on October 17 at local time. The shock was centered in The Forest of Nisene Marks State Park in Santa Cruz County, approximately northeast of Santa Cruz on a section of the San Andreas Fault System and was named for the nearby Loma Prieta Peak in the Santa Cruz Mountains. With an magnitude of 6.9 and a maximum Modified Mercalli intensity of IX (''Violent''), the shock was responsible for 63 deaths and 3,757 injuries. The Loma Prieta segment of the San Andreas Fault System had been relatively inactive since the 1906 San Francisco earthquake (to the degree that it was designated a seismic gap) until two moderate foreshocks occurred in June 1988 and again in August 1989. Damage was heavy in Santa Cruz County and less so to the south in Monterey County, but effects extended well to the north into the San Francisco Bay Area, both on the San Francisco Peninsula and across the bay in Oakland. No surface faultin ...
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Rose Parade
The Rose Parade, also known as the Tournament of Roses Parade (or simply the Tournament of Roses), is an annual parade held mostly along Colorado Boulevard in Pasadena, California, United States, on New Year's Day (or on Monday, January 2 if New Year's Day falls on a Sunday). Produced by the non-profit Pasadena Tournament of Roses Association, the parade usually starts at 8:00 a.m. Pacific Time ( UTC–8), and includes flower-covered floats, marching bands, and equestrian units. The parade is followed in the afternoon by the Rose Bowl, one of the major bowl games in college football. It has been uninterrupted except during World War II in 1942, 1943, and 1945, and in 2021 due to the COVID-19 pandemic. First held on January 1, 1890, the Rose Parade is watched by hundreds of thousands of spectators. The Rose Bowl college football game was added in 1902 to help fund the cost of staging the parade. Since 2011, Honda has been a presenting sponsor of the Rose Parade. Accordi ...
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